Latitude Gem Visa

I used this card to purchase laptop. I am so happy that I got this opportunity to use this to buy and pay later. Thank you Latitude Gem Visa team.

The card enables me to buy things for school for the kids at an expensive time of year. The people at JB provided excellent information about the card charges etc.

Had a nice experience using Latitude Gem Visa for purchasing stuff.
Would highly recommend as it was easy , prompt and no hassle to use the card for day to day expenses.

I purchased a laptop and signed up to use Gem credit for the purchase. I did this 14 days ago. I am yet to receive the actual card or details so I can start to pay it back.

I paid off my card one week ago and getting a confirmation email that my account has been closed has been a very inconvenient process. Call customer service for passwords and emails that are not working.

been awaiting card nearly 7 days its kinda urgent right now need to pay my bill feeling like it will never come in time of paying this overdue bill I would have like to submit a review stating the difficulties and hardship but im also grateful if it comes todays post it will be the 7th day in waiting for it.

I am very pleased with the the Gem Visa card. It made shopping for the special item which I recently purchased so much easier.
It was very simple and user friendly to use which was fantastic.

The purchase was very easy with my gem card, I am very happy to continue to make purchases with my card, thank you for making it so very easy to use

Happy to be with latitude
Great Service with 6 month interest free payment plans and more
Easy to use, better than a bank no need to pay interest for a long time

Prompt and efficient service throughout the application process. Good communication and easy to deal with! The six months interest free is very handy. I would highly recommend Lattitude Gem Visa!

Nothing bad to report, transaction proceeded as per the use of a Credit Card as should be, so to now pay it off, well back, that's the issue to be sorted out at my doing of course.

I don't want this review to be used to entice more people into debt when they cannot control themselves or organise their finances thus sinking themselves into spiralling continued debt - OK.

So far so good with minimal fees noting that our other bank charges us an annual fee without offering any interest free periods and charges late fees even though we paid on the due date.

6 months interest free is fine, but the annual fee is a total scam and feels as such. A fee should occur upfront or if considered 'annual' should occur AFTER a year if the balance hasnt been paid back. SCAM.

Free 6 months intrest free is good. I hope I could have get some offer like first year free. Their service is great and support available events after business hours.

The interest free for six months is great, but don't let this card fool you. If you reduce your credit limit, you can't increase for 12 months . You can't balance transfer, there is a $100 annual fee, and the international fees are insane. You are better off going with a bank or other institution where the T&Cs are upfront and you are in control of your own limit. They also give incorrect advice through the customer service portal. 5 years with this card and received no help from customer service.

Good experience and easy purchase . Quick approval of the application. My experience was geat and helped me to purchase what I need.I recomend this .
Easy and quick , my first credit card

Not used overseas, only in Australia, but great to know I could use it overseas if I had to. I will try to remember that should I go overseas. Thanks

The ease of use and amazing amount of retail outlets that provide interest free options is awesome and convenient - good job!!! It certainly assisted me in helping my daughter furnish her apartment that she recently bought. It means that I was not put under financial stress to cash flow her from my pocket, thus draining my own resources.

The card was easy to apply for and quick approval
When i called customer service to ask a few questions the staff were lovely and answered
My only issue was the more then doubled my card limit that I requested which was disappointing

Got furniture from Amart & got Gem Visa as the credit card company, my husband has used this company before & never had any issues. Keeping it for sure after the repayments are made as we both love the company, they answer quick &, although we just received it, we plan to use it again once some repayments go down.