Heritage Gold Low Rate

Excellent – I'm only a small time user, but it suits me, is one of the cheapest interest rates on the market, and there is no annual fee. What more could I ask for? I was with another company whose interest rate was 16% and had an annual fee of $24. A change to Heritage was very pleasant for me as the annual interest rate is only 9.95%. You should have… Read more

seen my old bank try and keep me on, they offered me anything I wanted. To make the change I went to Heritage and they did all the paperwork then and there for me. I just had to sign on the dotted line. Ever since I treat it just like any other card. I don't usually have much outstanding on it, but when I do, I don't stress about paying it off in any set time. None that bother me