$69 Annual Fee
Low Interest Rate of 9.89% on purchases & up to 55 days interest free
Price Protection (buy now and if the price drops within 30 days, the difference will be refunded)
Purchase Protection (if an eligible purchase is accidentally damaged or stolen within 90 days, Latitude Financial Services will help repair or replace it)
Extended Warranty (1 year extra warranty on eligible purchases that have an existing one-to-two-year manufacturer's warranty)
3% International Transaction Fee
Payment Handling Fees ($0.95 online including BPAY, $2.50 in person)
|Category||Low Rate Credit Cards|
|Additional Cardholder Fee||$0 p.a.|
|Contactless Payments||Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||9.89% p.a.|
|Cash Advance Fee||3%|
|Late Payment Fee||$30|
|Annual Fee||$69 p.a.|
|Foreign Transaction Fee||3%|
|Overseas ATM Withdrawal Fee||$4|
|Interest Free Period||55 days|
|Cash Advance Rate||18.89% p.a.|
Horrible customer service assistance, no corona relief access, so many ridiculous fees.
Expensive, hidden fees, ridiculous conversion rates, this card has honestly made my life more difficult, & for over 10yrs never have I missed a payment, even currently being unemployed & on disability.
I remember once I called to ask for an extension on my due payment because of financial hardship, the representative answered
“Sure, you can pay late, but you’ll havto pay the late fee”
And this is one story of many that I have with horrible customer service, & the non tolerance for the unemployed, even if they’re getting a stable income from Ce...
Perfect little Gem on my phone
It’s perfect. So easy to use it on my phone. So easy that I have used almost all my credit. The interest rate is what got me in because it’s so low.
Awful customer service !!! Please do not waste you time with these people. They will ask buch of documents and still process is a failure.
I will not recommend to anyone.
Easy and affordable
Easy to get, easy to maintain repayments. The process was easy and approval was obtained in about ten minutes with the card being received inside a week. Wow is all I can say
The worst service I’ve ever encountered
I have phoned latitude staff each day for the last three days requesting confirmation of credit card closure in order to obtain a loan. Each time I was assured this was achievable. Each day a code to access the credit card closure confirmation was absent contrary to assertions. This has delayed, and potentially sabotaged access to home loan refinance to finish renovations on an investment property. I wish I never had any contact with this company, they have jeopardised my investment and my families financial security time and time again.
I have never had a problem with Latitude they are great. I use the card regularly it compliments my other financial services. I would like to compliment Latitude on the professionalism of their staff
Handy card but some limitations
Great card to use - happy with limit offered but dislike that I cannot send multiple payments as I see fit ie locks out for 5 days with bank transfer and forces you to use bpay etc. I find that extremely frustrating this restriction. I have regular spendings and regular incoming cash which I like to put to credit card but can’t - as I see fit. Overall good product
Simple and easy
Simple and easy to apply for and quick approval process. Helpful when calling to discuss matters such as increase/decrease limit and transactions. Only thing would be helpful is maybe receiving notification prior to 12-month anniversary to advise the annual fee will be applying. Other than that, very good.
Comes in handy with the extra expense of car repairs
repayments are perfect, interest rates is good, perfect card in any occasional situation for when needed for those unexpexted repairs or expenses and no hidden fees which is totally good
No good Hidden fees
Annual fee is charged on the first month you used the card. That is not exactly says on the terms and condition booklet. hidden fees gets charged on so have to watch every usage.
Easy to apply with secure bank login, as well as being able to add card straight to Apple wallet and use funds before the physical card arrives. Absolute 10/10 compared to the process other lenders will force you to jump and duck through.
It has been fast and easy credit option. Got it with low interest rate and annual fee. So it does makes me a happy customer. I haven’t used it for overseas yet.
Great card very convenient easy to use
Great card easy to use very convenient way to pay back ,great interest rate will definitely be passing you on to all of my friends and family thank you again kind regards Godfrey
Perfect Card For What I Need, Easy To Use, Easy To Pay, Low Intrest Is Perfect, And Paying It Back Is Easy So Many Options, Thank You Latitude, Love It
Low rate card
Very easy to use and set up, would like the turn around time to be a little quicker when paying off the balance otherwise has been a very good card for emergencies
Questions & Answers
Sorry, there are no questions yet.
Get an answer from our members and Latitude Financial representatives
Other Low Rate Credit Cards
ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.