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Latitude Low Rate Mastercard

Latitude Low Rate Mastercard

4.8 from 5 reviews

Pros

  • $69 Annual Fee

  • Low Interest Rate of 9.89% on purchases & up to 55 days interest free

  • Price Protection (buy now and if the price drops within 30 days, the difference will be refunded)

  • Purchase Protection (if an eligible purchase is accidentally damaged or stolen within 90 days, Latitude Financial Services will help repair or replace it)

  • Extended Warranty (1 year extra warranty on eligible purchases that have an existing one-to-two-year manufacturer's warranty)

Cons

  • 3% International Transaction Fee

  • Payment Handling Fees ($0.95 online including BPAY, $2.50 in person)

Details

CategoryLow Rate Credit Cards
24-Hour Phone Contact No
Online Live Chat No
Card TypeMastercard
Additional Cardholder Fee $0 p.a.
Contactless PaymentsApple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate9.89% p.a.
Cash Advance Fee3%
Late Payment Fee$30
Annual Fee$69 p.a.
Foreign Transaction Fee 3%
Overseas ATM Withdrawal Fee$4
Interest Free Period 55 days
Cash Advance Rate18.89% p.a.

Visit official website

Reviews

Review distribution

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4
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1
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1 star
0

Scott K.

Scott K.South East Queensland, QLD

Low Rate is an understatement!

published

When Latitude says Low Rate, they are seroius! This is the best rate credit card I have been able to find. Even cheaper than the big 4 banks! Thank you Latitude!

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Main Point of ContactPhone
Card / Account Used ForOnline Shopping, Overseas/Travel and Special Purchases
See all answers

Sebastian

SebastianSydney, NSW

Perfect card

published

Easy to set up, easy to navigate web site. Excellent product . I'd recommend this card to all my friends. And relatives. I intend going overseas next year and will deffo be taking this card with me.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateAugust 2019
Card / Account Used ForEveryday Expenses
See all answers

Years using that without any problem !!

published

When I did, even I had a communication to Australia, even from South and North America, always service, listening and concern for us, your customer, was and it is smoot and great !!

Customer Service
Online Experience
Main Point of ContactPhone
Card / Account Used ForOnline Shopping, Overseas/Travel and Special Purchases
See all answers
Buster

BusterSydney, NSW

Payment of handling fee

published

I find it easy paying at a post office and with the interest rate i get charged, i find the $2.50 handling fee every time i make a payment a bit over the top!

Transparency
Customer Service
Rates and Fees
Application Process
Card / Account Used ForOnline Shopping
See all answers

Doug Shapiro

Doug ShapiroGreater Melbourne (Metropolitan), VIC

A dependable performer

published

How do you escape from this question if you haven't used your card overseas? Because of the bizarre requirement for a minimum of 30 words I need to comment on that as well

Rates and Fees
Card / Account Used ForEveryday Expenses

Questions & Answers

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