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ME Bank Frank Credit Card

ME Bank Frank Credit Card

2.7 from 13 reviews · View Statistics

Pros

$0 Annual Fee
11.99% p.a. Variable Interest Rate
Accessible Minimum Credit Limit of $1,000

Cons

1.5% International Transaction Fee
0.8% Mastercard Cross-border Fee
No attached rewards program

Details

CategoryLow Rate Credit Cards and No Annual Fee Credit Cards
Card TypeMastercard
Minimum Credit Limit $1,000.00
Minimum Income $25,000.00
Additional Cardholder Fee $0.00 p.a.
Contactless PaymentsApple Pay and Google Pay
Rates & Fees
Purchase Rate11.99% p.a.
Cash Advance Fee2%
Late Payment Fee$25.00
Annual Fee$0.00 p.a.
Foreign Transaction Fee 1.5%
Overseas ATM Withdrawal Fee$0.00
Interest Free Period 55 days
Cash Advance Rate11.99% p.a.
Visit official website

Reviews

  • Transparency
    2.8 (12)
  • Customer Service
    3.2 (12)
  • Rates and Fees
    4.5 (8)
  • Rewards
    1.3 (3)
  • Online Experience
    2.5 (11)
  • Application Process
    3.0 (9)
Previous
Next

Declined credit card - don't risk it!!

published

Declined my credit card application even though I am in the highest income bracket, own my own house and multiple investment properties and have quite a sum on money in the bank. Checked with the Credit Score company and i have and EXCELLENT credit score. They really need to take a look at their criteria. They are ruining peoples credit scores for absolutely no reason. I just wanted a small emergency credit card. I don't even own a credit card in my name. Was thinking of opening a bank account but never again will I deal with them. They won't even tell you the reason why you were rejected.

  • Transparency
  • Customer Service
ME (Members Equity) Bank
Digital S.ME (Members Equity) BankSend a private message
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Alison
AlisonSouth East Queensland, QLD
  • 6 reviews

Declined credit card - crazy company!!!!!

published
  • Transparency
  • Customer Service
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Gavin
GavinWide Bay-Burnett, QLD
  • 18 reviews
  • 19 likes

Credit Card Applications and Secure Mail slow response times

published
  • Transparency
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Mark H
Mark HGreater Melbourne (Outer), VIC
  • 7 reviews
  • 12 likes

Unbelievably Declined!

published

I was declined an ME Bank Frank Credit Card, despite having an after tax income of well over $200,000 and owning 4 properties outright valued at over $8-million. ME Bank’s approval criteria are extremely simplistic and do not address 21st century financial situations where both assets and liabilities are taken into account. I was only after a back-up credit card with a small limit. Maybe I would have switched all of my finances to ME Bank if I was impressed with their products and services, but I’m not. Their loss...

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Nathan O
Nathan OVictoria
  • 8 reviews
  • 5 likes

Really old app.

published

Their banking app sucks, this morning is second time i have logged into a page that says you have no accounts. I am also unimpressed by the app in general it does not show pending transactions in detail. It is also lacking basic features like notification of overseas travel.

  • Transparency
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Breakfast in America

published
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GEORGE WALTON
GEORGE WALTONAustralian Capital Territory
  • 4 reviews
  • 1 like

Archaic and untruthful

published

We applied for joint home loan and credit card. They didn't tell us that the card would be in applicant 1 name only. Make sure Applicant 1 earns more. It also takes a few days for transactions to show up. 1980-like crap.

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Next
MistyLou
MistyLouSouth East Queensland, QLD
  • 8 reviews
  • 2 likes

Great Creditcard

published

I am very happy with this credit card. Being a pensioner I need a card with no annual fee and a low spending limit, just to be used for emergencies.

  • Transparency
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DME
DMESouth East Queensland, QLD
  • 7 reviews
  • 6 likes

Great zero annual fee option

published
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Josey L.
Josey L.
  • 8 reviews

Mebank Frank credit card review

published
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Steve
SteveSouth East Queensland, QLD
  • 3 reviews
  • Verified

Why aren't you with these guys? seriously good

published

I believe that Me Bank is put together by Australian Super Funds, one of the lowest interest rates! The only downside is that it can take a couple of business days before transactions are visible on internet banking.

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Claire
ClaireSydney, NSW

Needs improvement with their credit card transaction on the mobile app

published
  • Transparency
  • Customer Service
  • Incentivised Review No
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No Annual Fee Credit Cards

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Lavanya
LavanyaGippsland, VIC
  • 6 reviews

A perfect card for me

published

Me Frank Credit card is really useful for all my needs. NO annual fee is a big advantage of this card. Interest rate is also best and overall its a perfect card for me for my day to day needs.

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Questions & Answers

Veera
Veeraasked

Hi what document do you need for apply for credit card

2 answers
GEORGE WALTON
GEORGE WALTON

Go to the ME Bank website and they will have an application form there. One thing to be careful of - they do not have joint accounts for their credit cards so have the highest wage earner as the applicant.

MistyLou
MistyLou

A bank statement showing regular income is definitely high on the priority list. Just go to the ME Bank website and the application form will spell it out for you.

Get an answer from our members and ME (Members Equity) Bank representatives

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