Pushy unhelpful sales people
- Sales person called me and provided very basic information, providing a price with no PDS is unprofessional
- Imagine buying a car over the phone having never seen it and the sales person says "are you over 18, do you have a license, it has 4 wheels and goes fast, its $500 month, but i can give you 10% off" and expecting i want it is ridiculous
- Insurance is a complex product and most consumers do not understand what they are buying
- They were unable to provide detailed nor satisfactory answers to their product
- They repeatedly read a scri...
Good price, got a discount
Purchased life insurance, got a quote and someone from the sales team called me and took me through my health questions. I received a 10% discount for having health insurance
Once I purchased my property, the first thing I did was purchase life insurance. Medibank were very good in there service. I have not made a claim. But the signing up and the follow up stage were good. Very impressed with the information that was given. Time was given to think about it and the follow up call was great. Other companies did not follow up with my quote.
Go else where
I contacted Medibank Life today about reducing the amount of premiums I pay. They were next to useless and the woman on the other end kept saying it was due to this and that and blah blah blah. My premiums started very low and have sky rocketed. Dont get caught out with this. Yes the sum insured has gone up, but my premiums have tripled. She kept saying but you are insured for 850k..... yes, but you have well and truly reflected that amount with your premiums. Disgraceful and your phone help was useless
Looks like theyve reviewed cancellation policy.
Looked up this review and was getting pretty nervous to see how difficult it might be to cancel my policy (realised I was paying into super and no longer needed it- had been paying for 1 year) looks like theyve paid attention to everyones complaints. Reading your comments I was all set to write and post a letter but that wasnt necessary.
Contacted them over the phone- got a call back around 1 hour later. Just had to provide my name, dob, address and policy number and it was all done in 2 mins. The guy made a polite attempt at encouraging me to ...
This started as a reasonable policy. I am now paying $144 a fortnight for it! Will shop around for a better deal! As a single parent, these fees are ridiculous
Falling on Deaf Ears
After 9 years with Medibank life insurance we found another insurance provider that gave us the same cover at half the price. Trying to cancel my policy with Medibank has been a nightmare. Rude, pushy and very obstructive, they have tried to stall us and constantly get us to stay with them They would not listen. We have had to block them from our bank so they didnt take any more money. Absolutely disgusted with how they have treated us. Never will we buy any Medibank product again! Apparently we are waiting to see if they accept our cancellation - what dont they get - its CANCELLED.
- Verified customer
A group of liars and sales people
They lied to me that I need to submit my credit card detail to see the PDS. I was informed that I have 30 days to decide. Turns out they sign me up and I got billed the fortnight after. I called to cancel only to be told that there’s a separate team that handle cancelation. I received the call and like everyone mentioned, it was another round of sales pitch. Appalling way of doing business, please stay away.
I wish I could give a minus rating!
I - like the others on here - wanted to cancel my life insurance. What a rigmarole! The person I dealt with was pushy about trying to keep me on (with offers to reduce my premium by reducing the sum insured) and then got narky when I said that I didn't want any of that because I have life insurance through my super. Finally - after many tens of minutes of cajoling, she finally recanted and huffily informed me that I had to put my request in writing. It was just an awful experience and I certainly will never consider buying any products from these people in a hurry.
Deserves negative stars
Well I've just endured similar to Real Name Yes, Bec and Stan B.
Medibank Life see a phone call from a customer trying to cancel as a sales opportunity. A sales opportunity with a customer that is unwilling to hang up on them because they want to cancel.
As a result of this experience I will never buy a Medibank product again.
To assist any consumer who wants to cancel a policy - your verbal communication is worthless and in fact is unnecessary - the cancellation has to be in writing.
Read the Product Disclosure Statement on the Mediban...
Not even one star -- fraudulent activities are rampant even in
I have never heard of Medibank Life insurance policy until today. Realised that they have been debiting my credit card biweekly for 2 years! When I realised that the debit was for life insurance I never solicited, it was devastating. On obtaining the policy, I realised that all the info they gathered was off my Medibank private health cover...How low can they go? On querying, they offered that I must have signed up on line..That refuted, they were on defence mode. Strange policy though...my card was debited for 2 years, I never sighted a poli...cy and apparently, I didn't even nominated a beneficiary and the policy was purchased on a Sunday! Try cancelling it...They needed it in writing with a signature and will need at least a week for the department to response... What business practice? This organisation cannot be trusted! Let alone pay out when you die?
- Verified customer
I wouldn't even give it one star.
They are friendly and helpful when taking your money but rude and incredibly obstructive when trying to cancel your policy. I called up to cancel and the representative was incredibly pushy about not letting me cancel, he kept me on the phone for ages when I kept saying I just want to cancel. He never said I had to give anything written to cancel. I called up a month later after they had kept taking money out of my account. The next representative was really rude and said I had to write a letter. He never said I had to sign it. So I wrote the l...etter and a complaint letter to the "dispute resolution manager" requesting the money be refunded. They did nothing to "resolve a dispute", they only informed me that I had to write another letter with a signature. They said they had emailed me a couple of days prior, I check my email several times a day and there was nothing in the junk box either. It seems like they conveniently "forget" to tell you details on how to cancel the policy and don't care about you once you are not paying.
Obstructive and unsatisfactory cancellation procedure
I have had significant difficulty in cancelling my Life Insurance Policy with Medibank Private that I have held for 5 or 6 years. After calling the insurance line, I was told my cancellation request would be passed on to the cancellation team and a return call would be made to my mobile. I have now waited for one week without word. I have had three missed calls to my mobile over that time from an unknown number - calls were missed as the call only lasted 10 to 15 seconds and I wasn't able to answer in time. No voicemail message was left. I have...attempted to cancel twice in the past and was talked out of the cancellation by a very persuasive cancellation team member - a decision I regret. I have decided to be firm this time and not be persuaded to continue, but am not looking forward to the pending discussion. I do not appreciate such an obstructive cancellation process. I wonder if the cancellation team are on a performance bonus scheme?
Compregensive in everyway!!
My dealing with Medibank Life have been nothing short of excellent, the service I recieved when taking out my policy nearly 5 years ago was spot on. Medibank Life have helped me and my family deal with a health issue that struck my wife nearly 12 months ago, the process of claiming through Medibank Life was simply and the people I spoke with were all ways supportive during this tough time. I am very glad that I sought cover for my myself and my family through Medibank Life.
Questions & Answers
Sorry, there are no questions yet.
ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.