MyFi
58 reviews
MyFi was previously trading as Cigno
Horrible experience – Initially this service was great, however once I settled my account and asked for confirmation of this I was ignored and taken on a ride filled with excuses. I still await manager details urgently.
Positive reviews
Awesome Service – Very impressed with the service provided by Myfi. I got myself into a bit of strife and they went above and beyond the call of duty to help me out. Would recommend to anyone. Show details
Fantastic service – Cannot fault the service Everything was very clear in regards to costs etc. very satisfied with the loan overall it served the purpose at the time and would use again short term Show details
Logical – If you pay your Bills on time there are no hassles. They always remind you when the next payment is due. Very good customer service skills and very easy to apply. Show details
Negative reviews
Don't trust a loan shark – Dont trust this company they will impose penalties after penalties they have been involved in lawsuits regarding this matter never take a loan from this company or any associated companys $350 turned into a $887 loan Show details
Already paid and still getting harassed – I paid my loan off and am still getting messages to pay even more. Have rung them twice today to sort this out, totally regret taking out this loan wish I never heard of these people
Not worth it – The application process was a breeze but how else would a company who over charges and are expensive get their clients . My fees were ridiculous, customer service was non existent and their were so many inconsistencies. Tried to pull the wool over you when you miss a payment . Wouldn’t recommend this company to anyone . Not worth the time and frustration Show details
Recent reviews
It was easy to receive this loan and very grateful for the help when I needed it – - Customer service was very informative - If payment was by Direct Debit a debt of $2.50 would incur if this was late and would be taken out on the next payment other than this I did not incur extra costs - Very satisfied Show details
Easy. Loan system quick response – The loan was easy to get and well. Planned out with easy repayments however can't get a hold of any body by phone and right at the end they said I hadn't paid the last payment and charge threw the roof interest . But it was fixed eventually and olny threw emails which where iin helpful and computer generated Show details
Takes you on admin goose chase so you end up paying more fees – This was a $150 loan that turned into over $1000.00 in repayments. -Customer service is almost non-existent. by the time they got back to me I had incurred multiple penalties. -There were many unexpected costs. -Overall terrible experience. DO NOT USE THIS FINANCE COMPANY Show details
Expensive – Super expensive and ridiculous fees. It seemed like the loan was never going to end. I would stay away and look for cheaper options if you need a loan- $250 turned into over a thousand dollars easy. Stay away! Show details
Short term loans – Call centre were misleading and fave wrong information. This company trys to scam there customers and make them feel dumb and they are at fault. Over charge overall terribke experience with myfi services would never recommend or use ever again
Stay Away ! Dangerous!!! – Stay away !!! I got a loan paid it in full and a lot more than I was supposed to pay now im getting hassles from debit collectors even though I paid it. Show details
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Very very good! Transparent and Fair – My experience was absolutely great. Especially just getting over the Xmas and New Year hump. MyFi made it easy for me and having access to the online also helped me to watch my account. I actually paid it off before as the "payout" figure was too hard to resist. Show details
Crap and dangerous – Terrible customer service. Borrowed 300 dollars ended up paying 1600 for it. Then they didnt update that that i payed the final fee then wanted me to pay another one. Dont use myfi Show details
It's pretty good but the interest ant great but helps u when in need of money – Yeah happy as an it's great help in time of need and they all so help with there call line people. Very easy to appreciate an website all round. Thanks team MyFi Show details
understanding and helpful – Honestly, I was abit slack when paying back my loan here and there but myfi was always understanding about it and would always break down my payments for me and anything else I asked for etc It was a pretty good experience personally and I do recommend it, I’m on minimum wage and work 20 hours a week so finding financial help with my job is hard but this company was a great help and affordable to pay back on my salary. Cheers Show details
Compliments where compliments are deserved – While in the past, I have expressed my dissatisfaction with this company and the service that they provide, I am more than happy to give credit where credit is due... The full professional service that I am pleased to say I received, was a total turn around to all previous dealings that I have had with this company. Hence forth, I will now gladly reuse and recommend your financial services to all that ask. Show details
Awesome! – Fast, efficient and excellent service. No hidden costs at all, which is fantastic! And i am very happy to give a 5* rating. and i don't usually give that out freely. :)
On a $350 loan this lot are trying to sting me $1050 after using a wrong account and costing me heaps in bank fees – $1050.00 on a $350 loan. Thieves! Do not use. Hard to contact. Non understanding. Used wrong bankbaccout costing extra fees have sent many emails only ever to get extra costs added. Do not use Show details
they are good only had 1 problem – really good at what they do, there was only 1 moment i had that wasnt bad cause they fixed it but not good either, and that was one of my payments didn't show on their computers but they had good communication and was sorted really fast
Although they came through for me in a pinch paying them was another issue – Although they came through for me in a pinch paying them was another issue entirely 45 minute wait for customer service an issue the portal to pay didn't work so I paid via bank deposit and try to send a screenshot of my payment because I knew my payment was due only to be message not sent but has no problem sending me atleast 10 notifications… Read more
reminding to pay multiple messages emails 3 long waits for customer service the longest being 45 minutes shortest being 10 as I unfortunately got disconnected before explaining I paid it for them to wish me luck for them seeing the payment that day was stressful to say the least but at the end of the day mifi came through with the funds when I needed it when others wouldn't I'm glad there's a happy ending where everybody got paid I just hope from a borrower's stand point it can improve or atleast learn from the shortfall in this experience and work on the issues raised
Find out how MyFi compares to other Short Term Loans
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Excellent Service – Fast and efficient. Took a while to get through over phone when needed however once through all runs well. No hidden cost as paid back before due date. Very satisfied. Show details
Excellent service – Very prompt & excellent service hassle free.Very up front everything explained & easy to understand no issues whatsoever.overall very happy to give it a 5 star rating would highly recommend not often I give 5 stars. Show details
GREAT EASY RECOMMEND IT. : ) – Great easy quick and very flexible. Thank you : ) what else can I say. Highly recommend thus service. Only thing I would change is the min of 30 words to lower. Show details
If I could rate lower I would – Poor customer service. The women on the phone was so rude. This company charges way too much. Change an extra $80+ for a late payment even though payment has been made.
Amazing – Great customer service. Fare rates, no hidden fees. Perfect for anyone needing a short term loan. MyFI services were very good . I highly recommend their service to anyone. Also very easy weekly payments
Absolutely disgusted blackmail me for leaving a bad review appalling – disgusting 365% interest rates you sign a contract saying you will pay x amount by direct debit only to have them message you after and say they no longer do it and this is now what you have to pay every weekcant get in contact with them unless you leave a bad review on here then they ring and promised discount if I changed my feed back and they… Read more
were very aggressive about this I borrowed 200$ ended up paying back 750$ as that was not what I agreed but they changed contract
Fast and simple – Fast and easy. Customer Service from processing to completion was easy, there was no stress at all. There were no unexpected charges involved, no surprises. I would use MyFi Services again and recommend to anyone in need of quick funds. Show details
Quick and easy! Handy when an unexpected expense shows up – Awesome service and simple online tools. Just when my car needed work but i didn't quite have enough i was able to get a loan to help keep me on the road.
Good help – I think your loans help me when I need it and as soon as I wanted it, it really comes in handy at times where I'm struggling Thanking you Amanda braun Show details
Highly Recommended – Great lifeline for those who need help within an hour. In times of need wifi loans are there and if payments are never missed there are no problems. Although do beware they do change their systems regularly so keep in close contact with notifications or you could get behind though these can easily be sorted. Show details
Myfi loans are great – I like Cigno loans now trading as Myfi loans I would recommend to people in need of a short term loan You can either ring or apply online and the service is really top notch
Life saver use are thanks – I have 3 gourges daughters which ain't cheap and Cigno has saved us many of times so thanks Cigno and thanks to the team there .cheers Cigno family your tops Show details
Criminal organisation – These people are thieves. They keep taking money out of my account despite having already been repaid in full. I blocked them and they found other ways to sneak access to my account and they are difficult to contact..how are they getting away with this? It's daylight robbery, plain and simple. Show details
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I also tried postponing a payment yet they still tried taking it out again costing me fees and also… Read more (+1 reply)