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MyPayNow

MyPayNow

3.4 from 17 reviews · View Statistics

Reviews

3.4

17 reviews
  • Transparency
    4.0 (15)
  • Customer Service
    3.5 (12)
  • Loan TypeFixed Rate (7) and Line of Credit (1)
  • Application Process
    4.4 (15)
  • Timeliness
    3.9 (15)
  • Loan Term 1 months
  • Cash Arrival0.5 day(s)
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Dean

DeanSydney, NSW

This app on not available in Australia??

published

Hi all i tried downloading app in Australia but its telling me that app isnt available in Australia. Can someone confirm this to be the case and a posdible solution. Thank you

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow
FreddyMercury

FreddyMercurySouth East Queensland, QLD

WHERE HAS THIS BEEN ALL MY LIFE!!!

published

mypaynow are fantastic! Funds were in my account within seconds! I get paid monthly so this is great for levelling out my cashflow. Will be using these guys again. So handy to have access to my wages as soon as I need it.

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow

Hi there Freddy, We're glad to hear that you have been enjoying our service. Thank you for taking the time to leave a positive review!

Rebecca

Rebecca

  • 6 reviews
  • 7 likes
  • Verified customer

Never received the money......yet it says I owe $100??

published

Never received the money, but apparently I owe them $100.
I got a message in the morning saying that my bank declined the instant transfer and that the fund would be available in the afternoon.... 24 hours later and still nothing. Yes it was a business day that I applied.
So I woul never bother using this again, I can't talk to anyone to sort it out...m so now I owe $100 for nothing!!! So unimpressed

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeFixed Rate
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow

Hi there Rebecca, We're sorry to hear that you did not have a good experience. Please reach out to our friendly customer service team via the HELP centre on the app or customerservice@mypaynow.com.au so we can help assist you further.

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Ian P.

Ian P.Sydney, NSW

  • 2 reviews

Been waiting for the money for 30 mins

published

Application and approval was easy, but my transfer was supposed to happen instantly and now 30 min later I haven't received anything.

Very disappointing for a 5% premium, once this one is paid back I will never bother again.

In fact to be honest I don't feel I should have to pay the fee when their end of the contract hasn't been fulfilled

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeFixed Rate
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow
Bella

Bella Sydney, NSW

So handy !!

published

Needed money, downloaded app and literally came in 30 seconds. Was very happy and now have used a few times. Great for when your stuck! Highly recommend My Pay Now! 5% fee isn't too bad cheaper then your average everyday loan!

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow

Hi Bella, Thank you for taking the time to leave a positive review, we appreciate your feedback!

Cheap, easy and fast

published

This is a very cheap and easy way to get money! I signed up and within a minute I had funds in my account. Would highly recommend to anyone wanting to try.

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow

Hi Steve, We're happy to hear that you had a positive experience!

Keri

KeriNew South Wales

I get paid 900 every week Unfortunately you did not meet our automated assessment criteria. We are unable to help you

published

Not satisfied cause it say Unfortunately you did not meet our automated assessment criteria. We are unable to help you at this time. when I get paid 900 every week

Incentivised ReviewNo
1 comment
MyPayNow
MyPayNowMyPayNow

Hi Keri, We are sorry that you feel that way! We can definitely review your account, please reach out to our friendly customer service team via the HELP centre on the app or customerservice@mypaynow.com.au so we can help assist you further.

It's essentially a payday loan with 60-120% annualised interest rate

published
Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeFixed Rate
See all answers
Sambo

Sambo

  • 2 reviews
  • 1 like

My pay now scam

published

My pay now big scam don't waste your time with them I receive 1100 a week but yet not enough to meet criteria go (before pay ) much better option and give U chance in life

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeFixed Rate
Loan Start DateDecember 2020
Loan Term1 months
Cash Arrival0 day(s)
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow

Hi there Sambo, We're sorry to hear that you feel that way! Please reach out to our friendly customer service team via the HELP centre on the app or customerservice@mypaynow.com.au so we can help assist you further with your MyPayNow account.

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Imprezive!

Imprezive!Metropolitan Adelaide, SA

  • 33 reviews
  • 17 likes

Shortest term loans at its finest

published
Transparency
Application Process
Timeliness
Incentivised ReviewNo
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow

Thank you for taking the time to leave a detailed review. We appreciate your great feedback!

Manu

ManuSydney, NSW

  • 4 reviews

Impressive! Quick, efficient and transparent service. A great alternative to cash loans and expensive line of credit.

published

Customer service: Not experienced yet. No extra costs or issue experienced. Very satisfied. Applied using an app and got money in advance straight away. Thank you, great service for now.

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan Start DateOctober 2020
Cash Arrival0 day(s)
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow

Hi Manu, Thank you for leaving a positive and informative review!

Rod

RodQueensland

  • 39 reviews
  • 39 likes

Easy approval

published

Downloaded the app and reviewed the fee (which is only $5) and schedule before proceeding. The application process is very easy and it doesn’t affect your credit score. I found the fees way cheaper than any other loan services out there and you can budget how much you can withdraw and leave the rest of the funds later on for use. Consider this as a revolving credit and will only use the credit for emergency situations so it is very handy. Thanks guys great work I’ve never seen anything quite like it.

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeLine of Credit
Loan Start DateOctober 2020
Cash Arrival1 day(s)
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow

Hi Rod, Thank you for taking the time to leave a positive review, we're very happy to hear that you enjoyed your experience!

Mara

Mara

  • 17 reviews
  • 6 likes

Stupid

published

I’m employed as a casual working full time hours. Every time I attempt to verify my bank details it claims I’m not employed.. pretty sure my bank account and employment contract say otherwise.

Incentivised ReviewNo
1 comment
MyPayNow
MyPayNowMyPayNow

Hi Mara, We're sorry that you feel that way! Please reach out to our friendly customer service team via the HELP centre on the app or customerservice@mypaynow.com.au so we can help assist you further with your MyPayNow account.

d m.

d m.

  • 3 reviews
  • 1 like

Cheap and easy to access

published

It's about time that you can access part of your pay early. Money in your account in seconds and only 5 percent fee to pay back next pay. Highly recommend and no stress wondering if you will be approved! Quick and always there if you need it.

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeFixed Rate
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow

Hi there, we really appreciate your positive review!

Greg C

Greg CSydney, NSW

Love this App

published

First time I used this app was on the weekend and had money in my account within a minute. Everything is set up automatically so I don't even have to worry about remembering to pay them back. About time someone did a service like this. Thanks MyPayNow

Transparency
Application Process
Timeliness
Incentivised ReviewNo
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow

Hello Greg, Thank you for your positive feedback!

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Brooke W

Brooke WMetropolitan Adelaide, SA

  • 2 reviews
  • 1 like

Best thing yet

published

This is cheap compared to pay day loans. 5% just to access your pay earlier. How many times are you short 3 to 4 days before payday and need some milk or petrol? This is instant in your bank and 24/7 too. Honestly this app is life changing.

Transparency
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeFixed Rate
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow

Hi Brooke, we really appreciate your feedback!

Dan

DanSouth East Queensland, QLD

  • 2 reviews
  • 3 likes

Best App ever.

published

This is really fast. I received the money in my account within minutes. I love that it is 24/7 as well. This has to be the cheapest money out there. Pretty cool guys!

Transparency
Customer Service
Application Process
Timeliness
Incentivised ReviewNo
Loan TypeFixed Rate
Loan Start DateAugust 2020
Loan Term1 months
Cash Arrival1 day(s)
See all answers
1 comment
MyPayNow
MyPayNowMyPayNow

Thank you for your positive review!

Questions & Answers

Stressed Out

Stressed Out asked

I missed a payment because my pay went in a day later. I want to know if I make the card payment today will I be able to access MyPayNow again today? I need to know ASAP because it will depend on me making the payment or buying medication.

No answers
Paul

Paulasked

If I borrow 400dollars how much is the interest

1 answer
Imprezive!
Imprezive!

There is no interest. You pay $5 for every $50 you take out so your next payday you will pay back $440 in total

Tammy W.

Tammy W.asked

I need to use my photo id

No answers

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