Nimble

Unfortunately I did the mistake to use Nimble, trying to relieve some financial issues, but it wasn't worthy at all, interest rates and fees are absolutely unfair. You end up paying much more and regretting for use it. They offer short term loans at very high rate.

I recently got a loan thru nimble. Their website was easy to understand, the turn around was incredibly fast and the rates were decent. A great service and would recommend

I applied in FEB for a small loan of $300.00. No problem with my repayments. Logged into my account to borrow $2000.00 for a sudden overseas wedding and was declined. Does't make sense.. seems they only allow you to borrow once.

Rather puzzled, my husband has been a nimble customer since 2015, never had a default, today he put in an application for the small sum of $300 and it said he "doesn't qualify for a nimble loan"

Nimble are a fast easy to use loan company. But if you need a payment moved.. Lord help you. $5 a day after the contract runs out so you can't move payment forward. plus mandatory $15 default fee even if you try to arrange it. They are designed to pray on centrelink families. Thank God I was just loaning money to get drunk with. If you are struggling stay away from nimble.

How long does it take for the money to come through because I have been waiting for hours for the money. Am I gonna get it next week or today?

I am not impressed at all by the failed communication on Nimble’s behalf. My partner loaned $700, in the application he accidentally entered for the repayments to come out in one week which was obviously unrealistic so he called them and explained it, then they said no worries. Once we get your loan approved we will then sort out the repayments. After doing so, they decided the fee to change the repayments would be the exact cost of the loan he applied for!!!!!. They have charged my partner another $700 to change the repayments!! .. Nowhere in the contract does it say to change repayments means it costs the total loan amlunt. How can that even be possible. If I hadn’t of noticed what was going on in his bank history who knows how much more Nimble would have taken out. We have been with them for a while now, never had an experience like this. I wonder who gets the profit from it?? What an absolute joke.

How long does it take for nimble loan to process through to westpac? It says 2 hours within the process and I’ve been waiting for a lot of hours by

When I log onto the app it immediately says we cannot help you! Doesn’t allow me to type in new info or update my status. I cannot even plead my case. No phone calls. No anything. They do not care despite my decent credit ratings the last 5 years. I’ve paid every single nimble loan back. Yes I missed a few payments and incurred penalties, but they were all paid off and never sent to a debt collector or likewise. This is a disgraceful company who should be investigated by the ACCC. Do not go near them!

Up front fees. Always friendly and never had issues. Wonderful team..I deal online as the website is good.

Been with them for 3 years and will continue well into the future.

I dont have a credit card. I use these guys and it is much more cost effective for me over the long run.

I can't thank Nimble enough, I was so overwhelmed with their compassion when my brother was diagnosed with a brain tumour and unable to work anymore, I would like to thank Tania , the Team Manager for everything thing she has done for my brother, it certainly put out minds at rest, words can't express our gratitude. Thank you again you are wonderful

Been loyal, had three loans with them all paid off, the last I paid in full 5 weeks before it was due. Then it said I didn’t qualify as I had another small loan, but I had previously always had another loan. Makes no sense, have stable well paid job and it just states I don’t qualify without asking for details. Go elsewhere were they actually listen and help you. Disappointed overall.

Be vary cautious using Nimble. It does affect your credit score. Also apart from charging huge interest on short term loans. I would Not recommend Nimble at all.

We had some confusion about the payment process and we had missed a payment to go through, nimble had sent a message saying we had 3 days to fix it before we were charged with a fee. We payed via debit and in our bank account money was taken out and put back in the next day from nimble. A couple of days later we had received an email saying we had missed the first payment and need to repay before the upcoming payment. We first called Nimble and was treated to a lovely person that was willing to change around the payment schedule. At that point when we had finished the conversation we realised their were still things we didn't understand such as why nimble had taken the money out and put it back into our account. We called again and this time was put through a person name [name removed]. [name removed] was very rude and for lack of a better word acting like a smart aleck. We just wanted an explanation as to why this happened and was willing to pay the new payment plan but instead proceeded to mock my boyfriend. An example include my boyfriend had dropped his pen on the ground she had heard the noise and she started to laugh and questioned why he was clapping and continued to laugh and mock again. This is very unprofessional behaviour and she was horrible and rude at explaining the situation to us. This is unacceptable behaviour from a company that is based on customer service. Please retrain her and let her know that we are upset and offended with her behaviour. We were put through with a new person named [name removed] and she was lovely and helpful and explained everything to us easily. Thats the kind of person you would want representing your company. I would like a formal apology from [name removed] it is simply unacceptable behaviour and from here on out will never get a loan from nimble ever again. I hope this is a learning curve for your employees to be a bit more respectful. We were not rude towards her we were just wanting answers and for her to act that way is simply unacceptable.

Well, over the past 5 years I have taken many cash advances, not really neeeded, but I was told (by a nimble service person) that it was a good way to repair my horrible creedit history.
I have never defaulted once on a scheduled repayment and on occasions, I even paid early.. On the odd occasion that I have had any issues, it was usually an easily rectified technical issue.
After reading a few reviews on here, I am slightly worried that these short term loans has negatively affected my credit score. I’m have been trying to find out what my credit score is. Would nimble be able to tell me what it is???
Don’t worry if you can’t, I won’t change my review and will always use you instead the others.
Finally, it would appear that some reviews are based on a false sense of entitlement... yes it’s high Interest, as we are high risk borrowers. Iys the nature of the beast!

My experience was I have been with nimble for approx two years. I defaulted on one payment which was close to end of contract .. I got hold of customer service and arranged for payment to be caught up and also ended my contract earlier than it was due..
Customer service seemed helpful and at no time was you informed on late payment would affect further loans..
Next minute I have a message left in members area saying I am not eligible to apply for loan this has now been there for over 8 months.. loyal client disappointed go elsewhere.

The first 2 times they were great. Third time disgusting. Nothing had changed since the last time I went with them, was advised that I was entitled to access other funds when I paid off the loan. I never missed a payment and was rejected . They said because I had another small loan but that had been paid off. Were not interested in talking to me nothing..just her. So cranky.

Nimble itself is fine and it does what it says on the tin so to speak. They offer very quick short term loans at with extremely high fees and very expensive penalties if you miss a payment.

Their systems are impressive and as a digital service, its pretty good. What you need to think about very hard is:
1) Do I need a short term loan
2) Is the high cost worth it
3) Can I pay my loan on time?
4) Do I accept what this means for my credit rating

The main points to focus on above are 3 and 4... which brings me to my main comment... consequences

Firstly, if you do not pay your loan on time, and you're already experiencing cashflow issues, you are likely to find yourself burdened with significant fees and charges that will further damage your cashflow. I've used Nimble a few times and always paid on time and therefore I haven't had this issue myself, but taking out a short term, high fee loan to resolve ongoing cashflows issues is only going to make matters worse. If you don't pay on time, you will really hurt!

Secondly, using Nimble will crush your credit rating with the agency they report activity with (Credit Simple, formally Dun and Bradstreet). I have an excellent credit rating with 2 of the main agencies (not used by Nimble), and an absolutely terrible rating with the agency used by Nimble. I've been advised by that agency that Nimble indicates desperation and therefore it negatively impacts ones score. To make matters worse, Nimble don't update the credit agency entry showing the account closed/paid and it therefore appears that one holds a number of revolving credit accounts.

So - in summary - they serve a purpose and they serve that purpose fairly well all things considered... but the service should only be used as an absolute last resort, and only when you are absolutely certain you can afford to pay your loan. Use this service in the knowledge that it will, for a long time, damage your credit worthiness which may prevent you securing more affordable finance in the future.

Company that like to stuff people around. Kept sending me text messages and rejecting me before I put any details

Completely unsatisfied with this product, it practically stole my details and told me I don't qualify for anything even though I did all the prompts right
Says its here for struggling Aussies and doesn't help them at