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St. George Amplify Signature

St. George Amplify Signature

3.6 from 20 reviews · View Statistics
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Pros

200,000 Bonus Amplify Points or 90,000 Bonus Qantas Points on offer
Earn 1.5 Amplify Points or 0.75 Qantas Points for each dollar spent on eligible purchases, uncapped. Plus, receive Birthday Bonus Points
0% pa. on Balance Transfers for 6 months
Complimentary Insurance Covers and 2 Lounge Passes each year

Cons

$379 Annual Fee
3% Overseas Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate of 19.74% after the first 6 months

Details · 

Compare both St. George Amplify Signature
Pros
    200,000 Bonus Amplify Points on offer
    Earn 1.5 Amplify Points for each dollar spent on eligible purchases, uncapped. Plus, receive Birthday Bonus Points
    0% pa. on Balance Transfers for 24 months
    Complimentary Insurance Covers for Overseas Travel, Extended Warranty, Purchase Protection and Price Guarantee
    2 Complimentary Priority Pass Lounge Visits each year
    90,000 Qantas bonus points on offer
    Earn 0.75 points per $1 spent on eligible purchases, uncapped. Plus, receive Birthday Bonus Points
    0% on Balance Transfers for 15 months
    Complimentary Travel Insurance and Extended Warranty
Cons
$279 Annual Card Fee
3% Overseas Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate of 21.49% after the first 6 months
3% Overseas Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate of 21.49% after the first 15 months
CategoryBalance Transfer Credit Cards and Rewards Credit CardsBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisaVisa
BenefitsSign-Up Bonus Points OfferSign-Up Bonus Points Offer
Minimum Credit Limit $15,000.00$15,000.00
Minimum Repayments2%2%
Rewards ProgramAmplify RewardsQantas Frequent Flyer
Points Earn Rate 1.5 points per $10.75 points per $1
Points Conditions
  • 1.5 points per $1 spent on eligible purchases

There is no cap on earn rate.

  • 0.75 points per $ spent on eligible purchases with Australian merchants

  • 0.75 points per $ spent on eligible purchases with overseas merchants

There is no cap on earn rate.

Contactless PaymentsApple Pay, Google Pay and Samsung PayApple Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate19.49% p.a.19.49% p.a.
Cash Advance Fee2%
Late Payment Fee$15.00$15.00
Annual Fee$279.00 p.a.$279.00 p.a.
Foreign Transaction Fee 3%
Interest Free Period 55 days55 days
Cash Advance Rate21.49% p.a.21.49% p.a.
Introductory Offers
Sign-Up Bonus

Receive 100,000 bonus Amplify Points in year 1 plus a further 100,000 in year 2 when you spend at least $12,000 on eligible purchases each year.

Receive 90,000 bonus Qantas points when you spend at least $6,000 within 90 days of card approval.

Balance Transfer Rates
Balance Transfer Period 24 months24 months
Balance Transfer Rate 0% p.a.0% p.a.
Balance Transfer Fee 1%1%
Compare both St. George Amplify Signature

Reviews

3.6
20 reviews
  • Transparency
    4.1 (17)
  • Customer Service
    4.1 (17)
  • Rates and Fees
    3.8 (16)
  • Rewards
    4.5 (13)
  • Online Experience
    4.0 (17)
  • Application Process
    4.1 (18)
Previous
Next

horrible service. websites do not work for card service

published

bad experience. spent hours on the phone and a secondary card still cannot be issues. website constantly fails for online login, and cannot be connect to reward system. staff both on phone or in branch are unable to help

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Marz_drive
Marz_driveSydney, NSW
  • 3 reviews

Generous rewards with fast approval & easy application

published

Decided to go for the Amplify Signature Credit Card after doing a major home loan refinance to St. George. The application and approval process was hassle free, easy and most importantly, quick. I literally got my card in just over a week after i applied and any questions i had were promptly answered by both the call center and branch i visited. They even waived the yearly card fee because i am on a home loan package, so i basically earn all those points for free. Its so nice to get a good deal from a bank!!! Ill be with St. George for the long run i reckon :)

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Mgas
MgasSydney, NSW
  • 9 reviews
  • 3 likes

Contactless Payments - Can anybody fix this?

published
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Adam
AdamSydney, NSW
  • 7 reviews
  • 1 like

Great card when the sign up bonus is available

published

I signed up for this card as part of the Qantas FF promotion. Great bonus and simple card with no extra fees. Easy process and great for everyday use. Amplify point scheme is a bit unusual but can be converted easily enough to Qantas FF.

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Hafiz Abdur Rehman
Hafiz Abdur RehmanGreater Melbourne (Inner), VIC
  • 4 reviews

Great easy to get card for Qantas points

published

I got this card few months ago because of the wonderful signup offer and I got 90000 qantas points for that. If you want to accumulate qantas points this is the card for you, it got decent annual fee and they send qantas points directly to your account plus they give you complimentary qantas frequent flyer membership too. I have had two cards from St George and the best thing about them is that they really understand your financials and cooperate with you during the whole process. I highly recommend them as an institution.

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Felix
FelixGreater Melbourne (Metropolitan), VIC
  • 4 reviews
  • 1 like

Good high end visa card with rewards

published
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J Harvey
J HarveySydney Surrounds, NSW
  • 4 reviews
  • 1 like

Good card when combined with signup bonus

published
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Next
Arvin V.
Arvin V.Perth, WA
  • 7 reviews

60000 bonus points

published

Got 60000 bonus points immediately after I spent 4000$ in 3 months time. Online account was user friendly. Getting the approval was not that easy. Took several attempts to get approval for credit card. But annual fees was only $49.

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Bear
BearSydney, NSW
  • 2 reviews

Good value card

published

There is not a lot to differentiate cards nowadays. The main difference between this and similar cards is the nice 10% birthday bonus on points. Annual fee is same or a little less than others and the 55 days interest free is worth a lot if you buy everything on card and utilise an offset account. Some cards only offering 44 days interest free, and for large monthly credit card spend that is a significant saving in offset interest each year. I also get a big points bonus they were offering for new customers, but seems everyone doing that nowadays.

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Alan
AlanVIC, 3029
  • 8 reviews
  • 5 likes

Good credit card but fees can be more transparent

published

The QFF rewards is a great feature. There is an ongoing annual cost but I got the credit card during promotional period and got the first year annual fee waived.
There were a couple of occasions that they charged a transaction fee without any reasons. Had to call them and got the fee waived. A bit disappointed in that regard but I did receive an apology and promise that this will not happen again. I guess it is probably the same with all other credit card providers, just need to check the transactions from time to time to make sure you are not being charged by fees that do not apply to you.

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The reviewer stated that an incentive was offered for this review

ben
benGreater Melbourne (Outer), VIC
  • 6 reviews
  • 1 like

Straight forward

published

honestly the only reason I got this card was for the bonus Qantas points and Qantas lounge passes which I was able to receive with no problems. Straight forward experience

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The reviewer stated that an incentive was offered for this review

Briscoe
Briscoe
  • 4 reviews
  • 2 likes

Impossibly slow application process

published

Approved for an account after an onerous application process as compared to other banks. 8 business days and counting later still not received the card. Keep getting emails and sms messages reminding me to activate my card. Terrible speed of delivery compared to NAB and Amex.

  • Incentivised Review No
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Balance Transfer Credit Cards

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Sam L
Sam LSydney, NSW
  • 7 reviews

I love their mobile app

published

I was never a st george customer until they rolled out the Amplify Signature credit card with bonus Qantas flyers points, I absolute love the auto categorise features that comes with the app! Though it's not always 100% accurate, but it gives you a good ball park figure on what have you spent etc. Customer service is good too!

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RLCD09
RLCD09Sydney, NSW
  • 9 reviews

Great customer service

published

Use this card for my everyday purchases. I find the online app easy to use to pay off the balance on time. I've spoken with customer service about the card and the experience was pleasant. Have it linked to qantas frequent flyer points and have found they come across as expected, sometimes it's just a little delayed. Overall no issues, just a very easy card to use.

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ravi y.
ravi y.
  • 4 reviews

So far So good

published

Application process was easy, good part is no annual fee for first year and you can balance transfer from other cards without incurring any fee and also get interest free days. So far so good, haven’t dealt with customer support yet but time will tell.

  • Application Process
  • Card Start DateApril 2019
  • Card / Account Used For
    • Everyday Expenses
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The reviewer stated that an incentive was offered for this review

Questions & Answers

Danielle B.
Danielle B.asked
Amplify Signature

whats the minimum annual salary needed to apply

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St. George Amplify Signature

Extra Information

Other Balance Transfer Credit Cards

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