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Suncorp Clear Options Platinum

Suncorp Clear Options Platinum

4.0 from 2 reviews

Details

Suncorp Clear Options Platinum
CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsComplimentary Travel Insurance, Introductory Interest Rate and Reduced First Year Annual Fee
Minimum Credit Limit$6,000
Maximum Credit Limit$30,000
Rewards ProgramSuncorp Rewards
Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate20.74% p.a.
Cash Advance Fee3.5%
Late Payment Fee$30
Annual Fee$129 p.a.
Foreign Transaction Fee 3.4%
Interest Free Period 55 days
Cash Advance Rate21.99% p.a.
Introductory Offers
Introductory Rate 0% p.a. for 14 months on Purchases
Reduced First Year Annual Fee $49.00
Balance Transfer Rates
Balance Transfer Period 18 months
Balance Transfer Rate 0% p.a.
Release dateSep 2009

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A good credit card

changed from a Citi card to this as my dispute with Citi went nowhere
my experience with Suncorp has been excellent- rewards are good
I see the 4 major banks as un-trustworthy
I support Suncorp Bank as it has Queensland roots

Rates and Fees
Rewards
Application Process
Card Start DateAugust 2016

Basic rewards program, no real benefits.

This card has a simple rewards program with introductory bonus is you spend $1500/mth for 6mth ... however other benefits are very limited. The application process was drawn out and a large amount of detail required for such a small balance especially when they already have my mortgage and bank details.
The complimentary insurance is too restricted with such requirements as your full flight costs (No use of points & pay) must be used to even qualify, and then the benefits are limited. Exchange rate fees are large at 3%.
There is no Google pay, but they offer Samsung pay.
Would I recommend it. No ... Essentially there are better options out there, if this wasn't something I got as part of my mortgage I wouldn't have it. To be honest I'm thinking of closing it.

Transparency
Customer Service
Rates and Fees
Rewards
Online Experience
Application Process
Card Start DateNovember 2018
Main Point of ContactPhone
Card / Account Used ForEveryday Expenses, Online Shopping and Overseas/Travel

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