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Suncorp Clear Options Platinum

Suncorp Clear Options Platinum

4.0 from 2 reviews


Suncorp Clear Options Platinum
CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsComplimentary Travel Insurance, Introductory Interest Rate and Reduced First Year Annual Fee
Minimum Credit Limit$6,000
Maximum Credit Limit$30,000
Rewards ProgramSuncorp Rewards
Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate20.74% p.a.
Cash Advance Fee3.5%
Late Payment Fee$30
Annual Fee$129 p.a.
Foreign Transaction Fee 3.4%
Interest Free Period 55 days
Cash Advance Rate21.99% p.a.
Introductory Offers
Introductory Rate 0% p.a. for 14 months on Purchases
Reduced First Year Annual Fee $49.00
Balance Transfer Rates
Balance Transfer Period 18 months
Balance Transfer Rate 0% p.a.
Release dateSep 2009

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A good credit card

changed from a Citi card to this as my dispute with Citi went nowhere
my experience with Suncorp has been excellent- rewards are good
I see the 4 major banks as un-trustworthy
I support Suncorp Bank as it has Queensland roots

Rates and Fees
Application Process
Card Start DateAugust 2016

Basic rewards program, no real benefits.

This card has a simple rewards program with introductory bonus is you spend $1500/mth for 6mth ... however other benefits are very limited. The application process was drawn out and a large amount of detail required for such a small balance especially when they already have my mortgage and bank details.
The complimentary insurance is too restricted with such requirements as your full flight costs (No use of points & pay) must be used to even qualify, and then the benefits are limited. Exchange rate fees are large at 3%.
There is no Google pay, but they offer Samsung pay.
Would I recommend it. No ... Essentially there are better options out there, if this wasn't something I got as part of my mortgage I wouldn't have it. To be honest I'm thinking of closing it.

Customer Service
Rates and Fees
Online Experience
Application Process
Card Start DateNovember 2018
Main Point of ContactPhone
Card / Account Used ForEveryday Expenses, Online Shopping and Overseas/Travel

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