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Suncorp Clear Options Standard

Suncorp Clear Options Standard

2.3 from 7 reviews · View Statistics

Pros

  • Relatively low standard Interest Rate of 12.74% p.a. on purchases

Cons

  • NIL interest free days on purchases

  • 3.4% International Transaction Fee

  • No attached rewards program

Details

CategoryLow Rate Credit Cards
Card TypeVisa
Minimum Credit Limit A$2,000
Maximum Credit Limit A$20,000
Minimum Income A$20,000
Additional Cardholders 4
Additional Cardholder Fee A$0 p.a.
Minimum Repayments2.5%
Contactless PaymentsSamsung Pay
Rates & Fees
Purchase Rate12.74% p.a.
Cash Advance Fee3.5%
Late Payment FeeA$30
Annual FeeA$55 p.a.
Foreign Transaction Fee 3.4%
Overseas ATM Withdrawal FeeA$2
Interest Free Period 0 days
Cash Advance Rate21.99% p.a.
Release dateAug 2006

Visit official website

Reviews

2.3

7 reviews
  • Transparency
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Application Process
    5.0 (1)
Previous
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Nick

NickMurray Region, NSW

  • 18 reviews
  • 12 likes

Good Credit Card

published

I have 8.74% on this credit card, has no interest free days but is a good card to have as a backup.

I haven't had to use it overseas, but have used it as a backup to buy appliances and pay it off etc.

Transparency
Customer Service
Rates and Fees
Online Experience
Application Process
Incentivised ReviewNo
Card Start DateApril 2017
Main Point of ContactBranch
Card / Account Used For
  • Special Purchases
See all answers
Edy S

Edy SPerth, WA

  • 20 reviews
  • 9 likes
  • Verified customer

Slowest credit card approved in the world

published
Trisha7

Trisha7AU

  • 2 reviews

Worst Procedure Period

published
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Kat5678

Kat5678AU

  • 2 reviews
  • 3 likes

Biggest waste of time

published
nep

nepAU

Incompetent Service

published
lyonrachel

lyonrachel

  • 2 reviews

Good

published

I am happy with this card it is very suitable for my needs. I also can offset it against a future home loan.
55 interest free days,low annual fee,conveniance of banking with suncorp also, choice of 3 colours and wallabies card
could be no annual fee

sofia

sofia

  • 14 reviews
  • 5 likes

OK

published

The features vary in all the credit cards so just find the ones that you are comfortable with and dont pay annual fees to be part of the awards program if you dont really need it(I know a few people who dont end up reediming their points-they think its colourful to have additional features)
Iam settled with Suncorp--the account provides unlimited withdrawals from any banks ATM in NSW and you can link up to 3 additional sub-accounts.
cant think of any as yet

Questions & Answers

Naomi

Naomiasked

Have just received my card. Do I need to have my PIN before I can make purchases?

No answers

Get an answer from our members and Suncorp representatives

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