2 photos
Suncorp Clear Options Standard

Suncorp Clear Options Standard

2.3 from 7 reviews · View Statistics
See the Best Low Rate Credit Cards in 2022 as rated by Australians on ProductReview.com.au.
Listing monitored by Suncorp

Pros

Relatively low standard Interest Rate of 12.74% p.a. on purchases

Cons

NIL interest free days on purchases
3.4% International Transaction Fee
No attached rewards program

Details

CategoryLow Rate Credit Cards
Card TypeVisa
Minimum Credit Limit $2,000.00
Maximum Credit Limit $20,000.00
Minimum Income $20,000.00
Additional Cardholders 4
Additional Cardholder Fee $0.00 p.a.
Minimum Repayments2.5%
Contactless PaymentsSamsung Pay
Rates & Fees
Purchase Rate12.74% p.a.
Cash Advance Fee3.5%
Late Payment Fee$30.00
Annual Fee$55.00 p.a.
Foreign Transaction Fee 3.4%
Overseas ATM Withdrawal Fee$1.50
Interest Free Period 0 days
Cash Advance Rate21.99% p.a.
Release date
Visit official website

Reviews

2.3
7 reviews
  • Transparency
    5.0 (1)
  • Customer Service
    5.0 (1)
  • Rates and Fees
    5.0 (1)
  • Online Experience
    5.0 (1)
  • Application Process
    5.0 (1)
Previous
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Nick
NickMurray Region, NSW
  • 20 reviews
  • 15 likes

Good Credit Card

published

I have 8.74% on this credit card, has no interest free days but is a good card to have as a backup.

I haven't had to use it overseas, but have used it as a backup to buy appliances and pay it off etc.

Transparency
5/5
Customer Service
5/5
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Edy S
Edy SPerth, WA
  • 21 reviews
  • 10 likes
  • Verified

Slowest credit card approved in the world

published
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Trisha7
Trisha7AU
  • 2 reviews

Worst Procedure Period

published
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Kat5678
Kat5678AU
  • 2 reviews
  • 3 likes

Biggest waste of time

published
Similar opinion? Write a review on ProductReview.com.au!
Low Rate Credit Cards

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nep
nepAU

Incompetent Service

published
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lyonrachel
lyonrachel
  • 2 reviews

Good

published

I am happy with this card it is very suitable for my needs. I also can offset it against a future home loan.
55 interest free days,low annual fee,conveniance of banking with suncorp also, choice of 3 colours and wallabies card
could be no annual fee

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sofia
sofia
  • 14 reviews
  • 5 likes

OK

published

The features vary in all the credit cards so just find the ones that you are comfortable with and dont pay annual fees to be part of the awards program if you dont really need it(I know a few people who dont end up reediming their points-they think its colourful to have additional features)
Iam settled with Suncorp--the account provides unlimited withdrawals from any banks ATM in NSW and you can link up to 3 additional sub-accounts.
cant think of any as yet

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Questions & Answers

Naomi
Naomiasked

Have just received my card. Do I need to have my PIN before I can make purchases?

No answers

Get an answer from our members and Suncorp representatives

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