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Sunshine Loan Centres

Sunshine Loan Centres

2.1 from 67 reviews · View Statistics
See the Best Short Term Loans in 2021 as rated by Australians on ProductReview.com.au.
Listing monitored by Sunshine Loan Centres

Reviews

  • Transparency
    2.9 (36)
  • Customer Service
    2.5 (43)
  • Loan TypeFixed Rate (15) and Line of Credit (2)
  • Application Process
    3.2 (42)
  • Timeliness
    3.1 (40)
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Reviewer Photos & Videos

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Rod
RodSouth East Queensland, QLD

Over them.

published

excellent payment history with sunshine will not go in your favour when applying. declined me on one reversal on my account being a customer for years always paying you on-time

Transparency
Customer Service
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres
Karen
KarenFar North Queensland, QLD
  • 3 reviews

A positive experience

published

I have only ever had positive experiences. Easy to communicate with and never an issue with initial money transfer, nor payments on the day I request. Remember peoples they aren't a free service, so ofcourse theirs fees associated, there doing you a favour. Happy all round

Transparency
Customer Service
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Thanks very much for the great review!

Marc T.
Marc T.
  • 3 reviews

These guys are a saint!

published

Such a easy process. You can have a bad credit file but they look at you as a person and see how you spend your income and ask questions if they need to. Not some automated computer crap. The fees are fantastic and they are a pleasure to deal with

Transparency
Customer Service
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Horrible

published

Applied for loan they approved it finalise it sent an email saying they transferred the money into my bank and said I'll get it before 7pm that night.. when 7pm came around nothing.. No money was deposited into my account and still they sent emails about REPAYMENTS!!! Horrible don't try them they are scammers!! Shouldn't even be a business!!!

Application Process
Timeliness
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Hi Eddie, please send through your details to sunshine@sunshineloans.com.au and we'd be more than happy to check everything for you.

Never again

published

The staff lie they repeatedly took money out on the wrong days which put my account in minus each time I spoke to them the amount owing was differant it get higher each time even tho I had been paying it iam so frustrated and would rather end up living in the gutter than borrow money from this place again!!!!!

Customer Service
Application Process

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Dont apply if its an emergency

published

Such a screw around. I applied for a loan out of desperation and was put in an unforseen and immidiate financial crisis. A whole 5 day screw around. Finally get the text that the money has been transferred and should appear before 7.00pm and then at 6.30pm get another text saying they'll do it tomorrow due to high volumes. Still trying to get into contact with someone. Apply anywhere else. I've never had an issue with any other company.

Incentivised Review No
Loan TypeFixed Rate
Shane
ShaneQueensland
  • 8 reviews
  • 1 like

Sunshine Loans did what they said they would

published

I applied for a small loans through Sunshine Loans and am happy with the results. They have responded to my queries and have given me a loan at a far better rate of interest compared to the majority of other lenders. I would recommend this company for those seeking a short term loan.

Transparency
Customer Service
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Thanks for taking the time to leave a review for us, Shane!

Bad Joke
Bad JokeSouth East Queensland, QLD

And I thought my jokes were bad...

published

These people are nothing short of a bad joke.

Trust me when I say it's not worth the headache. Other places out there are more professional and helpful than these people.

Transparency
Customer Service
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres
Glenny
Glenny
  • 7 reviews
  • 1 like

They are relentless in stressing you out when times are tough

published
Transparency
Customer Service
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Mara
MaraPerth
  • 22 reviews
  • 19 likes
  • Verified

Purposely Overdraw Your Account

published

Have had many loans with them over the years until I was finally declined due to a reversal on my bank statement.

Erm.. you set the payments a day earlier than someone’s payday which purposely overdraws their account. So how exactly is this a valid reason to decline an application?

I’m sure I’ll get the same copy and pasted response but enough is enough. Time to lodge a formal complaint against Sunshine Loans.

Transparency
Customer Service
Pedro Santos
Pedro SantosPerth, WA
  • 4 reviews
  • 1 like

Always professional and there when you need them

published

Have used on few occasions as unexpected issues crop up always professional prompt and fair
I know of places that charge way more on interest

Thank you for your great help and professional service

Transparency
Customer Service
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Glad we could help out, Pedro! And thank you for the great review too.

D.S.
D.S.melbourne
  • 8 reviews
  • 1 like

Another loan company you can skip.

published

Just another loan company that declines me everytime I apply. Doesn't matter the amount. I've been in the same job for 5 years, full time, earn more than enough. And all I get each time is an email saying we can't help you. No reason, no way to talk about the outcome, nothing. My repayment history with other loan companies is perfect. How they find a way to decline me everytime I have no idea. Don't give these guys any business.

Transparency
Customer Service
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres
D.S.
D.S.

this place is the best of all

published

i have been through some bad times....long story short credit rating was crap, in time of desperation and 8 other options this mob saved the day and ill remain faithful so to speak.... please use these guys first.....

Transparency
Customer Service
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Thanks very much, Duncan! We're glad we could help and it's nice to hear such kind words.

karli
karliGreater Melbourne (Inner), VIC
  • Verified

helped when in need

published

Similar to most Victorians, Covid has financially & mentally ruined me. Ironically, the only thing I do have is my physical health...Anyway, I guess it’s fair to say that I was not prepared in the slightest for any of 2020, but Sunshine Loans certainly have eased some of the financial burden I have been faced with. For a $500 loan, all up I paid out $660 over 6 x fortnightly payments & the money was in my account within 24hrs. I have found them to be very reasonable & easy to deal with. Payday loans are usually a far from great idea, however I found my experience with Sunshine Loans to be above satisfactory & in the likely, yet unfortunate circumstance of requiring another short term loan, i wouldnt hesitate in going through them again!

Transparency
Customer Service
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Hi Karli, thanks for taking the time to leave such a thoughtful review, much appreciated! 2020's been tough for sure, we hope things start going better for you and everyone.

evez2072
evez2072Perth, WA
  • Verified

At first, good and seemingly willing to help you out...then boom they show their shark fins

published
  • Thumbnail
Transparency
Customer Service
evez2072
evez2072
evez2072
evez2072
evez2072
evez2072

You have my full name, phone number and email Address...so unless you live in the isolated Congo tribes in the deep vast jungle Untouched by apple, pedigree dogs and that trump Guy then it would be nice to receive a bit of help.

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Read more reviews - page 2

Questions & Answers

Danny T.
Danny T.asked

Can I loan another small amount while still making payments on the last loan. If I can will the repayments stay the same???

1 answer
Shane
Shane

Danny I don't know.

Wanda E.
Wanda E.asked

what time will my money be in

No answers
Olivia F.
Olivia F.asked

Can I make a loan plz

No answers
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