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Sunshine Loan Centres

Sunshine Loan Centres

1.9 from 43 reviews

Reviews

(9)
(1)
(0)
(1)
(32)
  • Transparency
    3.0 (15)
  • Customer Service
    2.3 (21)
  • Loan TypeFixed Rate (4)
  • Application Process
    2.8 (20)
  • Timeliness
    2.6 (20)
  • Loan Term 2.286 months (7)
  • Cash Arrival1.333 day(s) (6)


Bob

BobSouth East Queensland, QLD

They say they take there lending obligations seriously crap thay brake lending regulations

published

Ok you say you take your lending obligations seriously i say crap. so then why do you lend money to people in a part 9 agreement which is against lending regulations???

Transparency
Customer Service
Application Process
Timeliness
See all answers
1 comment
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Crooks

published
Loan Start DateOctober 2019
1 comment
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres
Peter T.

Peter T.Greater Melbourne (Outer), VIC

  • 4 reviews

Great for me. Gets me out of trouble when I need

published

Always been happy with sunshine loans. Typical pay day loans are always expensive but these guys are one of my best and easiest options I use. Have had many loans and am happy

Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
See all answers
2 comments
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Hi Peter, glad we could help out when you needed us, and thank you for taking the time to leave a fantastic review, it really helps us out!

Peter T.
Peter T.

Your welcome

LACK OF UNDERSTANDING

published
Customer Service
2 comments
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres
Adrieana
Adrieana

One of the good guys

published

I've used sunshine loans a few times over the past few years and have never had an issue.

Their fees are laid out clear to see, the approval process is straight forward. Same day funding and the cost of the loan itself is perfectly reasonable.

There are alot of bad actors in this industry but these guys aren't it. Probably the only service of this type of consider using.

Highly recommended.

Transparency
Customer Service
Application Process
Timeliness
See all answers
1 comment
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Thank you for the great review, Amanda!


paully2012

paully2012Murrumbidgee Region, NSW

  • 36 reviews
  • 3 likes

They dont lend if you have great credit

published

Dont bother if you have good credit. I have a perfect credit record, still knocked back. Dont bother with them. You just get a no reply sms with no reason why. Im in advance with power, gas etc. Still knocked back.

Transparency
Customer Service
Application Process
Timeliness
See all answers
2 comments
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres
paully2012
paully2012

Stop lying to people. I was approved with someone else five minutes after you knocked me back. Credit score 730. Your a pack of fools. Dont reply losers


Not happy

Not happyMetropolitan Adelaide, SA

Got screwed around

published

After having continuous loans with then and paying it back on time and sometimes even earlier paid back I apply this time same details and amount and get declined not happy and no explanation why

Transparency
Customer Service
Application Process
Timeliness
Loan Start DateJuly 2019
Loan Term 3 months
Cash Arrival1 day(s)
See all answers
2 comments
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres
Not happy
Not happy

Thats ok I just wont use your service anymore


Unsatisfied customer

Unsatisfied customerSydney, NSW

  • 2 reviews
  • Verified customer

Was paid in full of $792 - today took more money out of my account

published
Transparency
Customer Service
Application Process
Timeliness
Loan Start DateSeptember 2019
Loan Term 2 months
Cash Arrival1 day(s)
See all answers
1 comment
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres
Suzii Que

Suzii QueSydney, NSW

  • 5 reviews

Disappointed!!

published

Highly disappointed!! I applied for $350 and was declined. I certainly have the capacity to repay however they weren't interested in my business.
I have recently been approved for $8000 car loan and $2000 loan with another reputable company with no dramas at all.
Sunshine will reply and say 'they take lending very seriously' but to be honest I don't think they know what they are doing lol
DEFINITELY DO NOT RECOMMEND!!!
Money3 are the way to go.....

2 comments
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres
Suzii Que
Suzii Que

Why thank me for understanding lol it's quite obvious that I don't understand!!!
You are a bogus lending group!!

It's all good I was approved today for $1000 loan with a legit lending company

D dries

D driesSydney

  • 2 reviews

It is what it is

published

Great customer service, quick and easy approval with money in your account.
As long as you pay the right amount on time you won't have any problems if you can't afford repayments don't get the loan then complain about not being able to pay it back. It is what it is

Transparency
Customer Service
Application Process
Timeliness
Loan Term 1 months
Cash Arrival1 day(s)
See all answers
1 comment
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Thanks D, we really appreciate the kind words and 5-stars!


John

JohnSydney, NSW

No loyalty

published

Ive been using sunshine loan for a very long time its my 4th time getting a loan and they decline it ,specially when i need it the most for a bond i moved place and accept new better job and they decline it didn’t even give me reasons so disappointed got a contact for new job only and every week for the last 5 years money is comming to my account and didnt give me reasons so i can figure out what i can do and mind you i just finish my final payment a day ago and was really hoping to re new my contract!! No loyalty to their costumer at all!!

1 comment
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Adam G.

Adam G.Sydney, NSW

  • Verified customer

Really Fast and Fair Rates

published

Fast and straightforward. Upfront with their fees and very transparent about the process and the consequences/fees of not paying on time.
Good rate; My $1200 loan only cost me $240 on top!

Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
Loan Term 2 months
Cash Arrival0 day(s)
See all answers

Jono

JonoSydney, NSW

  • 2 reviews
  • 1 like

Should have stuck with CashStop Personal Loans!!

published
Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
Loan Term 3 months
Cash Arrival1 day(s)
See all answers

Great prompt service. Very open

published

Great customer service. Prompt decision and funding. All fees laid out up front . Just read contracts thoroughly. Yeah they do charge high fees but I'm guessing that like myself, some borrowers present a higher risk, so fair is fair. Would happily use again if in a pickle.

Transparency
Customer Service
Application Process
Timeliness
See all answers
1 comment
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Thanks very much for the thoughtful review, Mee! We're very happy that you had a good experience with us.

Mark Brown

Mark BrownGreater Melbourne (Outer), VIC

Never Use This Mob

published

If l could give a Minus l would as they lied to me over the phone saying they could help me out Consolidate my Loans l have but they Didn't

Transparency
Customer Service
Application Process
Timeliness
See all answers
1 comment
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres
Zach H.

Zach H.South East Queensland, QLD

Great service, slow on funding

published

They processed the loan promptly and are great at sorting problems out with their automate systems. A little slow on the initial funding but overall a good lender and would definitely use them again if needed.

Transparency
Customer Service
Application Process
Timeliness
Cash Arrival4 day(s)
See all answers
1 comment
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Thanks, Zach! We appreciate the thoughtful review and we will endeavour to continue improving our processes and systems.


Stewart

StewartSouth East Queensland, QLD

Worst service ever experienced

published

Disgusting service. Diddnt even ask any questions about my situation which if they had of i could of explained the reasons behind my bank being defrauded thru google play. Do not recommend.

Transparency
Customer Service
2 comments
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres
Stewart
Stewart

Stefan B.

Stefan B.Sydney, NSW

As described

published
Transparency
Customer Service
Application Process
Timeliness
Loan TypeFixed Rate
Loan Term 3 months
See all answers
1 comment
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Thanks, Stefan! We really appreciate you taking the time to leave your thoughts. Glad we could help out too.


The worst. Don't do it!

published
Transparency
Customer Service
Application Process
Timeliness
Loan Term 2 months
See all answers
1 comment
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Edel

EdelDarling Downs, QLD

Never had a problem until now

published
1 comment
Sunshine Loan Centres
Sunshine C.Sunshine Loan Centres

Page 1 of 3

Questions & Answers

Ryne othman

Ryne othmanasked

I have applied for a 1000 loan and it got approved quickly and was around 2pm WA time which is 4pm QLD time.. Then I got a sms saying the funds had been sent to my account and would receive before 5pm WA time. I'm writing this at 632pm WA time and there are no funds in my account...I've double checked the contract with my account details and they were correct but no funds? I've rang my bank to see if anything was waiting to clear and they told me nothing was apparent ... will I ever receive my money? Does this happen often? I'm worried they've sent the funds to the wrong account or gotten a number wrong on there processing end... either way no1 funds yet and was promised before 5pm. It's now 635pm and nothing! Please get back to me as I've attempted to call and email support and nothing...

3 answers
Emma L.
Emma L.

Did u end up getting your funds

Adrieana
Adrieana

Forgot to mention there quite slack with how they handle matters

Amanda D.
Amanda D.

Did you end up getting your money


Kathleenokeefe

Kathleenokeefeasked

If I'm on centrelink will i be able to get a loan

2 answers
GrahamGale
GrahamGale

Hey as far as I know with Sunshine you do need an income

Adrieana
Adrieana

Dont even bother, try cash converters theyll definitely approve if your on Centrelink. Not to sure about these guys cause theyll probably take a century to get back to you


sandra m.

sandra m.asked

Is there any chance of receiving funds on weekend if contract was signed on saturdat

No answers

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