thediscountclub

Warning: Sophisticated Scam Operation Targeting Utility Bill Payments – Warning: Sophisticated Scam Operation Targeting Utility Bill Payments I would like to warn others about an elaborate scam that I encountered, which involves fraudulent utility bill payments and stolen credit card details. The operation begins with what appears to be a legitimate offer: you’re told your utility bills (electricity, gas, telco,… Read more

etc.) can be paid with a 30% discount. The scammers claim they work with utility providers and receive commissions in the form of “gift cards” from these companies—something that is highly unusual and false. In reality, most utility companies do not offer gift cards, and they certainly don’t pay third parties in this manner.

Once you provide your bill, they use the Australia Post BPAY system to pay it using stolen overseas credit card details. Because the Australia Post website allows public access to BPAY, anyone can technically make a payment to your bill, even using unauthorized cards.

You will not be given a proper payment receipt—only confirmation that the bill appears as paid on your provider’s system. This gives a false sense of legitimacy. They will then ask you to transfer the remaining 70% of the bill to a bank account under a different name, often opened with fake identification. Every transaction involves a different bank account, raising further suspicion.

Here’s where the scam truly unfolds: after 4–6 weeks, the legitimate cardholder disputes the unauthorized charge, and the credit card company reverses the transaction. This leaves you with an unpaid bill and a potential mark against your name. Since the payment was made using a stolen card, you become inadvertently involved in a fraudulent act.

By then, the scammers will have disconnected their numbers, and any attempt to reach them will fail. Because you willingly transferred money into a private bank account, recovering funds is extremely difficult—and reporting the incident could expose you to legal risk as an accessory to credit card fraud.

⚠️ Key takeaways:

Never trust individuals or services claiming to pay your bills at a discount.

Utility providers do not offer gift card commissions to third parties.

Always pay bills through your provider directly.

If something feels off, it probably is—trust your instincts.

Please stay vigilant. These scams often originate from overseas operations posing as local services. If you have already been targeted, seek legal advice immediately before taking any further action.

Very good and professional way to deal with all utilities – California based company and giving good discount on all utilities bills whole year payment in advance they can pay

Total Scam using company name such as Bulk Bargain, Utility Warehouse, Discount Club – Never do business with people who claim to be from Discount Club, Bulk Bargain or Utility Warehouse. They will first say they will provide 30-40% discount on bills, rego or ATO payments. They mostly talk in Hindi/Urdu and first register phone number which you can dial from phone but after sometime they disconnect numbur but still use that number… Read more

in Whatsapp. They will say to pay first and confirm with utility company and then only pay to thier supplier accounts. This supplier accounts are nothing but they open personal accounts using people's license in different banks. This guys use gift card which works as credit card and always under name "Discount Club" and they pay under $1000 and ask you to pay in advance insurance, bills, rego etc. Once you start paying with them they will keep calling you and ask you to pay more bills and payments and also tell you that they have monthly target so if you can pay them extra or pay more bills. Sometime they will say they give 40-50% discount on mortgage payment and that too directly into your account. They say they are based in Hawthorn, Melbourne and sometime say they are in Collins st, Melbourne CBD and also some times from QLD. This guys use different names and keep asking you to pay money once you pay $2000-$3000 they will start reversing bills and your utility companies will send you emails that some one has lodge charge back on the payment so please contact your bank. You endup paying those bills all over again. I event paid some bills 2-3 times using those Discount Club vouchers and they all got reversed.

This guys also use Bulk Bargain name for shopping digital goods. They say there is big sale on Apple Products such as iPad, Macbook and iPhone and watch and giving discount of 50%. Once you pay them, they send you email from Bulk Bargain and random tracking number which you cant track anywhere and they say you will recieve items with in 24-48hr from delivery agent. We waited 2 days but no one came and they say order price has increased so pay extra $500. We paid that too but they didnt deliver any order. They also claim that they have 2 warehouses 1 in Melbourne and 1 in QLD.

This guys are big scammers and they are from Pakistan or Indian. Some of the names I know are Zain Ali, Manpreet, Raj, Khaleel, Jake, Zia. They will use below phone numbers +61 3 9028 7622, +61 2 8091 7640, +61 2 8091 7690, +61 7 3040 6806, +61 3 9015 4127. They also use email bulkbargain.official.info@gmail.com and https://www.econex.com.au They will call you from your local state number and give you fake address.

Scam run by Pakistani people using Australian numbers – I have been contacted by Zain Ali, Raj and Ziya all 3 guys from Utility warehouse, speaking only Hindi and not English, calls from whatsapp which are melbourne based landline number. When you call on that land line number no one picks phone. They only answer on whatsapp. They pay for your utility bills and give 40 -50% discount and ask you to… Read more

confirm from your company after payment they do via some fake gift cards. They ask you to traansfer money in different person's names Australian bank accounts. After month or so your payment for bill gets reverted and they will not refund your money and you have to pay again 100% to your utility company.

They have another company called Bulk Bargain which is another fraud company from where these guys sell you electronic products and give you 40% discounts. They take 60% in advance payment for your electronics item in bank account and create fake order in Bulk Bargain company from their internal system. They will send you email for order and tracing number with warehouse phone number, which no one answer the call. Tracking number is alos false cannot be tracked on any courier company. Once you pay for items it never gets delivered to you. they make all wrong fake documents generated which looks right to you but you will never recieve item once you pay them full amount. They never pick up phone once you pay all amount.

I have spent around $3000 and no orders has been delivered. Beware of these scammers. No one in the world will give you 30-40% discount without any intention. Its total scam.

Total Scam run by Pakistani Punjabis – I have number of people of Asian Origin contacting me regarding a Scam run by a fake company from Melbourne " Utility Warehouse" They get your contact from Facebook. Say to pay your bills with someone's stolen Credit Card. Give you 30% discount. Then you have to repay the full amount because the owners of Credit Card has conflicted the… Read more

payments.

They ask people to put the money through direct debit into an agent having a account in Australia.

The banks and Police in Australia has been toothless in this regards.

All Australians must contact their Members of Parliament.

The scammers know this that presently Australian system has huge holes in their systems.

Poor Punjabi people are losing in thousands.

They operate from Pakistan under business phones through WhatsApp.

The recent one Call himself Ali Khan Using WhatsApp No +61 8 6102 8985. Threaten you with Hacking your FB account.

Gives you an account of Ayesha BSB 062948 ACC 29468867 Commonwealth bank.

Beware of the cheats.

Total Fraud guys – They keep on calling from different numbers and ask for utility bills. When i told i do not want it, he says then you will keep getting the calls. They are total piece of crap, I have registered for DnD, still they can call us, I think Australia should have some rules to deal with these rascals.

SCAMMERS – A guy name Taimoor was calling me from weeks and I knew that this must be a scam so I never answered properly. Today he called me again so I took some time to listen and then I asked about his company which I searched on the internet and this was the first link that came up. Thank you everyone who have posted here and I told him to just search on… Read more

google about your own company and you will see so Taimoor if you landed here and reading this "Hi, and shame on you!"

P.S. Nobody would ever call you to give money so please dont fall for it. And please dont blame Pakistan I am from Pakistan also there are good and bad people everywhere.

SCAMMERS – I was late to read these reviews. I"m another victim of this scam!! They will call you on Whatsapp and they will pay your bills. You will confirm from the utility provider that the bill is paid and you'll get confident that this has worked and you'll pay more bills. I am now calling my bank to stop the payment made to their account.

Voucher Scammers – They are Urdu speaking bunch of Pakistani people. They pay your bill on their credit cards pretending to be paying on company Vouchers. In 6 weeks time get the payments reversed. How come the Australian rules are that loose. They might not be seeping funds to some anti national forces or organisations. All those who have suffered let us get together.

Total Scam – This is total Scam, they called you and give you different ways to pay your bill and ask them to pay back money in cash. If they call you ask them that you will pay cash after 35 days. Full rubbish

Big fraud – I also got scammed with this company. They will speak in Hindi and all are From Pakistan. My 2 bills got bounced and need to repay. They are still calling me from different numbers. I asked band and bank said they already have many complaints about them. Please don't get trapped. The numbers they call from Never reachable. That's why they send msg from what's ap

SCAM - Don't fall for it – I got them pay a bill and as they say that we can confirm before paying them 70% of our bill. I called my service provider to confirm, they warned me that this company files a dispute after some time. I held on to pay them 70% amount. Yesterday, my service provider called and told me that "Discount Club" have actually requested for a refund.… Read more

Today, this guy [Name Removed] from Discount Club (Utility Warehouse) called me and said have you confirmed, amount hasn't been bounced back yet. I told him you guys have filed a request for it already. He then abused and hanged up on me.

They are not registered as "Utility warehouse" in Australia, they are using a fake name of a uk based company which has a very good reputation.

Big scammers – These company running proper call centre in the country like australia. They pay ur bill and we pay cash to them and they dispute the transaction and in 3 to 6 weeks we need to pay our bills again and all r pakistani dodgy scammers. Pls do not deposit money in their banks

BIG TIME SCAMMER – They treat you the way or background you're from and make you feel in every possible way that they are legitimate, but don't trust them is the simple answer, the best advise one can have for future they, pay and then you repay.

Got a call from them – Had a call this morning from a Dave, he spoke really fast, and said, will pay your bill, all I need is your account bill. I said no, cos I don't know who you are, so I gave him my email and he said he will call me back. I just got sent a very unprofessional dodgy looking email. I looked them up and found this site.

SCAM Alert – I need to report that company UTILITY WAREHOUSE the discount club (https://www.thediscountclub.net/) is a fraud. This company claimed that they offer services to pay utility bills on behalf of customers with 50% discount. They also claim to pay mortgage payments with discount. I provided my internet bill and also deposited amount to this company… Read more

to pay my bill. But one day my INTERNET was disconnected, when I called Telstra they advised me that the payment has been reversed as a disputed transaction with the bank and bank has reversed the payment that been made by the scammers credit card from my Telstra account. I went to a Telstra shop and paid an outstanding amount. I was shattered to know that I have been scammed. I have reported about this scam to all the authorities. Just need to make everyone aware that, please do not fall into the trap of 30% to 50% discount offered by this company as it is a fraud.

Scam alerts – be careful people, company call utility warehouse and discount club they give you discount on your bill 30 % to 50% bill depends on how big bill are. It's big scam. People name are mahek ali anwar ali, kiran rana thats few name. I don't know how they freely operate in Australia. They pay your bill take money . All bill get bounce back in 3 to 6… Read more

week. Sometimes after 3 to 4 months. I am request you all take ligal action. Take help from local police, tell bank to do investigations. I made complain to all higher authorities. They are doing investigate

SCAM ALERT!!! – I had a bad experience with this company branch in Australia. They gave me details of their business and told me to give their utility bills to us. so they can pay first and then charge you the money with a discounted price. I gave my bill to pay for them. At that moment, they paid the bill and it was showing in my account. so I transferred them… Read more

to the money. but a few days later, my service company called me and asked me to pay my overdue bill. I was shocked and told them its already paid and I have the extra money in my account for the next bill. then they told that whoever made the payment, they withdrew their money. IDK how they operated and how this happened. but still no response from them.