UniSuper

I highly recommend UniSuper as they provide great support when you call and also enjoy their webinars provided to help you prepare for retirement

We paid for advice and it was well worth the cost. Boris, Ben and Jaico were excellent. They advised us so we got the best combination of Super, annuities and Centrelink Pension. Highly recommended.

I have been with Unisuper for many years. Their returns have been very good over this time. Communication with them has always been easy and all matters I raised have been resolved to my satisfaction. I also find their podcasts informative and very useful. They have ensured that I have a comfortable retirement.

Generally I've been happy with UniSuper since joining in 2016, with 100% of my contributions going to the Global Environmental Opportunities portfolio - indicating that this is important to me. So along with many other members I was shocked to realise the environmental requirement of this portfolio has been watered down significantly. I don't… Read more

want to invest in technology companies run by amoral and cowardly US billionaires. I expect UniSuper to show more diligence, communicate better, and create a portfolio that I feel comfortable to invest in.

Please do better.

From https://www.theguardian.com/environment/2026/feb/20/unisuper-accused-of-greenwashing-after-quietly-reducing-environmental-element-of-investment-option:

UniSuper communicated the changes to members via its website and in an email to members. The email did not contain a summary of the changes but invited people to click through to a pdf document.

“Having made the change they really didn’t explain it to members,” Dixon said. “Hardly anybody would have twigged.”

Joining UniSuper was the best decision I made whilst still earning a salary and making contributions. I had been with a private fund which assured me that their "Balanced Fund" was conservative, but in 2009 after the American selfish, greedy and completely self-inflicted House-of-Cards (i.e. the GFC) fell, my own super balance 14,000 miles from… Read more

Wall Street dropped by 20% overnight. It would have dropped by 40%, but I had luckily moved half of it into cash some months earlier. Imagine losing 40% of your entire nest egg through a "Balanced Fund." This showed me that the private funds cared nothing about the long term retirement needs of its customers and had put 100% of their efforts into accumulation. Not that the federal government seemed to care about protecting retirees' monies after they started withdrawals. (A government scheme backed by long-term bonds would have guaranteed everyone's accounts.) I shifted to UniSuper as soon as I could, and I have never had anything but top support and care from them ever since. Thank you so much.

26 years with UniSuper. Basically I am as satisfied as I think practicable. The first list is the fund's strongest points in my opinion. As a result of this I am as content with how I am set up for retirement and this industry fund. Highlights: 1. Easy conversion from accumulation to pension phase and easy setting up the latter. 2. Easy transfer… Read more

of funds to UniSuper from other funds I had been put into during my working life. 3. Documentation good. 4. Phone advice on all this very good and helpful. 5. Historical data sets and performance of different options and mixes good. 6. Basic free advice from their representatives (two occasions far apart in time) very good. Periodic face to face presentations as well as on line videos useful. 7. Ability to vary option mix in both standard forms and according to preference with very short delay is an excellent feature. 8. Yields from investments satisfactory. 9. Having been able to significantly top up the funds in my retirement portfolio. 10. Not having the hassle of the SMSF option.

So why 'good' (4 stars) and not 'excellent' (5 stars)? (noting that these issues likely apply to an superannuation fund.) 1. Though I have been in superannuation funds for 40 years, mostly under the current national system, I have only 'fully' understood the system during the past 10 years or so and not from UniSuper but from learning via various means how the problematic global finance system, which superannuation is part of, operates. - Recommendation arising: Unisuper develop courses explaining how the finance system operates including how and why it is or is not connected to the real world. This should cover SMSFs too and why/when they are even more problematic or have significant advantages. UniSuper might develop an SMSF management arm given it is probably more trustworthy than other middle men advisors out there. I explored this option but rejected on several grounds... a. as you age your ability to manage finances decreases, b. I have better things to do than hunt for more money and c. SMSFs are often not well diversified and so are more risky especially if they revolve around an investment property. Though if you must be rent extractor they do make some sense. 2. The finance system behaves chaotically. This is noted (e.g. years of negative return) but never explained well, in particular why when there is no physical destruction of anything you can still lose huge nominal value as happened during the GFC. - Recommendation arising: Unisuper explain in detail the rationale for its statement that the finance market where it operates is not linked to the real world, something commented on at the 2025 General roadshow. - Recommendation arising: UniSuper develop lower return physical infrastructure based options. 3. There is a cliche often heard from super funds including Unisuper that "Past performance is not an indicator of future performance". But then they go and recommend sticking with bad investments during a downturn. The latter is reasonable in one respect because of the worse risk of locking in losses. However there is a bit of sleight of hand/fudge here. 4. Superannuation is based on economic growth.... but the planet can no longer cope with this. - Recommendations arising: Unisuper go further into ecologically sustainable assets than merely ticking boxes e.g. buying or starting renewable energy facilities. - Unisuper should publicize what its strategy is for retirement investment in the event of more environmental hazards being realized. 5. If you have socialist pretensions its time to wake up. You retirement is based on you being a petite bourgeois rentier capitalist.

Since.I joined Unisuper in 1991 their one to one service and advice has been outstanding. Now long retired and on a flexipension, Unisuper have provided me with financial advice and guidance which has enabled me to maintain my quality of life outside of regular paid employment.

I’ve been with UniSuper since retiring 4 years ago. My investments continue to perform, despite the economic difficulties we are facing. Unisuper keep me informed and offer relevant information to help further my understanding of financial matters. Their app and website are easy to use and follow. I’m very happy to belong.

Very low fees, effective investment strategies, great communication, helpful webinars and user friendly website. I’m very glad to have been with Unisuper for 30 years.

UniSuper ask Members to request meetings with their financial planners. However, the two times I have requested such a meeting there has been no attempt to contact me; no missed calls, no voice messages, no text messages and no emails. It has been very disappointing as we have several questions we want to discuss. Show details

Unisuper’s performance has been good. I’ve been a member for approximately 30 years. I’m now retired and only difficulty can be in communicating with head office when necessary.

Very honest and reliable fund returning very good returns for all ages and walks of life, at aged 84 very happy with performance and returns, no hesitation in recommending Unisuper,and you can sleep well at night.

Professional and helpful. Great account management and highly competitive performance. Flexible product structure. The in-house fee for service financial advice is a great feature and added considerable assist and account optimisation over the years before and after retirement.

I've always had a fantastic experience with unisuper. Their fees are great and the app is easy to use. I've taken advantage of the opportunity they provide for both free and low cost financial discussions, and also have attended their seminars. The only thing I would recommend is that they provide more diversity in seminar topics. Show details

I have not paid much attention to my super fund until recent years as I grow closer to retiring. I have found UniSuper to be excellent with communication and with the opportunities to partake in online information forums.

Excellent Fund. I am more than happy to recommend this terrific superannuation fund. The people at Uni Super are extremely helpful and understanding. Importantly, I feel they treat me as a valued member not just a number. They are really good at explaining things and ensure that my money is working hard for me. Nothing is too much trouble for… Read more

them. They are very good with security too, with good checks before releasing any funds. I feel really comfortable and confident with Uni Super. Thank you for looking after me and my money, Uni Super.

Unisuper have been an enormous help in managing my retirement. Both the initial set up and then as my circumstances have changed. I've found the financial advisers to be very professional and easy to get along with.

I have been a UniSuper member for over 25 years. Throughout that time, it has consistently delivered reliable returns and offered a broad range of investment options. I find it straightforward to monitor my super’s performance and make changes through the website and app.

Excellent long term returns. One of the few funds that provide free general advice on the technical aspects of transition to retirement. Highly recommended no matter what your age. Great option for those wanting to avoid the high fees and low returns of for-profit funds

Very good for students and staff of the university, generally acceptable performance, less cluttered info compared to other apps, but currently there are better choices in the market for performance.

I have been with UniSuper since early 2000's and retired in 2018. I have been very satisfied with the products and service provided. UniSuper continues to perform well and I feel confident that my retirement income is in good hands.

Unisuper is my superannuation company of choice. easy to deal with, easy to get (limited) advice over the phone and to book advice sessions if a little more complicated. A lot of the advice sessions are included so no extra costs. I don't have any complaints

I have been a member of Unisuper for 26 years and have been extremely happy with the services they provide. The transition from an accumulation account to a pension account was seamless and the fee we paid for financial advice at the time was well worth it. They also hold regular free seminars and webinars to keep up to date as well as investment… Read more

performance updates and podcasts. Investment performance and returns have been above targets resulting in the capital balance we hold actually increasing since transitioning to pension mode 6 years ago. Proud to say that we are well served by Unisuper resulting in us being fully fledged self funded retirees not yet eligible for the safety net of the government pension. Very happy thank you.