Best American Express Balance Transfer Credit Cards
Qantas American Express Discovery
- Purchase Rate20.74% p.a.
- Annual Fee$0 p.a.
- Interest Free Period 44 days
BUYER BEWARE - YOUR CREDIT RECORD WILL BE DAMAGED – Prior to applying, I had reasonably decent credentials: credit scores of 1000+ across multiple creditors; income of $250k+; never later with… Read more
payments; good debt/income ratio. My application was declined, with no reason provided. All credit scores now down across the board 200+ points. Better cards out there with more transparency. Suggest avoiding.
Qantas American Express Ultimate
- Purchase Rate20.74% p.a.
- Annual Fee$450 p.a.
- Interest Free Period 44 days
- Sign-Up Bonus Points100,000
I thought it would be a great option considering a decent amount of Qantas Points and the $450 travel credit. However, it is nearly impossible to use… Read more
the travel credit since it has to be booked through Amex's travel agency with Qantas and they always have tickets more expensive than when booking other options. It has to be booked in a single purchase and the purchase must be above $450 (hence not a cheap flight, so I would be loosing big every time I tried to book). Doesn't work with Jetstart either.
I would recommend going for a different card as this one is definetly not paying back its cost.
I hate that I cannot prepay my balance when I want, only after I receive the bill, though that may just be me.
American Express Platinum Edge
- Purchase Rate20.74% p.a.
- Annual Fee$195 p.a.
- Interest Free Period 55 days
I had booked a flight using Amex travel service. However, later I realised that I was not able to change the date of travel online either on the… Read more
airline website or Amex travel site. I had to call the travel helpline (which took couple of minutes to get through) and even then, the change could be made only after the reprsentative forwarded my request to another part of the organisation and it took hours before the changes could be confirmed. Very stressful indeed particularly if one is already overseas. I am unlikely to book flights any more using the American Express Travel Service based on the above experience.
American Express Explorer
- Purchase Rate20.74% p.a.
- Annual Fee$395 p.a.
- Interest Free Period 55 days
- Sign-Up Bonus Points50,000
Very Poor Service AMEX. I have been a very loyal customer since 1997 and spend a lot of money each Month using card. I have never been late paying… Read more
card. I book international flights through AMEX Tavel regularly. On a recent trip to Perth, I booked a hotel with breakfast included. Upon checking in I was informed that breakfast was not included. Upon calling AMEX Travel and sending over 1.5 hrs on the phone they informed me there nothing they could do. AMEX could not have cared less, so I cancelled my card on the spot after 29 years. Loyalty meat nothing to AMEX. They did not even ask why I was cancelling or ask if they could stop me leaving me.
American Express Low Rate
- Purchase Rate8.99% p.a.
- Annual Fee$0 p.a.
- Interest Free Period 55 days
Great credit card linked to PayPal – Great card if you pay your bills on time. We pay by direct debit so we are not slugged with charges. We link it to our PayPal payment and so we are… Read more
able to pay for products that the sellers would not normally accept Amex. Their reward scheme is also great and reliable.