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Australian Credit Solutions

Australian Credit Solutions

 Verified🏆 2026australiancreditsolutions.com.auABN: 80650730699
Australian Credit Solutions
5.0

983 reviews

Positive vs Negative
99%1%
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Transparency ?
4.9
Rates and Fees
4.8
Job Satisfaction ?
4.9

Formerly trading as Australian Credit Lawyers.

 AI reviews summary 

Pros
Effective credit repair outcomes: Many reviewers report successfully removing negative listings, defaults, and credit inquiries from their files.
Supportive customer service: Clients frequently praise staff members (such as Vanessa, Angelie, Sheina, and Sherlyn) for being professional, patient, and easy to deal with.
Clear communication: Reviewers highlight that consultants explain the credit repair process thoroughly and provide consistent updates throughout the journey.
Verdict

Overall sentiment towards Australian Credit Solutions is overwhelmingly positive, with a large volume of clients praising the company for its helpful staff, clear communication, and successful removal of negative credit listings. Reviewers frequently highlight specific consultants for their professional guidance and supportive approach. While a small subset of feedback raises concerns regarding contract terms, pricing clarity, and communication difficulties, the vast majority of clients report a smooth and satisfactory experience.

983 reviews
5 Kel  · Mhaye did an awesome job and her efforts are really appreciated
5 Yip Too  · Sheena and team is responsive and helpful in assisting me…friendly and polite
5 Mithun MK  · Very helpful and supportive staff… they helped me when really i needed help…. Thanks very very much,…
5 Kim  · All The Team at Australian Credit Repair are Sensational Ask them to help.
5 Barbara C.  · I'm grateful for the hard work of Australian Credit Solutions. They helped remove my Inquiries, and Mhaye made the process feel easy.
5 M Rahman  · I am fortunate that I selected ACL to clean my negative credit history. They are quick, fast and transparent.
Precious M.
Precious M.2 posts
 

Sheina and the entire team at Australian Credit Solutions (ACS) are incredibly patient, understanding, and supportive throughout the entire credit repair process. From the very beginning, they took the time to listen to my concerns, explained everything clearly, and made sure I understood each step along the way. They never made me feel rushed or… Read more

judged and were always willing to answer my questions with professionalism and care. Their dedication, excellent communication, and genuine commitment to achieving the best possible outcome gave me confidence and peace of mind. I truly appreciate the outstanding customer service they provided and would highly recommend Sheina and the ACS team to anyone looking for reliable, knowledgeable, and compassionate assistance with improving their credit.

Jake
Jake2 posts
 

The reason they have so many 5 star reviews is they bully you from the first sentence of your first phone call to leave one, aggressively. I am unsure if they are capable of doing what they say they will do I did not get that far, This is a cautionary message. When you speak to them on the phone they will say " We will remove x amount of defaults… Read more

for you for a special price of $2500 ". Then send you a contract that states $2500 per default removed, I asked them to adjust it and was sent another edited version, worded slightly differently, that actually worked out to a worse total. When I asked them to send me a contract that stated what they had told me verbally I was ghosted. If you are willing to pay $2500 per default removal I completely understand, go for it, however after going through this process with them I started googling and through following a process and three or so emails I have done this myself for free.

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Sargon King
Sargon King
  Fair Incentive

⭐⭐⭐⭐⭐ I had an excellent experience with Australian Credit Solutions. Shena and Vanessa were incredibly professional, supportive, and always available to answer my questions. They guided me through the entire process, kept me informed every step of the way, and made everything smooth and stress-free. Their knowledge, dedication, and outstanding… Read more

customer service gave me confidence from start to finish. I highly recommend Australian Credit Solutions to anyone looking for reliable and professional credit assistance. Thank you, Shena and Vanessa, for your amazing support!

Reviews with attachments

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Leah V
Leah V2 posts
 

Excellent work – I am very happy with the outcome my Enquiries has been remove and as well my default Show details ·  1

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Vivek
Vivek
 

Successfully removed another invalid inquiry – It’s really possible to repair the credit. amazing!!! Thanks you Reyna and Angelie for working on my file and successfully removing another hard inquiry. It’s not even one month I signed up with you Show details ·  1

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Bhargavi
Bhargavi
 

Sev my case officer. She is Jesus Christ – The best credit company. I just love you guys. God bless this company and staff. Following I have attached the proof. Sev took me through the paperwork. At ease. I havent struggled and penned a word. She did all by herself.

Latest follow-ups

D. John
D. John2 posts
 

Awesome service! The team was very professional, supportive, and easy to deal with. They kept me updated throughout the process and delivered excellent results. I’m really happy and grateful for their help—highly recommended! Show details

 Follow-up  · Initially, I was very impressed with the service. The team were friendly, professional and seemed genuinely committed to helping. Unfortunately, as the process went on, my experience changed significantly. Communication became poor, issues weren’t handled well, and the level of service I received was nowhere near what I expected from the… Read more

Australian Credit Solutions
Australian Credit Solutions    

Thank you so much for your kind… Read more

ANDREW
ANDREW NT4 posts
 

"Angie and Kristine are absolutely lovely — 10/10! They are doing a great job helping me. Both are professional, supportive, and always make sure I’m updated. I truly appreciate their hard work and dedication. Highly recommended!" Show details ·  3

 Follow-up  · They have done an amazing thing following up with my creditors what I owe and setting up the payment amounts where it was affordable

Syed Irfan Musavi
Syed Irfan Musavi
 

I had a great experience with Australian Credit Solutions. The team was professional, knowledgeable, and very supportive throughout the entire process. Special thanks to Vanessa and Angelie, who were incredibly helpful and attentive as my… Read more

consultants.

They guided me step by step, making everything easy to understand and stress-free. Thanks to their expertise, the listing on my file was successfully removed, which made a huge difference for me.

I’m very thankful for their service and highly recommend Australian Credit Solutions to anyone needing!

 Follow-up  · Have good experience with u guys and your doing great job

In-depth reviews

Nadia Sari
Nadia Sari
 

I would like to express my sincere gratitude to the entire team at Australian Credit Solutions (ACS) for the outstanding support and service I received throughout my credit repair journey. From the very beginning, the ACS team was professional, knowledgeable, and genuinely committed to helping me achieve the best possible outcome. They took the… Read more

time to explain every step of the process, answered all of my questions promptly, and provided clear guidance that gave me confidence and peace of mind.

The success I achieved with ACS exceeded my expectations. What seemed like a difficult and stressful situation became much easier with their expertise and dedication. Their attention to detail, consistent communication, and determination to deliver results made a significant difference in my experience.

I was particularly impressed by how supportive and approachable the team was. They treated me with respect, kept me informed throughout the process, and worked tirelessly to help improve my credit position. Their professionalism and commitment to client success are truly commendable.

Thanks to ACS, I have been able to move forward with greater confidence and a much brighter financial outlook. I highly recommend Australian Credit Solutions to anyone looking for reliable, trustworthy, and effective credit repair services. The entire team deserves recognition for their hard work, dedication, and exceptional customer service.

Thank you again, ACS team, for your incredible support and for helping me achieve such a positive outcome. I am extremely grateful for everything you have done and would not hesitate to recommend your services to family, friends, and anyone seeking expert credit assistance.

Navjot S.
Navjot S.
 

I am very happy with Australian Credit Solutions' Credit Repair Service! – I am so thankful to Australian Credit Solutions. They managed to remove my default in just a couple of weeks, which is truly impressive and made me very happy. Their efficiency and dedication exceeded my expectations. Special thanks to Lea and Angelyn for their exceptional assistance. They were incredibly helpful, explaining every step of the… Read more ·  1

process clearly and answering all my questions with patience and expertise. Their support made the entire experience smooth and stress-free.

I also want to extend my gratitude to Jemima for keeping me updated with the good news. Her timely updates and consistent communication ensured that I was always informed about the progress of my case.

I highly recommend Australian Credit Solutions for anyone needing credit repair services. Their professional approach and effective solutions have made a significant positive impact on my credit file, and I am truly grateful for their help.

Ngatamaroa Tuainekore
Ngatamaroa Tuainekore2 posts
 

Remarkable Service: Angelie and Nor’s Contributions at Australian Credit Solutions – I am very happy with the result provided by Australian Credit Solutions. Angelie and Nor were instrumental in removing a default listing from my file, transforming what could have been a stressful experience into a smooth and seamless process. Angelie and Nor’s friendly and professional approach made a significant difference, turning a… Read more ·  1

challenging situation into a manageable one. Their commitment to delivering exceptional service and effective solutions has been truly impressive. Their clear, thorough advice and dedicated support ensured that I fully understood my options and achieved the best possible outcome. They were always available to answer my questions, providing prompt and professional responses that set them apart.

I highly recommend Australian Credit Solutions to anyone seeking reliable and comprehensive credit management assistance in Australia. Their expertise and personalized service make them a standout choice for resolving credit issues effectively.

Find out how Australian Credit Solutions compares to other Credit Score Repair Services

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Positive reviews

Brianna
BriannaVIC
 

I'm so happy with the outcome! Australian Credit Solutions helped me get my default removed. Special thanks to Mhaye for her patience, clear communication, and dedication from start to finish. Excellent service! Show details

Jak Terry
Jak Terry
 

Australian Credit Solutions helped me successfully remove my default with Westpac. Special thanks to Mhaye for her amazing support, professionalism, and guidance throughout the process. Highly recommended! Show details

Megha Gupta
Megha Gupta
 

Sheina at Australian Credit Solutions was absolutely amazing. I’m so happy with the outcome—it feels like the best news I’ve received in years. I had been suffering because of a default on my credit file for the past three years, and thanks to Australian Credit Solutions, they helped me finally get it resolved. I truly appreciate all of their hard… Read more

work, support, and professionalism throughout the process. I highly recommend Australian Credit Solutions to anyone who needs help with their credit file.

Negative reviews

Melissa C.
Melissa C.2 posts
 

This company does not do what they say i have been with them for a long time now and [Content Removed] into thinking I was going to get good results they threatened me with making payments if I dont keep the payments up they will be added to my file as a default . As I dont want that i just kept paying them i got a copy of my credit file and it… Read more

still looks like it did 12 months ago not one thing has changed . Before Christmas i was told 3 weeks and it will be all fixed and still i am paying the fortnightly with no change. It has affected me financially and mentally I dont know why people find it easy to just rip others off and lie about helping us when they are clearly in it to rip us like anyone needs that at the moment

Australian Credit Solutions
Australian Credit Solutions    

Hi Melissa, We’re sorry to hear that… Read more

Rabi
RabiVIC3 posts
 

This team seems to focus more on getting 5-star ratings than actually delivering 5-star results for their customers. I was disappointed when they called me and even sent a link asking me to approve them writing a review on my behalf — despite the fact that nothing had been resolved. It has been over 5 months since I paid the initial $350 fee, and… Read more

I am still chasing them to correct my credit rating. On top of that, they asked me to pay another $350 to continue the process.

Unfortunately, based on my experience, I cannot recommend their services. Please be cautious.

Australian Credit Solutions
Australian Credit Solutions    

Thank you so much for sharing your… Read more (+1 reply)

David Freeman
David FreemanTAS
 

Good Service – Australia Credit Solutions done awesome in assisting me in partly fixing my credit file. Shane expertly guided me in fixing my credit file, making the process smooth and stress-free. Erica kept me updated every step of the way, adding a personal touch that made all the difference. Show details

Australian Credit Solutions
Australian Credit Solutions    

Hi David, Thank you for your… Read more

Recent reviews

Athra Zamel
Athra Zamel
 

Sheina was great and amazing throughout the entire process. I tried different companies before, but Australian Credit Solutions was by far the best. The whole team was professional, supportive, and made everything easy. I highly recommend ACS to anyone needing credit repair assistance. Show details

naim
naimVIC2 posts
 

The team is very helpful, professional, and responsive. I'm especially grateful for the excellent service provided by Mhaye. She was knowledgeable, supportive, and kept me informed throughout the process. I'm very happy with the service and would highly recommend them to anyone looking for assistance. Thank you for your outstanding support! Show details

Abhishek K.
Abhishek K.VIC
 

I had an excellent experience with Australian Credit Solutions. Vanessa was so helpful, friendly, and always ensured I felt supported throughout the process. Sherlyn was an amazing consultant—professional, knowledgeable, and genuinely committed to helping me achieve the best outcome. Their clear communication and guidance made everything smooth… Read more

and stress-free. I’m very happy with the results and highly recommend ACS to anyone needing credit assistance!

Find out how Australian Credit Solutions compares to other Credit Score Repair Services

Know better, choose better.

Compare all
Lashontae Ah-Sam
Lashontae Ah-SamQLD
 

Australian Credit Solutions has been absolutely fantastic to work with. Vanessa was always kind, helpful, and quick to respond whenever I needed support or updates. Sherlyn was an amazing consultant—very professional, knowledgeable, and genuinely committed to helping me through the process. She explained everything clearly and made me feel… Read more

comfortable every step of the way. The whole experience was smooth, stress-free, and handled with great care. I’m truly grateful for their support and highly recommend ACS to anyone needing credit assistance!

Kalyani Mohapatra
Kalyani Mohapatra
 

I had an amazing experience with Australian Credit Solutions. Vanessa was incredibly helpful, friendly, and always kept me informed throughout the entire process. Sherlyn was an outstanding consultant—very professional, knowledgeable, and genuinely dedicated to helping me achieve the best outcome. Their support made everything smooth and… Read more

stress-free, and I’m extremely happy with the results. I highly recommend ACS to anyone looking for reliable and effective credit assistance!

Davinder Singh
Davinder SinghVIC
 

I had a fantastic experience with Australian Credit Solutions. Vanessa was extremely helpful, friendly, and always made sure I was informed throughout the entire process. Sherlyn was an excellent consultant—very professional, knowledgeable, and genuinely committed to helping me achieve the best possible outcome. Their support and guidance made the… Read more

whole process easy and stress-free. I highly recommend ACS to anyone seeking reliable and effective credit assistance!

Chi Wai Tsang
Chi Wai Tsang2 posts
 

I had an excellent experience with Australian Credit Solutions and couldn’t be happier with the support I received. Vanessa was always friendly, responsive, and very helpful throughout the entire process. Angelie was an incredible consultant—professional, understanding, and highly knowledgeable. She took the time to explain everything clearly and… Read more

made me feel confident every step of the way. Their dedication and customer service truly stood out. I highly recommend ACS to anyone needing help with their credit situation!

Surendra Pal Singh
Surendra Pal Singh
 

I’m extremely happy with the service provided by Australian Credit Solutions. Vanessa was so helpful and supportive from day one, always making sure I was updated and comfortable throughout the process. Angelie was an exceptional consultant—professional, knowledgeable, and genuinely dedicated to helping me achieve a positive result. Their… Read more

communication, patience, and attention to detail made everything smooth and stress-free. I truly appreciate all their hard work and would highly recommend ACS to anyone in need of credit assistance!

Parminder Singh
Parminder Singh
 

Australian Credit Solutions has been absolutely wonderful to deal with. Vanessa was very kind, responsive, and supportive throughout the entire process, always making sure I felt informed and looked after. Sherlyn was an amazing consultant—professional, patient, and highly knowledgeable. She explained everything clearly and worked hard to help me… Read more

achieve the best possible outcome. The whole experience was smooth, stress-free, and handled with genuine care. I highly recommend ACS to anyone needing help with their credit!

Kevin James Woolf
Kevin James Woolf
 

Australian Credit Solutions has been amazing to deal with from start to finish. Vanessa was very helpful, friendly, and always made sure I stayed updated throughout the process. Sherlyn was an exceptional consultant—very professional, patient, and knowledgeable. She took the time to explain everything clearly and made me feel confident every step… Read more

of the way. I truly appreciate all the support and hard work from the team. Highly recommend ACS to anyone needing help with their credit!

Anula Priyanthi Don
Anula Priyanthi DonVIC
 

I’m very impressed with the service from Australian Credit Solutions. Vanessa was incredibly helpful and always made the process feel smooth and stress-free. Angelie was a wonderful consultant—very professional, understanding, and easy to communicate with. She kept me informed throughout the process and was always happy to answer my questions. The… Read more

support and customer service I received were outstanding. I highly recommend ACS to anyone needing help with their credit situation!

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