Clear Credit Solutions

I contacted Clear Credit Solutions after an ANZ default was impacting my credit file and affecting my ability to move forward with finance. I wanted a team that could handle the process professionally with minimal stress. The communication was excellent, everything was explained clearly, and the team achieved exactly what they said they would. … Read more

I’d highly recommend Clear Credit Solutions to anyone in Australia dealing with defaults on their files before applying for finance.”l

The team at Clear credit solutions have been nothing short of brilliant to deal with. I had a couple of clients who have had issues with their credit files that we could see were not merited and as such sent them onto the team. The matter was handled in a timely and professional manner and happily they got a positive outcome for my client. Excellent service and very worthwhile. Show details

We recently worked with Clear Credit Solutions on a client matter involving an SMSF transaction where one of the applicants had a severely impacted credit score due to a Latitude credit card issue. The client’s score had dropped to 375 because of overlooked monthly account fees that compounded into arrears over time, despite there being no other… Read more

significant issues on the file. This had already affected a previous finance attempt and was creating concerns around moving forward with lending.

Clear Credit Solutions stepped in quickly, reviewed the situation thoroughly, and helped resolve the issue professionally and efficiently. The communication throughout the process was excellent, and both the client and our office were kept informed the entire way through.

What stood out was their understanding of how even small credit file issues can have a major impact on lending outcomes, particularly when timing is important.

Based on our experience, Clear Credit Solutions has been a valuable support when dealing with complex credit file situations and helping clients get back into a stronger position financially.

As a broker, you put a lot of work into getting a deal ready, so it’s always frustrating when a credit issue comes up late in the process that could potentially stop everything. I had a situation late last year where a client was ready to proceed, but an old default from a previous business dispute surfaced and looked like it would impact their… Read more ·  1

ability to move forward.

Rather than letting the deal fall over, I referred the client to Clear Credit Solutions to see if the issue could be addressed.

The team handled the matter professionally from start to finish, clearly explained the process, and kept both myself and the client informed throughout. They were able to resolve the issue, which allowed us to move forward with the application and achieve the outcome for the client.

Having a trusted team like Clear Credit Solutions to refer clients to when these situations arise makes a huge difference. It gives me confidence knowing there is a structured pathway to help clients get back on track when credit issues come up.

I’d highly recommend them to any broker or client dealing with credit-related challenges.

Kate Sheldrick - Finance Broker, WA

As a broker, you come across plenty of situations where a deal can’t move forward because of something on a client’s credit file. Having the right people to refer those cases to makes all the difference, and for me, that’s Clear Credit Solutions. I’ve referred a number of clients over the years, including one recently who had a legal judgement… Read more ·  1

impacting their ability to secure vehicle finance. Rather than letting the deal fall over, I sent the client to the team at Clear Credit Solutions to see if anything could be done.

They handled the situation professionally, kept both myself and the client informed throughout, and were able to resolve the issue. Once that was sorted, we were able to move forward and secure the finance.

What I value most is their honesty and clarity — they’ll tell you upfront whether something can be fixed or not, and they don’t overcomplicate the process. It gives me confidence referring clients knowing they’ll be looked after properly.

If you’re a broker dealing with clients who have credit issues, I’d highly recommend having Clear Credit Solutions in your corner.

— Terry Blaser JLM Brokerage

“I’ve worked closely with Clear Credit Solutions across a number of client scenarios, and they’ve become a trusted resource when credit file issues come up. In our industry, timing and outcomes matter, and the team consistently delivers when clients need support to move forward. We’ve seen situations where clients would have otherwise been unable… Read more

to proceed, but after working with Clear Credit Solutions, they’ve been able to get back into a position to progress with their goals. What stands out is the consistency — clear communication, a straightforward process, and an understanding of how important it is to support both the client and the referring partner. Having a reliable solution for credit issues makes a real difference, and Clear Credit Solutions has been exactly that.”

I was referred to Clear Credit Solutions by my broker Matt Spears after some late payments with ANZ showed up on my credit file and were affecting my ability to move forward with finance. From the first conversation, everything was explained clearly and in a way that was easy to understand. The team kept me updated throughout the process and… Read more

handled everything professionally. They were able to get the late payment history corrected, which made a huge difference and allowed me to move forward with my application. I really appreciated how straightforward and supportive they were the whole way through. I’d highly recommend Clear Credit Solutions to anyone dealing with credit file issues.

⭐ Polished & Professional I had a great experience working with Peter from Clear Credit Solutions. He was genuine, knowledgeable, and incredibly helpful throughout the entire process. He explained everything clearly and made what felt like a stressful situation very straightforward. Thanks to Peter, my default was removed within just 2 business… Read more

days, which exceeded my expectations. I highly recommend him to anyone needing assistance with their credit file.

Not worth your money – They were good until they took our money! Then it was 6 months of trying to get into contact with them and follow up on what was going on, we would be promised a call back then not hear from them for another 2 weeks until we called again asking what was going on They did manage to get our credit cleared but wouldn’t use them again Show details

Lack of contact – Engaged CCS early in the year and felt very reassured at the beginning. I was advised that one of my defaults may not be able to be removed and that I forfeit my no win no pay agreement, I was fine with this and engaged CCS to do the best they could. Very professional on the sale of the service, however. 5 months into the process I've spoken… Read more

with my case manager twice from memory looking for an update. Multiple calls and "you are next on his list". I was advised that one company had agreed to remove the default and that he would contact me the following Friday for an update. Six weeks later I'm yet to recive and update.

I don't feel like this is the case managers fault I feel he may not have the resources to most effectively maintain contact with all his clients.

I've written this review to provide potential customers a true insight into the lack of communication and how infuriating it can be to get hold of your case manager for an update. By all accounts, CCS provided me with the service I purchased. However, I was expecting a little more professionalism from them.

Worse service and heaps of broken promises – Almost 8 months and nothing has been done. Everything [Name Removed] said qas nothing but lie after lie after. He promised me that he will refund me if he cant cant do anything and now i get nothing from him he wont take my calls or reply to my emails and NO refund has been given. 8 months but nothing but lies and time wasted. Worse person to deal… Read more

with. Honestly do NOT WASTE your money and time with these guys. The last email i got from the reception was saying that i used bad language where no bad words have been thrown out called him a liar and wasnt happy with that.

As a broker with Aussie Home Loans in Coffs Harbour, we’ve worked with Clear Credit Solutions on a number of client files where credit issues would have otherwise prevented the application from proceeding. We can now assist those clients, as team at Clear Credit Solutions can step in and allow clients to proceed sooner with their purchase or… Read more ·  1

refinance, which in most cases, allows them to save money & avoid a higher rate.

Being a family-owned business ourselves, we really value working with another team that communicates clearly, looks after clients properly, and understands how important timing is when it comes to getting a deal across the line.

Having Clear Credit Solutions as a support in the background gives us confidence that when credit issues come up, there’s a pathway forward for the client.

Through MyHomie.help, we work with first home buyers who are trying to get into the property market, and Clear Credit Solutions has been a key part of helping make that happen. Our clients can come to us with a worry about a potential credit issue that would normally stop them from moving forward, but the team at Clear Credit Solutions has helped… Read more ·  1

turn those situations around.

We've seen clients go from being declined to back in a position to move forward with a loan, which makes a huge difference in their journey, personally experiencing this with my own partner who was a first home buyer with credit challenges, and we were able to purchase our first property together as a result.

They understand how important timing is in the home buying process and communicate clearly on the breakthroughs. It's been a strong partnership and gives us confidence knowing our clients will have the right support on their journey even after moving on from MyHomie.help.

At 360 Mortgage Solutions, we work closely with clients to ensure they are in the best possible position before applying for a home loan, and Clear Credit Solutions has been a valuable part of that process when credit issues arise. We’ve referred a number of clients with defaults or credit file concerns, and the team at Clear Credit Solutions has… Read more ·  1

consistently provided clear guidance, strong communication, and practical outcomes that have helped those clients move forward.

In several cases, clients who would have otherwise been unable to proceed have been able to get back into a position to apply for finance after working through their credit file issues.

What stands out is their ability to manage expectations and keep both the client and broker informed throughout the process, which makes a real difference when navigating more complex scenarios.

Having Clear Credit Solutions as a trusted partner gives us confidence that when credit challenges come up, there is a structured and professional pathway to help our clients achieve their goals. https://www.dropbox.com/scl/fo/mrm7rvpxjrn9801dq8lk1/ALwbwTDn1_soIMg7IShARWk?rlkey=rgxd4ww1dbyelgg3f229puj05&st=h1r5ajrq&dl=0

I discovered I had a default on my credit report from 5 years ago As we had sold our house and moved all correspondence from the bank was sent to our old address so I wasn't aware of the default for many years. Recently we looked to purchase an investment property and our mortgage broker referred us to Clear Credit Solutions who were such a… Read more ·  1

pleasure to deal with. It was clearly explained to us what was involved and following payment they got to work having our default removed. The matter did drag on, only due to incompetence from the bank, but we had our default removed from our credit reports, and received a generous compensation payment from the bank due to the matter taking so long to resolve. What a relief to have this rectified. Clear Credit Solutions made the process extremely clear and kept us updated throughout.

Credit Solutions were professional, honest, and supportive from start to finish. They guided us clearly through every step and helped us resolve our situation with confidence. Highly recommended! Show details ·  1

Clear Credit Solutions is an exceptional family‑owned business that delivers a level of service and professionalism that truly stands out. Their approach to addressing my personal situation was grounded in respect, dignity, and genuine care. From the outset, they demonstrated industry knowledge and expertise that is second to none, providing clear… Read more ·  1

guidance and consistent communication throughout the entire process.

What impressed me most was their accountability and commitment to achieving real outcomes. Every interaction was handled with integrity, and their support made a significant and positive difference during a challenging time.

I strongly endorse Clear Credit Solutions. If you need their services, don’t hesitate—reaching out to them may be one of the best and most life‑changing decisions you make.

I had an error on my credit file that wasn’t mine and Credit Solutions were great to deal with. They made everything simple, kept me updated, and got it sorted without any hassle - would definitely recommend Show details ·  1

Dan and the team were fantastic. Worked through Christmas and new year to action default removal. Actioned in approx 2 weeks from first speaking to removal. Very good communication, always picked up the phone and provided updates. Highly recommend !!! Show details ·  1

Dan provided valuable assistance in addressing what initially appeared to be a straightforward issue with Suncorp Bank. However, the matter escalated when the bank adopted a firm stance and refused to make any concessions. After Dan undertook a full investigation including obtaining phone recordings to support our case, I can happily say that we… Read more ·  1

were SUCCESSFUL, and the bank reversed their decision. I would definitely recommend this company to anyone needing assistance!!!

Clear credit solutions have assisted client's of mine over and over again for years! I would not use anyone else and I don't let my clients use anyone else either. They've proven to have great service and excellent/timely results Show details ·  1

The whole process felt scary at first, but Dan made it so straightforward and manageable. He explained everything clearly, guided me step by step, and always made me feel supported. There was never any judgment, only patience and understanding, which turned something stressful into a really positive experience. Highly recommend! Show details ·  1

I couldn’t have asked for a better outcome or better service from CCS. Even though my issue was only minor, Dan faced quite a challenge—but he still went above and beyond to get it resolved with a great result. Show details ·  1

I have approached Clear Credit Solutions for an inquiry. The turnaround time was very fast and they were straight to the point. Also, Dan read the documents shared precisely and provided me exact solution I needed without charging a penny. This firm is professional, fast-paced, friendly, approachable and professional. I do strongly recommend them for credit resolution services. Show details ·  1