Best Credit Score Repair Services

Based on 5,704 reviews
Location
Brand
Rating

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Credit Repair Australia

Credit Repair Australia 🏆 2026

4.8 

Find Out Why Your Finance Was Declined. Explore Your Options. ACL: 392319

Credit Repair Australia

Credit Repair Australia 🏆 2026

4.8 Summary
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whagstrom3 posts
  Verified

Very helpful in the steps for credit reports going forward in the future Show details

Australian Credit Solutions

Australian Credit Solutions 🏆 2026

5.0 Summary
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Megha Gupta
 

Sheina at Australian Credit Solutions was absolutely amazing. I’m so happy with the outcome—it feels like the best news I’ve received in years. I had… Read more

been suffering because of a default on my credit file for the past three years, and thanks to Australian Credit Solutions, they helped me finally get it resolved. I truly appreciate all of their hard work, support, and professionalism throughout the process. I highly recommend Australian Credit Solutions to anyone who needs help with their credit file.

Clear Credit Solutions

Clear Credit Solutions

4.9 Summary
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Shakira T.Queensland
 

“I was referred to Clear Credit Solutions after a default and BNPL late payments were affecting my credit file and making it difficult to move… Read more

forward with my financial goals.

I honestly thought I was beyond help, but within just 7 days the team had achieved an amazing result for me.

From the first phone call, they were professional, easy to deal with, and kept me informed throughout the process. They took a stressful situation and made it feel simple.

If you have a default, late repayments, BNPL issues, or bad credit affecting your ability to get finance, I highly recommend Clear Credit Solutions. The service and results exceeded my expectations

Debt Negotiators

Debt Negotiators

4.9 Summary
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Pamela PrattQLD
  Verified

I recently contacted Debt Negotiators and my case was handled by Veronica Hannah whom is one of their Debt Management Consultants. I forwarded all of… Read more

my statements and paperwork with required information and within a few short weeks Veronica had my future sorted and most of my outstanding debts which I was finding hard to keep up the payments since being placed on a Disability Pension waived. I was so pleased and overwhelmed with the result that I cried many happy tears. Now I can raise my three grandkids that I have in my care a lot more comfortably and without the constant worry of how are we going to make ends meet. I can’t thank Debt Negotiators and especially Veronica Hanna enough, she is a guiding light. Warmest Regards, P.J.Pratt

Fix Bad Credit

Fix Bad Credit

5.0 Summary
Tafadzwa C.WA
  Verified

Very professional, great knowledge , I found the education very helpful, and valuable in assisting me in my long term goals. Show details

Vincenzo Calabrese
 

I cannot recommend Bon Voyage Credit Repair Team highly enough. From start to finish, Byron, Joanne, and the entire team demonstrated outstanding… Read more

professionalism, transparency, and a genuine commitment to delivering real results.

They took the time to clearly explain the process, set realistic expectations, and kept me informed every step of the way. Communication was always prompt and reliable, making the entire experience smooth and stress-free.

What truly sets Byron, Joanne, and the team apart is their attention to detail and dedication to achieving the best possible outcome. It’s clear they genuinely care about their clients and take pride in the work they do.

The results exceeded expectations, and I’m extremely grateful for their support and expertise. If you’re looking for a trustworthy and effective credit repair service, Bon Voyage Credit Repair Team is the one to go with.

ChloeWA
 

Hannah Layne did an amazing job fixing my credit rating i can not thank her enough she went above and beyond I highly recommended her! Thanks again Hannah Show details

GetCreditScore

GetCreditScore

3.3 Summary
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Jac14 posts
 

Scam Website Collects Your Personal Data – DOES NOT WORK DO NOT USE - IT’S A SCAM WEBSITE I searched for an authentic “credit check” business name and ended up on GetCreditScore. The sign… Read more

up/log in process worked but it said my driver’s licence detail was wrong so I had to put in my Medicare card details and it also said this didn’t work. I started to worry. I clicked <submit> and the webpage kept flashing and then said it was not working. I concluded this website is a scam to collect YOUR personal details. I have input too much personal information about me. The Australian government should ban this business and only list authentic credit score businesses.

ClearScore Australia

ClearScore Australia

3.0 Summary
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AnonNSW42 posts
 

Do not go with anything that ClearScore recommends as far as a lender. All the lenders that are recommended via ClearScore constantly shut you down… Read more

hence further ruining your credit score even further. It actually works quite the contrary to what they advertise. It’s just a scam. Clear score most likely get some form of compensation from recommending these lenders who sent you through the wringer then reject you. There should be some platform that should conduct a review on the behaviour, and I will be seeking answers.

TAT L.
 

I had an excellent experience with Credit Report Experts Australia. Chloe was professional, friendly, and kept me informed throughout the entire… Read more

process. She worked diligently to have incorrect credit enquiries removed from my credit file, and I'm very pleased with the successful outcome.

Chloe was always responsive, helpful, and made what could have been a stressful process very easy to understand. I truly appreciate her dedication and outstanding customer service.

Thank you, Chloe, for all your hard work and support. I highly recommend Credit Report Experts Australia to anyone needing assistance with their credit report.

Credit Check

Credit Check

5.0 Summary
Jack WA3 posts
 

Highly recommend! Best in the industry! – Was referred to Richard from big tick credit repair through my father, I previously spent a small fortune through “credit repair Australia “(another… Read more

company) trying to repair my file which I had no success with!

Richard from big tick credit repair set out to fix my credit score like his own and he got the job done in a timely manner! I really wish I had known of big tick credit repair from the start!

Highly recommend to anyone who’s looking to fix there credit score/report. He responds almost instantly and keeps in regular contact through out the whole process. With awesome results!

Credit Simple

Credit Simple

2.4 Summary
Tony8029VIC164 posts
  Verified

Believe the reviews, these guys are the worst – I was "invited" to apply for a loan which according to the offer I was entitled to based on my credit score via "Credit Simple". So I applied and… Read more

was knocked back - thats fine.

What I didnt expect is for 200 points to be wiped off my credit score for the privilege.

I would warn ANYONE against applying for finance that is referred by Credit Simple unless you are 100% of getting approved.

I have been working to improve my file over the past year or so and these guys destroyed it in 10 minutes.

Credit Savvy

Credit Savvy

3.2 Summary
Gartam24 posts
 

They receive their info from experian. They are a joke. They say that I have nothing but I have a credit card and loan. Them and commonwealth bank… Read more

have been accessing my file twice a month for years. So changing banks and closed my credit savy account.

We Fix Credit

We Fix Credit

5.0 Summary
Gökhan E.3 posts
 

They removed my default and credit score gone up – We Fix Credit helped me with removing a silly default of mine as they promised and my credit score gone up since the removal. They also advised as to how to maintain a high credit score. Big thanks to We Fix Credit Team!

Illion

Illion

1.3 Summary
YsabelleNSW3 posts
 

Worst service ever! Good luck if you manage to get a reply out of this mob. The phone keeps disconnecting - the help desk does not understand… Read more

English or are completely incompetent - the sales reps are never available or on leave - it goes on and on. I have no idea how they manage to stay in business. And to make it worse - every credit report I have purchased from them is missing information - a lot of it.

Equifax

Equifax

1.1 Summary
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Adama S.3 posts
  Verified

It seems like they are grabbing your identity more than trying to provide you information regarding your credit score . You have to enter every… Read more

single card the gouvernement ever provided to you! That a data collection center rather than a credit score checking site ! Avoid it

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Credit Repair Australia

Credit Repair Australia 🏆 2026

4.8 

Find Out Why Your Finance Was Declined. Explore Your Options. ACL: 392319