Review your last buy on ProductReview.com.au
Australian Credit Solutions

Australian Credit Solutions

 Verified🏆 2026australiancreditsolutions.com.au
Australian Credit Solutions
5.0

976 reviews

Positive vs Negative
99%1%
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Transparency ?
4.9
Rates and Fees
4.8
Job Satisfaction ?
4.9

Formerly trading as Australian Credit Lawyers.

 AI reviews summary 

The feedback for Australian Credit Solutions is overwhelmingly positive, with users consistently reporting successful outcomes in credit repair. The service is characterised by high levels of professionalism, frequent communication, and a supportive, stress-free process. While the vast majority of clients are satisfied, a small number of reports highlight concerns regarding billing transparency and the pressure to provide positive reviews before cases are resolved.

Pros
  • Effective Results: Users frequently report successful outcomes, specifically the removal of defaults, late repayment listings, and credit inquiries, often resulting in improved credit scores.
  • Exceptional Communication: The team is praised for providing regular updates, daily check-ins, and clear explanations of complex financial processes, ensuring clients feel informed at every stage.
  • Speed of Service: Multiple reviewers noted surprisingly fast turnarounds, with some specific credit listings being resolved in as little as one week or even 24 hours.
  • Supportive Staff: Individual consultants (notably Vanessa, Angelie, Sherlyn, and Sheina) are highlighted for their patience, empathy, and ability to make a stressful situation feel manageable.
Cons
  • Aggressive Review Solicitation: There are reports of the company requesting five-star reviews or asking to post reviews on a client's behalf before the credit issues have been fully resolved.
  • Billing and Fee Disputes: A recurring concern involves unexpected requests for additional payments to continue services, coupled with threats of further credit defaults if ongoing fees are not maintained.
  • Lack of Progress for Some: While rare in this dataset, some users reported paying significant fees over several months without seeing any tangible changes to their credit files.
Verdict

Australian Credit Solutions appears to be a highly effective service for most users, particularly those looking to remove specific negative listings from their credit reports. However, prospective clients should be mindful of the company's fee structure and ensure they are comfortable with the progress of their case before providing feedback or committing to additional payments.

976 reviews
5 Rugam Bahadur Rawal  · Angelie and Erica did a great job! Highly recommend Australian Credit Solutions they successfully removed my default and made the whole process easy.
5 Rupesh M.  · “Really happy with the service. My credit score improved much faster than I expected. Highly recommend!”
5 Salimatu Mansaray  · Karla and Erica did an outstanding job! Their support and communication were excellent from start to finish. Highly recommend Australian Credit Solutions.
5 Sanduni Hewage  · Very happy with the outcome. Sherlyn and Erica did an amazing job and were so helpful throughout the process. Highly recommend Australian Credit Solutions.
5 Musabber Islam  · Sherlyn and Sheina provided outstanding service. Very satisfied with my experience at ACS.
5 Anmol Rai  · Great experience! The team was very helpful, understanding, and made the whole process easy. I’m really thankful for their support and happy with the outcome!
Sivasakthivel
Sivasakthivel2 posts
 

Sheina was great, and the whole Australian Credit Solutions (ACS) team was fantastic. Everyone was professional, helpful, and efficient throughout the process. The service was quick, communication was excellent, and the team made everything easy to understand. I highly recommend ACS to anyone looking for help with their credit situation. Thank you, Sheina and the entire ACS team, for your outstanding support! Show details ·  1

Ask the reviewer
naim
naimVIC2 posts
 

The team is very helpful, professional, and responsive. I'm especially grateful for the excellent service provided by Mhaye. She was knowledgeable, supportive, and kept me informed throughout the process. I'm very happy with the service and would highly recommend them to anyone looking for assistance. Thank you for your outstanding support! Show details

Ask the reviewer

Reviews with attachments

  • Thumbnail
Kim
KimWestern Australia3 posts
 

Do yourself a favour – Australian Credit Solutions are the Good People you need to talk to when you need Good Solutions for your Credit Rating. Bless Them All Show details ·  1

  • Thumbnail
Leah V
Leah V
 

Excellent work – I am very happy with the outcome my Enquiries has been remove and as well my default Show details ·  1

  • Thumbnail
Vivek
Vivek
 

Successfully removed another invalid inquiry – It’s really possible to repair the credit. amazing!!! Thanks you Reyna and Angelie for working on my file and successfully removing another hard inquiry. It’s not even one month I signed up with you Show details ·  1

  • Thumbnail
Bhargavi
Bhargavi
 

Sev my case officer. She is Jesus Christ – The best credit company. I just love you guys. God bless this company and staff. Following I have attached the proof. Sev took me through the paperwork. At ease. I havent struggled and penned a word. She did all by herself.

Latest follow-ups

Syed Irfan Musavi
Syed Irfan Musavi
 

I had a great experience with Australian Credit Solutions. The team was professional, knowledgeable, and very supportive throughout the entire process. Special thanks to Vanessa and Angelie, who were incredibly helpful and attentive as my… Read more

consultants.

They guided me step by step, making everything easy to understand and stress-free. Thanks to their expertise, the listing on my file was successfully removed, which made a huge difference for me.

I’m very thankful for their service and highly recommend Australian Credit Solutions to anyone needing!

 Follow-up  · Have good experience with u guys and your doing great job

Hoang Phuc Nguyen
Hoang Phuc Nguyen
 

The team at ACS has truly helped me so much, and I couldn’t be more grateful. I was so happy with the support I received—absolutely 5 out of 5! Everything was handled with care and professionalism. Sheina, thank you from the bottom of my heart. You made a big difference, and I deeply appreciate it. Show details ·  1

 Follow-up  · thanks the team helped me to much, and I couldn't be more grateful I was so happy with the support I received absolutely 5 out of the start, thanks very much your help

In-depth reviews

Navjot S.
Navjot S.
 

I am very happy with Australian Credit Solutions' Credit Repair Service! – I am so thankful to Australian Credit Solutions. They managed to remove my default in just a couple of weeks, which is truly impressive and made me very happy. Their efficiency and dedication exceeded my expectations. Special thanks to Lea and Angelyn for their exceptional assistance. They were incredibly helpful, explaining every step of the… Read more ·  1

process clearly and answering all my questions with patience and expertise. Their support made the entire experience smooth and stress-free.

I also want to extend my gratitude to Jemima for keeping me updated with the good news. Her timely updates and consistent communication ensured that I was always informed about the progress of my case.

I highly recommend Australian Credit Solutions for anyone needing credit repair services. Their professional approach and effective solutions have made a significant positive impact on my credit file, and I am truly grateful for their help.

Ngatamaroa Tuainekore
Ngatamaroa Tuainekore2 posts
 

Remarkable Service: Angelie and Nor’s Contributions at Australian Credit Solutions – I am very happy with the result provided by Australian Credit Solutions. Angelie and Nor were instrumental in removing a default listing from my file, transforming what could have been a stressful experience into a smooth and seamless process. Angelie and Nor’s friendly and professional approach made a significant difference, turning a… Read more ·  1

challenging situation into a manageable one. Their commitment to delivering exceptional service and effective solutions has been truly impressive. Their clear, thorough advice and dedicated support ensured that I fully understood my options and achieved the best possible outcome. They were always available to answer my questions, providing prompt and professional responses that set them apart.

I highly recommend Australian Credit Solutions to anyone seeking reliable and comprehensive credit management assistance in Australia. Their expertise and personalized service make them a standout choice for resolving credit issues effectively.

Khairina
KhairinaSA
 

Efficient Credit Repair Service and Excellent Support from Australian Credit Solutions – I am happy with the credit repair service provided by Australian Credit Solutions. The entire process was efficient and effective, and I couldn't be happier with the outcome. Angelie, my consultant, deserves special recognition for her exceptional work. She guided me through the credit fixing process with professionalism and expertise. Her… Read more ·  1

ability to explain complex concepts in a clear and concise manner was truly impressive. Angelie was always available to answer my questions and address any concerns I had, which made me feel supported throughout the entire journey.

Additionally, Jemima, my credit specialist, was instrumental in keeping me updated on the progress of my file and explaining the steps involved in removing other negative listings. Her attention to detail and dedication to achieving the best possible outcome for me were truly commendable.

Overall, I am incredibly satisfied with the service provided by Australian Credit Solutions. Thanks to their great team, I now have peace of mind knowing that my credit is on the right track. I highly recommend their services to anyone in need of credit repair assistance.

Positive reviews

Lashontae Ah-Sam
Lashontae Ah-SamQLD
 

Australian Credit Solutions has been absolutely fantastic to work with. Vanessa was always kind, helpful, and quick to respond whenever I needed support or updates. Sherlyn was an amazing consultant—very professional, knowledgeable, and genuinely committed to helping me through the process. She explained everything clearly and made me feel… Read more

comfortable every step of the way. The whole experience was smooth, stress-free, and handled with great care. I’m truly grateful for their support and highly recommend ACS to anyone needing credit assistance!

Credit Score Repair Services

Find out how Australian Credit Solutions compares to other Credit Score Repair Services

Know better, choose better.

Compare all
Kalyani Mohapatra
Kalyani Mohapatra
 

I had an amazing experience with Australian Credit Solutions. Vanessa was incredibly helpful, friendly, and always kept me informed throughout the entire process. Sherlyn was an outstanding consultant—very professional, knowledgeable, and genuinely dedicated to helping me achieve the best outcome. Their support made everything smooth and… Read more

stress-free, and I’m extremely happy with the results. I highly recommend ACS to anyone looking for reliable and effective credit assistance!

Parvinder Singh
Parvinder SinghVIC
 

I cannot thank Australian Credit Solutions enough for their outstanding service. Vanessa was always professional, friendly, and incredibly helpful, making sure I was kept informed throughout the entire process. Sherlyn was an exceptional consultant who went above and beyond to assist me. Her knowledge, patience, and dedication gave me confidence… Read more

that my case was in good hands. The level of care and support I received exceeded my expectations, and I am extremely happy with the experience. I would highly recommend ACS to anyone looking for a team that genuinely cares about their clients and delivers excellent results.

Negative reviews

Melissa C.
Melissa C.2 posts
 

This company does not do what they say i have been with them for a long time now and [Content Removed] into thinking I was going to get good results they threatened me with making payments if I dont keep the payments up they will be added to my file as a default . As I dont want that i just kept paying them i got a copy of my credit file and it… Read more

still looks like it did 12 months ago not one thing has changed . Before Christmas i was told 3 weeks and it will be all fixed and still i am paying the fortnightly with no change. It has affected me financially and mentally I dont know why people find it easy to just rip others off and lie about helping us when they are clearly in it to rip us like anyone needs that at the moment

Australian Credit Solutions
Australian Credit Solutions    

Hi Melissa, We’re sorry to hear that… Read more

Rabi
RabiVIC3 posts
 

This team seems to focus more on getting 5-star ratings than actually delivering 5-star results for their customers. I was disappointed when they called me and even sent a link asking me to approve them writing a review on my behalf — despite the fact that nothing had been resolved. It has been over 5 months since I paid the initial $350 fee, and… Read more

I am still chasing them to correct my credit rating. On top of that, they asked me to pay another $350 to continue the process.

Unfortunately, based on my experience, I cannot recommend their services. Please be cautious.

Australian Credit Solutions
Australian Credit Solutions    

Thank you so much for sharing your… Read more (+1 reply)

David Freeman
David FreemanTAS
 

Good Service – Australia Credit Solutions done awesome in assisting me in partly fixing my credit file. Shane expertly guided me in fixing my credit file, making the process smooth and stress-free. Erica kept me updated every step of the way, adding a personal touch that made all the difference. Show details

Australian Credit Solutions
Australian Credit Solutions    

Hi David, Thank you for your… Read more

Recent reviews

Abhishek K.
Abhishek K.VIC
 

I had an excellent experience with Australian Credit Solutions. Vanessa was so helpful, friendly, and always ensured I felt supported throughout the process. Sherlyn was an amazing consultant—professional, knowledgeable, and genuinely committed to helping me achieve the best outcome. Their clear communication and guidance made everything smooth… Read more

and stress-free. I’m very happy with the results and highly recommend ACS to anyone needing credit assistance!

Davinder Singh
Davinder SinghVIC
 

I had a fantastic experience with Australian Credit Solutions. Vanessa was extremely helpful, friendly, and always made sure I was informed throughout the entire process. Sherlyn was an excellent consultant—very professional, knowledgeable, and genuinely committed to helping me achieve the best possible outcome. Their support and guidance made the… Read more

whole process easy and stress-free. I highly recommend ACS to anyone seeking reliable and effective credit assistance!

Chi Wai Tsang
Chi Wai Tsang
 

I had an excellent experience with Australian Credit Solutions and couldn’t be happier with the support I received. Vanessa was always friendly, responsive, and very helpful throughout the entire process. Angelie was an incredible consultant—professional, understanding, and highly knowledgeable. She took the time to explain everything clearly and… Read more

made me feel confident every step of the way. Their dedication and customer service truly stood out. I highly recommend ACS to anyone needing help with their credit situation!

Surendra Pal Singh
Surendra Pal Singh
 

I’m extremely happy with the service provided by Australian Credit Solutions. Vanessa was so helpful and supportive from day one, always making sure I was updated and comfortable throughout the process. Angelie was an exceptional consultant—professional, knowledgeable, and genuinely dedicated to helping me achieve a positive result. Their… Read more

communication, patience, and attention to detail made everything smooth and stress-free. I truly appreciate all their hard work and would highly recommend ACS to anyone in need of credit assistance!

Credit Score Repair Services

Find out how Australian Credit Solutions compares to other Credit Score Repair Services

Know better, choose better.

Compare all
Parminder Singh
Parminder Singh
 

Australian Credit Solutions has been absolutely wonderful to deal with. Vanessa was very kind, responsive, and supportive throughout the entire process, always making sure I felt informed and looked after. Sherlyn was an amazing consultant—professional, patient, and highly knowledgeable. She explained everything clearly and worked hard to help me… Read more

achieve the best possible outcome. The whole experience was smooth, stress-free, and handled with genuine care. I highly recommend ACS to anyone needing help with their credit!

Kevin James Woolf
Kevin James Woolf
 

Australian Credit Solutions has been amazing to deal with from start to finish. Vanessa was very helpful, friendly, and always made sure I stayed updated throughout the process. Sherlyn was an exceptional consultant—very professional, patient, and knowledgeable. She took the time to explain everything clearly and made me feel confident every step… Read more

of the way. I truly appreciate all the support and hard work from the team. Highly recommend ACS to anyone needing help with their credit!

Anula Priyanthi Don
Anula Priyanthi DonVIC
 

I’m very impressed with the service from Australian Credit Solutions. Vanessa was incredibly helpful and always made the process feel smooth and stress-free. Angelie was a wonderful consultant—very professional, understanding, and easy to communicate with. She kept me informed throughout the process and was always happy to answer my questions. The… Read more

support and customer service I received were outstanding. I highly recommend ACS to anyone needing help with their credit situation!

Tuipala Faabuna
Tuipala Faabuna
 

I highly recommend Australian Credit Solutions for anyone needing help with their credit. Vanessa was very supportive, approachable, and always kept me updated throughout the process. Sherlyn was fantastic as my consultant—professional, efficient, and very knowledgeable in handling my concerns. The whole experience was smooth and reassuring thanks to their excellent customer service. Thank you both for all your hard work and support! Show details

Hydar Maki
Hydar Maki
 

I had such a positive experience with Australian Credit Solutions. Vanessa was so helpful and accommodating from the start, always checking in and making sure everything was on track. Angelie was amazing as my consultant—very professional, understanding, and easy to talk to. She explained the process clearly and gave me confidence every step of… Read more

the way. I’m truly happy with the service and would definitely recommend ACS to others needing credit support.

Jane Carmichael
Jane Carmichael
 

I’m very satisfied with the support I received from Australian Credit Solutions. Vanessa was incredibly helpful, friendly, and made me feel comfortable throughout the entire process. Sherlyn was an excellent consultant—very professional, informative, and always willing to answer my questions. Their teamwork and dedication really stood out, and I’m grateful for all their assistance. I highly recommend ACS to anyone needing help with their credit. Show details

Seyyed Mahdi Ahmadi
Seyyed Mahdi Ahmadi
 

I’m very happy with the service from ACS. Vanessa was friendly, responsive, and made sure everything was handled properly. Angelie, my consultant, was professional and explained everything clearly, giving me confidence throughout the process. Thank you both for the excellent support! Show details

Ryan Lovegrove
Ryan Lovegrove
 

Karla and Erica were incredibly helpful throughout the entire process. They made everything clear, easy to understand. I really appreciate their support and professionalism. Highly recommend Australian Credit Solutions! Show details

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.