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CarLoans.com.au

CarLoans.com.au

 Verified
CarLoans.com.au
4.8

153 reviews

Positive vs Negative
93%7%
Average Loan Term5.4 years
Transparency ?
4.9
Customer Service
4.9
Application Process
4.9
153 reviews
5 Jordan White  · Thank you Jay for your help! Communucation was prompt, the whole process easy.
5 Greg H.  · Debra Shaw – Just wanted to say thank you to Debra Shaw who was so helpful, friendly and professional.Fantastic service.
5 Michael  · Professional service delivered in a timely manner – Debra was proactive and friendly in her service delivery. Recommended.
5 Dylan French  · Awesomeness – Rick is the man! This company is the best! Easy going n get things done so quickly! Cheers again!
5 Bojan  · Excellent experience – Dealt with Debra Shaw. She was excellent from the beginning to settlement.
5 Callum C.  · Excellent service – Made the process easy as with phone call walk through which really helped

Reviews with attachments

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Rod
RodQLD9 posts
 

Boat Loan – Jay was fantastic to deal with. The whole process was seamless. Applied one day, approved next morning and funds in account later that day! Jay was easy to communicate with and responsive. Highly recommended. Show reply

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Kate
KateWA2 posts
 

Great rate and service! – Rick was excellent in helping me get a loan for my new boat. He got me a far better offer than a couple of other brokers I had been in touch with, ultimately going with an unsecured loan as that provided the best interest rate. The process was very easy and the funds landed in my account within hours after approval. Rick was also friendly and fun… Read more ·  1

to deal with, which made the task enjoyable rather than onerous. We've now taken possession of our new boat and are looking forward to our future of boating fun!

In-depth reviews

Sujan S.
Sujan S.NSW
 

Excellent, super quick service from Debra!! Efficient and Effective**** – I had the pleasure of working with Debra Shaw recently to secure a car loan for my Tesla Model Y all within 4-5 hours, and I couldn't be more impressed with her service. Debra was not only knowledgeable and professional but also incredibly patient and understanding throughout the entire process. She took the time to explain all the details clearly… Read more ·  1

and guided me step by step, making what could have been a daunting experience very manageable.

Debra's dedication, communication and commitment to her clients are truly commendable. She went above and beyond to ensure that I got the best deal possible, taking into account my specific needs and financial situation. Her expertise in the field was evident, and she was always available to answer any questions I had, promptly and efficiently.

I would highly recommend Debra Shaw to anyone looking for assistance with a car loan. Her exceptional service and friendly demeanor make her a standout professional in her field. Thank you, Debra, for making this process smooth and stress-free!

Happy Chappy
Happy ChappyQLD
 

Megan is an absolute pleasure to work with – I wish I had found Megan earlier, the entire process was fluent, transparent and timely. She is professional, and will actually listen to your needs. Something that seems to be largely lacking in this field. It's been a while since I've applied for finance and it's a minefield out there. Prior to contacting Megan, I had been through many… Read more ·  1

brokers to be mislead and misinformed. A lender actually contacted me and said I was wasting his time if I didn't put in an application there and then over the phone. This was just after I asked him for some basic information...interest rate, fee's and T&C's. This information was never provided.

I wasted 3 weeks fielding this rubbish, regurgitating the same information over and over whilst never actually being heard.

Then I found Megan and she listened to me and acted promptly, I only had to provided information once as she could recall where we last left of. Wow I think this is called customer service!

It took 2 business days from my first conversation with Megan to loan approval and actual funds within 10hrs deposited into my account. Besides a fast result, she communicated every step of the process and found me a fantastic lender with a significantly lower fixed rate then i had been quoted previously by others. This was achieved with less than half of the documentation and private information required by others.

I'm extremely happy with the entire experience and the best outcome for me financially.

Thank you Megan, you're a rare find and it's been an absolute pleasure...if only there were more professionals like you out there.

Do yourself a favour and contact Megan before anyone else, you'll understand what i mean.

Mel B
Mel B9 posts
 

Not worth it. I regret the decision – 1 star is very generous. I only went with them because they were recommended by their sister company, Onlineauto.com.au When I applied for the loan, the documents that the broker asked for were very vague but I did my due diligence and provided him with more documents. The day after I submitted the documents, the broker called for more documents… Read more

(which could have been avoided if he only asked for them beforehand). The following day, asked again for another document (again, which could have been avoided). This went on and on with requiring more documents (sometimes repetitive). I get that the lender may require more documents but as a paid broker, they should know what documents are required to make the whole process smooth and quick. By the way, they're not only paid by commission, but they also have a "loan origination" fee (which is not cheap), and thus we should expect they know what they are doing. What I mean by that is, they should be one step ahead of the lender in terms of document requirements. I have dealt with other good brokers before and that's how they normally operate.

Also, initially, the broker is not very responsive to calls or polite e-mails. If I had not written a not-so-polite e-mail, only then they were very active in updating me on the status of the application.

CarLoans.com.au
CarLoans.com.au    

Hi Mel, we're very sorry to hear you're… Read more

Positive reviews

siavash p.
siavash p.VIC6 posts
 

Honest and efficient – I had a great experience working with Jay Anderson. I was searching for a loan to purchase a motorcycle and discovered their site through Google. From our first conversation, Jay was friendly and honest. He asked me a few questions and provided an initial quote that was clear and fair. The process was smooth and efficient, and I was able to secure… Read more ·  1

the loan quickly with terms that closely matched the original terms. Overall, I’m very satisfied and highly recommend their services.

Calvin
CalvinNSW
 

Approved! – Debra was nothing but amazing by helping me get approved for a loan. She was honest and absolutely went above and beyond for me. Highly recommend Debra! She'll have your back and guide you through the best possible outcome. Show reply

Leanne R.
Leanne R.
 

Jay the Superstar – Jay was amazing! He helped me secure a loan even considering my complicated situation. When he rang to tell me I was approved I nearly cried. Can’t recommend Jay enough. Will definitely tell my friends. Thankyou again Jay Show reply

Negative reviews

Dilan Costa
Dilan Costa2 posts
 

Stay away at any cost – Terrible service. Don't go ahead with these guys. They give you one interst rate first to get your application in and then increase it. Also they charge $1250 per application as their fee which is very high as industry avarage is aroud 700. they will ruin your credit score and credit file and finally doesn't give any resolution. Stay away from them.

CarLoans.com.au
CarLoans.com.au    

Hi Dilan, as we said in response to your Google… Read more

Michael M.
Michael M.SA4 posts
 

No response – I did the online thing and got an email and a text asking me when the best time was to call (automated) which I responded to and then nothing. Zilch. Nada. Not real good customer service.

Christopher A.
Christopher A.14 posts
 

The car your promised may take longer then you think at a higher cost – So I originally contact them in a previous customer and wanted to get a new car they were very helpful at first but after about 4 weeks of no contact I kind of had to get worried and then I complained in said look they just not showing any interest. I want a new person. I finally get a new person after days of trying. She was good but lied about… Read more

alot of things which made things quite stressful. So first I was promised a car by Christmas that never happened I ended up having to.wait till February and I didn't even get the colour I wanted. Mind you I started this application in November. The lady said eveything was good I got a loan payment if $400 a month which I thought wow that's good it's worth the wait. January comes by no car and my loan amount has gone up to a crazy $760 a month. By this point I was like why bother all this stress for nothing. Bit I really wanted this car after all I have waited this long. I said cancel it in rage but the boss calls back and really does nothing to help but we agreed an extra year on the lease to get it lower. The car finally comes in. Now back in Dec I said just any colour as I gave up on the colour I wanted as Hyundai said it will be a 3 month wait on top of the time I already been waiting. Carloans sell my current car for next to nothing to a whole seller because again they promised ill get a better amount then a dealer. I didn't I got less but at this point I was like well this is kind of my fault but the point is eveything was build of a lie. If I had known from the start I wouldn't have bothered they lie to get you in and then U wait so long U might well just go thru with it. So in all I finally got the car the service was rubbish and the Hyundai dealer was even worse but they claimed I brought the car from a fleet so I didn't get anything like a normal retail person would get by walking in.

Recent reviews

Heath M-C
Heath M-C
 

A huge thank you to Debra for all her help and guidance with financing my new loan. She was absolutely awesome to deal with her communication was excellent, and she was always supportive and incredibly helpful throughout the process. I truly appreciate the time and care she put in, and I couldn’t have asked for a better experience Show reply

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Katrina
KatrinaWA2 posts
 

Debra was amazing! The process was quick and easy ! I would highly recommend carloads.com.au and would highly recommend Debra. She was nothing but helpful and was always available when needed. Show reply

Taylor A.
Taylor A.
 

Helpful understanding good communication – Had the pleasure of working with Jay, very good to talk to and helpful very understanding worth the time, couldn’t be anymore happy Show reply

Renee
Renee3 posts
 

Boat buy – Debra was open honest and transparent during the entire process which was extremely easy. Excellent customer service. Would definitely deal with this company again. Show reply

C smith
C smith4 posts
 

Best loan support – Debra Shaw She keep he well informed on the progress of the loan and paperwork need to help with me getting my new car loan and the rest of the team in the back ground I would recommend CarLoans Show reply

Tyler P.
Tyler P.
 

Outstanding service from Debra – Loans.com.au and more specifically Debra helped me get financed when numerous other loan agencies said they couldn’t. Debra helped tell me the tips and tricks of the trade, and ultimately got me approved with a rate nobody else could match, all in the span of a couple of days. Couldn’t be more satisfied. Show reply

Steph
StephWA
 

Great service – Megan was great to deal with and understood my needs. The process was simple and information Megan provided was very helpful in obtaining my loan Show reply

Chris
ChrisVIC3 posts
 

Customer Service – It was a pleasant experience to have Debra work through my car loan. She was thorough and made it easy for me to walk through all the red tape that was required. Debra was able to secure the best deal that suited my budget. Highly recommend her services Show reply

Ita
Ita
 

Fantastic service – I cannot thank enough to Debra. she is fantastic, helped me second time with a great outcome, always feed me with how everything goes and what stage it is. I would really recommend Debra and will continue working with Debra on every loan i need. Show reply

KKG
KKG
 

Service – Highly recommend Debra, she was fantastic with her assistance, communication and knowledge. She made this process easy and fast and can't thank her enough. Show reply

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Sheree M.
Sheree M.3 posts
 

Easy, informative and supportive – We are definitely going to use this service again. it was quick and easy with follow ups done right the way through. I am very fussy on who I deal with and Jay Anderson made this ordeal easy and comfortable right from the start. Even while I had other brokers ringing me throughout our decision making process even trying to offer better deals… Read more ·  1

jst so I would stop and consider their offers. My partner and I both agreed that we were going to with Car Loans because our questions were answered and options were given with clear instructions.

Thank you sooo much Jay and be sure if we need anything else we will definitely be coming back to you.

Joce T
Joce T2 posts
 

Excellent Service – We contacted carloans.com.au as I had used them 8 years before, we were connected to Rick Simpson, who provided wonderful customer service. He was up front, honest and happily explained the fine details of any of the options available to us so that we could make our choice. The whole process was quick and easy and took all of the hard work out of… Read more ·  1

it ourselves. We would 100% continue to use carloans.com.au and recommend Rick to anyone who prefers someone else take care of the niggly side of car loans! Thanks Rick, you deserve some cookies :)

Chris
Chris
 

Quick and easy process – I'd like to thank Rick for helping me. He was very informative and actioned everything straight away. It was the quickest and easiest process. Cheers Show reply

Clint M.
Clint M.2 posts
 

Fantastic customer serivce – I called and spoke to Debra about a personal loan. Debra was great as she clearly explaind all aspects of the loan and application process. The loan was exactly what I wanted at a great price and was approve in a day. I highly recomend Carloans.com and thank Debra for her prompt professional service. Show reply

Tleena
Tleena
 

Exceptional service – Thank you Debra for all of your help you were amazing and help find us a great deal and was very accommodating 10/10 would highly recommend Show reply

JRR
JRR
 

Was the easiest loan experience I’ve ever had – Megan was very efficient and easy to deal with. Was a great experience and would definitely do it again next time I need to. Show reply

Troy
TroyQLD2 posts
 

Unsecured Loan for a boat purchase – Debra was absolutely amazing to deal with and her customer service is exemplary. The entire process and product options were discussed in detail and she left no stone unturned to ensure I got exactly what suited my needs. I will no doubt be utilising Debra's service again in the futher. Show reply

David M.
David M.
 

Great customer focused lender – Debra's customer service during my loan application was exemplary. She diligently guided me through the entire process and identified the perfect loan tailored to my needs. What stood out was her rapid response to my emails and phone calls, ensuring a swift turnaround that catered to my tight deadlines. Her communication was not only prompt but… Read more ·  1

also professional and courteous. I wholeheartedly recommend Debra for her outstanding commitment to her clients!

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