Review your last buy on ProductReview.com.au
2OurMoneyMarket

OurMoneyMarket

 Verified🏆 2026ourmoneymarket.comABN: 64605231669
2OurMoneyMarket
4.6

1,406 reviews

Positive vs Negative
88%12%
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • Thumbnail
  • See allThumbnail
Average Loan Term5 years
Transparency ?
4.4
Customer Service
4.5
Application Process
4.5

 AI reviews summary 

Pros
Efficient customer support: Many customers highlight the prompt and helpful service provided by specific staff members via phone, email, and proactive SMS while on hold.
Fast loan processing: Reviewers frequently mention quick turnaround times for loan approvals, document finalisation, and funds settlement.
User-friendly online portal: The digital platform receives praise for being straightforward to navigate and effective for managing accounts and statements.
Competitive rates and flexible terms: A subset of reviews notes competitive interest rates and favorable conditions such as no penalties for early loan repayment.
Cons
Communication and wait times: A subset of reviews indicates challenges with lengthy phone queues, delayed email responses, and limited contact hours.
Application process inconsistencies: Some users report unexpected document requests, shifting loan terms, or difficulties during the initial underwriting stage.
Verdict

Overall sentiment toward OurMoneyMarket is largely positive, with numerous customers praising the responsive support staff, fast approval times, and straightforward digital platform. While a subset of reviewers experienced communication hurdles, delayed responses, and unexpected requirements during the application process, the majority describe a smooth and efficient lending experience.

1,406 reviews
5 Cheryl R.  · Great and easy service. Very flexible and quick. Good access to loan details. Having b pay details to pay off the loan helped.
5 Emma  · Fast & amazing service from Zac! He got my enquiry sorted in just minutes.
5 Hassan  · Zac was super helpful throughout the process. It was great dealing with the team of Our money market. They are highly recommended.
5 Sam  · Zac was wonderful, fast and made the request super easy. Thank you
5 Ross  · Via text message was by far the easiest and most efficient way to communicate
5 Josh  · Perfect, prompt and accurate service by Zac. Much easer than waiting on hold
JaneyF
JaneyFVIC2 posts
 

Today I called and Zac was very quick to offer support, he sent me an sms before anyone even picked up my call, and we discussed my question via SMS chat. He was polite, efficient and answered my question. Many thanks, good customer service makes all the difference!

Ask the reviewer
Tushar G.
Tushar G.VIC
 

This is by far the best instituion for quick personal loans. I got money in my account within 2 days at a very competitive rate. No early repayment fee or hidden cost. Zac has always helped me over the phone for any queries. Highly recommended. Cant thank them enough as they supplied quick funds for my wedding.

Ask the reviewer
KMc
KMcQueensland
 

Decided to loan some money to help purchase a new motorbike. Applied online, next I was speaking to John who answered all of my questions and walked me through the entire application process, very quick and easy. Once I supplied my documentation I was contacted by Josh regarding my loan contract. Josh assisted with my electronic signing of the… Read more

contract, extremely quick and simple. All done in less than 36 hours, too easy. I can personally recommend OMM for a loan. It's so quick and easy, these guys are truly professional. I had shopped around and OMM has the lowest fees, extremely competitive interest rates and outstanding 5/5 customer service. Very happy customer. Thank you so much John, Josh, Kat and OMM.

Reviews with attachments

  • Thumbnail
Denis.R
Denis.R
 

I can't recommend Our Money market enough, I have had some hard time the last few years but everyone at our money market has been up front and dont cut corners, they have been able to help me with loans that have fit my budget comfortably and with no extra hidden fees also being able to pay of the loan earlier has been very helpful cutting down… Read more

the interest. The interest rates have been the best offered to me out of every other loan company. I have previously been applying for a new loan after I had my car written off by another drive cutting an intersection and Ananya in the settlement team has been so helpful with some last min changes in wanted to make letting me know what was possible and what wasn't, I even had the phone call drop out and Ananya called me straight back to continue the conversation. It can be a little bit of a wait to get through but once on the phone the team at our money market will look after you. 10 stars service and great communication.

  • Thumbnail
James
JamesQLD2 posts
 

Jordan and the rest of the team provided me such good service. Jordan was able to ask the right questions and provide a viable solution to my car that was extremely difficult. He handled everything so well and kept in touch with me every step of the way, I love this car and I couldn’t have done it without Jordan and the team. If it’s available I… Read more

think Jordan deserves an award of some kind seeing as he stayed on the phone with me for hours even going beyond his clock off time. Thanks guys.

  • Thumbnail
Hexen1012
Hexen10124 posts
 

I can't speak more highly as to their professionalism and promptness. I engaged OMM at the eleventh hour regarding vehicle finance after feeling the dealership were not forthcoming with hidden fees etc. That was not the case here. Straight forward, upfront and answered all my questions. Acted very quickly on processing documents and the whole ordeal was very easy. My consultant was Anisul. Definitely recommended.

  • Thumbnail
Greg B.
Greg B.
 

OMM Car Loan, Jake was very courteous and helpful in walking me throught the necessary processes of loan documentation. Even making small changes to facilitate ease of payment timing. Thanks OMM, and thank you Jake!

  • Thumbnail
Michael.
Michael.VIC
 

Great customer service – Car loan application experience was outstanding, helpful staff and communication. Aster and Katia were so professional, made the process easy, with such great support. Can’t thank them enough for the most amazing service. It sounds like I am gushing, but the experience was every bit deserving of such an expressive review. Don’t hesitate to use there service if you need assistance to purchase a car.

Latest follow-ups

Lisa E.
Lisa E.NSW
 

Zac was very helpful and saved me waiting on the phone. Very polite and answered my questions promptly

 Follow-up  · Everything about the whole loan process was extremely well explained. If the need arose I would use again.

MBG
MBGVIC
 

Terrible – I had one negative transaction that would have them decline my application, having said that no one reached out to try and figure out what the reason for that transaction was, I had problems making an online purchase and I am sure as that was viewed… Read more

as a negative. I'm sure of this as I have excellent score and no negatives on my file. If you want to be treated as a number by a robot company go to them.

 Follow-up  · I had a few interest charges from a credit card cash advance I used for a once off purchase

Dan
Dan
 

Ananya and Jake were the best. Made a very stressful situation into a very easy process. Have no problems recommending this company and the team going forward. Thanks so much.

 Follow-up  · Just wish to thank the team for the friendly and easy process my wife and I are so grateful for the surface and support that you gave

Positive reviews

John
John
 

Zach was helpful. I like the fact I did not have to wait on call for my enquiry and instead handle this via sms. Was able to have my statements sent directly to my email.

Find out how OurMoneyMarket compares to other Car Loans

Know better, choose better.

Compare all
D&B V.
D&B V.
 

Dealing with Zac was a pleasure. I was on hold and he sent a text message immediately and dealt with my query . I had made an inquiry about a loan quote some time ago which I did not pursue and I just wanted to make sure that it 100% was completely out the system and he dealt with it very professionally and quickly. Zac was friendly and helpful. He is a real asset to your company.

Summy
Summy
 

After having a few problems with communication between OOM and my insurance company I was a little frustrated. I connected with Zac and he sorted everything out for me. I did have problems with OOM responding to emails from insurance company which resulted in another payment rolling around and interest accruing. I can’t be too critical as you guys have been very helpful and your staff excellent.

Negative reviews

NoToOMM
NoToOMM
 

Impossible to get a hold of. Their hours are 11am-4:00pm. In what world are those hours to contact a business adequate? Especially a bank. And a lender where funds need to move quickly. I need my car as soon as possible, the seller is ready to go, and everything is delayed because OMM won't allow him to submit his details until they call him. … Read more

They haven't called him. We can't call them.

I have my loan pre-approved and just need the contract to sign to transfer the funds over. OMM, no where to be found.

The seller cannot submit their documents due to an online error and it says they will call him. No word.

I eventually got a hold of them. They said their settlement team will contact him but it won’t be today.

That means the settlement team will have taken over 3 days to even get the sellers documentation.

They advertised loans approved within 24-48 hours.

DO NOT GO WITH OMM

Kylie D.
Kylie D.
 

Portal takes too long to update , this feed back has been provided to them. They called me after I wrote this review to resolve the issues, just a pity I had to do this to get a response

Nick
NickWA
 

What a waste of time and energy!! Zero customer service. Waiting times are hideous and no audacity to reply if you are hooked into after signing a document. Enquired about a loan, contacted multiple following up and when ansked about their ability to do a better deal I was promised about it that they could beat any other offer and that my loan… Read more

was already approved. I subsequently agreed to proceed and was asked to provide a number of documents. Day after day they asked for documents that were not initially required. Did everything they asked for and them every day new email asking about ubrelatable questions. Multiple emails sent, multiple follow ups made, multiple text messages sent asking for information and have received zero response after 3 days. Meanwhile, in the early stages I was called multiple times on a public holiday asking for information. I have also tried calling..... 90+ minutes on hold with no answer. Let’s say one month and still my way on loan not settled. I was also informed no credit was done however they have actually dont it multiple times. I would steer clear from this organisation.

Recent reviews

Braulio B.
Braulio B.
 

Zac was very helpful to my urgent request to fix my access to my login details and also provided me with the 6 months statement which I need urgently. Thank you again Zac great customer service

Daniel
DanielQLD2 posts
 

Very helpful service everyone I have dealt with from my first loan to my second loan has been extremely helpful, Zac is one that stands out as well, sending me a text message while I was on hold to ask if he could help me with anything rather than being on hold and fixed my issue within minutes, highly recommended OMM and the staff they have. Thanks again to Zac for the continued support.

Cheyne
Cheyne
 

This is my 2nd loan over the years with Our Money Market. The staff, loans and process is awesome. It's a very quick and easy process to get the loan set up and approved, great rates and customer service is 5 stars. Just finished up my loan today and again the customer service from Zac for the payout figure was handled quick, swiftly. He was very… Read more

friendly and handled my request professionally and without delay. Thank you for all your Help. -Cheyne

M P.
M P.2 posts
 

Charli is an amazing person Sort things out quick and easily She understands how important this is and make the deal Happen smoothly and quickly Thank you so much

Find out how OurMoneyMarket compares to other Car Loans

Know better, choose better.

Compare all
Troy
TroyWA
 

I had a technical problem and sent an email about it but no result,called the next day and Zac sms me while I was on hold to help. So I informed Zac on my issue and he fixed it right away. Thanks Zac for replying and resolving my issue.

Adam.R
Adam.RNT
 

I have had a awesome service getting a loan threw these guys every step of the way i was given an update. Zac was awesome personally best customer service i have ever had. He deserves a beer or a raise

Jetu Bayezid
Jetu Bayezid
 

I was really in need of personal loans. Much needed one. Applied online in OMM portal. Within a few hours I got a call from Arsh who was like angle. After initial screening, he passed my application to Camryn who was another angle. At the end, Cristo finalised and approved my loan within 30 minutes. When I was talking to them, they made me feel… Read more

like I am their family member and listening to my problems and resolving it with professionalism and care. I really mean that they’re like angles. They had friendly attitudes to say yes to every problem came up during the process. I am exceptionally happy and recommend OMM for loans. They are insanely amazing people. I am a school teacher and I mean every single word of my review without exaggeration. Fast tracked and approved over the phone.

Chris M.
Chris M.
 

I messaged OMM through email and called OMM number 3 or 4 times to request for statements for my loans, been waiting for very long and noone answered my call. Then there was Zac messaged me and accommodated my request efficiently. He is friendly, attentive, accommodating, fast and overall service is impressive. His work ethics is commendable and I hope he will progress on his career and his endeavour. Thanks Zac!

Jason Levesque
Jason Levesque
 

We have dealt with OMM on many occassions and they are always a pleasure to deal with. The service we receive from the staff is always friendly and very helpful.

Michelle
MichelleSouth Australia
 

Zac has been great to deal with, always responds quickly. Online experience is pretty good and when not there's always someone to guide you. Rates and loan I got was excellent.

Andrew
Andrew
 

Zac message me and got everything I needed. The text serves is a great feature. I can still work and wait for the message to come through instead of waiting on the phone. Though Zac was very quick in his responses. 10/10 Thanks for making it so easy

Albert Kolm A.
Albert Kolm A.4 posts
 

Huge shoutout to Josh and the OMM SA team! They made getting a car loan an absolute breeze. Not only are they super easy to deal with, but they even came back with a great offer after signing. Honest, reliable, and top-tier service. Genuinely can’t fault Josh and his team. Highly recommend!

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.