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2OurMoneyMarket

OurMoneyMarket

 Verified🏆 2026ourmoneymarket.comABN: 64605231669
2OurMoneyMarket
4.6

1,475 reviews

Positive vs Negative
89%11%
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Average Loan Term5 years
Transparency ?
4.4
Customer Service
4.5
Application Process
4.5

 AI reviews summary 

Pros
Efficient customer support: Many customers highlight the prompt and helpful service provided by specific staff members via phone, email, and proactive SMS while on hold.
Fast loan processing: Reviewers frequently mention quick turnaround times for loan approvals, document finalisation, and funds settlement.
User-friendly online portal: The digital platform receives praise for being straightforward to navigate and effective for managing accounts and statements.
Competitive rates and flexible terms: A subset of reviews notes competitive interest rates and favorable conditions such as no penalties for early loan repayment.
Cons
Communication and wait times: A subset of reviews indicates challenges with lengthy phone queues, delayed email responses, and limited contact hours.
Application process inconsistencies: Some users report unexpected document requests, shifting loan terms, or difficulties during the initial underwriting stage.
Verdict

Overall sentiment toward OurMoneyMarket is largely positive, with numerous customers praising the responsive support staff, fast approval times, and straightforward digital platform. While a subset of reviewers experienced communication hurdles, delayed responses, and unexpected requirements during the application process, the majority describe a smooth and efficient lending experience.

1,475 reviews
5  sonya oldfield-johns  · I rang, rec’d a text after a minute asking me about my inquiry. All sorted in a few minutes with Sabie
5  Andrew S  · Reached out today for help with my account. Sadie was amazing and had everything sorted for me in minutes. An absolute pleasure to deal with.
5  Jarrod.b  · Very good and easy to deal with ,great customer service .
5  CHRISTOPHER  · I was looking to settle some debt and veer made the whole transaction very smooth and easy I really do appreciate situation
5  Mika H  · Great to deal with and whole process was easy.Thanks Again.
5  Sonia H.  · Sabie helped me in sms chat to answer my query. This was done accurately and efficiently.
Jodie E
Jodie E NSW
 

Such a quick and easy process! From enquiry to pre-approval and approval, the entire process was completed in under an hour! Veer was very helpful and polite and guided me through the application steps and provided all of the information I needed to make an informed decision. Very happy with the customer service I received from both Veer and the settlements team.

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Reviews with attachments

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Denis.R
Denis.R
 

I can't recommend Our Money market enough, I have had some hard time the last few years but everyone at our money market has been up front and dont cut corners, they have been able to help me with loans that have fit my budget comfortably and with no extra hidden fees also being able to pay of the loan earlier has been very helpful cutting down… Read more

the interest. The interest rates have been the best offered to me out of every other loan company. I have previously been applying for a new loan after I had my car written off by another drive cutting an intersection and Ananya in the settlement team has been so helpful with some last min changes in wanted to make letting me know what was possible and what wasn't, I even had the phone call drop out and Ananya called me straight back to continue the conversation. It can be a little bit of a wait to get through but once on the phone the team at our money market will look after you. 10 stars service and great communication.

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James
James QLD 2 posts
 

Jordan and the rest of the team provided me such good service. Jordan was able to ask the right questions and provide a viable solution to my car that was extremely difficult. He handled everything so well and kept in touch with me every step of the way, I love this car and I couldn’t have done it without Jordan and the team. If it’s available I… Read more

think Jordan deserves an award of some kind seeing as he stayed on the phone with me for hours even going beyond his clock off time. Thanks guys.

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Hexen1012
Hexen1012 4 posts
 

I can't speak more highly as to their professionalism and promptness. I engaged OMM at the eleventh hour regarding vehicle finance after feeling the dealership were not forthcoming with hidden fees etc. That was not the case here. Straight forward, upfront and answered all my questions. Acted very quickly on processing documents and the whole ordeal was very easy. My consultant was Anisul. Definitely recommended.

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Greg B.
Greg B.
 

OMM Car Loan, Jake was very courteous and helpful in walking me throught the necessary processes of loan documentation. Even making small changes to facilitate ease of payment timing. Thanks OMM, and thank you Jake!

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Michael.
Michael. VIC
 

Great customer service – Car loan application experience was outstanding, helpful staff and communication. Aster and Katia were so professional, made the process easy, with such great support. Can’t thank them enough for the most amazing service. It sounds like I am gushing, but the experience was every bit deserving of such an expressive review. Don’t hesitate to use there service if you need assistance to purchase a car.

Latest follow-ups

Lisa E.
Lisa E. NSW
 

Zac was very helpful and saved me waiting on the phone. Very polite and answered my questions promptly

 Follow-up  · Everything about the whole loan process was extremely well explained. If the need arose I would use again.

MBG
MBG VIC
 

Terrible – I had one negative transaction that would have them decline my application, having said that no one reached out to try and figure out what the reason for that transaction was, I had problems making an online purchase and I am sure as that was viewed… Read more

as a negative. I'm sure of this as I have excellent score and no negatives on my file. If you want to be treated as a number by a robot company go to them.

 Follow-up  · I had a few interest charges from a credit card cash advance I used for a once off purchase

Dan
Dan
 

Ananya and Jake were the best. Made a very stressful situation into a very easy process. Have no problems recommending this company and the team going forward. Thanks so much.

 Follow-up  · Just wish to thank the team for the friendly and easy process my wife and I are so grateful for the surface and support that you gave

Positive reviews

Donna
Donna
 

Such a smooth, very quick and hassle-free experience! Ryan and Aryan were both fantastic, professional, helpful and kept me updated throughout the whole process. Everything was explained clearly. Really appreciate how efficiently everything was handled. Highly recommend them! ✨

Veta
Veta QLD 2 posts
 

Been a long-time customer and always had a great experience. The application was quick and seamless, with instant pre-approval. Ryan was really helpful and sorted everything over the phone, making the whole process hassle-free. Really happy with the service!

Leanne Cochrane
Leanne Cochrane VIC 3 posts
 

I was in good and then received a message from Zac advising he could help. While I was still on hold he was able to completely manage my enquiry (seeking a payout letter). Great, quick service! Thanks Zac

Find out how OurMoneyMarket compares to other Car Loans

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Negative reviews

M shah
M shah SA 2 posts
 

Waste of time. Operating OMM Our money Market. Calls afterhours and guy over the phone asking weird questions with attitude then says we will confirm by tomorrow morning and sends email in 15min saying not approved! Didn't consider all data or information that was given previously. Don't waste your time here as they are not transparent or not accurate.

Candy W.
Candy W.
 

Like other people said, why are u asking people for bank credential like a scam page? I am not trusting you and asking for a bunch of personal info for quote is crazy.

NoToOMM
NoToOMM
 

Impossible to get a hold of. Their hours are 11am-4:00pm. In what world are those hours to contact a business adequate? Especially a bank. And a lender where funds need to move quickly. I need my car as soon as possible, the seller is ready to go, and everything is delayed because OMM won't allow him to submit his details until they call him. … Read more

They haven't called him. We can't call them.

I have my loan pre-approved and just need the contract to sign to transfer the funds over. OMM, no where to be found.

The seller cannot submit their documents due to an online error and it says they will call him. No word.

I eventually got a hold of them. They said their settlement team will contact him but it won’t be today.

That means the settlement team will have taken over 3 days to even get the sellers documentation.

They advertised loans approved within 24-48 hours.

DO NOT GO WITH OMM

Recent reviews

Tess Smith
Tess Smith
 

A huge thank you to Jake for making the loan acceptance easy to understand. Very helpful and friendly during the technical issues I had during the process. Highly recommend.

TJD
TJD VIC
 

Ryan was fantastic and answered all my seemingly stupid questions. He was respectful and very professional with his approach and exceptionally efficient! Thanks Ryan!

Jake
Jake QLD
 

Very quick and easy process getting approval. The guys at OurMoneyMarket including Zac, Jake Charli and Fernanda were very helpful, friendly and had quick response times. Thanks heaps guys!!

ratko
ratko NSW
 

We’ve had a really pleasant experience with Zac from OurMoneyMarket. He was consistently responsive and kept us updated throughout the process, which made the overall experience with OOM a very positive one. Thanks again Zac, for your assistance and swift communication is greatly appreciated.

Jay V.
Jay V. VIC 2 posts
 

Gave me a reasonable rate when refinancing my car loan. Was able to do everything email. Only thing is limited support hours which are Adelaide-based. Otherwise quite responsive and can get support through SMS which I found more convenient than being on the phone.

Shubhadeep C.
Shubhadeep C. NSW
 

Zac was prompt in resolving my query over sms. Zac pinged me back since I was on long hold over call and couldn't get in touch with any representative. However due to Zac sms me back, I could get my query resolved seamlessly and very very quickly.

Find out how OurMoneyMarket compares to other Car Loans

Know better, choose better.

Compare all
Dougie B
Dougie B QLD
 

Zac was very prompt and professional to deal with. Helped me with all my needs and didn't leave me on the phone waiting. Absolute pleasure to deal with. Thankyou Zac

Brin
Brin SA
 

Zac has been excellent with assisting me with the many questions I've had. After being on hold for 33 minutes and not getting through earlier this week, he started a text thread and was able to answer my questions and check details. Since then I've text about a couple of other simple things and he's been right on top of it in quickly organising… Read more

what I've asked for, or directing me on what to do. Perhaps not the intended use, but I've found it (and him) very useful and it has made my experience much smoother. Thanks Zac!

AMC
AMC NSW 2 posts
 

Proactive, helpful. Of course they want the business but I didn't feel pressured. Decent interest rate and, best of all, no lock in. My thanks to Joshua and the team.

Alison P.
Alison P. SA
 

Recently closed my account with OMM, and dealt with Zac. He was helpful, quick to respond and super polite and professional. Thanks Zac, I wish you every success in your future. Ali

Tracy V.
Tracy V. South Australia 2 posts
 

The process from initial enquiry to loan approval has been made very easy by the team, particularly Josh. Josh thoroughly answered all my questions and maintained good communication throughout the process. Appreciate the customer service and would recommend Ourmoneymarket to others.

JaneyF
JaneyF VIC 2 posts
 

Today I called and Zac was very quick to offer support, he sent me an sms before anyone even picked up my call, and we discussed my question via SMS chat. He was polite, efficient and answered my question. Many thanks, good customer service makes all the difference!

Tushar G.
Tushar G. VIC
 

This is by far the best instituion for quick personal loans. I got money in my account within 2 days at a very competitive rate. No early repayment fee or hidden cost. Zac has always helped me over the phone for any queries. Highly recommended. Cant thank them enough as they supplied quick funds for my wedding.

KMc
KMc Queensland
 

Decided to loan some money to help purchase a new motorbike. Applied online, next I was speaking to John who answered all of my questions and walked me through the entire application process, very quick and easy. Once I supplied my documentation I was contacted by Josh regarding my loan contract. Josh assisted with my electronic signing of the… Read more

contract, extremely quick and simple. All done in less than 36 hours, too easy. I can personally recommend OMM for a loan. It's so quick and easy, these guys are truly professional. I had shopped around and OMM has the lowest fees, extremely competitive interest rates and outstanding 5/5 customer service. Very happy customer. Thank you so much John, Josh, Kat and OMM.

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