NOW Finance
- nowfinance.com.au
- ✓ Verified company
535 reviews · Statistics
Reviews
Thank you
The experience was great. thorough communication and the staff were pleasant to work with.
Thank you
fantastic
Staff were amazing, hassle free process, definitely recommend, will definitely be back
... Read more
Absolutely Amazing Experience
We are so happy with the whole process from application to settlement Jean and all the staff were so helpful professional and efficient and made our experience very enjoyable. Thank you so much for everything will highly recommend your services to anyone.
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Exceptional financial expertise and outstanding service
I can't express how grateful I am for the exceptional service provided by Now Finance! From the moment I did the application their team displayed professionalism and expertise.
The communication was seamless, they were responsive and ready to address my concerns.
Thanks to Now Finance I am now able to achieve my goals.
I recommend this company to anyone seeking financial assistance.
Find out how NOW Finance compares to other Debt Consolidation Services
Know better, choose better.
Good company to deal with
Easy process. This is my second personal loan with Now Finance. No issues whatsoever.
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Great communication & service
Very smooth transaction, stress free, quick reply’s , highly recommend, I would use them again
Fast and easy to apply
I can recommend this for everyone who needs financial. This company really helps people needs help
... Read moreAuthor stated being incentivised for this review
They are easy to work with
You were very easy to work with I would happily recommend them.
Great communication and very fast.
Can't fault the experience, from the start of application until approval, communication from staff was outstanding and it was super quick to set up. Thank you I will recommend to anyone looking to consolidate debt or get a personal loan. Cheers
... Read moreFind out how NOW Finance compares to other Debt Consolidation Services
Know better, choose better.
Who knew. I'm approved thanks NOW
Easy application fast approval an Verry happy with my outcome. Thanks!
Don’t go with this company
This company will change your interest rate at any time without consulting you if you set up a direct debit they will leave you with nothing in your bank account even after pointing out to them that you are going through major cancer and are experiencing financial difficulties please do not use this company you will be extremely disappointed
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Will affect your credit rating!
Hadn’t even gotten to the loan stage and my credit rating was affected even though they say it won’t be until they are ready to make an offer. I am so annoyed. I ended up going with ANZ.
Hi Amanda, thank you for your feedback. The Access Seeker (Get My Rate) provides a personalised interest rate up front. Receiving a personalised interest rate does not affect your credit score and is
... Read more not an application for credit. Once the consumer receives their personalised interest rate they make an informed decision as to whether they would like to proceed to an application and if so selects the Start Application tab. If a consumer submits their personal loan application, this will incur a credit enquiry as we conduct checks into their creditworthiness. Each consumer must provide consent which is noted on the application before NOW Finance can conduct a credit enquiry. I’m unable to locate you on our system and would like to speak with you about this experience. Could you please call me on my direct line to discuss your concerns 03 8535 1132 so I can assist you further. Kind regardsFind out how NOW Finance compares to other Debt Consolidation Services
Know better, choose better.
Why is there not a 0 star option
Would not recommend at all, stay clear and look elsewhere.
... Read moreHi Adam, thank you for your feedback. I’d like to speak with you about your experience with NOW Finance to understand your concerns. Could you please call me on my direct line: 03 85351132 so that I may assist you.
Kind regards
... Read moreDenice Martin Head of Dispute Resolution
Absolutely pathetic!
This company is a joke! They along with many other finance companies just make sure they ruin your credit file through their ridiculous application stages. I say “stages” because you go through several “approvals” to be told no sorry we can’t help! They couldn’t even give me the courtesy of a phone call or email to discuss the loan, just declined and thanks for applying! Also thanks for ruining my credit score at Equifax by dropping it 80 points! Obviously the credit reporting agencies are seeing this company as a “high risk” lender. They lie a
... Read morend lie throughout their application, please save yourself the trouble and go elsewhere. The credit rules in this country are ruining Australians lives and the government is allowing companies like this to get away with it! If I don’t get satisfaction from them to remove their pathetic “unjustified” enquiry, I will contact AFCA. **Attached are just one of the 5 or 6 “approved” emails you receive from them**
A disgrace
Do NOT put your faith in this company. They are untruthful about recording contact made (will claim to have telephoned and left messages when they have not), will mislead you in the disputes process and the "head of dispute resolution" is supercilious, will stridently disbelieve anything put that contradicts their view, even when confronted with irrefutable evidence otherwise and is not worth escalating anything to. The happiest day was when I finally paid off my loan with this bunch of jokers, never, ever to return and certainly never to recommend them to anybody at all. Take great caution with positive reviews here, not all is as it seems.
... Read moreHi Hardenmyheart, thank you for your feedback. NOW Finance adhere to ASIC’s IDR requirements and provide detailed responses as required. We retain all calls and communications for compliance and audit
... Read more purpose. This provides a clear history on our interactions with all customers and cannot be removed or deleted from the NOW systems. I’d like to speak with you about your specific concerns though. Please call me on my direct line 03 85351132 at your earliest convenience. Kind regardsQuestions & Answers
Are your loans unsecured
Hi Gary, we do offer secured and unsecured loans.
Please visit our website www.nowfinance.com.au for more information.
Please let us know if you have any further questions.
Hi just applied to this company. Anyone else get told their rate would be 5.75% given excellent credit score only to apply and get interest rate of 17.95%?? How do I withdraw application without it affecting my credit file??
Hi HethN, thank you for your feedback which we take seriously. Could you please call me directly on 03 8535 1132 so I can investigate this further for you.
Kind regards
Denice Martin
Head of Dispute Resolution
Hi Denise my husband has applied is there anyway the rate can be reduced
Hi HethN, could you please contact me on 03 8535 1132 to discuss.
Kind regards
Denice Martin
Head of Dispute Resolution
The application asked me to enter my internet banking password. How can I be sure that the representative is only accessing 90 days of transactions? And how do I know my password will not be misused?
Hi Hello, thank you for your feedback. NOW Finance do not access your banking and cannot change the period for the bank statements. This has been pre-set to 90 days minimum. The user inputs their own data into the bank statements portal and the 90 days transactions are sent through from the users bank within seconds to our secure portal. Your banking details are not stored by our system and are not retrievable. Please call me on my direct line to discuss the concerns you’ve raised.
Kind regards
Denice Martin
Head of Dispute Resolution
Get an answer from our members and NOW Finance representatives
Details
| Category | Personal Loans, Debt Consolidation Services and Car Loans |
|---|---|
| Interest Rate | From 6.75% p.a. |
| Comparison Rate | From 6.75% p.a. |
| Monthly Fee | $0 |
| Application Fee | $0 |
| Repayment Frequency | Fortnightly and Weekly |
| Loan Amount | $5,000 to $100,000 |
| Security | Secured, Unsecured and Vehicle |
| Loan Term | 1.5 to 7 years |
| Rate Type | Fixed |
| Redraw Available | No |
| Line of Credit Available | No |
Contact info for NOW Finance
| Mon | 9:00 am - 6:00 pm |
|---|---|
| Tue | 9:00 am - 6:00 pm |
| Wed | 9:00 am - 6:00 pm |
| Thu | 9:00 am - 6:00 pm |
| Fri | 9:00 am - 6:00 pm |
| Sat | Closed |
| Sun | Closed |
- ABN: 35158703612
Extra Information
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Hi Bruce C, thank you for your feedback. Could you please contact me on my direct line as I’d like to speak with you about the concerns you’ve raised. We apply fixed interest rates and don’t change
... Read morethose throughout a customer loan period. If a customer chooses to refinance, then the new interest rate will be provided up front so they can make an informed decision. NOW Finance provide hardship to any customer who has had a change in circumstances. Please contact me on 03 8535 1132 as we are unable to locate you on our system. Kind regards