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Fido Finance

Fido Finance

 Verified🏆 2026fidofinance.com.auABN: 31640939162
Fido Finance
5.0

1,602 reviews

Positive vs Negative
99%1%
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Average Loan Term5.5 years
Transparency ?
4.9
Customer Service
5.0
Application Process
4.9

 AI reviews summary 

Pros
Communication and updates: Staff maintain regular contact throughout the process, providing prompt replies and consistent progress updates that remove the need for follow-up.
Process speed: Loan applications are handled efficiently, with many approvals and settlements completed within 24 to 48 hours.
Broker support: Specialists are described as professional, knowledgeable, and patient, particularly when explaining complex terms to first-time borrowers.
Ease of use: The digital system for document uploads and remote applications is straightforward and simplifies the financing journey.
Verdict

Fido Finance is highly regarded for its efficient processing speeds and the quality of its personalised broker support. The service is characterised by clear communication and a streamlined digital application process that caters well to first-time and repeat borrowers. There are no recurring negative patterns that meet the threshold for inclusion.

1,602 reviews
5  Nick D  · My enquiry was handled with professionalism and transparency. Gabes service was outstanding. Thank you Fido
5  Cass  · Ben was awesome and easy to deal with. Made finance easy!
5  Michael  · Sam was amazing you should give him a pay rise.
5  Matt Worthington  · Phil is brilliant! Highly recommend! He works hard for you and leaves no stone unturned. Awesome service!
5  Kat  · Sam had great energy, he was very helpful and got a great outcome for me. Thanks Sam!!
4  Couta8  · Happy with communication quick responses and was polite and respectful
Michelle
Michelle VIC
 

⭐⭐⭐⭐⭐ A big thank you to James at Fido Finance for helping me organise the finance for my Mazda! James was so helpful throughout the process, and I really appreciate the time and effort he put into getting everything sorted. I’m very happy with the service and would happily recommend James and Fido Finance to anyone looking for car finance. Thanks again, James! Show reply

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Paris M.
Paris M. 2 posts
 

First time financing a car and we couldn’t have been happier with our experience. Damon’s communication and customer service was highly impressive. He kindly also talked us through some other elements of the car buying process that we weren’t sure about and made us feel very informed. We will absolutely be using Damon again for our next car financing! Show reply

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Michelle D.
Michelle D.
 

Thanks Kosta for your patience and understanding with our loan needs and timing. Being on a rural property makes it hard for good communication with limited mobile service. Sometimes we felt that’s some calls were unnecessary though, a simple text would’ve sufficed but I suppose you have boxes to tick

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Reviews with attachments

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Allen
Allen WA 2 posts
 

Rippa work thanks Sam thanks for the help with the loan Show reply

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Ashley Z
Ashley Z SA
 

Ben Baker is an absoloute saint, helped me every step of the way and made sure the only result possible was me getting the car loan I requested! If you’re ever looking for a broker that’ll go above and beyond, ask for Ben Baker at Fido Finance Show reply

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Sheyenne Leschinski
Sheyenne Leschinski NSW 5 posts
 

Jake gave Outstanding service very professionally communication was amazing would highly recommend . Show reply

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Paige W.
Paige W. QLD 2 posts
 

Highly recommend! Quick turn around and explained very step along the way Show reply

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N.Bee
N.Bee Victoria 3 posts
 

Couldn’t recommend Darcy Lipman highly enough! This was actually my first time ever financing a vehicle through any finance company, so I honestly had no idea what I was getting myself into or how the whole process worked. I was looking for finance for my new Ford Ranger Raptor and initially had a pretty frustrating experience with Ford Finance… Read more ·  1

and other finance companies. After more than six days of waiting and getting nowhere, I got in contact with Darcy — and within around three hours, I was approved and everything was sorted.

Being completely new to finance, I really appreciated how easy Darcy made the entire experience. He explained everything clearly, answered all my questions and was always available on the phone whenever I needed help. I never felt like I was being left to figure things out myself or wondering what was happening next.

Darcy genuinely went above and beyond. What had been an absolute headache through other companies became incredibly quick, straightforward and stress-free. No unnecessary steps, no constantly chasing people up and no waiting around for answers.

I picked up my new Raptor not long ago, and to top it all off, Darcy managed to get me a considerably better deal than the other finance options I had been given.

For my first ever experience financing a vehicle, I couldn’t have asked for a better or easier process. I’m extremely happy I ended up going through Darcy and would absolutely recommend him to anyone looking for vehicle finance — especially if it’s your first time and you’re not sure where to start.

Thanks again Darcy for making the whole experience so easy!

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Oliver M.
Oliver M. NSW
 

Liam was great, he helped me purchase my BMW and always was happy to help with any questions or concerns I had during the application process, also was good being in constant contact with Liam which made it comfortable and a enjoyable process. Thanks. Show reply

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Maria
Maria
 

Sam from Fido did great in securing a finance for a new car loan that suits our need.The whole process went smooth and stress free from start to finish. I really appreciate his professionalism, honesty and patience in dealing with us. The reason why I highly recommend Fido Finance . Job well done!! Show reply

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Tye S.
Tye S.
 

Adam was great at helping me through the whole process, yet again. Returning customer, would highly recommend and come back Show reply

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Joel
Joel
 

Ben from FIDO did an amazing job at getting my car loan approved quickly . His communication was excellent ; I was kept informed the entire time . From Conditional Approval through to Purchase and Settlement the process took 1 week - and Ben was good enough to secure a very competitive interest rate also I recommend responding quickly to any… Read more ·  1

requests for extra documentation as this significantly improves the process timeline.

I would happily use FIDO finance for my next purchase finance .

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Peanuts And R.
Peanuts And R.
 

Fido Finace were amazing when securing a New Car Loan. Our Broker James Enright was absolutely amazing to work with. He went above and beyond to ensure he found the best deal he could secure for us. James was very persistent with keeping me on track when securing the relevant paper work ( in a good way ). I would 100% recommend dealing with Fido… Read more ·  1

Finance when securing a loan and will definitely seek them out again when needed. Thank you Fido Finance, im enjoying my new car

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Adam C
Adam C  NSW 6 posts
 

Kosta from Fido was amazing , I had some hurdles for him to overcome and yet he still managed to get me exactly what I wanted and communication was second to none the whole way through. It was very clear they actually care about what they are doing . The whole team had one another’s back and kept everything going forward. I’m very grateful for the efforts. Show reply

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Jia-wei
Jia-wei QLD 2 posts
 

I’m glad to hear it back from Fido cause they can find the suitable plan for me. Big thanks for Bailey help me with car loan. The efficient car financing system for anyone who is first apply for the loan. Quite simple and straightforward to get the reply from them. Typical loan application process and can take up 30 lenders to get the application… Read more ·  1

done. Now I’m happy with my current car with sensible loan rates. I definitely will recommend it to my friends and family as they need any services from them.

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Avon
Avon
   Verified

I was fully approved for my vehicle loan application within 24 hours which I thought was great. Liam the agent I dealt with was very helpful throughout the entire application process. I would recommend Fido finance to anyone. Show reply

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Della
Della
 

Lovely people quick process big thanks to Ben for helping me into my first caravan looking forward to some family holidays.. Thanks again Show reply

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Kristin Bragg
Kristin Bragg QLD 2 posts
 

The consultant I was assigned from Fido was amazing from the start, very polite friendly, was very clear with information. We did have a little hiccup because I’m on the pension but he went out of his way to find someone to give me a loan. Although the interest was higher than expected this was due to me being on Centrelink payments which in my… Read more ·  1

opinion they should make it easier not harder to pay off your loan, not his fault. He did make sure I got the option to pay off early which I will definitely take advantage of. Apart from that I had a great experience with them. Highly recommend.

Latest follow-ups

Steve
Steve QLD
 

Great service – Thanks Gabe, always a pleasure to have you help me! Couldn’t recommend more! Show reply

 Follow-up  · Still happy with my service from Gabe, he maintains contact and supports me in any queries I’ve had since initial experience.

Maria santos
Maria santos
 

Huge shoutout to Kosta at Fido Finance! He made the entire car finance process a breeze from start to finish. I was so impressed with his professionalism, friendly attitude, and the way he kept me in the loop at every step. He truly went above and beyond to find me the best deal possible. If you want a stress-free experience, Kosta is your guy!" Show reply

 Follow-up  · Communication was excellent. Always keeping me up to date with any new developments no matter how small. There are no hidden fees. I mean, they don’t tell you upfront that you will also need to pay them for their services but, you wouldn’t except these to be free. Just ask them and they will inform you. They are very honest and upfront. It was… Read more

Dave
Dave SA
 

Dean was my broker and was always available to take a call with my questions and help with anything I needed. Made it a lot easier to finish the application process and all the follow ups. Thanks Fido Finance and thank you Dean! Show reply

 Follow-up  · The loan term was 3 years. I didn't customize the loan at all; it was just standard. The rate was better than the finance offered at the dealership by a full 1%

Find out how Fido Finance compares to other Car Loans

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Positive reviews

Andrew
Andrew QLD
 

Jack Le Forest was fantastic from the beginning, making the process easy and hassle-free. The only shortfall was that they didn't disclose the interest rate until I asked for it at the end, after the contract was signed, and I know why, as it is high with this particular lender.

Alan Leah
Alan Leah
 

Liam Harris is definitely one of the better brokers I’ve ever delt with. He made the process for car finance for me very easy and explained everything out for me I highly recommend him and would definitely use him again in the future. Thanks you Liam Show reply

Dhalizae L.
Dhalizae L.
 

I had an absolutely amazing experience with Fido Finance, especially thanks to Ben Duncan. Ben was incredibly helpful, patient and professional throughout the entire process. He took the time to explain everything clearly, answer all my questions and make sure I felt comfortable and supported every step of the way. And His communication, kindness… Read more ·  1

and willingness to go above and beyond truly made the experience so much easier and stress-free. I genuinely appreciate the time and effort he put into helping me. It's not every day you come across someone who is so patient, understanding and dedicated to providing excellent customer service. Ben is a real credit to Fido Finance, and I couldn't recommend him highly enough. Thank you, Ben, for all your help and outstanding service. You made the whole experience such a positive one!

Negative reviews

Spencer
Spencer VIC 7 posts
 

Timelines were not met. Communication poor. Application submitted even though I was told they were approaching funders to find the best rates. Then I find a credit enquiry and approval in my inbox. They promise great interest rates but you don't find out the interest rate until you have purchased the asset and your credit score has been impacted.

ashleigh
ashleigh
   Verified

I had a terrible experience with Fido Finance. Initially, I was impressed when Bailey called within 5 minutes of my enquiry, promising he would “absolutely” find a lender to fit my budget for a vehicle I was travelling to inspect in 10 days' time. I immediately provided all our info-payslips, IDs, etc. Despite "conditional approval," bailey… Read more

flat-out refused to tell me the interest rate or repayments. I was told it wouldn't be "fair" to give a rate earlier in the process- a ridiculous sales tactic I've never encountered with professional brokers who are actually transparent.

It's now 5 days before I inspect the car. After I had to chase him, bailey claimed the delay was due to the seller not providing info. I checked with the seller directly, who proved via time-stamped messages and calls that bailey hadn't even contacted them until hours after he claimed he had. When bailey finally did speak to the seller, I was told that bailey was condescending and dismissive of them, despite the seller having everything ready as id pre-warned them.

I couldn't even compare Fido's offer because bailey refused to tell me what it was. I ended up going with another company that was professional, honest about timelines, and upfront with the numbers from day one.

To make matters worse, when I informed bailey that I had gone with another company, he tried to claim he was consulting with the same lender and would have had the same outcome. This is hard to believe, given that the other company gave me a confirmed rate during our very first phone call and had the seller paid within 48 hours. Bailey couldn't even give me a ballpark figure after 3 business days of having my documents. It’s clear he was either stalling or just couldn't match the service I found elsewhere.

It's actually quite ironic that their website claims they "move mountains to fund your loan within 24hrs" when my experience was the exact opposite.

Avoid Fido if you want a straightforward, quick turnaround.

Paule
Paule SA 15 posts
 

Terrible service, with never getting back to you as promised and then only after one’s rings numerous times. The agent didn’t seem to care to much and never put much effort in. Took 5 working days to find out what anyone with loan expertise should have known in one day.

Recent reviews

Ruben
Ruben NSW
 

Fido Finance was very helpful in obtaining my loan for my new car. Liam was very hands on regarding my application progress and would follow up at every. The communication was very smooth and he helped me get the best rates possible. Show reply

Iksun Eo
Iksun Eo VIC
 

I received very kind and professional help from Liam while consulting for the car loan. I was deeply impressed by the detailed explanation, quick response, and securing the pre approval If given the chance in the future, I would definitely work with Liam again. Show reply

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