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CBHS Health Fund

CBHS Health Fund

1.5 from 15 reviews

Health Insurance Buying Guide

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Reviews

1.5

15 reviews
5
(2)
4
(0)
3
(0)
2
(0)
1
(13)
  • Value for Money
    1.3 (8)
  • Transparency
    1.0 (7)
  • Customer Service
    1.1 (9)
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Jana I.

Jana I.Greater Melbourne (Inner), VIC

Go anywhere but here!

published

The worst experience from sign up to cancellation. Not a single thing went smoothly, including sign up taking over 6 weeks, they make it near on impossible to pay by credit card, use snail mail that is always late, even trying to cancel my policy after 1.5 very patient years as a customer took a month and was then done incorrectly! Premiums are expensive compared to many other funds, and you do not get the service you deserve for the price! Wouldn't recommend to anyone!

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeSingle
Under 30No
Claim MadeYes
See all answers
ChrisOz

ChrisOzSydney, NSW

  • 30 reviews
  • 47 likes
  • Verified customer

Been with them 2 months and now going back to my previous insurer

published
Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeFamily
Under 30No
Claim MadeYes
Claim Resolution Time1-2 weeks
Claim DateJune 2020
Claim ApprovedYes
See all answers
M N

M NSydney, NSW

  • 2 reviews
  • 4 likes

I hope this company burns to the ground

published
Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeSingle
Under 30No
Claim MadeNo
See all answers
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PBS

PBS

  • 3 reviews

Horrible - not value for money!

published

They do show you how much you actually get back clearly. For example - optical. You only get 90% back of what you paid even you have full benefit left in your account. This 90% is not written anywhere in the product info when you join. Bupa and Medibank private will show you clearly 70%, 80% etc, but CBHS does not. Very annoying. So as the fitness when you get "health management". Again only up to 90% so there is always a nasty gap that it is not informed in advance. Not happy at all!

Transparency
Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeSingle
Under 30No
Claim MadeYes
Claim Resolution Time1-2 weeks
See all answers
Jane

JaneVictoria

Very bad customer service !

published
Transparency
Customer Service
Value for Money
Plan CoverageExtras Only
Coverage TypeSingle
Claim MadeNo
See all answers
FRUSTRATED MOVER

FRUSTRATED MOVERSydney, NSW

  • 13 reviews
  • 17 likes

Disgusting, rude, arrogant, no manners and totally unhelpful

published
Transparency
Customer Service
Plan CoverageHospital and extras
Claim MadeNo
See all answers
Yuly

Yuly

  • 6 reviews
  • Verified customer

Avoid at all cost

published

Bought the visitor cover, which actually covers nothing. Provided all the documents they requested for account closure and guess what, they didn't close it at all. Direct debit charges keep coming to my bank account. Seriously, stay way from such a scam.

Transparency
Customer Service
Value for Money
Claim MadeNo
See all answers
goldcoast lady

goldcoast ladyGold Coast

  • 60 reviews
  • 47 likes

Good product but poor customer service

published

The wait times are so long just to speak to someone. At this time of the year they should be employing more staff. They are very slow on acting on completing transfer certifcates

Customer Service
Value for Money
Plan CoverageExtras Only
Coverage TypeSingle
Claim MadeNo
See all answers
Tony M

Tony MMelbourne

  • 7 reviews
  • 13 likes

Extremely expensive, customer service very poor and not interested in truly keeping existing customers.

published

Expensive and unhelpful, they constantly reminded me about my son turning 18 years old and that premiums will go up. I called them and had it sorted but they still kept texting me afterwards.

Customer Service
Value for Money
Plan CoverageHospital and extras
Coverage TypeFamily
Claim MadeNo
See all answers
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Not worth it

published

Didn't honour the waiting period even though one of their blogs mentioned it. When pointed they simply said it's the blog of their sister site. Customer service hard to reach. Their policy doesn't cover most things.

Insurance claim madeNo
MegWeddo

MegWeddoNsw, 2570

  • 2 reviews
  • 1 like
  • Verified customer

Cannot find better value or cover

published

Since 2006, i have been a longstanding member of cbhs, we are a family of five. One of our kids is special needs and she has had multiple surgeries and is in & out of hospital and drs. I have had all three kids privately with my own ob, in a private maternity hospital. All covered. Absolutely nothing to worry about!! I have made multiple claims too many to count to be honest and its very rare i need to be out of pocket.
I have done comparison’s and cannot find a better deal at all, no excess, comparible rates and the benefits of our own doctors. Something that is important to our family!

Insurance claim madeYes
Tillie

TillieBrisbane

  • 5 reviews

Not worth it

published

I have been with CBHS for nearly two years. I inquired into whether I was covered for the most minor procedure. The lady told me that the level of cover is basically just designed for people to avoid the Medicare Levy Surcharge.

I think with a premium of $190 per month for my partner and I, we should at least be covered for something!

Considering HCF under the same policy and same level of premium I would have been covered.

Insurance claim madeNo
Kris

KrisMelbourne

  • 4 reviews
  • 1 like

Very Good

published

The policy was easy to setup and was very good value for money. We dont pay anything out of pocket for general dental.

Insurance claim madeNo

Doesn't cover private hospital theater while other does

published

I think cbhs is worth it when you first join and want to ditch the 12 months wait, otherwise it is rubbish. I purchased the basic hospital cover, which didn't cover private hospital theater, which I needed later on. My insurance specialist told me that my insurance literally covered for nothing.... With $20 extra a MONTH I could have gone with hbf which covers theater fees. This made me realise what a mistake it was to stick with CHBS. They screwed me over.

Either stay with higher cover or get out!

Insurance claim madeNo
tiM1

tiM1

  • 7 reviews
  • 5 likes

Terrible Service. Couldn't careless about existing customer

published
Insurance claim madeNo
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