Westfund Health Insurance

My husband has been an ongoing top cover member of Westfund since he was 18, he is now 54. Just shy of 12 months ago after a recommendation from a staff member we decided to drop back from the top level of cover. The level we dropped to provided us with most of what we had all except the hospital cover. Our plan was Gold Public. I was of the understanding that if we were to stay overnight in hospital it would be in the public’s hospital which I was ok about. Unfortunately we were not made aware of the fact that it included any day procedures, which we always had done in a private hospital. I was due to have a day procedure done recently and thought I had better phone up Westfund, as I had always done previously. I was given news that I really didn’t want to hear. I couldn’t have the procedure done in the Private Hospital. That afternoon we phoned Westfund to immediately revert back to our old cover. After about a week and a half of no answer from Westfund. They give us 2 options. 1. Pay $2100.00 to back date 12 months & I could have the surgery done or 2. Take up the level of cover we had for all those years and have a 12 month wait period...I have to say we were pretty ticked off. I could understand if we were new to Westfund but come on where is the loyalty to your customers!!!

We have been with Westfund for many years, and even though we changed to another fund over the years (I worked with that provider) we gladly returned to Westfund. The reasons are numerous: top of my list is just how easy it is to get a friendly helpful voice at the end of the line when I need to ask a question. There is never a long wait to talk with anyone, and I do not have to press numerous buttons to get where I need to be - and I like that.
Also, I find the reimbursements for extras, especially dental to be very generous.
I am more than happy with Westfund and would encourage others to change over too.

I changed to Westfund in 2013 from Medibank Private which I had joined way back in the early 1980s. Westfund offered so much more for less cost. Claims are always handled quickly and efficiently and Westfund staff are more likely to remind me of what I can claim rather than tell me what Isn't covered. It is easy to contact staff who are always friendly and helpful and I really like that it is a not for profit fund with no shareholders and the CEO is not paid an obscene salary. When they make a profit it is shared with members. I've never heard of another fund which does that.

We have been with Westfund for nearly 20 years. Every 2 years or so I do a comparison with other funds either calling directly, or on the comparison sites. I then ring Westfund to talk it through, (as we have had to make adjustments as our circumstances change), and every time have found the service, friendly conversation and product (price, cover and rebates) to still be the best for us. The price is fare in comparison and is 'not for profit'(no shareholders..) which we like. We have made numerous claims over our time with Westfund and have never had a problem or knock-back. If you need to ask anything the staff are just a phone call away, and are fully knowledgeable with their product. I can relax now for a couple of years till I go through the exercise again...but I keep coming back to them. Very happy customer.

I have been with Westfund for nearly 12 months and am so glad I changed health funds. I had an unfortunate accident and my claim was handled with efficiency in good time. Westfund gives excellent value and great service.

We were with Westfund many years ago but on moving interstate we had to join another fund (this has changed now). Medibank was becoming more expensive with less returns. So good to be back with Westfund, where they are very helpful and efficient ie if a callback is requested they actually call back, not like so many other companies who do not bother. Coverage is very good on all products.

I was satisfied with the company when I needed to make claims, having no problems. The claims have been lodged and dealt with immediately when made by mail, and have always had quick responses from emails when a have had questions.

We were with Medibank for years, and were unhappy with the low amounts we were getting when we submitted a claim. Our premiums with Westfund are about the same, but we have get so much more back now. We are on the top extras cover, and now get $50 back compared to around $20 (for massage, chiro, physio). On a major dental (crown), we are only $300 out of pocket, compared with $700. Also, it's great that for most things it's a combined limit, so one half of a couple can redeem more than half of the value (for example, my husband has a bad back, so uses up our whole Physio/Chiro allowance every year).

I also love how easy it is to claim (just take a photo through the app) and the fact that everyone I've spoken to has been so helpful and friendly.

I have just switched to Westfund from Medibank. It appears not only will I be saving money with no premium rise in April, but also getting better coverage financially for the entire family. Don't know why I waited so long to compare.... it was a relatively smooth easy transition to change:)

We changed to westfund in April 2018 and it was the best thing we did. We saved a small amount of money but have much better cover. Whenever we’ve had to phone them, the call has been answered quickly and dealt with efficiently and by very friendly staff. Claims have always been paid within the 3 business days. Can’t praise them enough!

We have only just started our journey with westfund but we are exceptionally happy with the professional service and product knowlegde
Even more stoked with the savings

I have been with them for two yeara, they've been great. But lately it takes forever to get a claim processed

I have been with westfund for over 10 years and the staff have always been very helpful at finding the best policy for me as things change as we age and semi -retire.I have looked into other funds and think Westfund still provides what is best for me.

It's almost 2 weeks since I tried to switch from NIB to Westfund due to better better major dental cover, and I'm still waiting for something to happen. I switched before from a major health insurance provider to another, and I don't recall it being this slow and frustrating.

After 10yrs with Westfund I broke my leg. hospital surgery & 3mths in rehab hospital paid. No excess as it was an accident. Received $100 per night for initial hospitalisation which helped buy equipment for unit. More than made up for premiums paid. Excellent!!!!

Years and years and they have been just great to deal with. They have always been so helpful and their staff have been very friendly and have a great attitude

This health fund is a cut above the others
Excellent!! I have had no problems when making claims. Payments are promptly paid

We have been with Westfund for 20 years. Have been extremely satisfied with the coverage, claims process and customer service.

I have been a member for almost 10 years. My plan allows $180 yearly for glasses. I discovered yesterday that because I have multifocal lenses no payment is given for these, only the frames so my payment by Westfund was $109. There is now $70 sitting there which will not be used . Why does the Fund not allow that $70 to go toward the multifocal lenses? It is discriminating against people who require glasses all their waking hours. Even the Optician had not heard of this before.

Only 3 months in and we've already claimed more than paid. Now that's really good value. It's so straight forward and simple to understand. I was able to get Dental, Physio and Optical and knew exactly how much I would get back.. unlike other insurances, its always a guess, and its always different.

I was thinking I might leave after 2 months as I was so unsure, but when the claiming started, and seeing how smooth it was, I'm in for life! Thanks so much Westfund for making health funds so affordable!