2,581 reviews
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- 1-2 weeks
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- 3-4 weeks
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AI reviews summary
Pros
Verdict
Overall sentiment toward Teachers Health is overwhelmingly positive, with members frequently praising the high standard of customer service and the ease of managing policies and claims. Many long-term members express loyalty, citing competitive value and knowledgeable staff who assist in navigating complex health cover and procedures. While a small subset of reviews points to challenges with claim outcomes or administrative processes, the prevailing experience reflects strong satisfaction with both the fund's offerings and its support team.
I was SO grateful to have spoken to Ann Lockwood the week, before swapping out our health insurance from Teachers Health (TH) to another provider. Anne kindly took the time to thoroughly explain to me the benefits of staying with TH, especially the enhanced benefits that we are entitled to after being loyal customers for the past 9+ years and… Read more
highlighted the reduced benefits the other company was offering. She helped me to confidently make an educated decision. Thank you Anne, you are certainly an asset to TH!
I had the most pleasant and helpful experience with a delightful lady Ann Lockwood who assisted me with my enquiries. She is a credit to your company. Excellent Customer Service. Show details
Spoke to Peter Machalany when he visited school I work at. He answered my questions, sent relevant info and quotes, followed up, again answered more of my questions & guided me through changeover process. Show details
Reviews with attachments
Great service from Daniel surry hills office. Spoke to a few providers and Daniel was by far the best and most attentive. I’ll be asking all my friends family and clients whom are teachers to contact Daniel directly! Show details · 1
TEACHERS HEALTH INSURANCE UNCARING AND A CRUEL ADMINISTRATIVE NIGHTMARE — Union member or not, do not be fooled … there is nothing “united” about Teachers Health. Their appalling treatment beggars belief. “They are members not profit” - absolutely untrue “We’re for care when you need it” … unless we can possibly avoid it!! “We’re for the… Read more
greater good” … if the greater good is the profit of teachers health fund!
Hype with no substance! … do not refer a friend… do not collect $50, you could cost your friend their health!
Sadly, I witnessed unconscionable behaviour from Teachers Health fund towards my daughter today.
Following bizarre attempts to delay acknowledgement of my daughter’s request for me to speak on her behalf, I spent over 2 hours talking to 3 different staff members including 77 minutes ‘escalation’ to an officious, extremely condescending, unsympathetic and rude “Customer Service” agent.
Following complications from a tragic missed miscarriage and subsequent D&C (covered by teachers health) my 27 year old daughter suffered horrific cramping caused by a series of unfortunate complications involving an infection that required urgent IV antibiotics to prevent sepsis and/or infertility.
Unfortunately, the public hospital treating her could not provide gynecological services and needed to transfer her to an appropriate facility. Her treating gynecological specialist arranged for her to be admitted to a local private hospital for urgent treatment.
Unfortunately, despite having been insured with Teachers Health for nine months, and despite previously being “covered” for the original procedure (10 weeks ago), Teachers Heath refused to approve her admission until a pre-existing condition form was completed forcing admission of a pre existing condition that did not exist. Privatehealth.gov.au, a federal site listing rules for private health insurers, clearly states that any complication arising from a procedure previously covered by an insurer MUST be covered! However Teachers Health chose to ignore this and rely on their independent medical advisors (subsequently paid a “fee” for their service to Teachers Health Fund (independent??) to determine the outcome of her coverage … coverage that any other health fund would pay for without hesitation. They refused to speak to or be advised by the treating specialist. Instead they advised their “Independent Medical Advisor” could take five days to process.
Five days!
She doesn’t have five days and from their own definition, she does NOT have a pre existing condition! This miscarriage of justice has exacerbated her original grief and impacted any chance of a seamless recovery. She is seriously unwell and in need of appropriate care, yet instead of providing what she has paid for, Teachers Health has hidden behind paperwork and a cruel administrative process clearly aimed at delaying tactics ensuring she is forced to undergo surgery in an overcrowded, public system instead of the private system she has paid for with a specialist that knows her body and her history.
This company were “full on hard sell with promises” when my daughter spoke to them in January encouraging union-for-the-people benefits, but when a seriously, ill young woman needs urgent treatment, in spite of repeated pleas to expedite the process, Teachers Health has only provided rude, unhelpful and unsympathetic bureaucracy that ensures they will evade the service that my daughter has paid richly for.
DO NOT USE TEACHERS HEALTH INSURANCE. Go to a major provider who will stand behind their product and care for the people they represent. Shame on you Teachers Health!
First Class Response! – I was planning on cancelling my cover and taking up a cheaper option with another company that provided just about the same cover. I wasn't angry or anything, just seeking a better deal for what I was paying. I spoke with Hulya Kocak, and from the outset she was just the kindest, understanding and patient person to help me with my inquiry. She… Read more · 1
explained everything so clearly and took into account that there were lots of things I didn't understand as my late wife usually handled these things. She made me feel that it was okay to ask any questions which she cheerfully responded to. I did not have to push or ask for reductions or additions to my policy as she put them forward to me first. If anything, she offered far more than what I expected and was clearly sorting out the best deal possible for me. I felt like I was talking to a real person instead of just someone doing a job. She was utterly magnificent and she made my day. I have just tested positive to Covid for the first time after being able to dodge it for 5 years, so I wasn't feeling great, but Hulya changed everything and put me in a better mindset. We have been long term customers of Teachers Health and I feel a level of loyalty to stay with them (which I have done) and my experience with Hulya today, and also Lachlan who I spoke with earlier has done nothing to make me want to leave. She is a credit to the organisation!!!
Under the veneer! – Pleasant approach and cooperative attention to detail from Sean. Thank you. Show details · 1
Pleasant and relieved my concern – I called to confirm my cover regarding concerns about an impending procedure. Racheli was most helpful in allying my concerns and providing additional information to ensure my understanding of my cover. Here manner was informative, supportive and wonderfully pleasant. Much obliged young Rachel Show details · 1
Latest follow-ups
Excellent service – Sean was professional and kind. I was confused about several issues and he sorted and solved them all. Show details · 1
Follow-up · My experiences with Teachers Health Fund are professional and exactly what I want from a health fund. I often get unwanted calls from people wanting me to consider other providers but I will not change. Thank you.
Excellent assistance received from Samina Toevai of your office. All my concerns were dealt with in an efficient and timely manner. Show details · 1
Follow-up · Yes, it was very easy to contact. I don't recall having to wait very long to be connected for assistance. My concern was to check and see that the level of health cover I had was sufficient and applicable to my now conditions. This was cover really well and I am very happy with the result.
We had been deciding to change our Health fund, of over 40 years, for various reasons. We spoke with Theresa Fernandez, who knew the product very well and was able to answer our questions patiently and sometimes repeatedly! Show details · 1
Follow-up · We have some unexpected medical and dental needs since we changed to Teachers Health. We haven't had any problems with claiming. We haven't used the on-line process, only to refer back to our cover. The sign-up process went without worries for us as Teachers Health handled the entire process. Thank you
In-depth reviews
I recently decided to leave Teachers Health and move to NIB, mainly because I believed it would be a much cheaper option. Today I spoke with Roger Ng from Teachers Health, and I was extremely impressed with the way he handled the conversation. At no stage did Roger put me under any pressure to stay. Instead, he simply took the time to explain my… Read more · 1
options clearly, compare the different levels of cover and give me the information I needed to make an informed decision.
After being with Teachers Health for almost 49 years, I had originally thought it was probably time to move on. However, Roger showed me that by changing my level of hospital cover, I could significantly reduce my costs while still retaining cover that suited my needs.
His friendly, professional and completely pressure-free approach strongly influenced my decision to remain with Teachers Health.
Excellent customer service from someone who genuinely seemed more interested in helping me make the right decision than simply trying to make a sale.
Thank you, Roger. Your assistance was very much appreciated.
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I would like to express my sincere appreciation for **Loki Madani from Teachers Health Fund** for the exceptional support he provided me today. Loki assisted me with a sensitive and distressing situation relating to accessing and disclosing medical information from a private hospital , particularly in relation to treatment and claims that had… Read more · 1
been made in my name.
Throughout our conversation, Loki was incredibly patient, supportive, considerate and helpful. He took the time to listen carefully to my concerns, provided clear advice and useful information to assist me in understanding what I could do next, and made sure I felt heard and supported.
I was understandably quite upset and became teary during our conversation, and I especially appreciated the kindness, patience and compassion Loki showed me. He never made me feel rushed or uncomfortable and remained calm, responsive and considerate throughout the call.
Dealing with a difficult and personal situation like this can be overwhelming, and having someone respond with genuine empathy while also providing practical assistance made a significant difference.
Thank you, Loki, for your professionalism, patience, kindness and excellent customer service. Your support today was genuinely appreciated.
I had been seriously considering cancelling my cover due to the increasing financial pressure on my family, but my recent experience completely changed that. I spoke with Viki from Teachers Federation Health, and her service was nothing short of exceptional. From the moment the conversation started, it felt genuinely personalised—she took the… Read more · 1
time to understand my situation and what mattered most to me, rather than offering a one-size-fits-all response.
What really stood out was her depth of knowledge. I came in with four different questions across various areas of my policy, and Viki was able to confidently answer every single one without needing to transfer me to another department. That level of expertise made the whole process seamless and incredibly reassuring.
More importantly, i felt that her goal was not to just try to retain me as a customer but she actually presented real, practical options that could ease the financial strain on my family while still maintaining the level of care we need. It felt like she genuinely cared about finding the right solution for us, not just ticking a box.
Thanks to Viki’s professionalism, empathy, and knowledge, I not only decided to keep my cover but also feel much more confident that I’m with the right provider. Truly outstanding service.
Positive reviews
I have been with teachers health since the 1960s. As a single teacher and lecturer, then as married couple, birth, child, university double degree child who is still with teachers health with his own family. Today’s phone call was lovely, kind, helpful, efficient and an easy solution. It is a relief knowing I can go to the best hospital of my… Read more
choice public or private, and walk out without any bill. The extras help.
Several years ago Teachers health rescued me from bad treatment in a private hospital by phoning me to clarify the situation, advising me re exit to free/affordable home based care which went on to continued domestic help, instead of the hospital linked 1 week bed and meals horror then sent home unable to cook or care for myself which the hospital pushed. Then Teachers Health phoned the hospital on my behalf and sorted them out.
I and my family hold Teachers Health integral to our lives.
I had an excellent experience dealing with Riaan over the phone. He was extremely helpful, informative, and professional throughout the entire process. Initially, I wasnt sure how to approach the situation before me because I wasn't fully familiar with the policies or how everything worked. Riaan took the time to explain everything clearly, answer… Read more
my questions, and walk me through my options without making me feel pressured.
What really stood out was his ability to help me understand the pros and cons of each option, allowing me to make an informed decision with confidence. His knowledge, patience, and genuine willingness to help made all the difference.
Customer service like this is hard to come by, and Riaan is a real credit to the company. Thank you for making what initially felt like a confusing process simple and straightforward. Highly recommend!
I am so grateful that I called Teachers Health and spoke to Riaan Coetser. He answered all my questions concerning my physiotherapy rebates. He also gave me a great deal of valuable information about the’ healthy lifestyle program. ‘ I now have a form and will be off to see my GP to enrol. I wish I had spoken to Riaan before I had my total knee… Read more
reconstruction last year as I now have a much better understanding of selection of a surgeon. Thank you Riaan for spending the time with me.
Negative reviews
Avoid Avoid Avoid. We pay 500 a month for private health insurance. My wife had a cataract done and we paid in full as the surgery asked us to. Medicare paid us after a day. Nothing from the health fund. just the runaround. Show details
Hi Wayne, we're sorry to hear about your… Read more
Dad has been dead for months now and this company continues to charge a dead person. I have provided them with all of the paperwork and they flat out ignore it and won't respond, so they can keep getting their hands on his money. They actually did respond at one point saying "you didn't provide his member number" despite me putting it in the title… Read more
and body of the email, as they requested. They think if they play dumb they can keep his business for ever, I believe.
Hi Meredith, so sorry about your recent loss.… Read more
On Friday 7/8/26, I rang the health fund. I needed to be clear about which items would be covered in my surgery due tomorrow. I was able to get an accurate response to only one of the four issues that I needed information on. When I pressed the staff member for further details, she told me repeatedly that staff at her level are not medically… Read more
trained and so she wasn't qualified to provide answers. She suggested I pursue the details with the surgeon or with the hospital. Over the weekend...
I hope I can be convinced that this case is an aberration. If in fact the staff are so inadequately trained, I will take my family's business elsewhere so that I can get better service. We've been with the health fund for decades. Service has always been prompt, knowledgeable and friendly - but Friday's poor service is not acceptable.
Hi George, we're sorry to hear about your… Read more
Recent reviews
I had a fantastic experience dealing with Peter Machalany throughout the entire process of becoming members with Teachers Health Fund and I cannot recommend him highly enough. Peter was very professional and took the time to answer all of my questions promptly, which was super helpful. He was also very flexible when arranging phone calls which… Read more
made the whole process much easier and more convenient for me. He took the time to address any concerns and questions honestly and transparently, which made me feel confident and comfortable with my decision. His friendly and professional approach made what could have been a complicated process feel smooth and stress-free. Thank you Peter for your outstanding customer service and support!
Find out how Teachers Health Fund compares to other Health Insurance
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Koshita was very knowledgeable and professional, answering all my questions clearly and thoroughly. She was polite, patient, and understanding when I needed to reschedule the call for another day, as I wasn’t fully prepared and needed more time. I really appreciated her flexibility and excellent customer service. Show details
I called to make an enquiry regarding my hospital cover today, there was no wait time on hold, and the customer service person who helped me (Riaan) was very empathetic, patient, resolved my query and provided me with additional useful information regarding my health cover. Show details
My experience in dealing with Peter Machalany was fantastic! He answered all of my questions/concerns and was very knowledgeable. I loved that he wasn’t a pushy salesman and gave me the time to decide what option was best for my family's circumstance. Thank you Peter. Show details
I recently reviewed my options and decided to stay with Teachers Health Fund, largely thanks to the excellent service provided by Sean F. He took the time to explain my policy options clearly without any pressure. It’s rare to receive such genuine, helpful customer care. Highly recommend speaking with Sean if you want honest advice about your cover! Show details
We had an excellent experience with Teacher’s Health. We were provided with accurate information and Jonathan answered all our questions. He also provided excellent follow up as we had some very specific questions about our coverage. Highly recommend Teacher’s Health and thank you Jonathan. Show details
We have had a very positive experience with Roger who was very helpful and who did his very best when we decided to leave Teachers Health for another Health Fund. We wish Roger every success. Show details
Thank you to Sean Francois for your clear and patient assistance today ! No rushing through details, careful consideration given to my sometimes not very clear questions . Sean listened to me, laughed along with me while we sorted through what had to be done . Thank you Sean !! Show details
Jonathan was very clear and excellent at communicating the options over the phone. I appreciated how easy and fast the process was. No hesitation to recommend joining to others Show details
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Hi there, we're so sorry to hear about your… Read more (+1 reply)