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RT Health

RT Health

 Verified🏆 2026rthealth.com.au
RT Health
4.9

1,632 reviews

Positive vs Negative
98%2%
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Claim Resolution Time
  • <10 minutes
  •  · 
  • <1 hour
  •  · 
  • <1 day
  •  · 
  • <1 week
  •  · 
  • 1-2 weeks
  •  · 
  • 3-4 weeks
  •  · 
  • 1-2 months
  •  · 
  • 3+ months
Claim ApprovedYes · No
Transparency ?
4.7
Customer Service
4.9
Value for Money
4.5
1,632 reviews
5 Eddie  · Ricky was friendly and helpful. He helped us work out the best cover for our family. RT Health has a great reputation and always deliver great customer service,
5 Annie  · Very good service from Kat. She was helpful and patient.
4 Rosa Dirito  · Policy review very friendly,professional and polite. Question were answered clearly Very happy
5 Joan  · After a lot of contemplation, I finally switched to RT Health. It was easy and a follow up from Clare Robinson was appreciated. She was very helpful and polite
5 Wal D.  · It was nice to receive a welcome from Clare. She answered all my questions relating to direct debit and explained some of the benefits of RT Health membership.
5 Doug  · Clare was very helpful and explained my coverage, thank you
Zucki
ZuckiQLD7 posts
  Verified

We recently joined R T Health, and the transfer process from our previous fund was seamless. Katalina Eid was friendly, knowledgeable, and clearly explained every step. Our questions were answered promptly and updates were timely, making the experience organised and stress-free. We appreciated the efficient and caring service—highly recommended. Thank you, Katalina Eid, for your excellent service and support. Show details

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Barb
Barb
 

Using my log in number and password provided I have been unable to login and trust this can be resolved. Clare very easy to understand and helpful. I look forward to receiving information about my hearing aid’s as I hope there is no waiting period as with my current health fund I have been covered for many years Show details

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jbey
jbeyNSW30 posts
 

Have been a member of RT Health since 1999. Had the pleasure of discussing my policy today with Ricky who was well informed, knowledgeable and polite. Cannot recommend RT Health highly enough, in fact this health fund runs through the 'veins' of our family over decades. Show details

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Reviews with attachments

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Peter Mantini
Peter Mantini4 posts
 

Clare Robinson Called and welcomed me in to RT Health, explained all the details re my cover, Clare was concise, and eager to answer any questions I had. It was a welcome that made me reassured to be part of such an organisation. I will encourage friends and family to look into RT Health for their needs. Again May thanks to Clare and the rest of the team that made this transition so easy. Kind Regards Peter Mantini Show details ·  1

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Tony Hoare
Tony HoareNSW3 posts
  Verified

Best products and service in any Australian company #1 RT HEALTH and RICKY Show details ·  1

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Elaine C.
Elaine C.Victoria
  Fair Incentive Verified

Kat is a lovely young lady. She was very helpful and explained everything to me. Show details ·  1

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Deb and Jim C
Deb and Jim C
  Verified

The process of changing from another health fund to RT over the phone was made very simple and quick. Rita who organised it all for us was very efficient and very polite and explained everything very well. Her customer service skills are fabulous and made us feel very welcomed. We are very happy with the policy and price. Show details ·  1

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Tom H.
Tom H.VIC
  Verified

Tori from RT Health was simply great! She navigated and compared with the policy that I currently have and gave me a better option, so thank you. Her customer service skills are second to none. 10/10 for net promotor score! Show details ·  1

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Marina McCosker
Marina McCoskerWestern Australia
  Fair Incentive

James Polutele called me from RT Health with a welcome call today. The service James gave was absolutely fantastic, he was so explicit and clear on all functions of RT Health. His manner was honest and genuine. The policy is great value and looking forward to my extra Osteo appoints and hubby and son their massages. What a truely great asset… Read more ·  1

James is to your company, I am already so happy for switching over from HCF to RT Health. I look forward to dealing with your Company and believe you value your people with this sort of customer service.

Thankyou. Kindest regards Marina McCosker

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Dhamin
DhaminNSW6 posts
 

Great customer service. Explained everything well. cover is value for money compered with other insurers Show details ·  1

Latest follow-ups

Vivienne M
Vivienne MQueensland2 posts
 

Presto was very polite and extremely helpful answering all my queries and very patient when I didn’t fully understand a query and she needed to give further info. Happy with my policy and find RTHealth an excellent company and efficient with any… Read more ·  2

interaction have had with them. Claim always actioned in less than a week. Transferred to RT Health 2008.

 Follow-up  · I mostly use the on line service but if I am ever not sure of something or have a query I phone. I was querying / confirming membership fees. Extras cover queries can be checked via the provided info or by phoning. Extras cover depends on the level that best suits the individual.

Steve Craig
Steve CraigQLD8 posts
 

Being this time of year, I realized the phone staff at RT Health would be inundated. After a wait in the queue I was finally able to talk to one of the friendly operators. Due to the nature of my request I had to be transferred to another… Read more ·  1

department. Due to the busy period, I didn't get a call back. The next morning I called and got straight through, but the department I needed to talk to had a queue. When the phone rang I wasn't quick enough and missed it. I returned the call and got Ricky's recorded message to leave my name and number. Soon after I received a call from Ricky, who was polite and helpful. He guided me through the process quickly and my request was successfully completed. Ricky's is friendly, helpful and very efficient. I believe he is a great asset to the RT Health team.

 Follow-up  · My first wait was close to an hour on the phone. I had forgotten to take into account the time difference so I was already an hour after they started taking calls. The second call was answered immediately and my request was tended to straight away. Due to personal needs that had changed as far as what I would actually require from my health insurance, I was downgrading from the Gold Premium with $250 excess to the Silver + with $500 excess.

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Michelle H
Michelle HVIC2 posts
 

I have moved hospital and extras policies from Bupa to RT Health and want to record a vote of thanks for the wonderful customer service from Ricky. The extras limits are very generous and the waiting periods were all explained clearly. Show details ·  2

 Follow-up  · Just to follow up on my previous review (I am not a usual reviewer, and definitely not paid for this) but in this case it took me too long to change insurance and if it helps someone else make a decision, it is worth it. It was really easy to transfer - I manually emailed the transfer certificate to have it done the fastest, otherwise you need… Read more

In-depth reviews

Geoff Hunter
Geoff HunterQLD3 posts
  Verified

My experience with RT health was good at the start until recently I had to submit a manual claims. The only way to do it is through their app and it has to be a photo, can't upload PDF files. So I photographed the receipt and they sent me a letter about 5 days later that they can't read receipt. So the claims just gets cancelled. They could… Read more

have reached out to me to let me know instead of cancelling the whole claims. I resubmitted it again and same problem. Finally on the third attempt the claim was processed but this took about 3 weeks in total. I even reached out on email about this to which I received no response.

Further, I find their website and app so outdated. You can't see much info about your policy i.e next debit date, or what you covered for in your policy or what limits you have remaining.

After a while, I decided I had to swith funds. Signed up with a health fund about 3 weeks go and they said they twice have sent request to RT health for clearance certificate. RT health say nothing received which is strange. I have been trying to chase this up the last week and getting no where.

After all this I lodge a complaint to the health insurance ombudsman who says they will give RT health a set date to respond to which they haven't even responded to the ombudsman. Wow! For a company to not even acknowlege that, they must be so disorganised or just don't care.

So I guess I just wait for ombudsman. Not sure what else to do. Such a poor experience!!

RT Health
RT Health    

Hi Geoff, thank you for taking the time to document… Read more

Ayesha
Ayesha4 posts
 

I have always received wonderful customer service from R&T. Today, in particular, I want to compliment Rose. Rose was not only so very courteous, polite and patient, but she also responded to my queries aptly, informatively, and articulately. Her responses demonstrated her wealth of knowledge on each of the 'covers'. Her examples highlighted and… Read more ·  1

put in perspective each of my concerns. Because of her lucid and patient responses, I can now make an informed decision on the cover that is suitable for me. Please do convey my sincere thanks to Rose. I wish her all the best in her career, and I do hope management will give the recognition she deserves.

Another person that has been very responsive and tried to ensure that I get perfect customer service, is Ricky. Ricky has been attending to my questions over the past few occasions and has been 'on the ball' with his responses. Thank you Ricky. Do convey my thanks to him.

The only unfortunate aspect with R&T phone calls, is the wait time. Maybe management needs to review its staff count, so that staff are available to answer the phones..rather than have them call back.

nicki g.
nicki g.
 

I needed to contact RT Health for aassistance with their website and had a very promptly reply to my email. I missed a call, thinking it was spam, but received an immediate follow-up message to organise a convenient time to call. Contact was made by Mireille, one of the Member Care Consultants. Mireille was very polite, knowledgeable and most… Read more ·  1

of all patient. She worked through all the possible scenarios to my logging in issues and provided details on how to fix the problem.

She requested a progress update from me and made sure that I was able to communicate with her again, instead of a different consultant. This was very helpful indeed.

After more back and forth, I was able to access the website. Mireille was a great help and offered her assistance again if I encounter other issues or even if I have any questions.

I was very pleased to have been able to communicate with such a genuinely caring person, who was very easy to understand.

Nowadays, contacting companies can be hit or miss. Having Mireille answer my query was a huge hit.

Positive reviews

James
JamesQLD
 

David was very professional, friendly and helpful during our phone call today regarding new health cover. He explained everything clearly and made the process easy to understand. Excellent customer service and a very positive experience. Show details

KatM
KatMSA
  Verified

I've just recently changed from another health insurer and I couldn't be happier with the service so far. The policy itself from RT Health is great, it has been explained so well. Also a very helpful intro call was received from Clare where she made sure that the changeover had been explained properly, so friendly and professional... After having… Read more

some disastrous experiences with some health insurance companies we're off to an absolutely fantastic start!

Keith O.
Keith O.VIC
 

Hi RT Health, I was contacted by Clare today to welcome me to RT Health, and what a pleasure it was to talk with her. Clare had the time and patience to go through the new insurance policy with me and answered all the questions I had asked without delay but with great explanation. She was pleasant and cheerful and I wish that all companies would… Read more ·  1

have a "Clare", it would make things a lot smoother and better!

Clare, thank you for your time today!

Negative reviews

Daly
DalyQLD33 posts
  Verified

Due to losing card my payment did not work. I thought I had changed everything and most ethical companies advise by email or phone if there an issue. Not RT! They use snail mail which took 2 weeks to arrive! They also booked call in for today to discuss issues but naturally call was not received! Hopeless uncaring organisation! Show details

RT Health
RT Health    

Good afternoon Elaine, I understand that our team has… Read more (+2 replies)

MICHELLE ELAINE LUCAS
MICHELLE ELAINE LUCASQLD
  Verified

The app is very average. I tried to cancel my account within an hour of taking it out, however not so easy. Call 8.00am on the 7th apr to cancel. They could not tell me when i would receive the money. It took 4 phone calls and a complaint get get an email confirming they had finally cancelled the account and some help from my previous fund to… Read more

withdraw the certificate. I still have not recieved the funds back, today is the 21st apr. They cant put it back.on your card. So waiting for it to come into my account. This mob is not computer savvy unless they are taking money. The gromt office cant comunicate with the operations staff. HCF the parent company process this task within a week.

RT Health
RT Health    

Hi Michelle, thank you for laying this out so clearly… Read more

Health Insurance

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Phil Thomson
Phil ThomsonVIC10 posts
 
Transparency
Customer Service
Value for Money

I must say that switching to RT Health was not really a very good idea. Their method of claiming for Extras seems 'quick & simple' via the app BUT the time to actually process the claim and have the refund back to me is disgustingly SLOW...almost a week. Whereas other health funds and Medicare etc., the money is in my account by the next morning… Read more

or 2 days max. Then there is the issue of the VERY SLOW internet servers that they use that take a considerable time for one to login, especially on a PC that does have fast internet. Then there is the issue of orthotic insoles which aren't claimable via the Hicaps system, the claim has to be manually submitted; whereas my podiatrist is able to process orthotics claims with other health funds via Hicaps. Maybe it is time RT Health kept up with the times and moved into the 21st century.

RT Health
RT Health    

Hi Phil, we are sorry to hear your experience with us… Read more

Recent reviews

Kerry
Kerry
  Verified

Nishant was professional with all her communication with me. Nishant answered questions and relaid information to me in a friendly manner. Nashant was a delight as the first contact with RT Health. Please pass on my thanks to her. Show details ·  1

Doris Boyd
Doris BoydQLD2 posts
  Verified

I recently joined RT Health and received a welcome call from Clare. Clare explained the workings of RT Health in a way I could easily understand and gave me the necessary information I would need if I had further questions in the future. So far my RT Health journey has been seamless. Show details ·  2

Rosemary Moore
Rosemary MooreQLD
 
Transparency
Customer Service
Value for Money

Ricky clarified my questions on the difference between my current Gold hospital Cover to Silver plus cover; excess cost difference between day hospital to overnight hospital stay; and Extras benefits & limits. After Ricky’s comprehensive conversation and a slight change in cover I found it was beneficial for me to remain with RT Health. Show details ·  1

Sahil S.
Sahil S.
 

Clare was amazing today, she had great in-depth knowledge during my welcome call and answered every question I had with patience. Thanks for making it so easy for me to understand all the extras included. Show details ·  1

Tina M
Tina M
 

Thank you Clare for the time you spent with me this morning re Thank you Welcome. You were patient with me and explained the RTHealth policy and advised me to download the App which I have done. If I have further questions I will not hesitate to call you and have a friendly Chat. Kind Regards Tina Millard. Show details ·  1

KIM SHING Y.
KIM SHING Y.QLD
 

Clare gave a very warmth welcome, excellent service and knowledgeable in welcoming me to RT Health. She is very helpful in explaining certain questions I've asked with regard to the facts of he extras products. Thank you Clare. Show reply

Dean
Dean
 

Clare was very polite and professional when she rang to confirm our choice to join RT Health. I specially mention that she changed my contact name from Graham to Dean as it is a constant annoyance when health related organisations findthat hard. Show details ·  1

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