305 reviews
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- 1-2 weeks
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AI reviews summary
Defence Health Health Insurance maintains a strongly positive reputation, characterised by high member loyalty and exceptional customer service interactions. While the majority of users praise the fund for its value and professional staff, there are significant reports of administrative failures regarding complex claims and billing.
Pros
Cons
Verdict
Defence Health is highly regarded for its member-centric service and competitive pricing, making it a preferred choice for long-term cover within the defence community. However, potential members should be aware of reported administrative inconsistencies and ensure their specific plan provides adequate coverage for major procedures to avoid unexpected out-of-pocket costs.
If you're eligible to join Defence Health, I highly recommend them. I've been with them since day one and have always been impressed by their service. Professional, reliable, and they've looked after me every step of the way. Show details
Latest follow-ups
Incompetent! I added Extras several months ago. My claims are always denied and even though Defence Health acknowledge that this their error and numerous attempts are to get the problems resolved, it keeps happening. I no longer have any confidence in Defence Health and will change providers as soon as my prepaid policy finishes. Show details
Follow-up · Defence Health staff have been very diligent in updating me about the progress in fixing the error in my account. Although, a resolution had not yet been found. I have added extra stars as I believe the staff members are genuinely attempting to assist me.
I have been a member for more than 55years and been very happy with the services. however as I am now in my 70s with a disability (legally blind) requiring more allied health support (podiatrist) than the cover for maternity related services. I suggest packages for my age bracket could more tailored to suite this age bracket Show details
Follow-up · As I have mentioned, maternity associated services are most unlikely for people in their 70s. As such, benefits could realigned for example; Increased frequency and cover for podiatrist services; Increased cover for medical devices and support equipment
Positive reviews
The consultant was definitely across the products available and she helped me choose the right plan for me, while offering alternatives for me to choose. The change of my plan was seamless & the consultant was easy to talk to & understand. Highly recommended! Show details
I have been with Defence Health for more than 30 years. Happy with their services and the value for money. I will definitely continue with them. They follow through any issues raised and resolve them to members satisfaction. Show details
1. Once connected the Defence Health person was totally helpful and informative, a wonderful level of service. I was after an F25 tax statement. 2. At the start of the call I was advised of a 25-35 minute delay. This was good as it managed my expectations. I left the phone on low volume speaker and continued with other work. 3. However, the call… Read more
was not answered for 44 minutes and started at 2:23pm. That does seem a long time to wait. A periodic update on the remaining wait time estimate would have been useful and that could possibly be automated (or does that already exist and I wasn't listening). 4. Don't be mistaken, overall, I am very satisfied with the healthcare support that I receive from Defence Health, and the administrative processes.
Thank you
Stephen Harvey 0417 341 291
Negative reviews
Deplorable service after 20 plus years of paying premium dollars. Added our eldest son back in to our family plan after they raised the age. Unfortunately he was rushed to hospital for gallbladder surgery and they refuse to cover because he hasn’t been back in for 12 months. It’s hardly a pre-existing condition! They may look at it in 3 or 4 days… Read more
if we get a signed form from the doctor! Meanwhile he could die from sepsis so we’re forced to go public. Never again. Off to the Ombudsman
We're sincerely sorry to hear about your son's… Read more
Terrible service Direct debit payments always screwed up Just got charged $3300 for a hospital stay because they said it was a pre-existing condition even though my doctor specifically said it wasn’t. Went to the ombudsman and they still refused to reimburse me Will NEVER use them again Show details
Thank you for taking the time to share your… Read more
i was $6000 out of pocket for my right hip replacement surgery in september last year and will be another $6000 out of pocket for my left hip replacement surgery next month. why do i pay for health insurance? Show details
John, we’re sorry to hear about the out-of-pocket… Read more (+2 replies)
Recent reviews
Have been a member with Defence Health for approx 10 years. The staff are very helpful, friendly and product knowledgeable. Any issues have always been resolved effectively and efficiently. Staff members make sure that your issue is completely understood and resolved. No issues with this organization, fully recommend their product and services. Show details
I have had several interactions with banks, airlines etc via phone recently, so my expectations were low, but Annette’s assistance and persistence in solving my issue was above and beyond the call of duty, and left me wanting to give her the rest of the day off for her helpful, cheerful manner and not robotic dismissal. Show details
I did not believe that my latest quarterly invoice of $929.37 was good value. I am a single, 78 year-old, fully retired man with 24 years military service, and have been a member of Defence Health since 1969, except for a three-year stint (1972–1975) in UK. Your consultant, Mars, was competent in attending to my complaint, and very helpful in… Read more
finding ways to reduce my premium to a manageable level. I have felt for a long time that Defence Health should offer a loyalty program.
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I rang to confirm my entitlements for my recent hospital stay and treatment that was answered fully, The person I spoke to added more in-depth information on what was covered in my extras package, this was very helpful. Show details
Have been with Defence Health since mid ninety’s, believe this is one of the best private health coverage and have used this many times unfortunately due to some health issues. Claims have been settled with no problems and I would recommend others to use Def Health if they fall within the guidelines. The only issue I have with them sometimes is the waiting times if trying to contact by phone. Show details
There was a time not so long ago when Defence Health had serious Communication problems to the point I was ready to change health funds, I am pleased to say that this seems to have resolved itself. I no longer have issues contacting them by phone and they seem to be very helpful in sorting through any problems I may have. I have been with them… Read more
for many years now and their fees are reasonable so I would recommend them to anyone looking for a good health insurer.
Very happy to be back to being able to contact defence health with ease. The change of systems was very challenging for staff and clients. Welcome back to good old fashion communication that means something. Show details
I just spoke to Billy and he was so patient, genuine, extremely willing to help and it made my day. He even offered to give other helpful advice. It was fantastic and helped me save lots of money. I wasn't afraid to ask other questions as he was so kind and decent. He was amazing!!!! Show details
I was trying to make an email claim and the site would not let me fill in the details. ( I found later that you can't claim remedail massage by email which has been very frustrating) . After several attempts Jessica noticed that I had previously used the app on my phone. Problem resolved.I just have to remember . My excuse is that I'm 87 and entitled to be forgetful! Show details
Long time satisfied couples member. Great help and advice from Kylie today. Efficient, caring, personable and thorough. Apart from her, DH needs to fix their system so that I appear as this has been going on forever it feels! Which Kylie has put in a request for. That was the only time wasting part which isn't to do with the friendly staff. Thank you ! Show details
A friendly and helpful staff member satisfied my queries and put my mind to rest. As it was my first interaction in a long time I was very grateful that I was with Defence. Show details
I’ve been with Defence Health for about 30 years now. I’ve never had a problem with a claim. I’m in top extras which as a pensioner can be costly.Some of my friends say to opt out as I will get everything I need in the public hospitals but if I need an operation that is causing emotional or physical distress,I want to be in hospital tomorrow,not on a waiting list.Peace of mind is worth paying extra for. Show details
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My query was answered in a professional and friendly manner. I even receiced very helpful remarks that will assist me in the near future in relation to hospital admission. Show details
We moved to Defence Health after 25+ years with another health insurer. Defence Health provides an identical level of service at a reduced cost. Some rebates are actually higher. Also Defence Health is increasing premiums by 2.99%, which is significantly lower than increases by many other funds Show details
Technology is moving fast, and my age group find it hard to keep up. It is important that this is taken into consideration. It can become overwhelming. Thank you Show details
As a retiring Air Force member seeking advice about how to manage our health insurance, Talhlia was outstanding in providing excellent advice, answering all of our questions and seeking out every aspect of our requirements. This resulted in my wife and I remaining with Defence Health as I could not get a matching offer from any of the other civil health insurance companies. Show details
While Defence Health may seem a bit pricier than others. They do extremely well in providing excellent cover and claims. Have been with them for years and am very happy with dealing with staff when I need to and to submitting claims Show details
Where I have rated 'Satisfied' & not 'Very Satisfied,' it is because I am still awaiting resolution to my enquiry. Hopefully someone from Defence Health will get back to me. Show details
Always a positive experience when speaking with customer service at Defence Health. They take the time to listen and fully understand the reason you have called, and then provide the correct information and answers to your questions and concerns. They are clear and concise and ensure the correct resolution is found for each enquiry. Show details
I feel confident in the cover I have selected. It offers value for money and the claims process is easy. I know if I need to contact the call centre they will be able answer my questions. I have been with Defence Health for around 9yrs +. Show details
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