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Lombard Credit Card
3.9 from 670 reviews · View Statistics

Details

Compare both Lombard Credit Card
Lombard 180 Card
  • Discontinued
  • Award Winner 2019
  • 2018

Lombard 180 Card

1.8
(67)
Lombard 55 Card
  • Discontinued
  • Award Winner 2019
  • 2018

Lombard 55 Card

1.7
(7)
CategoryLow Rate Credit Cards and Balance Transfer Credit CardsLow Rate Credit Cards and Balance Transfer Credit Cards
Card TypeVisaVisa
BenefitsIntroductory Interest Rate
Minimum Credit Limit $1,000$1,000
Minimum Income $25,000$25,000
Additional Cardholders 11
Additional Cardholder Fee $0 p.a.$0 p.a.
Minimum Repayments3%3%
Contactless PaymentsApple PayApple Pay
Rates & Fees
Purchase Rate25.90% p.a.25.90% p.a.
Cash Advance Fee3%3%
Late Payment Fee$35$35
Annual Fee$99 p.a.$99 p.a.
Foreign Transaction Fee 3%3%
Overseas ATM Withdrawal Fee$0$0
Interest Free Period 55 days55 days
Cash Advance Rate25.99% p.a.25.90% p.a.
Introductory Offers
Introductory Rate 0% interest for 6 months on any Lombard 180 card purchase of $250 or more
Balance Transfer Rates
Balance Transfer Period 6 months6 months
Balance Transfer Rate 0% p.a.0% p.a.
Balance Transfer Fee 0%0%
Discontinuation dateSept 2019Sept 2019
Replaced byhumm90 Mastercardhumm90 Mastercard
Compare both Lombard Credit Card

Reviews

  • Transparency
    1.4 (42)
  • Customer Service
    1.4 (44)
  • Rates and Fees
    1.7 (41)
  • Rewards
    1.2 (21)
  • Online Experience
    1.4 (38)
  • Application Process
    2.7 (31)
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Michelle.L

Michelle.LPerth

  • 2 reviews
  • 4 likes

Do not recommend, big mistake

published

Not an understanding company if you lose your job for example the Covid situation, they demand your money straight away without settling for an agreement plan , send it straight to the dept collection only to have to pay almost upfront! , very rude staff members that don’t care about you or your circumstances , do not go with this company!!

Transparency
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1 comment
Lombard
janine l.Lombard
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Ms SG

Ms SGMetropolitan Adelaide, SA

Account balance discrepancy

published

Why is it when I ring Lombard for my balance I get told a different amount ? there is an additional $4,000 in the amount which is not shown on the statement?? Why do they send statements that do not show the real account balance? Or is this an error by $4,000 ?? I cannot understand where or why there is such a large discrepancy ?
Not a happy customer

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1 comment
Lombard
janine l.Lombard
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Horrific interest company was shocking during covid would never use company again

published

They encouraged me to use my credit card on lage perches via email then cancelled card out of the blue so I couldn’t use it to keep interest rate down

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1 comment
Lombard
janine l.Lombard
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Nightmare of a company robbers!!!!

published

Ive over paid my account by almost $3k and never got one Statement and now they are refusing to refund my money!!!!.. robbery!!!!....consumer affairs will be invoiced with this soon

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3 comments
Lombard
janine l.Lombard
Tomich
Tomich

Can you please advise how you can help me??

Lombard
janine l.Lombard
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Kevin H.

Kevin H.Greater Melbourne (Metropolitan), VIC

Still charging me when I paid the full amount !!

published

My Lombard Card statement had a total payout figure which I paid early ! Now get a Statement stating I still owe $3.00 I know its only three dollars but its the straw that broke the camel's back! Years of poor service I was once a good customer of flexigroup but no more!! Avoid like the plague!!

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1 comment
Lombard
janine l.Lombard
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K M.

K M.Sydney, NSW

  • 2 reviews
  • 2 likes

6 months of incorrect late fees and incorrect reporting on my credit file

published
Transparency
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2 comments
Lombard
janine l.Lombard
K M.
K M.

I have sent you an email and would appreciate a response within 48 hours seeing as I’ve now been waiting since the 1st of May for a reply to my online complaint made direct.

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Unhappy customer

Unhappy customerRichmond-Tweed, NSW

Steer clear of Lombard Financial or Skye at all costs. Run, dont look back, just run

published
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2 comments
Lombard
janine l.Lombard
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Gary

GarySouth East Queensland, QLD

Warning...don’t do it

published

Like many others we were surprised to get an email stating that Lombard were changing to another company...Skye.
OMG...this is the hardest company we have ever had to deal with.
Take your business elsewhere..we are.
You have been warned.

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1 comment
Lombard
janine l.Lombard
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Michael B.

Michael B.South East Queensland, QLD

  • 2 reviews
  • 2 likes

Frustrating service

published

Slow service, account balance takes 5 days to be accurate. Difficult access to account balance through online access. Card has closed down to skye, and was emailed a chance to move to skye, but missed the email, so credit card cant be used.

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1 comment
Lombard
janine l.Lombard
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homie100968

homie100968Far North Queensland, QLD

  • 2 reviews
  • 1 like

dont get caught up in the hyperbole

published

I got caught in the hyperbole of fee free etc.. its costs to pay back every time you pay there is a new charge.
the last thing you buy is the first thing to pay off.. if you had 180 days to pay off $2000 and then continue to spend and pay back part payments you will eventually be paying 25%+ (every payment incurs fees) be warned!

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1 comment
Lombard
janine l.Lombard
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David Barns

David BarnsDarwin, NT

Poor customer service

published

I had changed from the Lombards card to the new Skye card as requested, from day one l have asked about an atm pin, so if needed l can withdraw funds or make a purchase over $99. Many times l have asked and both via email and tried to ring ( 4 phone calls l had spent a total of 2 hours 58 minutes on hold only to speak to no one and hanging up) almost 3 months later and l still don’t have an atm pin. Not happy Jan !!

Incentivised ReviewNo
Card Start DateMay 2019
2 comments
Lombard
janine l.Lombard
David Barns
David Barns

Email sent

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Daniel T.

Daniel T.South East Queensland, QLD

  • 8 reviews

Fantastic Interest-Free Deals

published

I wasn't able to afford the airfares at the time, but because of Lombard I was able to get a 12-month interest free deal and never pay interest. Highly recommend Lombard 55.

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1 comment
Lombard
janine l.Lombard
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Craig B.

Craig B.South East Queensland, QLD

Bad Business Acumen and Terrible Customer Service

published

Was a loyal customer with lombard for closed to 10 years, never missed a payment and significantly contributed to their bottom line. On closure of the account There was NO loyalty to my contributions despite several fair and reasonable requests. When a customer needs help this company's true colours shine. I would highly recommend steering clear of Lombard Finance.

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1 comment
Lombard
janine l.Lombard
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Em T

Em T

  • 3 reviews
  • 4 likes

Not happy at all Jan

published
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1 comment
Lombard
janine l.Lombard
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Closed my account without notification

published

My Lombard credit card has been closed with out sending any prior notification or warnings. I cannot access my account to down load my transaction details for tax purposes. I don't even know how much I owe and how much interest i am paying now. They simply closed this card account and started new credit card and I am not qualified to get the new card!!. Certainly, i am taking this to Financial Ombudsman. We need to start Class action against this.

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1 comment
Lombard
janine l.Lombard
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waiting for an answer

waiting for an answerGreater Melbourne (Inner), VIC

No warning they shutting down nor offer for alternative

published
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2 comments
Lombard
janine l.Lombard
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consumer

consumerSydney, NSW

  • 6 reviews
  • 3 likes

Lombards 180 Credit Card Discontinued without warning

published
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1 comment
Lombard
janine l.Lombard
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Jess S.

Jess S.Greater Melbourne (Metropolitan), VIC

Not happy Jan

published

Just found out on the weekend that Lombards was closing down I could not use my card, I wasn't notified of this at all. I called them this morning and they could not offer any resolution other than "1 email has been sent out and they could do nothing to help as i missed the cut off date to sign up with the other company" Seriously Lombard :-(

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1 comment
Lombard
janine l.Lombard
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Loc

LocGold Coast

  • 3 reviews

Poor Customer Service

published

Have tried to call for the last three weeks was on hold for at least 30min so sent emails to inquire about their change of brand, no return calls or emails. Would not recommend this company or there new brand Skye if there customer service is this bad. Unfortunately cannot give them zero stars!!

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1 comment
Lombard
janine l.Lombard
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Rachael

RachaelSouth East Queensland, QLD

  • 3 reviews

Just disappointing and frustrating

published
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1 comment
Lombard
janine l.Lombard
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Page 1 of 34

Questions & Answers

Alyson P.

Alyson P.asked

Credit Card

Hi , can you please advise my balance on my lombard credit card

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Julie

Julieasked

Credit Card

Can I still change from Lombard to skye?

No answers
res

resasked

Credit Card

Can you do a balance transfer out of this card?

No answers
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Lombard Credit Card

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