Receive 20,000 bonus Qantas Points when you spend $2,000 on eligible purchases within 60 days of approval
0% p.a. balance transfer for 14 months
No international transaction fees
Need to spend ~$3,200 to receive a $20 gift card
|Category||Credit Cards, Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards|
|Benefits||Complimentary Travel Insurance, No Foreign Transaction Fee, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer|
|Minimum Credit Limit||$6,000|
|Additional Cardholder Fee||$0 p.a.|
|Rewards Program||Qantas Frequent Flyer|
|Points Earn Rate||1 points per $1|
Points are capped at $200,000 of eligible spend annally.
|Contactless Payments||Apple Pay, Fitbit Pay, Garmin Pay and Google Pay|
|Rates & Fees|
|Purchase Rate||20.70% p.a.|
|Late Payment Fee||$35|
|Annual Fee||$249 p.a.|
|Foreign Transaction Fee||0%|
|Overseas ATM Withdrawal Fee||$5|
|Interest Free Period||55 days|
|Cash Advance Rate||20.70% p.a.|
Receive 20,000 bonus Qantas Points when you spend $2,000 on eligible purchases within 60 days of approval.
|Reduced First Year Annual Fee||$99|
|Balance Transfer Rates|
|Balance Transfer Period||14 months|
|Balance Transfer Rate||0% p.a.|
Great credit card
The Macquarie card is a good looking card that come decent benefits. May not be the best value for the annual fee, but it's decent free one that comes with their home loan. It comes with international and domestic travel insurance, many other policies only cover overseas travel. The card paired with their app is incredible. Instant notification of any spend on your card. The app is also great for budgeting as it can seperated your spending between categories like food, transport, finance, bills etc. Down side of this card is the capped 1:$1 qantas points.
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