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SG Fleet

SG Fleet

 Verified
SG Fleet
3.5

381 reviews

Positive vs Negative
58%42%
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Average Loan Term5.9 years
Transparency ?
3.0
Customer Service
3.0
Application Process
2.9

 AI reviews summary 

The sentiment surrounding SG Fleet is highly polarised, characterized by a sharp divide between positive feedback for individual customer service representatives and severe dissatisfaction regarding administrative and financial management. While many users report excellent, helpful interactions with specific staff members, a significant segment of the feedback highlights systemic failures in communication, transparency, and financial accuracy.

Pros
Exceptional Individual Support: Numerous staff members (notably Joseph Sweeney, Amelia Yong, and others) are frequently praised for being professional, knowledgeable, and proactive in resolving specific queries.
Efficient Initial Sales Process: The early stages of vehicle acquisition, including initial quoting and sales consultations, are often described as seamless and quick.
Effective Phone Assistance: Users who manage to connect with the right department often find the telephone staff helpful and capable of resolving issues in a single call.
Streamlined EV Support: Specific praise was noted for staff who are well-versed in the nuances of Electric Vehicle leasing and charging reimbursements.
Cons
Financial Discrepancies and Lack of Transparency: Significant reports of incorrect account balances, unexplained fees, and "hidden" charges, particularly following the migration from LeasePlan.
Unilateral Interest Rate Hikes: Multiple users flagged that interest rates increased between the signing of a quote and vehicle delivery, even when market rates remained stable.
Poor Post-Sales Communication: A recurring complaint is that responsiveness drops sharply once a contract is signed, with emails going unacknowledged for weeks and "ghosting" from delivery coordinators.
Administrative Delays: Severe delays in releasing funds to dealers and processing remittance paperwork have caused several users to experience postponed vehicle deliveries and unnecessary stress.
Verdict

SG Fleet appears to be a company where individual service excellence is frequently overshadowed by systemic administrative incompetence and questionable financial transparency. While the frontline staff are highly regarded for their helpfulness, the frequent reports of "scam-like" financial behaviour, unexplained account deficits, and poor post-sales support suggest a high-risk environment for long-term lease management.

381 reviews
5 Rob  · I've previously had very mixed experience with SG, but a recent call with Asha was fantastic. Thanks Asha!
5 Geoff E.  · Great assistance from Vijaya in customer assistance for non standard requests. Got the positive resolution without me needing to get involved. Thanks again!
5 Yazan  · Vijaya from SG Fleet customer service was great to deal with, responsive and very professional.
5 John S.  · Lost my job - and wanted to know my option re my novated lease for my EV Ruchi Gupta was so helpfuk
5 Alesha  · Great communication, was able to answer all questions needed, very polite and helpful :)
5 Monika  · SG Fleet were very easy to work with on my novated lease. Rio Stylianou was helpful, knowledgeable and quick to get back to me.
Adriaan
Adriaan5 posts
 

I have a lease that is ending with SG Fleet. I have a big balance available on my account. I contacted the call centre to enquire about insurance re imbursement. The call centre assured me it would be re imbursed. A few days later i get a email saying it wont. Even though i have a balance more than double the cost of the insurance.

SG Fleet
SG Fleet    

Hi Adriaan, We're sorry for the confusion and understand… Read more

Ask the reviewer
Josh vZ
Josh vZ2 posts
 

Avoid! SG Fleet won't pay for budgeted expenses if you have insufficient funds in your account. Which means the money is coming out of your pay but you still have to pay to run your car until you have sufficient funds for them to reimburse you. They don't seem to understand that the monthly payment is calculated over the life of the lease and… Read more

that, although you might go into negative sometimes, it will catch up. They expect you, the customer to go negative, not them. They are in the wrong business.

SG Fleet
SG Fleet    

Hi Josh, Thank you for taking the time to share your… Read more (+1 reply)

Linda
LindaNSW23 posts
 

I recently completed a lease for a new vehicle with SG Fleet via my workplace. It was not a great process. I had to keep calling them to chase the order, even though I found the vehicle, and it took a lot longer than expected. Chasing multiple phone calls and emails including the dealership following up with them as well. I was not called back… Read more

promptly on each occasion and often had to follow up multiple days in a row to get the answers on next steps. It seems their processes and teams are not all connected well. I have had the vehicle for 3 weeks and still do not have my insurance documents or my charge card for the EV Charging. The loan also increased the % rate due to their delays.

SG Fleet
SG Fleet    

Hi Linda, Thank you for taking the time to share your… Read more

Reviews with attachments

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Shannon Taylor
Shannon TaylorNSW
 

Lease see attached video. My feedback for Asha C. Great work Asha. Show reply

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Hugo B.
Hugo B.QLD
  Verified

My experience dealing with Devina was great. She answered my questions clearly and in a professional and coutious manner. I honestly rate her 5 stars and above. Show reply

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Tania Cassidy
Tania Cassidy5 posts
 

I worked with Steven Brown (Novated Lease Consultant) and Steven Steen (Vehicle Delivery Coordinator) who made the purchase of my new Mazda 3 seamless. They were quick to respond to any questions or concerns I had. I had some unexpected delays in receiving my car, but they worked efficiently to ensure I got my car in the end - and it was worth the wait :) Show reply

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Matt
Matt6 posts
  Verified

Everything about this company is scam behaviour. At every step of the process they include extras in packages to fill their own pockets, this even includes things that don't apply to your car completely. If you ask to remove them, they sneak them back into the contract at a later date in the process. They also say that the 10.44% interest rate… Read more

is "a floating rate" and it "will change upon settlement" I can guarantee you having completed this process, that it does not change at all.

Avoid this company at all costs.

SG Fleet
SG Fleet    

Hi Matt, We’re sorry to hear about your experience and… Read more (+1 reply)

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Greg L.
Greg L.VIC2 posts
  Verified

Great team supporting me along the whole process - great communication and execution of required tasks in a very timely manner enabled delivery of my car in my required timeframe. A big call out to Uzma from delivery team and Allen from leasing team. Show reply

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Hal
HalQLD
 

Both Andy and Maarouf we very helpful and went above and beyond Show reply

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zoel.fame
zoel.fameVictoria
 

SGFleet is a SCAM.. My 2 year Novated lease was auto renewed by SGFleet and I was expecting SGFleet to send me a final invoice close to this date and I was not told by anyone that my 2 year contract will be auto renewed for another year. I received a new contract for a new package allocation which was calculated with high charges for all… Read more

fuel/service/estimations. I have not agreed for any of these new allocations nor to the contract extension. As soon as I saw this mail I called SGFleet and I was told I have to wait til next month to settle the final amount and cannot be ended in that month. With this I received the final payout invoice and I was surprised to see this had higher residual amounts to be paid than what I initially agreed. My salary deductions have also gone up with unagreed amounts. I raised a complaint to SGFleet and they said they have charged me contract termination fee when I did not agree to extend the contract and also did not disclose the termination amount. Also upon questioning how they derived on higher estimates of fuel/service/tyre/etc charge provisions for another year in the contract I was told it’s generated by their system and they are unaware how it was calculated. Do NOT go with SGFleet as it's a scam and their customer service team was horrible including the CS manager [Name Removed] who was unable to address any of my queries

Latest follow-ups

Sam Sgarioto
Sam Sgarioto9 posts
 

I have been a customer of this company for almost three years and two years remaining on the lease. The concept of leasing a vehicle is all good at the start and the process of acquiring your signature sees plenty of dialogue and communication with… Read more

consultants all eager to get your business. That is where the good vibe ends unfortunately. As a first time user of a vehicle lease, I was heading into unchartered waters and I needed plenty of reassurances that I was doing things correctly. I would reach out many times, mainly by email at first. To say the wheels at SG Fleet move slowly is an understatement. Emails would often take up to 5-8 days sometimes longer for a reply. If you take the path of a phone call that too is often problematic, on hold for ridiculously long periods and never talking to the same person twice. I then had the misfortune of having the vehicle stolen in January and subsequently written off as a total loss by the insurance company (Vero, who where absolutely fantastic through the whole process) The process of getting answers out of SG Fleet of how things look going forward was trying to say the least. From the outside looking in, the problem seems to be that there are too many "teams", every stage has a team and getting an answer off anyone is really difficult. Perhaps a model they should consider is when you enter a lease you have a designated consultant and they stay with you right through the process. What is in place now just doesn't seem to work and causes anxiety in people like me who are really not too sure how this world of leasing operates.

 Follow-up  · Since i posted the initial review i have spoken to two colleagues who have been through the SgFleet sphere for vehicle leasing. I came away feeling slightly better as these two people experienced the same issues as i did. That is really slow response to emails and NEVER talking to the same person twice, except the sales consultant and the same… Read more

SG Fleet
SG Fleet    

Hi Sam, Thank you for taking the time to share your… Read more

Phillip
Phillip
 

I contacted SG Fleet today for a general enquiry on what expenses I can claim as part of my novated lease. I spoke to Jaime Garcia who was very patient with my enquiry and provided via email, a full list of items I can claim. Jaime Garcia was very… Read more ·  1

polite and helpful, and I am very satisfied about the experience. With no request from Jaime for a review, I am so happy about his service that I have decided to leave a positive review on my own accord.

 Follow-up  · The list was very easy to understand as it itemised every class of item. I received the email containing the list during my phone call to Jaime Garcia who ensured I had received it before ending the call. I made a claim for an air filter for my novated lease vehicle which was approved after a few days.

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Matt G
Matt GVIC3 posts
 

Unfortunately my experience was very poor and I wish I could go back and not have used SG Fleet. Overall, I found them misleading (vague answers and not answering questions directly). They are all over you when you're speaking with the sales team. … Read more

Once you sign the contract (well 2 contracts for me, see below) good luck getting in touch with anyone ever again.

- I was not given the 'fleet buying power' of SG Fleet as advertised and had to go buy my own car (via deposit) for the standard RRP.

- My vehicle was ready from the dealer within 3 days (registered to me) and SG Fleet took well over a week to finalise the payment and forced me to sign a new contract that is $650 more over the life of the lease even though I was told I will not pay a cent more than the original quote, that this was for 'administration purposes'. I confirmed the call was being recorded and that I won't pay a cent more but guess what came out of my bank account.

- Please note the big box with the $ amount that literally says 'Your fortnightly package cost' - Add 31% to that of what actually comes out of your pay as this is the post tax amount. I asked this question and it was not answered honestly.

- 3,000kms per year were shaved off my quote requirements.

- The interest rate went from 7.87% to 8.19% as a result of their delays whilst I waited for them to finalise the vehicle that was already allocated to me.

- The vehicle I purchased was a 2025 as per the VIN/VicRoads/dealer docs and I was forced into signing a contract for a 2026 model or I can't proceed and lose my deposit or have to purchase the vehicle outright.

- All the above issues I called about and was passed around and provided no answers.

- Good luck getting a call back/email reply once you are finished with the sales team, still yet to receive an actual email reply.

Overall, a terrible experience and I would never use them again. I made the mistake of saying it was my first time leasing and I believe they took advantage of me. The amount that comes out of my pay will total $97,630 over 5 years for a $67,000 car (yes aware that is pre-tax and Incl insurance/rego/tyres etc, no fuel as electric) and they still want $20,000 residual at the end if I want to keep it??? $117,630 over 5 years for a $67,000 car, next time I'll just buy it outright and save the $ and the hassle.

 Follow-up  · I've been asked by Product Review to provide a follow up review: I emailed SG Fleet as requested with a detailed list of my issues. They did clarify some minor things but were vague and won't help with the $650 overcharge and will "review and address this with (the call taker)." I was told someone will reach out to me about adjusting my yearly… Read more

SG Fleet
SG Fleet    

Hi Matt G, We’re very sorry to hear about your… Read more

Positive reviews

Eddie C
Eddie C
 

Steven Brown (Sales) and Steven Steen (Delivery) helped me with the novated lease for my new EV. They have provided me with timely information and walked me through the process patiently as it has been a while since I did the last novated lease. They have been really helpful and professional throughout the process. Show reply

Tony G
Tony GWA
 

I have decided to retire and decided to de-novate my lease. Kim P took my call and was an absolute delight to deal with. She was very efficient, explained the process and timelines. All aspects were covered and I was very pleasantly surprised at the ease with which it was implemented. I cannot rave enough about how easy she made things. Show reply

Parkash K.
Parkash K.
 

Ruchi Gupta from SG Fleet customer Service. Did an excellent job to resolve our issues regarding reimbursement. Great knowledge, detailed explanation patient & precise. Thanks SG Fleet having this wonderful & helping persons you have.This makes us comfortable and peace of mind. Show reply

Negative reviews

Rahul K.
Rahul K.QLD7 posts
 

Very slow in processing. Despite all the approvals and processing from my employer, they are yet to settle. I wanted to buy a used car lined up everything almost 15-20 days back. They just send automated emails every week without any evidence or clear communication of actions. Too much of bureaucratic hurdles in this era of AI. My car dealer is… Read more

trying to chase them But to no avail. I won’t recommend this company and definitely I will be sharing my experience as a feedback to my organisation’s corporate team who manages affairs with them. A home loan is settled quickly…

SG Fleet
SG Fleet    

Hi Rahul, Thank you for your feedback. We're sorry to… Read more

Aarihang
AarihangNSW
 

Very worse customers service. Never work in favour of customers. Full of scams. Asked one document got it after 45 days. At the end of lease period they won’t allow you to use your own credit money to reduce the final payment.

SG Fleet
SG Fleet    

Hi Aarihang, Thank you for your feedback. We’re sorry to… Read more

Rob
Rob11 posts
 

One of several negative reviews I’ve made about SG Fleet since I leased a car through them (ordered the wrong car, took months to sort out the paperwork, didn’t pay the dealer’s invoice for weeks so the dealer wouldn’t release the car to me, sent me fuel cards that didn’t work etc.). This one is about a scuff mark on my bumper. I vaguely recalled… Read more

paying for minor scratch cover. Digging through layers on their website I eventually found I’d paid for “MDR Plus 4 Years”. No other information provided, and MDR doesn’t appear in a search of the SG Fleet website. ChatGPT found it meant Minor Damage Repair and provided a link to an SG Fleet webpage (apparently hidden from their own search tool) that gave some information but didn’t explain how you arranged a repair. Back to ChatGPT who suggested I try Schmick Scratch & Dent Assist. I downloaded the Schmick app, and logged in with the same email address I use for SG Fleet. Amazingly I found my car details were all preloaded so I was able to put in a repair request. My one star “terrible” review reflects my opinion of SG Fleets’s website.

SG Fleet
SG Fleet    

Hi Rob, Thank you for taking the time to share your… Read more

Recent reviews

FKenn
FKenn3 posts
 

I would strongly recommend going elsewhere. They were very quick to sign me up (borderline harassment) but once the documents were signed, contact from SG Fleet completely disappeared. It has now been over four weeks since I signed the paperwork and paid the deposit for the car, and the issue is still not resolved. Communication from SG Fleet has… Read more

been non-existent. Not once have they called to provide an update or explain where things stand. The excuse given is that they are “very busy,” but if that’s the case, they shouldn’t be taking on new customers. The lack of after-sales support is unacceptable.

Even the car dealership has expressed their frustration with SG Fleet’s poor service and advised that they do not want to continue working with them in the future.

There are plenty of other leasing companies out there. My previous lease was with Maxxia, and in hindsight, I should have gone with them again, this would have been resolved weeks ago.

SG Fleet
SG Fleet    

Hi FKenn, Thank you for taking the time to share your… Read more (+1 reply)

Kulbhushan G.
Kulbhushan G.NSW2 posts
 

never ever go to them. the most dishonest and fake. everything is a lie and they charge you 10 times more than what they promise. it has been a total loss leasing with them.

SG Fleet
SG Fleet    

Hi Kulbhushan, Sorry to hear about your experience and… Read more

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Matt
Matt2 posts
 

Sales component of my dealing was superb and can't be faulted. Numerous quotes provided without fuss and followed up with calls to update on progress. Then there's the delivery. The "co-ordinator" was unresponsive to emails, calls and the number provided went to voicemail every time I called. They blamed the salesperson and the portal for false… Read more

information provided and then when called out for changing stories throughout the process, again denied information they provided to me. Still no response to emails sent throughout (or to even confirm I received my vehicle) and could only contact via a general number instead of their own. Absolutely hopeless. Would give this aspect a negative score if possible.

Once I sourced a vehicle after delivery blew out from 2-3 weeks to 2-3 months (someone else's fault I'm told), the car was delivered in 2 weeks with minimal fuss. Again, still no follow up to confirm the car was received, or any other comms regarding the car being ready etc.

Really disappointing after a seamless first experience (again sourced my own car).

SG Fleet
SG Fleet    

Hi Matt, Thank you for your detailed feedback, we really… Read more

john m.
john m.
 

Six weeks to get everything sorted, took over a month to get finance approved, never return calls and almost never answer calls. Very proactive to get the ball rolling but once you sign dont ecpect any support.

SG Fleet
SG Fleet    

Hi John, We’re sorry to hear about your experience and… Read more

michael y.
michael y.2 posts
 

Extremely disappointing experience. The car has been ready at the dealership for weeks, but sgfleet has still failed to release the funds and finalize delivery. The entire process has been painfully slow and inefficient. Trying to get an update is almost impossible. Most emails receive either no response or a generic automated reply that… Read more

provides no useful information.

What should have been a straightforward process has turned into a frustrating waiting game. Based on my experience, sgfleet seriously needs to improve its communication, responsiveness, and overall efficiency.

Also I was originally quoted a finance rate of around 9%, only to be told later that the application had been declined, no evidence given, and then approved through another financier at a higher rate of around 10%. The lack of transparency around this process has left me with serious concerns.

Overall, the experience has been slow, inefficient, and frustrating. Based on my experience, I would not recommend sgfleet.

SG Fleet
SG Fleet    

Hi Michael, We’re very sorry to hear about your… Read more

Kourosh Avesta H.
Kourosh Avesta H.VIC8 posts
 

SG Fleet let me down with my used car order. Despite I had two other approved options, I decided to go with SGFleet which was a wrong decision. Extremely slow process and ignoring emails and calls, made me disappointed with SG Fleet.

SG Fleet
SG Fleet    

Hi Kourash, We’re really sorry to hear about your… Read more (+1 reply)

Brent W.
Brent W.Queensland
 

Worst fleet company I have ever dealt with. Salesman ghosted me as soon as the finance was done. Didn’t order the vehicle. Didn’t document what was requested. 4 weeks of chasing them it still wasn’t done. No return phone calls. No emails. Nothing.

SG Fleet
SG Fleet    

Hi Brent, We’re really sorry to hear about your… Read more

Bikash R.
Bikash R.
 

This is my second review in this month. First they took long time to do financial review. Even after that review they were very slow for their work. And then my car is all ready for the delivery, now they are not even releasing the fund which they should be doing last week to dealer. I was suppose to get my car this week from the dealer. Following… Read more

up on dealer, they are ready to give right away but novated lease agents are taking too long. Wish we had a choice to switch the lease partner from our company.

SG Fleet
SG Fleet    

Hi Bikash, We’re sorry to hear about your experience and… Read more

smit
smit3 posts
 

Customer service was ok, communication was at times very slow and difficult to get an answer. Delivery of leased vehicle was nearly delayed due to remittance paperwork not being completed in time due to SG Fleet. I had to chase up the remittance paperwork so I was able to pick up the vehicle at the allocated delivery time, was quite a stressful… Read more

time due to having to arrange childcare, accommodation, delivery of vehicle, transport, and then following up the money side of things after highlighting how long it would take several times to SG Fleet. I was always told to ignore what the car manufacturer was telling me about financial clearance times, and that everything would be fine, I don't believe that would have been the case if I didn't follow up and constantly ring SG Fleet.

SG Fleet
SG Fleet    

Hi smit, Thank you for sharing your feedback. We’re… Read more

Mikko
MikkoNSW
 

I would like to recognise the outstanding customer service provided by Shahreen Rahman. Shahreen ensured that everything was handled smoothly and efficiently, with no unnecessary back-and-forth emails required. She was proactive and professional, and made the entire process effortless from my perspective. It is rare to receive service of this… Read more ·  1

calibre, and I wanted to take the time to acknowledge her excellent work. Shahreen is a great example of customer-focused service, and her assistance was greatly appreciated.

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