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smile.com.au

smile.com.au

 Verified🏆 2026ABN: 41118168862
smile.com.au
4.6

3,945 reviews

Positive vs Negative
93%7%
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Value for Money
4.5

 AI reviews summary 

Pros
Cost savings: Membership frequently results in substantial savings on dental treatments, often exceeding the annual fee in a single visit.
No waiting periods: The service allows for immediate use upon joining, with benefits applied to appointments on the same day.
Ease of use: The signup process is straightforward and the app provides a simple way to find participating dentists and track savings.
Health insurance compatibility: The program works effectively as a standalone option for those without extras cover or as a supplement to existing private health insurance.
Verdict

The service provides significant financial value through immediate dental discounts and a user-friendly digital platform. While some isolated issues exist regarding refund processing and participating provider consistency, the overwhelmingly positive feedback highlights its effectiveness as a budget-friendly alternative to traditional health insurance.

3,945 reviews
5  Arleen  · So easy to use and so cheap by comparison of other dental cover options. Thank you for a great product.
5  Adem  · It’s worth have as an insurance against big dental work that may come about
5  Natalie  · Used Smile for the first time yesterday and was impressed with the savings. No questions asked, simple process to use. Very happy.
5  Glen  · Fantastic I love being able to save money while visiting my favourite dental clinic
5  Jeff  · Smile have saved me almost $6000 in dental work, thanks to the great team at Peak Dental Care Blacktown
4  John  · Easy enough to find things, clearly states the details required.
John M.
John M.
 

Morphett Street Family Dentist has been a saviour with their caring and relaxed atmosphere. When your feeling stressed or anxious about dental work the doctors make you feel at ease with plenty of helpful knowledge on work to be carried out and take the stress out of making payments when work is completed.

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Reviews with attachments

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Anthony C.
Anthony C. NSW
   Verified

Horrible experience with customer service and false advertisement of reduced fee's for Orthodontics. Trying to seek a resolution for nearly 2 months. It has been over 20 days since my last correspondence.

smile.com.au
smile.com.au    

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Chris W
Chris W
   Verified

I've been a Smile member and recently renewed my cover. During the renewal process, Smile presented me with an offer for 6 months free. I accepted the offer and the website displayed confirmation that the six months had been added to my account. I retained screenshots of both the offer and the confirmation. The six months never appeared on my… Read more

account, so I contacted Smile.

Initially, I was told it was a system error and that they couldn't honour the offer, with three months offered as "goodwill". I queried this and asked where the restriction came from. Smile subsequently explained that the offer was supposedly intended to be available only once per cover. However, when I asked them to provide the promotional terms or conditions that communicated this restriction to customers, they were unable to do so.

Their final position was essentially that the offer was "intended" to be one-time only, but that this condition wasn't part of their standard Terms of Use. They acknowledged that the offer was incorrectly displayed to me and that it appeared to have been successfully applied. I don't have an issue with a company making a genuine website error.

What I find disappointing is the way the issue was handled afterwards. I accepted an offer that was presented to me, received confirmation that it had been applied, and then was told after the fact that an internal restriction, which apparently wasn't disclosed to me, meant the offer didn't actually apply. The repeated offer of three months as a "goodwill gesture" doesn't really address the underlying issue.

After this experience, I've decided that I no longer want to be a customer of Smile. The way a company handles a mistake says a lot about the company, and unfortunately this experience has left me with very little confidence in Smile.

I would recommend anyone considering membership to carefully review the terms of any promotion and take screenshots of offers and confirmations.

smile.com.au
smile.com.au    

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Leanne
Leanne VIC 8 posts
 

Dissatisfied with Smile dentist so decided not to renew subscription. Attempted to delete expired credit card to avoid next payment - not possible. Despite pop up stating card had expired and need to update prior to due date to renew cover and a second pop up assuring me the card will not be billed, Smile still managed to withdrew the funds. Only… Read more

after raising a bank dispute and the issue with Smile was my subscription cancelled and $$ refunded. This is a word of caution, do not take it for granted that an expired credit card cannot still be billed.

smile.com.au
smile.com.au    

Thank you for sharing your feedback with us, Leanne!… Read more

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DMC
DMC NSW
   Verified

Most affordable dental insurance, plenty of dentists to choose from! Soon to renew my family cover!

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nzgirl04
nzgirl04 QLD 9 posts
   Fair Incentive  Verified

I've been a member now for many years, swapping between Family and Single Memberships, as needed. I've renewed another year and this time I added my family back onto my membership, as I was not aware my children up to the age of 24 can be included!! That's amazing. My new dentist showed me the price difference before going ahead with any… Read more

procedures. I've uploaded my first invoice and Interested to see just how much I've saved from 2 fillings. I've already reduced my yearly membership by adding a secondary payment method and uploading an invoice. Can't fault smile.com.au

Latest follow-ups

Linda Daniells
Linda Daniells QLD 3 posts
   Fair Incentive  Verified

Positive experience using Smile the savings are well worth it

 Follow-up  · The customer service was excellent I had no waiting time and it's very easy to use as smiles a/c is calculated automatically

Popi
Popi VIC 4 posts
   Verified

Who doesnt want extra savings when they go to the dentist? This service is user friendly and easy to use. Not to mention how cheap the premiums are. The customer service representatives are so lovely and helpful. Would highly recommend if you want to bridge that gap!

 Follow-up  · You need to search dentists who accept Smile. The savings are great I’ve saved over $200 in gap savings from xrays and cleaning over 2 visits and my extras insurance paid the rest. If you want to cancel its as easy as pressing a button. No fuss.

Nicole
Nicole QLD
   Fair Incentive  Verified

As a senior I am pleased to be offered a competent service with a dedicated dentist that is trustworthy and friendly at keeping my teeth and gums healthy and well looked after -ensuring older fillings are replaced.

 Follow-up  · Wait times minimal, cost effective with smiles savings and booking appointments suited to my own schedule.

In-depth reviews

Peter Y
Peter Y QLD 38 posts
 Published  · Edited

Paid to join Smile.com.au on 17th September 2025 and was admitted to Redcliffe Hospital on the 19th with th a erratic heart and very dangerous blood pressure drops and put onto midadrine which I didn't like the first time I had it but they kept me on it for 10 weeks and have been into hospital since either RBWH or RDH with ambulance transfers each… Read more ·  4

time back and forth but always in one hospital got a pacemaker at RBWH and sent back to RH and then within a week and a half died in RH and hard CPR for 8 minutes and the paddles which got me alive and sent back to RBWH same night to get a a pacemaker and defibrillator 2 in 1 and pacemaker removed but still unable to stand or sit as the blood pressure drops to low readings or I pass out so again still having chest problems and unable to stand then after having chest pains daily or twice daily I got a high tripponin 14700. So the sent me back to RBWH from RH for 2 weeks to find out that my heart function is at 33% which means I can no longer be able to walk or have any operations as the chance of living is 0% so was being sent back to palliative care but I was put into a normal hospital ward and was released 6 months later. I am now living at hospital bed at home and a tip back wheelchair and a mobile shower chair and other medical items. I'm in things that I never needed before I went to hospital. So unable to get any dentistry and wife doesn't want to use it either so have asked before this time in telling them what I feel about Smile com au no replies after leaving my phone number and email each time I sent messages which got no reply to phone or email. Again after many attempted times on sending emails I get that they have now closed my account and said I haven't emailed or contacted smile com.au NASTY COMPANY DO NOT JOIN THIS GUTLESS DENTAL COMPANY CHECK THE COSTS AFTER YOU JOIN YOU WILL BE PAYING MORE THAN IS REVEALED IN JOINING CON.

Jem S.
Jem S. QLD 8 posts
 

I joined 25/02/26 for 2 years, and compared dental prices for the treatment I needed. I found there was no savings to be had so within 24 hours under their 100% satisfaction guarantee, I showed that and requested a refund as I am not happy. I have not got any human responses despite me sending from 26/02/26 onwards many emails and even going… Read more

onto website for contact and submitted my request. Despite a zendesk ticket, nothing has been resolved and now I have gone to my bank to dispute. I want a refund. I have never used the card and have found no benefits. Honestly, if I could they would have zero stars. Even when on the 25th I downloaded their app - on a live chat, the representative was rude to me when I was asking about practical cards. Smiles.com.au claim that in Qld - crowns (which I need) start at $2000+ and with them their dentists only charge 1650. Well, I did research and their very own preferred provider was offering patients the same price - 1650 without one needing a card so that is why I want to be refunded - there are no benefits. Customer service I have found so far appalling.

smile.com.au
smile.com.au    

Thank you for taking the time to leave us your… Read more (+2 replies)

Andrea Curtis
Andrea Curtis QLD
 

I joined Smile with reservations. I attended Maple Dental care and was so impressed With all the staff. Started from initial call to book an appointment. The receptionist was lovely and professional. Asked relevant questions to understand my concerns. Once arrived for my appointment the professionalism continued. The practitioner Lize and… Read more

staff were extremely welcoming, understanding and absolutely no judgement. I have been unable to visit a dentist for a long time due to work commitments. During the process to assess my issues Lize, communicated clearly, provided options. There was no forced decision, options given and I decided. During my tooth extraction both Lize and dental Assistant were communicating, explaining each step, ensuring I was ok etc. couldn’t be happier. Anyone who has any fears please don’t Lize is so professional and now I am returning to continue With my dental program. This is all down to the professionalism and welcoming of all Staff. A huge thank you and so grateful for your help. Received some discount which also helps. Very happy with Maple dental Care and discount received.

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Positive reviews

Abby
Abby SA 3 posts
 

I have always struggled with the condition of my teeth it was going to cost way above I could afford until I found smile and have been blown away are how much more affordable and the have the best results we could and now confident to smile again

Marty
Marty 4 posts
 

Almost $600 worth of savings so for from being a Smile member! Ready renew for the year and more savings on the way! A great app too that’s easy to navigate. No need to second guess this one, you’ll make your membership back on the first visit!

Fireviews
Fireviews WA
   Verified

I’m so glad I found this. I found it at a time when I needed a fair amount of dental work and what a difference it made. The fact that you can use it with your existing health insurance as well is such a bonus. I rarely say this about insurances but this one seems really fair and Customer focused not a rip-off at all.

Negative reviews

mfisher
mfisher VIC 129 posts
 Published  · Edited

They don't tell you this but they might try to get previous dental records if you sign up without telling you. They don't ask you about previous dental records when signing up, and I didn't ever sign a consent form or was clearly notified, but they did it. They went behind my back to do so without asking me. Dentists don't honour their prices,… Read more

don't even scan my card, and when I tried to contact Smile.com.au through the app they just send me a link to activate my account.

That's my experience with two seperate dentists now. To quote one of them "I'd just cancel it's a waste of money".

That's important to note the dentist never took down my Smile.com.au info but they asked for my dental records anyway then claimed it's in their long privacy policy.

After speaking with them on live chat they blatantly said their "capped" fees aren't capped.

It's already activated and I paid for two years.

Guess these con artists got my money and I say con artists. I got a discounted rate due to my insurer, I started going to this dentist before I was a member, yet they claim they provided the discounts.

Their website says their membership compliments insurance but I've never been offered a further discount and I have asked a lot.

Even when my dentist refused to take their card down and even though I wasn't originally a member they still send me an email claiming I got discount on line items.

smile.com.au
smile.com.au    

Thank you for taking the time to leave us your… Read more (+1 reply)

Marie S.
Marie S. 4 posts
 

My dentist left the Smile cover program and I discovered this the next time I went to the dentist, which was a few years later. Which means I've been charged subscriptions for which I could obtain no benefit at my regular dentist. Their refund form won't permit a refund unless there is no Smile dentist within 30 km or you have joined a health… Read more

fund. I don't believe anyone should be expected to leave their trusted dentist, and how could they anyway when their dentist may cease the partnership between visits without their knowledge? Smile kept renewing without making it reasonably clear that my dentist had stopped participating, and flatly declined my request for a refund. Consequently, I would not recommend this program.

smile.com.au
smile.com.au    

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J J.
J J. NSW 6 posts
 

Waste of money no endodontists listed and no refund when cancelling cover before expiry. The business model is opaque and it’s not clear there are any real savings

smile.com.au
smile.com.au    

Thank you for taking the time to leave us your… Read more (+3 replies)

Recent reviews

Tanay Crowfoot
Tanay Crowfoot QLD 3 posts
 

I have saved thousands by being a smile member. My dentist added my membership details and it showed me the savings. I’ve had lots of dental work done and most recently some crowns and my last invoice I had saved over $4,000 in one sitting. For a yearly lost cost fee I’m savings more than when I had private health insurance. Would highly recommend.

Amanda S.
Amanda S. 4 posts
 

Smile is fabulous as i dont have health insurance and have always had issues with my teeth! Smile has saved me a significant amount of $$ at the dentist. The App is great to keep track of your dental visits and savings. Has been well worth my family being members ⭐️⭐️⭐️⭐️⭐️

Tanny
Tanny QLD 2 posts
   Verified

I love being a Smile member because of the savings. Dental work is expensive & I couldn't have afforded some of the periodontal work I've had done, if it wasn't for Smile.

Find out how smile.com.au compares to other Dental Services

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Laura
Laura VIC 4 posts
   Fair Incentive  Verified

We signed up to smile 2 years ago! Best decision ever, super easy to sign up and use. Great discount on dental services and amazing customer service. Definitely recommend!!

IAIN C
IAIN C QLD
   Verified

Major Savings 
on your Dental 
 Woo Hoo - So Easy. 

My latest update from SMILE Dental showed me that my savings so far for the year have been well over $3500 for me and over $4000 if I include my wife and kids. 
These savings enabled me to get urgent Major Dental work done, that I otherwise couldn't have afforded.
It's just so easy to Join Up… Read more

and start Using and with no waiting periods. 
I highly recommend SMILE even if you already have Private Health Insurance. The additional savings with SMILE are amazing. 
Smile member 10+years.

Hilary Z.
Hilary Z. VIC 8 posts
   Fair Incentive

With no waiting period, you join in the day of your appointment, making sure you go to a participating dentist (easy to find on the smile website) and save more than your membership across your first 2 visits. Can't lose!!! Essential for anyone without private health extras cover.

Pags
Pags VIC 3 posts
   Fair Incentive

Smile.com.au is a fantastic dental insurance policy. Super easy to join, great value, and my dental costs dropped straight away. The discounts are real, the process is simple, and it genuinely makes looking after your teeth stress‑free. Highly recommend.

Craig
Craig SA 3 posts
   Fair Incentive

This is such a simple dental policy. Super affordable. Once you sign up, the dentist simply applies your discount, no fussing about looking for apps or membership cards, it's all taken care of. And you can upload your invoices as simply as scanning them with your phone to see the discount applied as a permanent record in your smile account. 2 visits per annum as a single and your covering your fee. 3 visits as a couple.

Sean Anderson
Sean Anderson WA
 

Found smile.com by accident but am glad I did....wish I had this a few years ago to help with discounts on dental work easy to use app quick reply from help desk and great savings at the dentist.

candice m.
candice m. VIC
   Fair Incentive

I’ve had a great experience with Smile Dental Cover. The membership is reasonably priced, and I feel like I’ve received good value for what I’ve paid. I’m happy with my cover and would happily recommend it.

Pamela R.
Pamela R. NSW 5 posts
 

Smile.com is definitely worth the money. Initial start up fee was $67. 1st savings from 1st consultation using Smile.com was $64. I'm expecting many more visits.

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