200,000 Bonus Amplify Points on offer
Earn 1.5 Amplify Points for each dollar spent on eligible purchases, uncapped. Plus, receive Birthday Bonus Points
0% pa. on Balance Transfers for 6 months
Complimentary Insurance Covers for Overseas Travel, Extended Warranty, Purchase Protection and Price Guarantee
2 Complimentary Priority Pass Lounge Visits each year
$139 Annual Card Fee for the first year ($279 thereafter)
3% Overseas Transaction Fee
Balance Transfer Rate reverts to high Cash Advance Rate of 21.49% after the first 6 months
|Category||Balance Transfer Credit Cards and Rewards Credit Cards|
|Benefits||Reduced First Year Annual Fee and Sign-Up Bonus Points Offer|
|Minimum Credit Limit||$15,000|
|Rewards Program||Amplify Rewards|
|Points Earn Rate||1.5 points per $1|
There is no cap on earn rate.
|Contactless Payments||Google Pay and Samsung Pay|
|Rates & Fees|
|Purchase Rate||19.74% p.a.|
|Late Payment Fee||$15|
|Annual Fee||$279 p.a.|
|Interest Free Period||55 days|
|Cash Advance Rate||21.49% p.a.|
Receive 130,000 bonus Amplify Points in year 1 plus a further 70,000 in year 2 when you spend at least $12,000 on eligible purchases each year.
|Reduced First Year Annual Fee||$139|
|Balance Transfer Rates|
|Balance Transfer Period||15 months|
|Balance Transfer Rate||0% p.a.|
|Balance Transfer Fee||0%|
Great card when the sign up bonus is available
I signed up for this card as part of the Qantas FF promotion. Great bonus and simple card with no extra fees. Easy process and great for everyday use. Amplify point scheme is a bit unusual but can be converted easily enough to Qantas FF.
Good high end visa card with rewards
I got this card when there was a promotion with no first year annual fee and 100K Amplify rewards point. Signup bonus was the obvious reason to get this card. Please be aware the 100K points is only equal to 50K velocity points or qantas points so it is not as much as it looks compared with other reward credit cards with signup bonus say up to 80K qantas points. However, I still got it mainly because it can convert into 50K Kris flyer points. There are very few credit card offerings for Krisflyer points so it was a big selling point for me.
A...s a high fee credit card, the international travel insurance covers more than other budget credit cards. Also I like the card comes with 2 priority pass lounge visits, which I believe it is better than the qantas lounge visits. The reason being the passes does not have to be linked to a Qantas flight. And there are restaurants in Melbourne airport accepta priority pass for $35 purchase so you can use one pass for 2 guests. So it is a lot more flexible overall.
Good value card
There is not a lot to differentiate cards nowadays. The main difference between this and similar cards is the nice 10% birthday bonus on points. Annual fee is same or a little less than others and the 55 days interest free is worth a lot if you buy everything on card and utilise an offset account. Some cards only offering 44 days interest free, and for large monthly credit card spend that is a significant saving in offset interest each year. I also get a big points bonus they were offering for new customers, but seems everyone doing that nowadays.
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