Low $79 Annual Card Fee
0% p.a. on purchases for 14 months
Earn 1 Amplify Reward Point for each dollar spent
3% Overseas Transaction Fee
Poor Customer Service
I recently applied for the latest St George Amplify credit card. Two weeks later and I'm still not approved despite plenty of assets and a very good credit rating.
I call to check progress, then informed we need a particular loan statement. I then upload and don't hear anything.
I call back again to check progress, then informed we need a separate loan statement. This has continued 4 times so far and if I wasnt the one calling to check progress it wouldn't not be progressing at all.
Worst credit card application/customer service I have ...dealt with to date. Today I called again. Line cut out. No phone call back or nothing. I have not been declined by St George, it just their complete lack of customer service and the time it takes to approve something. I have no doubt it will be approved but HOW LONG SERIOUSLY.
Great way of keep track of expenses
I have this credit card when I have home loan with St George 7 years ago so I don't need to pay any fees for it. I use it for everyday expenses and I have an additional card for my son as well. I pay off the balance every month so I don't need to pay any interest. The points I get from it I can redeem them with a $50 Westfield Gift card ( normally takes me about 10 months to get one).
The reviewer stated that an incentive was offered for this review
- Verified customer
Great bonus points
I recently signed up for this card due to the offer of bonus points (after hitting a spend limit and time limit.)
The points were available to the day and the promised bonuses (lounge passes) processing was explained and completed as instructed - making it super helpful and easy process.
I find the website a little clunky but their customer services is fantastic and they provide the products/bonuses they promised. Pretty reasonable yearly rate considering the bonus points. I do my homework on what cards are offering at certain times to find t...he best deal to suit my Frequent Flyer program and this suited me well. As with any credit card always be aware of high fees but I make sure that I pay down as soon as possible and this is no problem. I find them a really good company to work with and can't fault them.
Redeeming points cannot be faulted!
I have redeemed points on 2 occasions for valuable products over the past year. First was for overseas flights, which was easy to book and good choices of carriers, much like any other booking platform. The second and latest was for high quality headphones, which arrived in 2 working days, as ordered.
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