1 photo
St. George Amplify Signature - Qantas Frequent Flyer

St. George Amplify Signature - Qantas Frequent Flyer

3.8 from 8 reviews · View Statistics
See the Best Balance Transfer Credit Cards in 2021 as rated by Australians on ProductReview.com.au.
Brand Manager for St. George Bank? Register now and take advantage of ProductReview's Brand Management Platform!


  • 90,000 Qantas bonus points on offer

  • Earn 0.75 points per $1 spent on eligible purchases, uncapped. Plus, receive Birthday Bonus Points

  • 0% on Balance Transfers for 15 months

  • Complimentary Travel Insurance and Extended Warranty


  • 3% Overseas Transaction Fee

  • Balance Transfer Rate reverts to high Cash Advance Rate of 21.49% after the first 15 months


Compare both St. George Amplify Signature
CategoryBalance Transfer Credit Cards and Rewards Credit Cards
Card TypeVisa
BenefitsSign-Up Bonus Points Offer
Minimum Credit Limit $15,000
Minimum Repayments2%
Rewards ProgramQantas Frequent Flyer
Points Earn Rate 0.75 points per $1
Points Conditions
  • 0.75 points per $ spent on eligible purchases with Australian merchants

  • 0.75 points per $ spent on eligible purchases with overseas merchants

There is no cap on earn rate.

Contactless PaymentsApple Pay, Google Pay and Samsung Pay
Rates & Fees
Purchase Rate19.74% p.a.
Cash Advance Fee2%
Late Payment Fee$15
Annual Fee$279 p.a.
Foreign Transaction Fee 3%
Interest Free Period 55 days
Cash Advance Rate21.49% p.a.
Introductory Offers
Sign-Up Bonus

Receive 90,000 bonus Qantas points when you spend at least $6,000 within 90 days of card approval.

Reduced First Year Annual Fee $179
Balance Transfer Rates
Balance Transfer Period 15 months
Balance Transfer Rate 0% p.a.
Balance Transfer Fee 1%
Compare both St. George Amplify Signature
Visit official website


8 reviews
  • Transparency
    4.3 (7)
  • Customer Service
    4.7 (7)
  • Rates and Fees
    4.3 (7)
  • Rewards
    4.7 (6)
  • Online Experience
    4.6 (7)
  • Application Process
    4.4 (7)
Hafiz Abdur Rehman
Hafiz Abdur RehmanGreater Melbourne (Inner), VIC
  • 4 reviews

Great easy to get card for Qantas points


I got this card few months ago because of the wonderful signup offer and I got 90000 qantas points for that. If you want to accumulate qantas points this is the card for you, it got decent annual fee and they send qantas points directly to your account plus they give you complimentary qantas frequent flyer membership too. I have had two cards from St George and the best thing about them is that they really understand your financials and cooperate with you during the whole process. I highly recommend them as an institution.

Customer Service
J Harvey
J HarveySydney Surrounds, NSW
  • 4 reviews

Good card when combined with signup bonus

Customer Service
Arvin V.
Arvin V.Perth, WA
  • 7 reviews

60000 bonus points


Got 60000 bonus points immediately after I spent 4000$ in 3 months time. Online account was user friendly. Getting the approval was not that easy. Took several attempts to get approval for credit card. But annual fees was only $49.

Customer Service
Balance Transfer Credit Cards

Find out how St. George Amplify Signature - Qantas Frequent Flyer compares to other Balance Transfer Credit Cards

Know better, choose better.

Compare all
AlanVIC, 3029
  • 8 reviews

Good credit card but fees can be more transparent


The QFF rewards is a great feature. There is an ongoing annual cost but I got the credit card during promotional period and got the first year annual fee waived.
There were a couple of occasions that they charged a transaction fee without any reasons. Had to call them and got the fee waived. A bit disappointed in that regard but I did receive an apology and promise that this will not happen again. I guess it is probably the same with all other credit card providers, just need to check the transactions from time to time to make sure you are not being charged by fees that do not apply to you.

Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

benGreater Melbourne (Outer), VIC
  • 6 reviews
  • 1 like

Straight forward


honestly the only reason I got this card was for the bonus Qantas points and Qantas lounge passes which I was able to receive with no problems. Straight forward experience

Customer Service
Similar opinion? Write a review on ProductReview.com.au!

The reviewer stated that an incentive was offered for this review

Related Articles


How to get in front of credit card debt with a credit card balance transfer.

Credit card balance transfers are becoming an increasingly popular way for people with growing credit card debts to manage their finances. But are they really a magic bullet? We're going to look at the ins and outs of credit balance transfers, so you can find the best way to manage credit card debt and get your finances back in the black.

Nathan S.
Nathan S.12 Nov 2019

Best Super Funds in 2020!

A good super fund can make a substanial difference to the amount you retire with. From retail super funds to self managed super funds, view reviewer ratings for the best super funds of 2020!

Wendy Z.
Wendy Z.7 Nov 2019

Best Credit Cards in 2020!

Whether it's the sign up bonus, rates and fees, or reliable customer service that you look for in a credit card, a credit card is often used everyday, so it's important you choose one that meets your needs and that you're happy with. These are the best credit cards this year, as decided by ProductReview.com.au reviewers.

Wendy Z.
Wendy Z.19 Nov 2019
  • 4 reviews

Impossibly slow application process


Approved for an account after an onerous application process as compared to other banks. 8 business days and counting later still not received the card. Keep getting emails and sms messages reminding me to activate my card. Terrible speed of delivery compared to NAB and Amex.

Incentivised Review No
RLCD09Sydney, NSW
  • 9 reviews

Great customer service


Use this card for my everyday purchases. I find the online app easy to use to pay off the balance on time. I've spoken with customer service about the card and the experience was pleasant. Have it linked to qantas frequent flyer points and have found they come across as expected, sometimes it's just a little delayed. Overall no issues, just a very easy card to use.

Customer Service
  • 8 reviews

Approval easy, actual card issue process difficult, when arrived and activated was a good experience using and online.


Applied for the card and was eventually approved many many months later due to IT glitches in St George Banks IT systems, annual fee deducted almost immediately despite the card being advertised as fee free for the first year, rang and got this annual fee reversed. Have updated review once the sign on bonus Qantas Frequent Flyer points were actually credited after the min spend requirement was met. Setting up online through the St George portal was relatively easy, auto-debit function could be setup on line (unlike some other banks), process to close the card was relatively quick easy and painless, credit card dropped off credit file after 2 months.

Customer Service
See all St. George Amplify Signature reviews

Questions & Answers

Sorry, there are no questions about St. George Amplify Signature - Qantas Frequent Flyer but you can read 1 question about St. George Amplify Signature.

Get an answer from our members

St. George Amplify Signature - Qantas Frequent Flyer

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.