Suncorp Home Insurance

I have chosen as my Landlord insurance provider mainly due to known brand name and competitive premium (which however has been increasing year on year significantly). Easy to set up and gave a piece of mind, but totally misleading, which I only found out after 4 years of policy payment when lodging a claim for some significant damages caused by tenant. Lodging claim online was easy, however progressing the claim has been absolutely not acceptable. 5 months of dealings between Strata and Suncorp with no win for landlord. Fly screens are not covered by Strata or Suncorp. Floorboards water damage assessment and resolution has many fine print/grey areas. Suncorp will do anything to get out of the claim. I disagree with my claim outcome, as it doesn’t make any logic sense. Dispute is
going nowhere. Cancelling my policy. Very bad customer experience for first time ever in 12 years. Customer service beyond joke. Put money aside for repairs/claim through bond for required repairs rather than feeding them to insurance providers who only waste your time through the claim process with result “rejected” after months in processing.

We've been insured for the past 4 years. Recently had a claim as our tenants absolutely trashed the house and stopped paying rent. Nothing was covered at all, not even the lost rent!! We couldn't believe it. We've always had positive experiences with our car insurance through Suncorp but they have been absolutely useless with our investment property. We'll be looking for a new insurance company.

I have attempted to claim motor burnout after air conditioning unit failed. As usual Suncorp denied the claim stating it was not contents. Don’t insure with this company. Never had a successful claim.

Could not be any better. Communication was very good and tradespeople for the repairs were outstanding.
Compared with other insurance companies in our area we are the luckey ones after the big hail stones devastated many houses

Have had resilium home and contents insurance for a few years now. It's an average price. We got it thru a broker as we have a granny flat we rent on airbnb and wanted something that we considered "top shelf" but at a good price. Not sure we would be covered for anything out of the ordinary but at least we have a broker fighting for us just incase I suppose. Our suburb Berowra was hit by large hail just before christmas and I think it was labelled as a natural disaster. Called them the next day to hear on the phone the resilium claims number was answered as something like "part of the GIO group " & later calls were answered by Suncorp. Assume both are Resilium and Suncorp are Gio owned. Anyway, never had to wait more than a few minutes on the phone - I went direct to suncorp and for a few queries thru our broker - both ways they were surprisingly easy. I cannot fault them even after reading many of the other reviews on this site. The day I first called them the woman on the line said we could get a tradie of our chose to fit our hot water system if we wished (I did) and they would reimburse us - I did this and they certainly did. Only a few days later we had an accessor on our door -(this was around 23rd december!) wow super quick as the entire suburb was smashed and I knew there were many worse off than us. The guy said within 24 hrs of the "natural disaster' in our suburb, suncorp had arranged flights and accomodation for 4 accessors from melbourne to fly up here and get going on visiting properties. He was a good young guy and was very positive to everything we pointed out as broken or damaged and did not argue a thing. I asked to arrange all my own trades and quotes for all repairs which they agreed to so I got 1 quote for each of the things damaged (like colourbond roof, solar pool cover etc) and submitted them. They were approved within just a couple of days and we had the money in our account a few days after that. I am totally amazed the process was so easy. Well done resilium / suncorp we will be staying on as loyal customers. I must note - we used to bank with suncorp as their morgages were very cheap at one point. I would have to say it was the worst banking experience I have EVER had. They were totally apalling. I spent hours waiting on the phone so many times waiting for someone to talk to and generally gave up. I found them arrogant and uninterested whenever I did get thru. At great time and expense, I moved all our business out of suncorp bank. When I first heard the word suncorp in relation to our home insurance I was mortified but could not have been more astounded as to the outstanding, fast and efficient service. Happy customer.

I have been a loyal customer for 39 years, having 5 other policies with GIO/Suncorp and his is the first claim ever due to the Sydney hailstorm damage in December 2018. Have given me the runaround for over 2 months and at the end they are telling me that they cannot do the repairs due to the fact that part of the damage does don't comply with the latest building rules. The house was built in 1981. They propose to pay me a minimum amount and have me do the repairs myself which will cost more than twice to what they propose to pay.
I am an old guy and always believed in loyalty, but now I have lost my innocence, shame on them.
It goes without say that I will take my business somewhere else next time, but please do not go near these guys if you are after an honest home insurance company (if they exist?)

I have been a customer with Suncorp for a few years for a landlord insurance policy. I made a claim as the tenant vacated the property without paying a month worth rent and a lot of damages to the property. When the claim was made, Suncorp refused to pay the 1st month rent as they requested me to cover the 1st month rent from the bond. And I had use my own money to clean and repair the property.
No one contacted me for the rental default claim for a month. I had to call Suncorp (over 30mins wait time to be answered) and provided the documents. After providing the documents and everything is ready from my end, they requested me to contact VCAT and get the rent out of them instead of the insurance and said, suncorp will only pay out if VCAT is not getting my rent recovered. Why didn't they said it at the 1st place?

Very bad experience. I was left out with nothing. And paying the mortgage out of my pocket. I have been paying closer to $1000 a year for the insurance and when I am in trouble, Insurance is gone!!

Never ever use Suncorp!

I had a business protection insurance with AAMI which was underwritten by Suncorp, any way I had a stroke , they deny the claim because they claim I had blood pressure in the past 4 years, I gave them every thing I receive from my GP which shows that he did not treat me from the so called blood pressure. I cant deal with right now due to my health, I will wait till I recovered then I will seek legal action. that happen during the commission inquiry !!!! somethings will never change.
When I was applying over the phone for the cover I told the representative about a once incidence when I had a reading of blood pressure but she did not comment .
Its easy for them to take the money but it is different when they come to pay.
Be wary be wary be wary of Suncorp insurance and AAMI.

Trying to reach Suncorp home claims to follow up on the status of my claim, currently waiting over an hour to get through. Previously waited more than 45 mins on two occasion to get through.

Now I regretted having my home insurance with them.

Been with the insurer for 2 years now. Had to make a claim on the home insurance. Customer Service was brilliant, professional contractors. Couldn't have asked for a better experience.

Have been a loyal customer for 13 years, have all my cars, loans, banking, home and business insurance with them. In the last 13 years have claimed about 6 times. Each claim getting more difficult. Last straw, I had a specified item insured under my contents insurance for the past 5 years, it gets stolen out of a vehicle on my property. I have to use the APP to make the claim as holding on the phone for over 30 minutes really got to me. They emailed that my claim needed a quote and pictures. I sent them through. 3 weeks later still did not hear back from them. Finally spend over an hour on the phone to be told "that item isn't allowed on the policy" This is SUNCORP's fault, they sold me the policy and I asked about insuring this specific item. Yes I paid extra a month to have it on there.
OUTCOME: I can get a payment this time but I will have to pay the $500 content excess not the $100 specified item excess and they will be removing the item from my policy.
I'm actually really annoyed that I had to contact them to find out why it was taking so long. They seem like they were trying to avoid the situation.
I will be looking to change companies very soon.

My house flooded overnight when the washer drain pipe split

i phoned them at 8 am straight away to tell them what had happened and to see if they could send someone to assess the damage
It is now 6pm and still nobody has been out to assess the damage
i am sitting surrounded by soaking carpet
they say the jobs have been cancelled 3 times, admittedly by them

they where however officiant at one thing

taking the $600 excess from my bank account

do not use suncorp

#soggyfloors

I have been insured with Suncorp Approx 10 years & never once made a claim. When my house was broken into & had major damage & theft my self, my family & neighbours were treated like we were the criminals that did this. We were all interrogated for at least an hour. Not only that they turned up to the interrogation up to 3hrs before the agreed time & demanded to do it then. They were nasty & rude to us in their approach.
Despite one of the criminals who actually did it being caught & charged prior to the interrogation & witnesses to the break in etc they still denied our claim saying it’s unusual circumstances they’ve never dealt with a situation like this. You have witnesses, you have a culprit & you have our in depth interrogation of our every movement on the days leading up to & of the crime. What is unusual? That normally you don’t have so much evidence to prove that the owners didn’t do it?
Absolutely disgusted with their service & as soon as it’s resolved I’ll be changing companies!! It’s been 6 months already
Highly DO NOT recommend insuring with Suncorp. Absolutely disgusted in the way they treat their customers

i had my home insured with suncorp for 10 years , had a storm in february 2018 a brick pillow got damaged and and it stead of fixing it , they sent a engineer , who just happens to look at all their claims ., wrote a 4 page report saying it has had deterioration over years that's why it fell in the storm and did not have it fixed, but years before that one of my drives back into a fence in a truck , and took a chip out of a brick , and it was insured with suncorp , they had a report the report said the fence had deterioration over the 25 yrs and was on a lean and in poor condition, but suncorp replaced the hole fence and sent me the bill which i payed , suncorp will only pay if they can get the money out of some one , other wise will not pay

My investment property home loan is Suncorp. This year they tried to call me several times to sell their insurance. But the sales used my home address as the insured address, I just found out when I did the tax return for my investment property. I just want to ask them, do you buy the landlord insurance for your residential property? They want to charge me $35 for the changing address. I said please cancel the insurance due to the unprofessional service. They cancelled it and charge me $33 for the Cancellation. So unhappy conversation on the phone and I will never use any product from them again!

I tried to lodge a claim fir accidental damage to a TV that was destroyed by removalists.
The claims lady asked if it happened at the new or old address? Answering honestly I stated I had no idea just the screen was broken.
It’s covered by accidental damage under the policy. But it sounds like it happened during transit so it’s not covered.
How can she determine it happened whilst wrapped in blankets or before they put it in the truck without blankets?
Claim denied.....
They carried 3 TV’s only one was broken luckily the cheapest one..
Suncorp your service in taking out new policies is fantastic!
Your service when making a claim is beyond poor it’s appalling.
I’ll cetsinly be calling around to look at other options for my insurance.
I must thank the lady for opening my eyes Suncorp I hope the Royal Commission kicks your insurance butt

Was insured with Vero, (the trading name under Suncorp) in excess of four years. Had never claimed previously.
Suncorp has not settled the cost of the major damage to my home. The burst pipe event occurred January 2017.
Suncorp refuses to fairly assess the significant damage to my home.
The ombudsman was not a service to trust to assist. The insurer has breached the code of practice by not demonstrating utmost faith in assessing and processing my claim. There is no recourse to the consumer when the regulator,
FOS did not follow a transparent process and determined in a highly questionable manner. Both the insurer and the ombudsman were a liability and made life hell. Would recommend total avoidance. Do not take high ratings in other review sites seriously, it's impossible to get access to add to them. Some sites provide a rating service at a cost to the business and this site is entirely open. In times of severe distress, a battle with an insurance company is the last thing needed. The continuing battle is far worse than the event itself. It has been the most cruel and dispiriting event of my life.

Been with this insurer for more than 50 years.

They need to use RELIABLE builders and communicate better with their builders. We got sick of getting phone calls and emails from builders providing a complete scope of works, a start date and end date, and then not bothering to show up or let us know. We were inconvenienced several times by builders and their representatives who never bothered to show up at specified times. Suncorp also kept us in the dark during these periods.

Did everything right as a customer of 9 years with home and contents, multiple policy but when I needed something from them the response was slow. Not only that but leaving me for weeks without any contact and being interrogated like a criminal was less than ideal. Not to mention the amount of my time this required just to process my claim.
3 months later after break and enter at my home, I am still going without my items. Not good enough.

I'm a little torn as to value for money. I find that the policy is expensive but Suncorp are good payers. I had one major claim where lightning hit my house and they were excellent. It was a time when there were thousands of claims and they got assessors from other states to ensure all claims were met, They were a little bit slow but under the circumstances performed brilliantly. On another claim where there was a kitchen fire and the oven and cooktop needed replacing it was paid promptly. There customers service is very good, they are helpful and friendly. Overall they rate well, I pay monthly by direct debit and find I need to watch out when renewal is due as to the rising cost. It only takes a phone call to discuss your needs and how much you wish to be insured for.