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Xero

Xero

 Verifiedwww.xero.com
Xero
3.6

1,250 reviews

Positive vs Negative
66%6%28%
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Transparency ?
3.9
Rates and Fees
3.2
Timeliness
3.7
Customer Service
3.7

 AI reviews summary 

Xero is widely recognised by users and accountants as an intuitive, user-friendly accounting platform that excels in automation, bank reconciliation, and reporting. However, recent sentiment is heavily divided due to aggressive price increases and a perceived decline in software stability following interface updates. While many users praise the promptness of digital support, a significant segment of the community is frustrated by the lack of a direct phone line and the inability to resolve complex billing or technical issues through automated channels.

Pros
  • User-Friendly Interface: The platform is frequently praised for being easy to learn and navigate, making it accessible for non-accountants and small business owners to manage invoicing, payroll, and BAS.
  • Powerful Automation: Users value the seamless bank feeds and "one-click" reconciliation features, which significantly reduce manual data entry and save time.
  • Effective Reporting and Integration: The software provides clear, real-time financial visibility and integrates well with third-party apps (like Hubdoc) and accountant workflows.
  • Responsive Digital Support: Many reviewers report fast and helpful responses from the support team once a ticket is lodged, often resolving issues within 24 hours.
Cons
  • Frequent and Significant Price Rises: A major recurring complaint is the steep, annual increase in subscription costs, with some users reporting their fees have doubled or tripled over several years.
  • Lack of Direct Phone Support: There is widespread frustration regarding the absence of a customer service phone number, with users feeling "looped" through irrelevant help articles when facing urgent problems.
  • Stability Issues Post-Updates: Multiple users report that recent "upgrades" have introduced bugs, slowed down loading speeds, and removed useful functionality, such as streamlined address entry or specific invoicing tools.
  • Rigid Billing and Cancellation Policies: Several reviewers flagged issues with being charged for cancelled organisations or duplicate subscriptions, noting that Xero often refuses refunds despite evidence of non-usage.
Verdict

Xero remains a top-tier choice for businesses seeking an automated, "all-in-one" accounting solution that is highly recommended by financial professionals. However, prospective users should be prepared for high ongoing costs and a support model that prioritises digital tickets over live human interaction.

1,250 reviews
Leanne E
Leanne EACT4 posts
  VerifiedPinned

xero is great - so easy to use - I don't have to know double-entry bookkeeping or accounting treatments for the Balance Sheet - Xero comes ready with these. It is simple, intuitive and provides step by step help on functions. A few times I needed technical support, they responded within 1 hour and I was resolved immediately. As a busy 1-person business, they are reasonably priced esp. giving me the digital functionality demanded by the ATO. Show details

1 Nathan  · 7% price increase this year and every year. Absolute rubbish
1 Urvish P.  · The costs have become very expensive, and the prices are increasing significantly.
1 Dominic  · Xero is getting worse and worse in terms of loading speed and search. Many interruptions
5 Donna  · Serious ways to use and great for bookkeepers to help clients manage their books.
5 Sue  · I was very pleased with the service that I received, most helpful and resolved my quiery
5 Andrea  · Great app for small business owners, own an Etsy Shop and is super easy to use.
RobP
RobPVIC8 posts
 

I changed my accounting software on advice from my accountant to Xero. It has made my business book work/invoicing so much easier. Payroll is easier, Super contribution is easy, BAS is easy. I recommend this software as a small business owner.

Ask the reviewer
Julian L
Julian L2 posts
  Verified
Transparency
Timeliness
Customer Service

Moved to Xero three years ago, it seemed the more professional, small-business forward option. Now Xero is a rent-seeking company that in three years has increased its price for the cheapest workable plan for me by over 30%, and after notifying me of the most recent price rise, and after my complaint about it - which was answered with 'there are… Read more

alternatives if Xero doesn't suit you anymore' - the service was borderline unusable for a week due to a series of global outages.

Xero emailed me a generic email after the price rise to ask me to review their product on product review.

Here's your answer, Xero:

I'm looking elsewhere.

alwilco
alwilcoQLD2 posts
 

Staggeringly Appalling response from Xero today – what a pack of jokers. We have not changed our operating environment for 7 years and suddenly the “Create New Invoice” function fails to work. Their response: “upgrade your browser”, which we can’t. Sooooo …. A critical function to our business fails to work and their “cop out” of a response is… Read more

it’s your browser’s fault! A browser we have been using Xero on for 7 years! Negligent cop out from Xero … we will have to now change our accounting system to a system that CAN produce invoices as Xero have decided it’s too hard move forwards …. Shame on you Xero and your Appalling Customer Service!!!!

Reviews with attachments

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Andrea P
Andrea PQLD
  Verified

Reliable cloud accounting software that simplifies bookkeeping and financial reporting.

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LISA
LISAVIC2 posts
  Verified

Xero works with YOU and your business – This Xero system has been fantastic from the start and has grown with our requirements and the requirements of others to assist us with the accounts, sales etc. Most of all they listen to our requirements and so far have met them all to assist. Keep it up.

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Phu Do
Phu DoVIC
 

Cool Xero – It is quite easy to book the depreciation and register the assets

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Peter Sanbrook
Peter SanbrookVIC
  Verified

Simply Streamlines Accounting Functions – Intuitively simple with useful predictive actions and options which streamline bookkeeping and accounting functions for small to medium busiensess.

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Tracey
Tracey
 

Works well for us – Xero works well for Future Focus Support Coordination. For any questions I have, the support is amazing and so quick to respond. A few little foibles that but they are easily worked around. Would definitely recommend Xero for any sized organisation

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Carlos
CarlosQLD
 

It has been weeks and weeks that every second link you click it will display an error screen. Terrible service.

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Andrew C.
Andrew C.
 

They changed something on the email system and now does I can’t easily send my email quotes

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Sport B.
Sport B.9 posts
  Verified

What started with a decent potential quickly descended into another money grabbing machine for its shareholders with (x)ero customer service. Below is a just tiny extract from the never-ending list of issues we are experiencing on a daily basis: - familiar interfaces get killed off "just because" and replaced with ones that are way less… Read more

intuitive, with stuff thrown around the page as if the developers had no interest in making the UI at least a tiny bit friendly

- email auth codes do not come and need to be re-requested multiple times, then suddenly arrive into your mailbox all at once

- even if you do receive the code there is absolutely no guarantee it will log you in. On multiple occasions we got "there were some problems verifying your code" quickly followed by "your account has been locked out due to repeated failed login attempts"

- at random times the session gets kicked out with the message "there is something suspicious in the way you are accessing Xero, so you won't be able to proceed until you re-authenticate". Can't even begin to tell you how excruciatingly annoying this is when you're in the middle of editing a huge invoice and have to start from scratch

- support tickets are handled by remarkably incompetent duds who usually can't be bothered reading the full text and just respond with a keyword-triggered copypasta then proceed to mark the ticket as resolved

Do your business a favour and stay well away.

Xero
Xero    

Hi Sport B, thanks for your honest feedback - we appreciate… Read more

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Latest follow-ups

Movin On
Movin On6 posts
 

Do Not Recommend. Buy something else – Was once a great product. Many changes have been made to the platform and the way the product is used. These changes have made the product not fit for purpose. Bookkeepers and administrators do not have en extra two hours per day to spend on data… Read more

entry and wasted clicks in an accounting package - where you have to double check that the outcome is correct yourself. DO NOT BUY XERO. There's no support for the customer anymore, and they are putting their prices up. Thousands of current customers are complaining of changes being made to the platform which makes it harder and more time consuming to use on a daily basis. So many more clicks, so many great features being removed - with all of us asking then not to do that. The do not care about the customer, it's all about the money. DO NOT RECOMMEND

 Follow-up  · AI is not useful at all - I can't ask it to make an invoice for a client or anything like that. The prices keep going up. Basic suggestions with hundreds of comments are ignored for weird stuff that Xero thinks we need. They are offereing huge discounts to new buyers but forget those that have supported them for years.

John
John2 posts
  Verified
Transparency
Timeliness
Customer Service

Xero is non-intuitive. I wanted to reduce the percentage of motor vehicle expense I claim but even on-line expert advice indicated it was complex. Also, the perice goes up but I only need basic features. You need to a have tiered pricing structure to reflex the diversity of business types and their relative but different complexities.

 Follow-up  · No change. Just costly and cumbersome.

Rose
RoseVIC6 posts
 

I've been using Xero for many years. With each upgrade, the system deteriorates. Unfortunately, this last upgrade has caused substantial delays, so much so that I have had to log off and walk away. It is ridiculously slow. I've been working on Xero… Read more

the entire day and it's now evening. Logged on and off to no avail. Also, other issues they they can't seem to replicate which is frustrating. Type in a comment in boxes, save, of course we save as have been doing this for years and years, and then, the comments disappear. The older versions were far more efficient and easier to work with in a fast manner. Frustrated beyond belief. Adding on too many options within a system causes lagging & sometimes, it's best to just leave things the way they are ie page displays etc that have worked so well in the past.

 Follow-up  · There has been a further upgrade and I am very happy to say that one of the issues referable to comments not saving after pressing SAVE has resolved. It is certainly making life easier and also, it is not lagging anymore.

In-depth reviews

April P.
April P.
 

Over 12 months of being charged for a Xero subscription tied to an organisation I reasonably believed had been cancelled. During that entire period, the account was not used, and two subscriptions were running in parallel without any legitimate business need. When this was raised, there was no meaningful investigation into the duplication or the… Read more

prolonged inactivity. The response was a strict reliance on terms and conditions to justify ongoing billing, despite the absence of usage and the clear lack of value being delivered.

No alerts were triggered. No duplicate detection occurred. No intervention was made at any point across more than a year of continuous charges.

Xero operates on a model where billing continues indefinitely without regard for usage, duplication, or intent. There are no safeguards to prevent long-term overcharging, and once identified, responsibility is pushed entirely back onto the customer with no meaningful resolution.

A refund was requested based on these facts and was declined.

This business operates in bad faith

Port Macquarie T.
Port Macquarie T.NSW
  Verified

Xero is an easy to use accounting software that takes literally minutes to set up and can be tailored to your business needs. While setting up, you are offered the opportunity to first use the Demo Company to get a feel for the layout, terminology and tools. It's a great opportunity to see how it works and what you do and don't want for your… Read more

business BEFORE you create your own in Xero. The interface is pleasing to the eye, the reporting tools are extremely beneficial for real time business tracking and forward planning. I often go into reporting to check how much we're spending on truck maintenance or diesel. Your logo can be added to invoices, quotes, statements etc and bank reconciliation is as easy as clicking a button. Your bank accounts are connected to Xero, making the bank reconciliation accurate and simple. Customer payments are received in real time and their payments can be made online via credit card. Receipts can be attached to bills, photos can be attached to invoices and of course notes can be added to customers or invoices just for your own use. While I do not use it, there is also a payroll and superannuation section, though I don't need this area so cannot review it. Xero is so easy to use, you basically learn as you go. I can highly recommend this software for a business owner.

Aziza Raimova
Aziza Raimova
  Fair Incentive Verified

I’ve been using Xero for multiple companies for past 4 years, and overall I really enjoy working with this platform. It’s intuitive, easy to understand, and makes day-to-day accounting tasks much faster, from invoicing to bills, reconciliations, and reporting. I also appreciate that Xero regularly introduces upgrades and improvements, although it… Read more

sometimes takes a bit of time to get used to the new features. However, in the past few months I’ve experienced several technical issues including system outages and moments when I couldn’t access any bills or even log in to any of my companies. These disruptions were stressful, especially when working under tight deadlines. It seems I’m not the only one, as many users have reported similar performance problems or slow loading after updates. Another downside is the lack of a live support team. Xero only offers ticket-based support, which can be helpful but is often slow and not ideal when something urgent goes wrong. Other accounting platforms offer immediate live assistance, and having that option here would make a big difference. Overall, I still really like Xero it’s powerful, user-friendly, and great for managing multiple businesses but I hope the technical reliability and support responsiveness will continue to improve.

Positive reviews

Alexx
AlexxNSW
  Verified

Pros - An easy, friendly software to use by non-accountants and accountants alike. Cons - Xero does not provide FREE face-to-face classes to show how to use the software and its many features. One has to subscribe to Xero to have communication. For a one week introductory 2-3 hours course, the fee charged by consultants/organizations is AUD$400 to… Read more

AUD$500 per person. This is crazy. Xero does not give a d#mn about it. All it wants is your subscriptions.

Mandurah M.
Mandurah M.WA
  Verified

Our men's Shed uses Xero, and we have found it suits our business well. We have the support of a professional bookkeeper, and our volunteers have found it very easy to use.

Michael
Michael
  Verified

The software, at the lower end of the scale (ie basic transaction processing) is user friendly and very flexible. Support is usually very prompt and accurate as well.

Financial Planning Services

Find out how Xero compares to other Financial Planning Services

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Negative reviews

Ern Malley
Ern Malley
 
Transparency
Rates and Fees
Customer Service

Some aspects are buggy and when trying to use the ‘assign expenses to customer’ feature it occasionally drops them, making for expensive mistakes. Support is hard to get, and when we did reach out with legitimate concerns about this, we got run in loops. It’s becoming increasingly expensive and the messaging around this has been nothing shy of… Read more

tone deaf. Our plan went up overnight and the email reads "From 1 July 2026, the price of your Ultimate 10 subscription will increase to $143 per month. No action is needed on your part."

When it was around $65 a month it was easier to forgive.

rideon
rideon11 posts
 

Support is a real issue. Ive had a bank feed problem since January. Cant seem to fix it and it may not be a Xero problem but its their software. The fact that there is no one to talk to in support is a real issue. Im a small business so Im not on Xero every day. When I go to reconcile there is still a problem and the ticket case is closed. Re open… Read more

the ticket - and it says we wll get back to you in one day!!!! Very frustrating.....What happened to service.

rideon
rideon   

Just been told by Westpac they dont do Xero feeds anymore just MYOB. What a joke. Why couldnt someone have just said this months ago

John C
John CNSW19 posts
 

I really dislike this complete aversion to taking a phone call to resolve an issue. Instead you are made to spend hours reading irrelevant articles and click on links that are circular. Quickbooks I call the phone number and get a person and they help me. Most times the phone rings once or twice. I'm a chartered accountant with 35yrs experience but not the best with tech.

Recent reviews

Paul
PaulACT2 posts
  Verified

I've been using Xero for both my business and personal finances for almost 6 years. I'm delighted with it. What I value most, however, is the great support team in New Zealand who always respond within hours to any issue I might have. They are most helpful.

Sophie
SophieWA
  Verified

I have been enjoying Xero I only use the purchase order section. With the new layout it is frustration that you cannot attach files until you have saved an also you can't add notes for the same reason. Also adding the Delivery Address is good but all addresses should have the option to prefill in Attention field and Telephone field current it is… Read more

online the physical address that does this and even then you have to reselect the address instead of it just being there. The layout is nicer on the eyes

Tracey
Tracey
  Verified

A fantastic accounting platform, it's easy to use, highly efficient and reliable. , I would highly recommend for businesses looking for a modern, cloud-based finance system.

Sarah W.
Sarah W.2 posts
 

Very bad experience with Xero. We used to use Xero payroll only and Cash book software, they have kept increasing the price on software's, then Xero payroll only come to an end in Jun 2026, I thought since Xero payroll only will not function so they will not charge me, so I has not do anything to it. I change Xero cash book to ignite which… Read more

includes payroll function. Later I found out they charged me double, ignite and payroll only which they Automatically changed to ignite, that means I paid twice every month. So I contacted Xero to get a refund for the duplicate one, but they refused to do so, saying that without cancellation, they cannot know that I do not use the software, I told her now you already now that these two software are duplicate, I can only use one, why can't you refund the unused one, she said there is no need to discuss further, she cannot refund the unnecessary software.

Terrible company, only want to get money from client. Once they get the money in their pocket, they do not care you at all.

Sheenagh
SheenaghVIC
  Verified

The response and support from Xero is super good. Support providers are patient and responses are relevant and in point by points to follow. If I have an additional question it never seems to prevent a problem they just persist until we get it right. Interpretation sometimes clouds the obvious. Thanks you.

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