Best Financial Planning Services
ActOn Wealth
Featured review: As a young couple, we were unsure what to do with our savings and were concerned about being able to afford having children and owning a property. Blyth and the team created a 10 year financial plan for us including childcare and maternity leave and future mortgage repayments and gave us options on how to invest our savings to support the life we want to have. We are now closing the deal for our first investment property and we feel like the decision we've made had the best and most complete research backing it up. We've been guided in every step of the process and have had all of the question answered (in multiple occasions). We are very happy with the relationship we have built with the team and hope it will keep growing with time.
PictureWealth
I had a great review with Kieren she helped me with everything and was a pleasure to talk with
My Online Adviser 🏆 2026
Makayla was very helpful sorting my super accounts and activities. And I was sorted in no time, Cheers Joe
Future Assist Group of Companies
I am very happy with the service we have received.
ActOn Wealth
Matthew has been excellent and very patient in setting up our future retirement funds. His ability to explain and work at our pace has been very appreciated
Xero
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Over 12 months of being charged for a Xero subscription tied to an organisation I reasonably believed had been cancelled. During that entire period,… Read more
the account was not used, and two subscriptions were running in parallel without any legitimate business need.
When this was raised, there was no meaningful investigation into the duplication or the prolonged inactivity. The response was a strict reliance on terms and conditions to justify ongoing billing, despite the absence of usage and the clear lack of value being delivered.
No alerts were triggered. No duplicate detection occurred. No intervention was made at any point across more than a year of continuous charges.
Xero operates on a model where billing continues indefinitely without regard for usage, duplication, or intent. There are no safeguards to prevent long-term overcharging, and once identified, responsibility is pushed entirely back onto the customer with no meaningful resolution.
A refund was requested based on these facts and was declined.
This business operates in bad faith
Veye
Have been using veye for coupa years..marcus is exelent with his advice and comunication..regards mick
Clear Sky Financial
Tess especially as well as everyone I spoke with were very professional to work with and made the experience a pleasure. I would highly recommend the company to anyone.
Kyra Finance
Had a great experience .Very professional, helpful, and responsive throughout the whole process. They made everything easy to understand and kept me updated at every step. Highly recommend!”
True Wealth
Yeral is a very friendly and helpful and easy to work with , being new to all this retirement and pension stuff, we would not hesitate to recommend him and True wealth to anyone. Yours Les Rankin
WealthLine
Henry Cabban was the person who assisted me . He was very patient and helpful . Also due to my working hours he was very flexable re the times we connected. The improvements he suggested is already showing a result in my current status .
VentureCrowd
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Setting up our ESVCLP was one of the most complex regulatory exercises we'd undertaken as a fund manager. Between structuring the limited partnership… Read more
correctly, preparing an investment plan that satisfied the Innovation Investment Committee, navigating the 30% concentration limits, managing the conditional registration period, and coordinating across our legal, tax and AFSL requirements, the process was genuinely daunting. Steve Maarbani from VentureCrowd guided us through every layer with expertise and patience – he clearly understood the Venture Capital Act inside out. We achieved full registration quickly and launched our fund with confidence. Couldn't have done it without them.
Dilleen Property
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My experience with Eddie Dilleen and Dilleen Property Group has been incredibly disappointing and stressful. After paying a very large fee for their… Read more
interstate property sourcing service, communication virtually disappeared. I was promised a Strategy Session upon signing, which never happened. Instead, I received ongoing bulk property emails that had little to no relevance to the brief I originally provided.
At one stage, I came close to purchasing a property within one of their NSW bulk deals. During this process, I was told I could not use my own conveyancer, yet Dilleen Property Group would not even communicate the costs associated with using THEIR conveyancer. When I asked reasonable questions about the exact size of the property and car space, I struggled to get clear answers.
What concerned me most was being told I could not inspect the property myself while travelling to NSW. I was warned not to contact the real estate agent directly and was accused of potentially jeopardising the entire bulk deal simply for wanting to view a property I was considering purchasing. I found this extremely disturbing and completely contrary to what I expected as a paying client.
Since then, I have spent months trying to obtain a refund for services I genuinely do not believe were delivered as promised. I have repeatedly struggled to get responses to emails or phone calls. The only offer made to me was a partial refund justification based on “bulk emails” having been sent.
I have completely lost faith in the brand, the marketing, and the service offering. Handing over my money to this company was one of the biggest financial mistakes I have made.
Based on my personal experience, I would strongly caution others to do very thorough research before engaging with Eddie Dilleen or Dilleen Property Group. Communication, transparency, and customer care were severely lacking throughout my experience.
NO ONE CALLS ME BACK.
My Wealth Solutions
Damien was extremely thorough and made my plan to retire easy to follow. I have always been happy with the advice given to me by My Wealth Solutions.
Allied Wealth
You're in safe hands with the Allied guys. Proactive advice and insights that gave us confidence in our decisions.
Platinum Accounting & Taxation
Excellent service – Corinne has been so helpful with my taxes over the past few years, especially since mine have been quite complicated. Would definitely recommend her services!
Apex Financial Planning
Absolute horrible experience – all I have received since I joined is a $10000-$15000 loss in my super and now I’m trying to leave I’ve had nothing but problems 100% would not recommend!… RUN!….
RateOne
Absolutely exceptional! – I highly recommend Ida Kalajdzic RateOne Mortgage Broker! Ida is very customer focused, has a strong technical expertise and exceptional attention… Read more
to detail. Ida achieved outstanding results both with refinancing my loan and arranging absolutely magnificent first home loan deal for a close family member. Ida ensured that all process run smoothly without stress, and kept us updated with amazingly clear communication along the way. I look forward to use Ida’s services in the coming years for periodic loan reviews!
Invest Blue
It is discouraging to read of so many good reviews on this site but then have to accept the terrible service we have had from Invest Blue at… Read more
Cooranbong. It all started when I questioned why the monthly advisor fee had to go up 16% when the inflation rate was less than 3% at the time. Newly retired, I can't watch that sort of money leaving my account every month when all we get is an annual 'catch-up' and no communication during the year - not even answers to emails. We decided to stop using the particular advisor (and thus leave Invest Blue) and withdraw our investments from MyNorth. Since then it has been a painful process of having to remind the advisor up to 3 times to answer my emails which have contained questions and sometimes instructions. Excuses have been 'holiday breaks' or 'illness' which are fine but most professionals would set up an autoreply. Answers sometimes come at last and are short and abrupt. The latest email request has gone three weeks with several reminders from me. This time there have been no responses and not even any lame excuses. From the reviews I am sure Invest Blue is generally a good company, but PLEASE don't put yourself through the pain of going to their Cooranbong office.
Empire Financial Group
Worry free financial advice – My husband David and I meet with Mark Smith on an annual basis and have always found his advice clear and concise and have enjoyed his collaborative approach.
Tupicoffs
We’re looking to downsize and Neil provided excellent advice and gave us some options we hadn’t considered.
Summit Wealth Services
First Home Buyer, Stress Free Experience – Working with Summit was a fantastic experience! The team was professional, responsive, and truly dedicated to finding the perfect home for us. They… Read more
guided us through every step with expertise and made the whole process smooth and stress-free. Highly recommend them for anyone looking to buy or sell their home!
Pacific Wealth Partners
Had a review done with the team. Guy and Steve were great. Looks like I’ll be in a much better position at retirement with my super. They also helped… Read more
me with some investments as well which I always wanted to get into but just never had done yet. I definitely recommend them.
Intelligent Investor
Great information and analysis on stocks. Often done with good humour and honesty. If you value neutrality or a fair go at both sides of politics,… Read more
I'd avoid the Weekend Briefing. The left leaning and love for our worst ever PM is quite incredible. Alan Kohler does, after all, work for the ABC.
So important for all families! – QSA really helped me sort out my life insurance and income protection which has given me real peace of mind. Hailey was so professional and thorough,… Read more
I had no doubt that our finances were in good hands. I'd highly recommend their services to all my friends and family!
Lime Financial Services
EXCEPTIONAL EXPERTISE – I have employed Andrew at Lime Financial Services for all my new home loan reviews/changes for a very long period of time (3 moves). He is an… Read more
extremely professional, knowledgeable & caring person and I have no hesitation in recommending him to anyone. His expertise is second to none!
Source Accounting Australia
Wonderful professional service from Melbourne accoutant – Review for One Minute Tax. I have a small business and needed help with my annual tax return. This was 6 years ago, and Julie has been helping me… Read more
ever since. My knowledge about tax matters was limited so I needed someone like Julie who understands the whole process. I am very thankful for all her help and I recommend her professional tax services without reservation.
Ventas Capital
If anyone has invested with Royce Capital under the financial advise through Ventas capital and are having issues with funds returned to there SMSF, pls contact myself on 0412 450560.
Review of MacArthur wealth management – Anne Steer has been our financial planner for some years and have found her to be professional and supportive at all times
Story Wealth Management
Excellent, professional and well worth the investment for my future – Thank you to Jess Bell at Story Wealth for helping me set up my investment strategies for the future. Jess has been very patient with me when I have… Read more
asked lots of questions and spent time with me running through the different investments to ensure I have a understanding of my portfolio. I feel very safe in the hands of Story Wealth and know that at any time, I can pick up the phone and get assistance with my investments. I highly recommend Jess, Anne and the team to anyone needing to plan for the future.
Poorly run company – I've been with Ellerfields after being taken to them by default by my old financial planner. for nearly a year now and have been given the runaround… Read more
with no review taking place and not returning my calls when I chase them up. I would not recommend this company.
ActOn Wealth
Featured review: As a young couple, we were unsure what to do with our savings and were concerned about being able to afford having children and owning a property. Blyth and the team created a 10 year financial plan for us including childcare and maternity leave and future mortgage repayments and gave us options on how to invest our savings to support the life we want to have. We are now closing the deal for our first investment property and we feel like the decision we've made had the best and most complete research backing it up. We've been guided in every step of the process and have had all of the question answered (in multiple occasions). We are very happy with the relationship we have built with the team and hope it will keep growing with time.
What exactly does a financial planner do?
A financial planner is a type of financial adviser that devises strategies to help you achieve your personal financial goals. Financial planning often involves growing a wealth management portfolio so you can be more financially free, for example, through an early retirement.
While financial planners frequently provide comprehensive, ongoing financial advice, they can also assist with one-off financial advice, like suggesting what to do when you inherit shares.
Here is a list of common services provided by a financial planner.
Cash flow management
This service helps businesses keep track of how much money is flowing into the business, compared to outgoings like rent and salaries.
Investment management
Good investment planning helps you get the most benefit from an investment portfolio, whether assets include property, stocks, or bonds. A plan should incorporate steps to minimise risk and maximise returns, and advice on whether to buy or sell assets if applicable.
Superannuation advice
Advice on super can teach you how to increase contributions, recover lost super, and determine the right time to access your super. Help setting up and managing a self-managed super fund (SMSF) is also common, as well as how to buy property with a SMSF.
Retirement planning
Along with the lump sum in your super fund at the end of your working life, retirement planning considers how you can reap the rewards from any savings, investments, government benefits, or sale of assets, to bolster your retirement fund for the future.
General budgeting
Many financial planners can help you create and follow a budget. Budgeting often acts as the foundation of a lot of the other services that financial planners provide. They can be useful for general budgeting as they’re objective and knowledgeable about helpful budgeting tools.
Estate planning
Financial management professionals can make recommendations to minimise taxes paid by beneficiaries who’ve been legally transferred assets in accordance with a will.
Taxation
In some cases, financial planners can help you complete your tax return, learn about tax deductions, and provide advice and insights on taxation. There are also dedicated tax preparation services available for tax-specific advice.
Insurance advice
Some financial advisers offer advice on insurance plans, including how to compare them and what to look for when you’re choosing a policy.
Should I get a financial planner?
The decision on whether to hire a financial planner is up to you. You should consider your personal and financial circumstances, as well as your goals. Here are some pros and cons of getting financial advice to help you decide.
How to choose a financial planner
Instead of just searching for ‘financial planner near me,’ this question involves some careful consideration, as these professionals work with your hard-earned money and you want to make sure it’s treated with care.
1. Figure out what you want from financial advice
Before shopping around, decide what kind of information you want out of it, and what your financial goals are. Thinking about your personal and financial situation, the stage of life you’re in, and what you want to achieve will help you and your planner have a clear idea of what can be done.
2. Decide whether you want general or personal financial advice
Choose whether you want general financial advice or personal financial advice. General financial advice doesn’t take into account your personal and financial situation and goals. Personal financial advice is highly tailored to your situation and what you want to achieve.
You should also decide whether you want ongoing advice - which includes your financial planner regularly monitoring and reviewing your financial situation - or a one-off meeting to help you with a specific decision or short-term situation.
3. Shop around to find the right financial planner for you
Look for credentials
As a bare minimum, a financial planner needs to have an Australian Financial Services (AFS) licence, which means they’re listed on the Financial Advisers Register, which is managed by ASIC. This is a legal requirement in Australia. If you decide to hire them, planners must issue you with a Financial Services Guide by your second meeting. This outlines the services they'll perform, scope of work, and the charges.
There are a number of things to consider when choosing a financial planning service. Here are a few ways to decide whether one is the right fit.
Find out a planner's expertise
You’re likely better off finding an expert in what field you need advice in. That means if you’re seeking advice on superannuation, then it’s a good idea to find a planner that specialises in super. That way, you’ll get to meet with someone who knows all the intricacies, ins and outs of the topic.
Every financial advisor should have a Financial Services Guide (FSG), which outlines the services they offer, how they charge for those services, as well as information like their AFS licence number. This guide should be on their website.
Ask plenty of questions
You should do this to ascertain whether the planner or company is the right match for your financial situation. As a non-exhaustive list, you can ask what the planning company specalises in, their main client base, and any commissions they receive if they sell you financial products.
See whether you might be compatible
Lastly, be clear that you and your financial planner are on the same page in terms of how your fund or portfolio will be managed.
When reading reviews, it’s clear that the best financial planners were not only skilled at creating strategies, but really listened to provide the right strategies for each individual client. They were receptive, not pushy, and worked collaboratively with clients to achieve a shared goal.
Check the fees
Find out ahead of time exactly what you’ll pay for the advice your financial planner will provide. Don’t assume that what’s listed on their website or in the FSG is final; some planners have flexible pricing that can be negotiated.
Hi Peter, thank you for your feedback. We’re sorry to… Read more (+3 replies)