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Best Westpac Credit Cards

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17 listings


Westpac Low Rate

Westpac Low Rate

3.6 from 59 reviews
  • Categories: Low Rate Credit Cards and Balance Transfer Credit Cards
  • Minimum Credit Limit : $500
  • Maximum Credit Limit : $25,000
  • Minimum Income : $15,000
  • Contactless Payments: Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • 0% p.a on Balance Transfers for 16 months & No Balance Transfer Fee

  • Low $59 Annual Fee & Low Interest Rate of 13.74% p.a. on purchases

  • One additional cardholder at no extra cost

  • 3% Foreign Transaction Fee


Westpac Altitude Black

Westpac Altitude Black · includes 6 listings

3.1 from 71 reviews
  • Category: Rewards Credit Cards
  • Benefits: Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit : $3,000 to $15,000
  • Maximum Credit Limit : $75,000
  • Minimum Income : $75,000
  • Rewards Program: Qantas Frequent Flyer, Velocity Frequent Flyer and Westpac Altitude Rewards
  • Points Earn Rates : 0.75 to 3 points per $1
  • Contactless Payments: Apple Pay, Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Uncapped points earning

  • Lounge passes and travel insurance included

  • Annual fee is not inclusive of Velocity or QFF membership fee

  • $75,000 minimum income required


Westpac Altitude Platinum

Westpac Altitude Platinum · includes 8 listings

3.2 from 40 reviews
  • Category: Rewards Credit Cards
  • Benefits: Complimentary Travel Insurance and Sign-Up Bonus Points Offer
  • Minimum Credit Limit : $3,000 to $6,000
  • Rewards Program: Qantas Frequent Flyer, Velocity Frequent Flyer and Westpac Altitude Rewards
  • Points Earn Rates : 0.5 to 2 points per $1
  • Contactless Payments: Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Receive 60,000 Bonus Points if you apply by 15 October 2019 and spend $3,000 on eligible purchases in the first 90 days from card approval

  • Uncapped points earn rate

  • Complimentary Insurance covers, including Overseas Travel, Purchase Security and Transit Accident Insurance

  • $150 Annual Fee (additional $50 if you choose Velocity or Qantas)

  • 3% Foreign Transaction Fee


Westpac Lite

Westpac Lite

5.0 from 1 review
  • Category: Low Rate Credit Cards
  • Benefits: No Foreign Transaction Fee
  • Contactless Payments: Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • Variable Purchase Rate of 9.90% p.a.

  • No Foreign Transaction Fees

  • Accessible Minimum Credit Limit of $500

  • One Additional Cardholder at no extra cost

  • $9 Monthly Card Fee (equivalent to $108 each year)

  • No attached rewards program

  • Maximum Credit Limit of $4,000 may be too low for you


Westpac Low Fee Platinum

Westpac Low Fee Platinum

5.0 from 1 review
  • Category: Credit Cards
  • Benefits: Complimentary Travel Insurance and Reduced First Year Annual Fee
  • Contactless Payments: Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • $0 First Year Annual Card Fee plus $0 Annual Fee in subsequent years when you spend $10,000 or more each year

  • 0% p.a. on purchases for up to 9 months from card approval if you apply by 15 October 2019

  • Transit Accident Insurance and Overseas Travel Insurance Cover

  • Purchase Security Insurance and Extended Warranty Insurance

  • $90 Annual Fee after your first year if you don't spend the required $10,000 each year

  • 3% Foreign Transaction Fee


Westpac Low Fee

Westpac Low Fee

3.3 from 3 reviews
  • Category: Credit Cards
  • Benefits: Reduced First Year Annual Fee
  • Contactless Payments: Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • $0 Annual Card Fee in the first year plus $0 Annual Fee in subsequent years if you spend $5,000 each year

  • Up to 55 days interest free on purchases

  • 3% Foreign Transaction Fee


Westpac Altitude Business Gold

Westpac Altitude Business Gold

3.0 from 7 reviews
  • Categories: Frequent Flyer & Travel Credit Cards, Balance Transfer Credit Cards and Rewards Credit Cards
  • Benefits: Complimentary Travel Insurance, Reduced First Year Annual Fee and Sign-Up Bonus Points Offer
  • Minimum Income : $30,000
  • Rewards Program: Qantas Frequent Flyer and Westpac Altitude Rewards
  • Points Earn Rates : 1 points per $1
  • Contactless Payments: Fitbit Pay, Garmin Pay, Google Pay and Samsung Pay
  • 0% Annual Card Fee for the first year

  • Earn up to 1 Altitude Point per $1 spent on eligible business purchases

  • Complimentary Business Inconvenience Insurance and Unauthorised Transaction Insurance

  • Complimentary Travel and Purchase-related Insurances

  • $150 Annual Card Fee after the first year

  • 3% Foreign Transaction Fee