TID Travel Insurance Direct

I was recently in a country where terrorism acts were carried out. Tried to leave the country early but they don’t help or pay changes due to terrorism. I would have thought this would only be the case if traveling once a warning was already in place. I was however told that if I’m injured from a terrorist attack they would happily pay my medical fees. In other words - just stay there till you’re hurt then we can help you! In a group of 11 traveling at the time I was the only one insured with TID and the only one who had an insurance company that excluded terrorism. I received the worst customer service during this time also. In this day and age it’s simply not worth the risk of not being covered for terrorism related incidences and they can happen anywhere!!

Very helpful when there was a claim query and processed within 2 weeks from beginning to end. Very happy with the service and price of insurance. I have used TID 3 or 4 times and have only claimed once, but very happy with the outcome.

I have been using TID for about 10 years (5 times about) and find it always very easy to set up my travel insurance. I have never had to claim. I think it is reasonably good value. Only slight snag I found was that in setting up I could not show I would be in more than one country on a trip. Maybe just not smart enough, but rang them and the extra country noted on the policy. J.

My family and I have been using TID for the past 8 years after having it recommended by a friend. I have always had great service and any claims made (both big and small) have been paid out without too much trouble, including a 10 day hospital stay and operation for my daughter while she was travelling in Germany. Any concerns have always been dealt with quickly and easily.

Don't bother with TIG - impossible to get them to pay out. I was hospitalized due to a life-threatening medical incident May 2017 and was unable to travel. I tried to claim the cost of the fare $200 but the claim form and doctors certificate was not enough. TIG demanded detailed medical forms from GP and two specialists (cost $600) plus a letter from Qantas (impossible -they never write) and my internal appeal just rejected today Feb 2019!

I have bought travel insurance from TID on several occasions, but until now had not tested their systems by submitting a claim. Having now gone through this process I will not be using them again. The amount of information and documentation required was completely over the top, especially given that all that was at stake was $200 (the penalty for cancelling a flight due to a cycling accident, less a $200 excess). For example, I had a signed letter from the treating doctor confirming that I was not medically fit to travel, but was belatedly informed that I also needed to have another form filled out by my GP, which would have required me to make an appointment and incur additional expense. When I objected I was contacted by a TID representative, but she was immovable and gave the impression that she thought I was trying to submit a false claim. No reward for customer loyalty!

They claim that damage to a phone should be a) reported within 24 hours (to whom???) or b) that I should've put something on social media like a msg saying "hey look at me everyone I broke my phone" so I can send them a screenshot!
TID, Not everyone in this day and age is an attention seeking media!
I have contacted the insurance ombudsman (now afca Australian Financial Complaints Authority) and will let you know how I go...

I booked a holiday to see family in Canada, 6 months ahead of the travel dates and as usual got my travel insurance. Unfortunately my mother went into hospital, the doctors told me to come as quickly as possible. So I changed my flights at a cost, and also changed my insurance, after I got to Canada my mother passed away. On returning home I tried to see if the TID could assist as it was a change to my travel plans due to this horrible situation and made a claim, they have done nothing but ask for more details, I got the full report from the hospital (TID indicated the information provided from the Hospital is complex) and wanted the doctors report, each of these costs more money - they have not been helpful or understanding and have been looking for pre-existing conditions which could get them out of this claim.
I am so disappointed with the organisation, its grab for money without providing any real insurance not to mention their lack of compassion in a very trying time.
I will not be using them again, and recommend anyone else to really be careful

I have now been trying to sort my claim for 6 months. This is the worst insurance company I have ever dealt with. Stay very clear! This company is the same company as World Nomads. They have awful customer support. My claim has been passed around there office as no one whats to deal with it. I was asked to be passed on to there complaints department, and I have had nothing from them in 20 working days. I will take legal action against them shortly. DO NOT USE THIS COMPANY. Claim TIDN002817

I have used TID for 3 different holidays, one of which the coverage lasted over a year
(which is a lot of money to give t an insurance company.)

On my last trip my laptop (new MacBook) blacked out due to a storm in the local area I was in, causing a serge through my charging laptop which made it not turn back on.

This company offered me $450, for a $1500 laptop.
bearing in mind you have to take $200 out of that as an excess and then the additional $100 which is cost me to get a damage report on the laptop.

I was left with $150.

That isn't even enough to cover damaged let alone allow me to buy a new laptop.

Pathetic.

WOULD NOT RECOMMEND!!!!!!!!!

My girlfriend and I booked a trip to Bali, unfortunately after booking the holiday, she found out that she needed hip surgery and couldn’t get it at a later date because it was urgent and no date was available for months (after surgery it was found if she delayed it, there was a chance her hip ligament would’ve been torn off). and therefore wouldn’t be able to fly. We explained this to TID and after numerous days, finally got back to us rejecting our claim due to the fact she ‘had a existing medical condition’ - because when she was 6 years old she had problems with her hips and that counts as a existing medical condition for the fact she needed surgery. No compassion at all shown and very disappointing. Now out of pocket for over $2,000 and bed ridden for 2 months because of the surgery too.

I have used TID for at least 4 trips in the past few years. However, after purchasing our travel insurance yesterday, an advertising came up to get 19% off if bought during the public holiday - which was yesterday. This discount was not applied to our purchase and there was no one to speak to as they were closed. Today I spoke to consultant who advised they could not do anything about it as the promotion had "expired". I guess being a loyal customer doesn't mean anything anymore nowadays.

We have been using TID for approx 8 yrs. We have made one claim with them due to unrest in Syria in 2011. The claim was approved and paid out immediately. You can't go past this company for your travel insurance.

Recently submitted a claim and this was handled promptly with a good outcome. My partner was with QBE and for the same circumstances his claim was denied and the process was awful for him with QBE. I have been with TID for the last 10 trips overseas and find them straightforward to deal with. I have only submitted 2 claims in total (stolen goods and returning early with a very ill relative)and these were handled in a timely manner. Feel confident with TID and would highly recommend.

I have used TID for the last 4 years on my overseas trips. I have only had to make one claim and was well looked after. I don't have any worries about using them.

Travel Insurance Direct have gone down hill. I've used them many times over the last 10 years for various trips, once made a claim 5 years ago and it was handled professionally and smooth, they even organised a doctor meet me at an airport in Tokyo.

Out of the 10 most recent reviews prior to this review (Jan 2019) 5 customers rated TID at 1 star. And I am not surprised. It's taken 9 days to get a response to a fairly simple claim and they have come back and asked me to provide documents that I have already initially supplied. From what I've read in other reviews I am now back at the end of the queue and will have to wait an additional 10 days to hear a response.

I will be updating this review so if anything changes I will edit this review. Until then if you are thinking of getting travel insurance with these guys think again. I suggest you look at recent comments from other companies, looks as though 1Cover actually pay out for claims, so I would suggest checking them out.

They send lots of emails saying how good and efficient they are...ALL LIES

When you make a claim they just refuse it!!!!!!!

Be careful...very careful.......

TID will not assist you with any claim!!!!!

They will not discuss a claim........

nearly 2 years and still no response...hope the AFCA takes action against them!!!!

HAHA...TID don't want reviews they make it so difficult...complete fools!!!!!

January 11th 2019 Update: Paying for resuming journey after having to return home and submitting claim

TID are the only company that I know makes you pay for another policy even though you still have months left on the original....

Never use this company.

They sound cheap because they are cheap...you would be hard pushed to have a claim accepted!!!!

Do not use this company they will not cover you for cancelled flights and will make you jump through hundreds of hoops to make a claim. I had to contact them over 4 times to check on my claim that they completely ignored as their customer service do not get back to you in the time frames they indicate. I warned them I would go to the ombudsman as I feel I was mislead by them and they still failed to make contact in the time frame they said they would. Worst customer service I have ever had and worst insurance company I have ever dealt with. I have heard nothing but bad reviews since from other travellers.

My claim has been outstanding since I first lodged it on the 28th November 2018.
Every time I tried to contact claims dept just said I have to wait.
Customer Service was never helpful whenever I called for an update and finally when I lost the plot last week ( 28th Dec ) and demanded to speak with a senior claims officer he admitted nothing about the claim had been processed. I finally got an assurance by email that day that the claim was approved and the funds were transferred, Still waiting almost 4 business days later for the funds. They were the only company that I could get to insure my daughter who was only travelling with a non family member as guardian. I also "missed " the part where they only insure MOBILE PHONES for up to max of $700 (where can u buy a mobile phone for less than that ? ), of course that's my fault because I failed to read all 55 pages of the PDS in my haste to secure the insurance.

For 5 years TID was my go to travel insurance. Over this time I had 4 policies which collectively covered around 390 days of travel. Then in 2016 something changed. In a policy I had lasting for 294 days, ALL of my 5 claims were disrupted. I need to thank the reviews on this website as I read here the company only pays out if you take them to the ombudsman, which i am currently doing now.

Nowadays I actually feel less anxious travelling with no insurance than with TID. For if the worst where to happen and I needed to claim, who has the mind space in that moment to be documenting EVERYTHING (including fine print most other companies don’t have) in order to prove your innocence.