Allianz Care Overseas Student Health Cover (OSHC)
Verified1,483 reviews
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Reviews with attachments
Monica from Brisbane CBD office is amazing. Helped me to understand my policy in full. Printed out policy documents and guided me through how to fill out ovhc refund. My daughter is with Allianz and my wife is with ovhc. Monica helped me get so much information. Thank you again. Show details
Best service to me in Australia ever – I go to the Murdoch university office just 5p.m. But she go through my insurance and ful fillnmy requirement with kindly and effectively. She stay after 5 untill I get a cover. Thank you for her. Show details
Great – Great clarity of information, very helpful on managing my issues Show details
Experience of international student – At the many days of the beggining in Aus, I am allergic with somthing and got Emmergency, they paid for me, and when I got stiches because of accident when I had cut myself I got them take care of me. Thank you very much, I will choose this for time being here Show details
worst service and terrible refund policies – I had a policy to be refunded and allianz was giving me a very hard long procedure and refunded very less than it should . theft my money they have policies which wont be benefitted for customers. do not take this insurance Show details
Positive reviews
It was a great experince visiting the Allianz Care stationed in Murdoch University represented by Mrs Jinita. She is so friendly, supportive, appraochable and really helped me with my enquries. She had literaly educated lot on the policy as well as throughly guided with all my issues I encountered. I am really thankful for such a great support and guidance. Show details
I am writing to express my deepest gratitude to the work of Kiyomi. I am happy and satisfied with her services to assist me with my enquiries. Keep up the good work and attitude Kiyomi and thank you. Show details
Monica at Brisbane CBD saved me. I was in a bureaucratic problem, due to transfer from OSHC to OVHC. She calmed me down and connected me to OVHC team and saved me from all the hassles. Thanks Monica!!!! Show details
Negative reviews
1. The Core Dispute: As an international student, I graduated earlier than expected date and departed Australia permanently on 13/09/2025. and emailed Allianz for my rest of my money for my insurance. However, Allianz calculated my refund starting from my application date (Nov) instead of my departure date (Sept), causing a shortfall of $180.23. … Read more
2. Procedural Inconsistency & Questionable Motives: Allianz initially approved the refund based on my flight ticket and visa cancellation without requiring an "International Movement Record". However, only after I disputed the refund amount, they suddenly demanded this additional document to "verify eligibility". I question this logic: - If I was not eligible, why was the initial refund approved? - If this document is mandatory, why was it not requested in the initial application requirements? - Why is it being demanded now solely as a barrier to withholding the shortfall? 3. Refusal to Explain Calculation: I requested the calculation basis via email on Nov 14, 17, 27, and Dec 3, 12, 16 but Allianz ignored all these inquiries. Instead of explaining the math, they used the addtional document request to stall.
4. Ignored Final Notice: On Dec 25, I sent a final email stating that if they did not address my queries and refund the shortfall within 5 business days, I would seek external assistance. Allianz has continued to ignore me to this day.
I have lodged a formal complaint with the Commonwealth Ombudsman (Ref: PHI-2026-800001) regarding Policy P004193582. My refund dispute has been ignored for 2 months. I sent a final notice with the Ombudsman reference days ago and still received NO response. Is this how Allianz treat international students? It is awful and disappinted.
Absolutely disgusted with the customer service of this company. As my visa was changed I am in need of a clearance certificate. Its been over 3 months and they're still diligently assessing the situation. Its taking them absolutely forever to clear me and their responses are completely unacceptable. Show details
This insurance policy is good for nothing , not a good portal, not provided any insurance card, never get a chance to use insurance benefits, once i visited doctor not getting any benefits. Response is zero from customer service. Fully dissatisfied Show details
Recent reviews
The in person meeting really has saved me from the nightmare of calling 136742. I was at the help desk in Monash University where Van was really helpful. I was able to see that the payment I made for OSHC upgrade was confirmed even though no email was sent to notify me. Only got to know because I came physically after waiting for 12 business days… Read more
for the confirmation. The onboarding process was done immediately all thanks to Van’s excellent Customer Service. I didn’t have to wait 5-7 business days as I was repeatedly told over the phone. I recommend visiting a physical desk or office to get your issues resolved promptly.
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Omar was indeed knowledgeable about all the questions I've asked. He is also approachable and provides answers in a clear, concise manner. He is very light to talk to and suggest options that I can take to resolve my issue. Show details
Omar has been nothing short of excellent in providing me with assistance in obtaining a clearance certificate for my sister's OSHC. Even though the issue was quite complex, he managed to assist me with clarity and definitive solutions on how to handle my sister's case. He managed to fix the previous agent's errors and got the clearance certificate issued on the same day. He was definitely God send on a very stressful situation. Thank you Omar! Show details
Disgusted with the reply of senior supervisor/ team leader. Money making business. They play with words, always blame consumer for not reading they terms and conditions. You can call them Monday to Friday only. It's a joke the way they treat people. Show details
I recently had an issue where my hospital claim, which was submitted through the Allianz app, showed as covered, but the hospital said they hadn’t received the payment. It was a confusing and stressful situation, especially after being admitted. I reached out to Carmel Repic, and I’m so grateful I did. She was incredibly helpful, responsive, and… Read more
kind. Carmel followed up with the hospital, confirmed the payment, and made sure everything was sorted. Thanks to her, the entire claim has now been fully resolved.
Thank you again, Carmel!
Very Helpful and supportive – Jinita is an exceptional staff member in the OSHS . Her dedication and ability to create a warm environment, excellent communication skills, and always taking her time to explain everything in details and making us feel comfortable. Show details
Best support from Carmel – I would like to express my heartfelt gratitude to Carmel for her exceptional support. One year ago Carmel was incredibly patient and kind in explaining OSHC to me, including how to submit a claim. Thanks to her clear guidance, I was able to successfully claim my treatment for shingles shortly after arriving in Australia. Her support made me feel… Read more
safe and cared for during a stressful time while adjusting to a new country. I truly appreciate her help and kindness and wish Carmel nothing but good fortune, happiness in the future. 万事顺意 Thank you for everything!
Excellent Japanese staff member – I contacted them through their website, and they got back to me super quickly. Kiyomi, a Japanese staff member, gave me a call, answered all my questions, and sorted out my policy issue in no time. She was so helpful and kind. If you’re from Japan and need help, don’t worry at all and just reach out to Allianz Care!!! Show details
Loved the Quick and Hassle Free Service – Just loved the service. I had to update my policy and Mohammad Ibrahim Azad from CSR helped me get this done in less than a day without any hassle. Show details
Customer Service from Allainz Desk Monash University Clayton – Hello, I recently visited the Allianz Customer Service Desk at Monash University Clayton and received exceptional assistance from Ms. Carmel Repic. Her service stood out as outstanding, especially when compared to the other two customer service representatives at the desk. Show details
Find out how Allianz Care Overseas Student Health Cover (OSHC) compares to other Health Insurance
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No cover while in bridging visa – No good at all, Done a OSHC and while I'm waiting for the next 6-8 months on a bridging visa I'm actually not insured, while other companies actually do insure you while waiting on a bridging visa. Go to AHM Show details
Gave a Best service for me – I had an excellent experience with Jinita regarding my healthcare insurance issues. She provided clear guidance and support, making the complex process much easier to navigate. Her expertise and patience were invaluable, and I truly appreciate her dedication to helping me find the best solutions. Highly recommend her services! Thank you, Tharani Show details
My OSHC Experience – I have been using Allianz Care Overseas Student Health Cover (OSHC) for over two years and am happy with its services. Their team representative, Kiyomi at Griffith Nathan Campus, is very supportive and professional. Show details
Smooth and Helpful Process – Mrs. Siew Ling provided exceptional assistance in extending my student overseas health cover. She was clear, informative, and guided me through the entire process effortlessly. Her advice on what to watch out for and her attention to detail made the process smooth and stress-free. I highly recommend Mrs. Siew Ling for anyone needing help with their insurance needs. Show details
Like Jenny Nguyen – Jenny Nguyen is very dedicated. Although our English is not very good, she was still very patient and explained to us carefully until all the business was completed. She is a great staff member and I give her a big thumbs up. Show details
Claim and Customer support – During my a year study, Allianz is helpful. Moreover, Kiyomi at Griffith Nathan campus did a fast response and gave resourceful information on my enquiries. I lodged a claim and it's resolved in a week. Show details
Product information – We were served by jinita again and she helped us to buy new policy. She is very supportive and she explained very well about policy. Thankyou jinita mam again for your the best services. Show details
0 start customer service – not good at all while claiming the insurance, paying around with my claim and not helping I started my claim 2 months before, still chasing the company. Not recommend at all. Show details
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