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3Aussie Home Loans

Aussie Home Loans

 Verified🏆 2026www.aussie.com.au
3Aussie Home Loans
4.9

7,707 reviews

Positive vs Negative
96%4%
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Average Loan Term26.9 years
Transparency ?
4.9
Customer Service
4.9
Application Process
4.8

 AI reviews summary 

The sentiment for Aussie Home Loans is overwhelmingly positive, with users frequently highlighting the dedication and expertise of individual brokers. Customers value the simplified approach to complex financial processes, particularly for first-home buyers and those with non-standard financial structures. While the vast majority of feedback is exemplary, a small segment of users reported significant dissatisfaction regarding administrative delays and unprofessional conduct from specific staff members.

Pros
Exceptional Communication: Brokers are consistently praised for being responsive, proactive, and available outside of standard business hours to provide updates and answer questions.
Support for First-Home Buyers: Users frequently mention that brokers take the time to explain jargon and navigate the complexities of the property market, making the process feel manageable and less intimidating.
Expertise in Complex Cases: The service is highly rated for successfully securing loans for clients with self-employed income, low deposits, or "tight" financial circumstances where other lenders had previously failed.
Efficient Refinancing: Many customers reported a seamless transition when moving to better interest rates, often noting that the brokers handled the bulk of the paperwork and negotiations.
Cons
Administrative and Discharge Delays: Multiple reports indicate that the discharge process can be slow, sometimes taking over a month, with poor communication regarding the status of final documentation.
Inconsistent Professionalism: A few reviewers encountered rude or dismissive behaviour from specific employees, citing instances of unprofessional remarks and a perceived lack of interest during consultations.
Digital Platform Limitations: Recent changes to the banking platform have led to complaints regarding the removal of desktop banking access, forcing a total reliance on mobile applications.
Inefficient Data Collection: Some users expressed concern over being required to provide sensitive personal information during initial consultations only to be told shortly after that no better products were available.
Verdict

Aussie Home Loans is a highly recommended choice for those seeking a personalised, broker-led experience that simplifies the path to home ownership or refinancing. While the quality of service is largely dependent on the individual broker, the company excels at finding solutions for complex financial needs. Prospective clients should be mindful of potential administrative bottlenecks during loan discharge and the current lack of desktop banking facilities.

7,707 reviews
5 Brendan  · Luke did a great job with our initial loan, and we are in the process of refinancing with Luke
5 Baz5150  · Excellent Service and knowledge, excelled where others couldnt even get their head around our Company and Trust Structure
5 Don   · Great service if I needed to know something Aussie home loans at Q centre Gold Coast were absolutely great.
1 Furious homeowners  · Worst brokers [Name Removed] ([Name Removed]) ignores customers calls and doesn’t respond
5 David  · Averil was extremely informative, helpful and pleasant! Definitely will be using Aussie Home loans in the future.
5 matt i.  · Monica and Peter are fantastic! Prompt and professional, very knowledgeable
Michelle
MichelleQLD3 posts
 

I have had a fantastic experience with Aussie. My broker has been outstanding throughout the entire process—professional, knowledgeable, and always available to answer any questions. Everyone I have spoken to at Aussie has been incredibly helpful, friendly, and supportive. Their excellent customer service and commitment to helping clients made the… Read more

experience smooth and stress-free. I highly recommend Aussie to anyone looking for expert guidance and exceptional service.

Jack
Jack
 

Ash looked after us from first consult to closing the sale. He was very supportive and provided all the information for us to consider and also gave us guidance and advice. He was instrumental in securing our loan, and confirming the final purchase, chasing up various vendors and ensuring everything ran smoothly. Highly recommended

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Adelita L.
Adelita L.
 

Tara made the whole process of buying and selling so much easier. She was able to find the loan that worked best for us and communicated with the bank on our behalf. She responded to all our questions almost instantly and worked around our working hours. We are definitely going to be recommending her to our family and friends in the future. We are truely grateful for the work Tara put in to get us into our forever home.

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Reviews with attachments

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Vin
Vin
  Verified

I was referred to one of the Aussie brokers (Alya @ Hurstville) last year by a friend when I wasn't getting the help I needed from another. Could not be happier with the service. Alya was responsive to emails, and was efficient and effective in brokering the mortgage for my first home purchase. I was lucky to receive unconditional approval within… Read more ·  1

a day which absolutely made the process stress free. As such I will continue to go through Alya at Hurstville for any of my mortgage needs and recommend anyone looking for a broker to contact her. Thanks again!

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Faisal
FaisalNSW
 

I worked with Chris Wilshire for over a year on my home loan journey, and thanks to him, my family and I have finally purchased our first dream home in Australia. I honestly cannot thank him enough. Chris Wilshire is an amazing person and an exceptional Broker who truly goes above and beyond. Throughout the process, I faced many difficulties and… Read more ·  1

stressful situations, including tight deadlines for loan approval. During some of the most challenging moments, I was under immense pressure—but Chris made everything feel manageable. He worked overtime, consistently kept me updated on the progress, and always took the time to explain things clearly, which helped keep me calm during very stressful situations. His dedication, patience, and support made a world of difference. Because of Chris Wilshire and his hard work, something that felt overwhelming became possible. I genuinely believe that if I had worked with another lender, this outcome might not have been achievable. I’m almost speechless when I think about how much effort he put in. On top of everything, Chris Wilshire secured me an excellent interest rate in a rising market, which is extremely impressive and just shows how skilled and committed he is to his clients. I give Chris Wilshire 10/10 without hesitation and wholeheartedly wish him all the success he truly deserves. If you’re looking for someone who genuinely cares and will fight for the best outcome for you, Chris Wilshire is the person.

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nikeeta g.
nikeeta g.NSW
 

We recently bought our first house in Sydney under complete guidance and help of our broker Amar Alluri who helped and guided us thoroughly throughout the process with much ease and flexibility. He cleared all our questions and concerns with very good communication skills and always available for us. Would definitely recommend him and Aussie home loans for a smooth and quick process. Show reply

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Misha
MishaQLD
 

Daniel and his team from Aussie Home Loans in Cairns were brilliant. I secured a home loan with an incredible rate and the entire process was so smooth from start to finish - I still cant believe how easy it was, thanks to the step by step guidance from Dan, which resulted in the best loan product for me. I highly recommend anyone looking for a home loan that is seamless and perfect tailored to your budget. Show reply

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Holly
Holly
 

As first-home buyers, Tara Coad was exactly who we needed in our corner. From the very beginning, Tara took so much of the worry and uncertainty off our shoulders. She walked us through every step, always calm, always clear, and always one step ahead. She has this amazing way of making you feel confident and informed, even when the paperwork… Read more ·  1

feels like a foreign language.

You can tell Tara really cares about her clients and wants them to feel good about every part of the process, from the very first chat to that final "you're approved" moment.

We couldn’t be more grateful, and we’d 100% recommend her to anyone looking for someone kind, capable, and seriously good at what they do.

Latest follow-ups

Juell Y.
Juell Y.
 

I have previously never considered using a broker for my loans but after putting my home loan application with Aussie and being looked after by Rebecca Dean this is a huge regret because I know that I would not be moving into my new home without her… Read more ·  1

broker expertise. I now know the value of a broker and will always recommend to family and friends the difference of having a broker like Rebecca when purchasing any type of property.

 Follow-up  · Thank you Rebecca Dean from Aussie for securing my home purchase. I could not have achieved the outcome without your guidance and support throughout. I love this home.

Mike Mackay
Mike MackayWA2 posts
 

Craig Nicholas performed above and beyond what was required. Nothing was too much trouble. When I needed something explained, he was most accommodating. Show reply

 Follow-up  · Excellent work done by Craig and his team

Baba
BabaWA14 posts
 

VERY unhappy with the HSBC loan that was recommended by Aussie home loans, this is a terrible product with a terrible bank, thousands of dollars of my savings eaten by interest with HSBCs crappy products. I will never use Aussie Home loans and I will never recommend them to anyone.

 Follow-up  · I lodged a complaint over the lack of service provided by the broker, in both explaining the product and finding a product that met my needs. I do not feel satisfied with their response and still do not recommend Aussie Home Loans to anybody.

Aussie
Aussie    

Hi Baba, We’re really sorry to hear you’ve had this… Read more

In-depth reviews

Hirunika
HirunikaVIC2 posts
  Fair Incentive

We had an amazing experience with Aussie Home Loans, especially with Mandy Wright. As first-home buyers, we were completely new to the home loan process, but Mandy guided us every step of the way.She explained everything clearly, from the required documents to each stage of the application, and she was always available to answer our questions. No… Read more ·  1

matter how many questions we had, she responded quickly and patiently. What impressed us the most was her dedication.she often replied to our emails and helped us even after business hours, making sure the process kept moving smoothly. Throughout the entire journey, Mandy supported us with professionalism, kindness, and genuine care. Thanks to her hard work and guidance, we finally received our home loan approval, and we couldn't be happier.

We are truly grateful to Mandy for all her help and highly recommend Aussie Home Loans, especially Mandy, to anyone looking for a knowledgeable, dedicated, and supportive mortgage broker. Thank you so much, Mandy!

Find out how Aussie Home Loans compares to other Home Loans

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Lisa Jose
Lisa Jose
 

I cannot recommend Tara Walker highly enough as a mortgage broker. Having known Tara since high school, there was already a strong level of trust, and she absolutely exceeded my expectations throughout the entire home loan process. As a first home buyer, I was incredibly anxious and often felt overwhelmed by the complexity of purchasing a home.… Read more ·  1

Tara was there every step of the way, patiently guiding me through the process, answering every question, and providing reassurance whenever I needed it.

What truly stood out was her incredible responsiveness. No matter the time or concern, Tara was always quick to respond and kept me informed throughout the journey. She even managed to restructure my loan at the last minute to ensure I was in the best possible position, demonstrating both her expertise and genuine commitment to her clients.

Tara made what could have been a very stressful experience feel manageable and supported from start to finish. Her professionalism, knowledge, and dedication were outstanding, and I am so grateful to have had her in my corner for such an important milestone. I would not hesitate to recommend Tara to anyone looking for a mortgage broker they can genuinely trust.

Samantha G
Samantha G
 

Trevor Ryan and the whole Aussie Home Loans Coolum team are amazing! I received the human connection and understanding and the skills and knowledge I needed when I had to make the biggest financial decision of my life. When buying a home, getting your offer accepted by a vendor is no longer a given, there are so many elements as well as other… Read more ·  1

competing buyers that you have to contend with. Having the Aussie Loans Coolum team behind me, I was able to get my offer accepted with a 7 day finance clause, which is why my offer was accepted as speed was what the Vendor wanted due to personal circumstances. However, after an offer is accepted, there's so much more work to be done, and Trevor and team did what they said they would, in a timely manner and the property settled with no issues.

I say all this, as I work for one of the big four banks, and unfortunately, I would not have received the same amazing service, care or understanding from the bankers of where I work. Buying a home is stressful, and not something you do every day and it's not my area of expertise, so don't I don't know the process, or needs to happen when, whilst working full time. Trevor kept me informed at every stage, took the time to help me understand everything so I could make informed decisions, communicated with me when he said he would, and diligently progressed everything. Not once did I have to remind, chase or question something about the application. The complete opposite of my experience when I bought my previous home with my big bank employer, which was easily one of the most stressful experiences of my life.

Trevor and team knew how important this life moment was for me, and they treated it as if it was their own, which is what you want from your banker!

Positive reviews

Kim and Matt
Kim and Matt
 

Sarah from Aussie assisted us with topping up our mortgage. After months of trying with another broker, Sarah had us sorted in no time at all. Excellent communication and customer service. Would highly recommend Sarah to family and friends or anybody wanting a high quality service.

Deb
DebSA2 posts
 

So pleased I went with Zac from Aussie HL. He was always professional, easy to communicate with and very helpful. I had no unwanted surprises, and everything proceeded as Zac outlined it would.

Quinn
Quinn
 

I wanted to know my options as a low-income earner trying to get my First Home with 0 mortgage experience, so when I received the straightforward service and quick responses from Broker Mimi Bui my entire experience was streamlined, I am overall very happy with the service.

Negative reviews

Alyssa
Alyssa
 

Only had a chat with a senior lending manger, [Name Removed], he was so rude, made my partner and myself feel st^pid when we were asking questions, as this is a first time wanting to buy a house, he made every statement we said pointless, and made us feel so defeated on something we were so excited to start

Daniel R.
Daniel R.6 posts
 

BE WARNED. do not sign up with Aussie, there customer service is terrible to say the least, no help at all, trying to get information out of them about your own account is like getting blood from a stone, i,m taking my business somewhere else.

Mishka
MishkaQLD5 posts
 

Called Aussie home loans today enquiring about a home loan and came across one of the worst employees,I couldn’t believe he was yawning during our conversation. Told me how much I would be entitled to borrow but failed to tell me (as a first home buyer)whether the first home buyers grant was included in that loan amount,also failed to tell me if… Read more

my personal loan was paid off we’d be entitled to borrow more,never asked if I wanted to come into the office to go over anything,nothing…He just wanted to get off the phone probably to have a sleep! It was the worst phone experience I’ve had dealing with anyone,EVER! This guy needs another job or needs to be retrained!

SHAME ON YOU AUSSIE HOME LOANS [Content Removed]…

Aussie
Aussie    

Hi Mishka, We’re sorry to hear about your experience,… Read more

Recent reviews

Tamara Davis
Tamara DavisQLD2 posts
  Verified

We just settled our new block of land - we couldn’t have done it without Aussie. Adi Krishna was our Aussie Agent - he was very knowledgeable, was very fast with communication and he got the job done without any hassle at all. It was such an easy process with him, that I won’t be hesitating to use his services again down the track. It was honestly… Read more

surprising how easy and efficient the process was with him. We are stoked with our outcome and will recommend Aussie and Adi Krishna to anyone looking for financial services in the future. Thanks again Adi!

Find out how Aussie Home Loans compares to other Home Loans

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Joseph and Taylor
Joseph and Taylor
 

Our broker adi krishna , was very helpful in guiding us through the whole process of our home loan. Answering any questions and making the process simple for us. Was a pleasure highly recommend him to anyone.

beauwkelly
beauwkelly
 

​I highly recommend Max Warrick, he went above and beyond with care and dedication. His expertise and easy-going approach made the process seamless as a first home buyer. Legend. Show reply

Emanuela vella
Emanuela vellaQueensland2 posts
 

Thank you samuel Warwick , for your help with the loan and being patience with me when I didn’t understand,I highly appreciate it,and recommend you,thanks again Emanuela, Show reply

Gene
Gene
 

We have been very lucky to have an excellent broker by the name of Lina. She has helped us with several home loans and has gone beyond expectations and always delivers the best result Show reply

Noel C.
Noel C.NSW2 posts
 

Max was very helpful and professional. Any question was answered quickly every missed phone call was very quickly returned by max. I can’t speak highly enough about the professionalism of his service. Show reply

Jean P
Jean PVIC
 

Zach Martin at Aussie Sunbury was professional and friendly. He secured me a great loan and continued to follow up throughout the year. I couldn't have asked for anyone better!!! Show reply

Rob H
Rob HNSW
  Verified

We used Aussie Home Loans and obtained the best interest rate vs other competing home loan vendors. We also found our experience working with our Aussie Home Loan Specialist Samuel Warrick to be truly exceptional. Sam looked after us every step of the way and was extremely knowledgeable and helpful. No question that Aussie is a 10 out of 10 for every aspect of our dealings with them. Show reply

Paul Kerr
Paul KerrNSW
 

Kunal Mudbidri has been exceptional through the entire process of lending with his advice, understanding our needs and patience in answering any and all of our questions through the whole process including final settlement. My wife and I feel lucky we got in touch with Kunal as we have communicated previously with other brokers and found none to… Read more ·  1

be as personable, understanding or efficient. We would have no hesitation working with Kunal or recommending him to anyone needing his services. Thanks Kunal, great work.

Regards Paul & Jasmina

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