7,677 reviews
- First Home
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- Second Home
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- Investment Property
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- Renovation
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- Refinancing
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- Home Construction
AI reviews summary
The sentiment for Aussie Home Loans is overwhelmingly positive, with users frequently highlighting the dedication and expertise of individual brokers. Customers value the simplified approach to complex financial processes, particularly for first-home buyers and those with non-standard financial structures. While the vast majority of feedback is exemplary, a small segment of users reported significant dissatisfaction regarding administrative delays and unprofessional conduct from specific staff members.
Pros
Cons
Verdict
Aussie Home Loans is a highly recommended choice for those seeking a personalised, broker-led experience that simplifies the path to home ownership or refinancing. While the quality of service is largely dependent on the individual broker, the company excels at finding solutions for complex financial needs. Prospective clients should be mindful of potential administrative bottlenecks during loan discharge and the current lack of desktop banking facilities.
Trevor Ryan and the whole Aussie Home Loans Coolum team are amazing! I received the human connection and understanding and the skills and knowledge I needed when I had to make the biggest financial decision of my life. When buying a home, getting your offer accepted by a vendor is no longer a given, there are so many elements as well as other… Read more
competing buyers that you have to contend with. Having the Aussie Loans Coolum team behind me, I was able to get my offer accepted with a 7 day finance clause, which is why my offer was accepted as speed was what the Vendor wanted due to personal circumstances. However, after an offer is accepted, there's so much more work to be done, and Trevor and team did what they said they would, in a timely manner and the property settled with no issues.
I say all this, as I work for one of the big four banks, and unfortunately, I would not have received the same amazing service, care or understanding from the bankers of where I work. Buying a home is stressful, and not something you do every day and it's not my area of expertise, so don't I don't know the process, or needs to happen when, whilst working full time. Trevor kept me informed at every stage, took the time to help me understand everything so I could make informed decisions, communicated with me when he said he would, and diligently progressed everything. Not once did I have to remind, chase or question something about the application. The complete opposite of my experience when I bought my previous home with my big bank employer, which was easily one of the most stressful experiences of my life.
Trevor and team knew how important this life moment was for me, and they treated it as if it was their own, which is what you want from your banker!
We worked with Brent Compton from Aussie as our Buyer's Agent when purchasing our second investment property, and the experience was exceptional. Brent took the time to understand our goals, preferences and budget, and found a property that perfectly matched our requirements. Throughout the process, he negotiated effectively with the real estate… Read more
agent, securing a great purchase price along with favourable conditions that made settlement smooth. Thanks to his expertise and guidance, the property was tenant-ready from day one.
We highly recommend Brent to anyone looking to invest in property and will certainly be working with him again as we continue to grow our property portfolio.
Last year I was assisted by Afrin Khan at Aussie Home Loans. Earlier this year she made herself available to answer some pertinent questions on investment loans and information on loans for other family members such as grandchildren. Nothing is too big or too small, or insignificant, no matter the questions. She goes above and beyond to ensure… Read more
she has listened and answered all your questions and queries.
Her genuine professional nature, coupled with her wealth of expertise, truly makes her a "standout" person who can be trusted to deliver to the max.
I have the utmost respect for this amazing, professional mortgage broker and Aussie Home Loan expert.
I thoroughly and confidently endorse her services.
Ann Grenci
Reviews with attachments
I worked with Chris Wilshire for over a year on my home loan journey, and thanks to him, my family and I have finally purchased our first dream home in Australia. I honestly cannot thank him enough. Chris Wilshire is an amazing person and an exceptional Broker who truly goes above and beyond. Throughout the process, I faced many difficulties and… Read more · 1
stressful situations, including tight deadlines for loan approval. During some of the most challenging moments, I was under immense pressure—but Chris made everything feel manageable. He worked overtime, consistently kept me updated on the progress, and always took the time to explain things clearly, which helped keep me calm during very stressful situations. His dedication, patience, and support made a world of difference. Because of Chris Wilshire and his hard work, something that felt overwhelming became possible. I genuinely believe that if I had worked with another lender, this outcome might not have been achievable. I’m almost speechless when I think about how much effort he put in. On top of everything, Chris Wilshire secured me an excellent interest rate in a rising market, which is extremely impressive and just shows how skilled and committed he is to his clients. I give Chris Wilshire 10/10 without hesitation and wholeheartedly wish him all the success he truly deserves. If you’re looking for someone who genuinely cares and will fight for the best outcome for you, Chris Wilshire is the person.
We recently bought our first house in Sydney under complete guidance and help of our broker Amar Alluri who helped and guided us thoroughly throughout the process with much ease and flexibility. He cleared all our questions and concerns with very good communication skills and always available for us. Would definitely recommend him and Aussie home loans for a smooth and quick process. Show details · 1
Daniel and his team from Aussie Home Loans in Cairns were brilliant. I secured a home loan with an incredible rate and the entire process was so smooth from start to finish - I still cant believe how easy it was, thanks to the step by step guidance from Dan, which resulted in the best loan product for me. I highly recommend anyone looking for a home loan that is seamless and perfect tailored to your budget. Show reply
As first-home buyers, Tara Coad was exactly who we needed in our corner. From the very beginning, Tara took so much of the worry and uncertainty off our shoulders. She walked us through every step, always calm, always clear, and always one step ahead. She has this amazing way of making you feel confident and informed, even when the paperwork… Read more · 1
feels like a foreign language.
You can tell Tara really cares about her clients and wants them to feel good about every part of the process, from the very first chat to that final "you're approved" moment.
We couldn’t be more grateful, and we’d 100% recommend her to anyone looking for someone kind, capable, and seriously good at what they do.
Matt from Aussie was so prompt clear and considerate and compassionate towards us we are so greatful cant think of anyone else well use except him. thanks matt Show reply
Latest follow-ups
Julie : hats off to THE BEST broker at Aussie Home Loans : after 5 years dealings with Julie : I personally would not go to another branch or deal with another lender. Julie is down to earth personality & service wise will bend & fight for the… Read more · 1
customer to get the best deal possible from the banks. Julie or her staff will continually check on you through the term. Recommend ! Recommend !
Follow-up · Still of the same opinion that “ Julie “ and team at Cessnock Aussie Home Loans after dealings with the firm for over 10 years now are the BEST..The team stay in contact with you to make sure everything is smooth and your a happy client … I still have a great fixed % rate with my bank option. Please don’t hesitate to contact Cessnock branch.
Matthew and his team are professional and have outstanding knowledge of the industry and helping work through the loan process. Show details · 2
Follow-up · Matt is always up for a call if you have any questions and happy to help his valued customer
My husband and I were wanting to purchase an investment property and as he works for himself it can be very involved and tricky to navigate through the process. Jaz Brandon from Aussie contacted us and from the minute she spoke to us she was… Read more · 1
invested in making it work. She worked so hard to secure us the property and work through our complicated situation and was nothing short of amazing from start to finish. I will be recommending her to everyone that needs a broker- I honestly believe if it was anyone else we would not have been successful. If I could rate her more than 10/10 I would. We will absolutely be contacting her again without hesitation for our next purchase.
Follow-up · Since the settlement Jaz has kept in touch with any further updates and has been nothing but amazing . Still would recommend her every time.
In-depth reviews
It’s my absolute pleasure to be writing a review for Aussie Home Loans, but more specifically, for Averil D’Cruz. Averil provided me with exceptional service during a refinance from one lender to another. Her expertise in her field is without reproach and is matched by her proactive manner and exceptional communication skills. From first contact… Read more · 1
with Averil to the final settlement and at every stage between, I felt confident that I was with an expert in home loans and refinancing. At every stage of my application, Averil communicated regularly and explained mortgage and finance jargon clearly and concisely. Furthermore, Averil narrowed down potential lenders, compared rates and offered her expertise, within the purview of her role, securing an exceptional offer from Bankwest before rates increased. Despite some bumps along the way with title details and my previous lender dragging their feet with settlement, Averil kept me informed and kept the door open for any queries or concerns I had - and there were a few. Another thing worth mentioning, is that Averil has a very easy, warm manner without skimping on details which are beyond her control. This was particularly important given the glitches we encountered. Despite these circumstances, the process was actually rather quick and between Averil, Joanna Mangila and Joanna’s manager, sufficient pressure applied, and continuous following up with my previous lender resulted in the final settlement and refinance. My application included releasing equity, and with Averil’s guidance, there were no disappointments. I have not used Aussie before, but should I be looking at refinancing again/looking at purchasing an investment property, I know exactly who I’ll be calling and who I will recommend without hesitation: Averil D’Cruz.
Find out how Aussie Home Loans compares to other Home Loans
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We recently had the absolute pleasure of working with our broker Averil De Cruz , and I can honestly say she exceeded every expectation we had. From start to finish, she was professional, knowledgeable, and incredibly dedicated to helping us secure our loans and purchase our property. What truly stood out was how much she went above and beyond. No… Read more · 1
question was ever too small, and she was always available to guide us through every step of the process with patience and clarity. She made what could have been a very stressful experience feel smooth and manageable, always keeping us informed and reassured. Her attention to detail, strong communication, and genuine care for our situation made all the difference. It was clear she wasn’t just doing her job—she truly cared about getting the best outcome for us. We are so grateful for her hard work and support, and we would highly recommend her to anyone looking for a broker who is not only highly skilled but also deeply committed to her clients. Thank you again for everything Averil - would highly recommend . Customer service 100%. We Thankyou for being with us every step of the way!!! Tony & Sue Wicks
Very disappointing and concerning experience. From the very beginning, the broker appeared to know that my current mortgage rate was already better than what the market could offer. Despite this, he spent over 25 minutes collecting detailed personal information including salary, bonuses, marital status, and other financial details. Only after all… Read more
of that was done did he say they could not help because my rate was already better than the market.
This made the entire conversation feel unnecessary and uncomfortable. It raises serious questions about why so much sensitive personal data was required when the outcome seemed clear from the start. I left feeling that my time was wasted and genuinely concerned about how my information is stored and whether it may be shared with third parties.
Based on this experience, I find it hard to trust the overwhelmingly positive reviews here. The process felt inefficient and poorly managed, and overall the system at Aussie Home Loans seems broken. I would be very cautious before sharing personal or financial information.
Positive reviews
We are very happy with the services that Harry Senjaya had given us. Especially since we are first time home buyers, he made it like it was a smooth process for us. He is very helpful and accomdating and is always happy to answer all out questions. He is very patient and very nice ao we highly recommend talking to Harry. He should be given a raise for an exceptional service. Thank you for all the help Harry! Show details · 1
I dealt with Spencer Reynolds from Mandurah Aussie Home Loans and found him to be fantastic on many levels. At all times Spencer was conscious of my needs, and provided me with a service that was second to none, and left me highly impressed with his personable and professional approach. I would highly recommend Spencer as a Broker to anyone looking to make a positive change to their financial situation. Show details · 1
As a first-home buyer, I couldn’t have asked for a better broker than Max Warrick. His communication was outstanding throughout the entire process, and he always took the time to explain everything clearly and answer my questions. He worked hard to secure me a great deal and made what could have been a stressful experience feel straightforward and… Read more · 1
manageable. I’m incredibly grateful for his support and would highly recommend him to anyone looking for a knowledgeable and reliable broker.
Negative reviews
VERY unhappy with the HSBC loan that was recommended by Aussie home loans, this is a terrible product with a terrible bank, thousands of dollars of my savings eaten by interest with HSBCs crappy products. I will never use Aussie Home loans and I will never recommend them to anyone. Show details
Hi Baba, We’re really sorry to hear you’ve had this… Read more
Called Aussie home loans today enquiring about a home loan and came across one of the worst employees,I couldn’t believe he was yawning during our conversation. Told me how much I would be entitled to borrow but failed to tell me (as a first home buyer)whether the first home buyers grant was included in that loan amount,also failed to tell me if… Read more
my personal loan was paid off we’d be entitled to borrow more,never asked if I wanted to come into the office to go over anything,nothing…He just wanted to get off the phone probably to have a sleep! It was the worst phone experience I’ve had dealing with anyone,EVER! This guy needs another job or needs to be retrained!
SHAME ON YOU AUSSIE HOME LOANS [Content Removed]…
Hi Mishka, We’re sorry to hear about your experience,… Read more
When the loan is finished we are nothing for this company, the discharge process took one and half month to finish it and now I've been waiting for a week to get a confirmation of discharge letter, 3 phone calls and each one of them says will flag it. I've asked to escalate it to a manager and still waiting for their call. Show details
Hi Mohammad, Thanks for sharing this, and we’re really… Read more
Recent reviews
Thanks to our broker, Adi Khrisna, for a smooth refinancing process! I highly recommend Adi to those who needs help. Always ready to answer, made everything simple and easy to understand, and very supportive! Show details · 1
Find out how Aussie Home Loans compares to other Home Loans
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Can't fault Sarah from the Tamworth branch. Her communication was outstanding throughout the entire process. She was always responsive, proactive, and kept us informed every step of the way. Our situation was a little more complex due to my partner's income structure, but Sarah took the time to understand our circumstances and worked hard to find… Read more · 1
a lender that suited our needs. She secured us a loan with a very competitive interest rate, which we were thrilled with.
Sarah made what could have been a stressful process feel straightforward and manageable. Her professionalism, expertise, and dedication were evident from start to finish. We would highly recommend her to anyone looking for a knowledgeable and reliable mortgage broker.
The support and communication throughout the entire refinance process was exceptional. Everything was explained clearly, all questions were answered promptly, and the process was seamless from start to finish. What could have been a very stressful experience was made incredibly easy and straightforward. Show reply
Yet again Ms Averil was a legend. Seamlessly giving us professional insight,knowledge and time, in giving us an A class re morgage ,at great rates ,keeping us in the loop at all times. Responding to our queries in a timely manner, emailing both my husband and I regardless who sent query. Averil never made us feel inadequate in our lack of… Read more · 1
knowledge. No query or question was dismissed. We promote Aussie loans every step of the way, and if you are assisted by Averil you will have an enjoyable partnership. Averil thank you once again.
We re financed two loans and the whole process was so easy and painless thanks to Jaz. She was wonderful to work with, always responded promptly and knew her stuff. Recommend Aussie to anyone! Show details · 1
Ehsan Mokallaee was fantastic to work with for our first home loan. He found us the right loan, handled all the paperwork, and answered every question we had. Outstanding communication from start to finish. Thank you for making our dream a reality. Show details · 1
Kunal is one amazing broker. He does not overburden with requirements and neither does he promise outcomes he cannot deliver. Ours was a very tight case given the drop in property values. Somehow Kunal delivered above and beyond expectations. Show details · 1
Cristiano was really helpful in getting my loan sorted. He explained everything clearly, was always quick to respond, and made the process much easier than I expected. Show reply
The first time i worked with Kunal was when I was already giveing up on Lendi's services and was very angry but Kunal took up the case and helped with refinancing beautifully and seamlessly. He was patient, knowledgeable and listened to the complete context before suggesting any lending solutions. The second time i worked with Kunal over a period… Read more · 1
a year because of our complex lending needs and structure. He was always responsive, never dropped the ball and had memory recall given the long period of engagement, which is rare in today's distracted world.
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Hi CuriousEnough, Thanks for sharing your feedback. … Read more