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2Mortgage House

Mortgage House

 Verified🏆 2026mortgagehouse.com.au
2Mortgage House
4.7

3,734 reviews

Positive vs Negative
93%7%
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Loan TypeFixed Rate, Variable Rate, Line of Credit and Split
Loan used for
  • First Home
  •  · 
  • Second Home
  •  · 
  • Investment Property
  •  · 
  • Renovation
  •  · 
  • Refinancing
  •  · 
  • Home Construction
Average Loan Term26.5 years
Transparency ?
4.6
Customer Service
4.7
Application Process
4.6
Timeliness ?
4.5
Online Tools
4.4
3,734 reviews
5 David Y.  · Krystyna did a great job with assisting in the lending process. It was a complicated loan however she got the job done. I will be using her in future purchases.
5 Andrina Miller  · Glenn and I are very happy with service from Pierre he is Very helpful and quick, he also listens to you Thanks Pierre for top up loan thanks
5 Azhar Al Sayfe  · Thanks Mittal for making our mortgage process simple and stress free. Always finding a solution and available to support.
5 Jamie L.  · I recently refinanced our home loan with Mortgage Hose. Pierre was very helpful in leading us through the process of organizing all that we needed.
4 Suman S.  · Mr. Mittal was really helpful in the journey and the process was smooth. I found the Rate is a bit higher though.
5 Rav  · Mittal is amazing to deal with for refinance. Mortgage house make is simple and clear
Ali
Ali
 

Very happy with the services provided by Mittal Shah. I must say, I have been a picky customer however the professionalism and advice provided was top notch, specially considering the SMSF domain. Throughout my interaction, we had to pivot but we discussed the pros and cons. Always good to have an rep who has up-to-date knowledge (and compassionate towards the client) ! Thank again Mittal!

Ask the reviewer
duncan s scott
duncan s scottNSW
 

Pierre was fantastic and helped us no end and nothing was a trouble for him during our refinance and new property purchase always followed up and delivered us up to date information all the way through the process would highly recomend him and mortgage house Show details ·  1

Ask the reviewer
Angelo L
Angelo L
  Verified

I certainly recommend Mortgage House, particularly to anyone who is self-employed and feels like they’re hitting a brick wall with traditional lenders and banks Because of my self-employed status, the banks just saw me as failing their Strick "Capacity to Repay" Guidelines despite having strong rental income on an unencumbered investment… Read more ·  1

property, steady self-employed income and my wife in a good permanent job. Also, get this, we were completely debt free apart from a small limit on our Credit Card

Pierre is my main point of contact at Mortgage House he actually looked at our situation properly and managed to get us an unconditional loan offer.

We finally found a property and in the process to settlement we found ourselves under a high pressure timeline. At that point in time, I did not understand the rigid compliance lending guidelines, so I put a lot of pressure on Pierre to meet our timeline obligations. He acted very quickly for us, he protected our application from a settlement delay and locked in the optimal interest rate tier.

I appreciate the expertise and diligence it took to navigate those rigid compliance parameters behind the scenes.

If your situation is even slightly 'outside the box,' don't waste time trying to reason with the “Traditional Lenders” just call these guys.

Thanks Pierre I’ll definitely be doing business with Mortgage House again

Reviews with attachments

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Murray J Harris
Murray J Harris
 

Pierre Bezuidenhout recently helped me with a mortgage application and the service and support he provided was absolutely first class. My wife and I are so grateful for how clear his communication was throughout the process and I would recommend Pierre and Mortgage House to my friends and family. Excellent work Pierre! Show details ·  1

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Siva
Siva
  Verified

Lachlan, the home loan lending manager, exceeded all of my expectations throughout the entire process. From our initial consultation to the settlement of my loan, he was incredibly knowledgeable, professional, and efficient. I was impressed by his attention to detail and ability to clearly explain all of the terms and conditions of my loan.… Read more ·  1

Despite the complexity in structuring my bridging loan, he not only offered prompt and timely responses to all of my questions and concerns, but he also organised formal approval in just less than 24 hours, which was truly remarkable. His dedication to finding me the best possible rate and ensuring that I understood all of my options made the entire experience stress-free and enjoyable. I would highly recommend Lachlan to anyone in need of a home loan, as his expertise and exceptional customer service truly set him apart from others in his field. Thank you, Lachlan, and I look forward to working with you again in the future for all of my mortgage needs.

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Graham S.
Graham S.NSW
 

Big thanks to Chris Monaghan. Chris was very positive and helpful while working towards the purchase of a new home. When things got really difficult with title issues he stuck with us until we had to back away and continue our search. Chris checked in with us occasionally and when the right place came up he worked seamlessly with our conveyancer… Read more ·  1

to make the whole experience super positive for us. The Mortgage House rates were competitive and there was no unexpected costs. Highly recommended

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Michelle H.
Michelle H.NSW2 posts
 

Superior and knowledgeable mortgage experience – Pierre Bezuidenhout from Mortgage House provides a quality service experience for refinancing mortgages. Pierre has expansive knowledge and spent considerable time consulting with me and explaining the products in detail. Pierre was responsive to all my questions via phone call, text or email. The precision and detailed planning required for what… Read more ·  1

I consider to be complicated mortgages that had been joined together, are now separated exactly as Pierre explained to me. Pierre listened to my needs, explained all the available options (including the limitations) to me and kept me regularly updated. I’m a very satisfied Mortgage House customer and highly recommend Pierre to meet your mortgage needs in a professional, honest and efficient manner.

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wendy chapman
wendy chapmanNSW6 posts
 

Broker specialist – The service Ash provided me as a broker was above and beyond what i expected from a brokerage. Ash truly cared and wanted to help me with my loan. He is a wonderful and experienced broker who i highly recommend to anyone out there needing financial assistance no matter how big or small...Thanks again Ash. Show details ·  1

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Jaliya M
Jaliya M5 posts
 

I submitted a review on Google and these guys replied to it ( generic message) and ask me to email to discuss the matter , and that email is not even a valid email, I've rang them up and said the email is not working, they game me another email to send my request to , I haven't got a reply to that yet , what a scam , I've already lost $600 and these guys asking me to discuss the matter with fake email , I would not recommend them at all , Show details

Mortgage House
Mortgage House    

Thank you for your feedback. We sincerely… Read more

Latest follow-ups

Allison
Allison2 posts
  Verified

Iris is awesome. The Instant rapport and the trust comes quick she is so nice, patient, clear, honest and transparent. It's such a beautiful thing to know she genuinely cares and will do what you need. No question is too hard and the best bit she acknowledges you and replies back quick She is the benchmark we all hope for Show details ·  1

 Follow-up  · Since settlement I still think Iris is awesome. I had a question about mortgage and she replied straight away. Her care factor is above and beyond

Mark
Mark
 

I was referred to Lachlan by a friend of mine, glad I was as I found him to be very easy to deal with from start to end. A true gentleman, it is hard to find this level of customer service these days, I will be sticking with Mortgage Choice as long as Lachy is with the team. Show details ·  1

 Follow-up  · No unexpected changes at any time. Lachlan continued from start to finish with a happy disposition, nothing was a problem at anytime. The fact any questions I had were answered in a friendly professional manner made the process feel easy, also no need for a mountain of paperwork back and forth during application.

Elena S.
Elena S.VIC
 
Transparency
Customer Service
Application Process
Timeliness
Online Tools

I am yet again very grateful for the incredible support and professionalism received when refinancing assisted by the expertise of Pierre Bezuidenhout through Mortgage House. Pierre always goes the extra mile to try to find the best solution for us… Read more ·  1

and our needs and he always finds it. Thank you, we appreciate all you do and you'll continue doing in future.

 Follow-up  · We are renovating all windows. the online tools were easy to use and efficient. Pierre understood exactly our needs and he was able to provided options we could choose from with the best and different outcomes. Pierre is very responsive and efficient. Following the refinance process with Pierre feels like a breeze.

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In-depth reviews

Ren
Ren3 posts
 

I finally found a home which settled on 1 April 2026. I have been searching now for over 6 months & I was starting to think I was never going to find anything within my budget. I just want to say a big thank you to Mittal, my mortgage broker, who has stood by me through this long journey of finding a new home, in my move from Cairns to the… Read more ·  1

Sunshine Coast, and helping all along the way to get to this point. This journey has been difficult with the price of homes skyrocketing in the last 12 months on the Sunshine Coast and I could not have gotten to this final stage of the journey without your guidance & support Mittal. Through all the emails and phone calls over the last 6 months, you have been patient and helpful always and I appreciate all you have done throughout the process to get me into my new home. I am so grateful for everything you’ve done. Thank you from the bottom of my heart for helping me secure my new home. Wishing you all the very best, I will definitely be recommending you to anyone who needs a great broker!

Jack C.
Jack C.2 posts
  Verified

I can’t recommend Mortgage House enough, especially for anyone who is self-employed and feels like they’re hitting a brick wall with traditional lenders and banks. I came to them in a pretty stressful spot. I’d spent 2 months chasing brokers and retail banks, only to be knocked back by 40+ traditional lenders. I already had a construction… Read more ·  1

contract signed and a builder literally waiting to get on-site, but because of my self-employed status, the banks just saw me as 'too risky' despite having strong rental income and my wife having a good government job.

Mortgage House was the first non-bank lender I tried, and the difference was night and day. Right from that first phone call, the attitude was completely different—positive, realistic, and fast. Instead of looking for reasons to say no, they actually looked at my situation properly and managed to get me an unconditional offer in just two weeks.

A huge shout-out to my lending manager, Lachlan. He was my main point of contact from day one and stayed across everything until the end. His communication was stellar and it made a massive difference having one person who actually knew my file.

If your situation is even slightly 'outside the box,' don't waste months with the big banks—just call these guys. I’ll definitely be doing business with them again.

Simon Perkovich
Simon Perkovich
 

⭐️⭐️⭐️⭐️⭐️ 5 Stars — Outstanding Service from Pierre Bezuidenhout! We can’t thank Pierre Bezuidenhout enough for his incredible support and guidance throughout our home bridging loan process with Mortgage House. From the very start, Pierre went above and beyond to make what could have been a stressful and complex experience feel smooth and… Read more ·  1

manageable.

He took the time to explain every step clearly, answered all our questions with patience and detail, and stayed in touch regularly to ensure we always knew where things were at. His professionalism, responsiveness, and genuine care gave us complete confidence that we were in good hands.

Pierre’s commitment to finding the best solution for our situation — and his ability to make things happen quickly when it mattered — truly exceeded our expectations. We’re so grateful for his help and highly recommend him to anyone seeking expert and personal service with their home or bridging finance.

Thank you, Pierre, for going the extra mile and making this journey such a positive one!

— Simon & Diana

Positive reviews

Anand
AnandNSW2 posts
 

Mitch has done a great job. He was very helpful and always ready to answer my questions. He has a good knowledge of all the products and has all the answers. It was a great experience to deal with him. I will highly recommend Mitch and Mortgage House. Show details ·  1

Amanda
AmandaNSW
 

Highly recommend. Our mortgage broker was fantastic to work with from start to finish. He was an excellent communicator, kept us informed at every stage, and made sure everything stayed on track throughout the process. He was proactive, reliable and made what could have been a stressful experience feel much more manageable. We really appreciated… Read more ·  1

his support and would happily recommend him to anyone looking for a mortgage broker. Thank you Pierre Bezuidenhout

Michelle H.
Michelle H.NSW2 posts
 

Pierre helped me to access funds to pay out my mortgage. We’ve worked together for a few years now. He’s always so reliable and meets my financial needs. Thanks again Pierre for helping me to meet my financial goals! Show details ·  1

Negative reviews

Mathew H.
Mathew H.VIC7 posts
 

Paid excessive rates. They could not would not compete when I had a better offer. Suspect that they're good at the start to win business and then milk customers. Show details

Mortgage House
Mortgage House    

Hi Mathew, Thank you for your feedback. We’re… Read more (+1 reply)

Sloth
Sloth28 posts
 

They are not the cheapest, which in itself is not a major issue, but they are an immovable rock completely unable to think outside their very tiny little box. Glad we never moved personal banking to them. Avoid them, there are more flexible and cheaper lenders out there! Show details

Mortgage House
Mortgage House    

Thank you for sharing your experience. We’re sorry… Read more

zhi68886
zhi68886ACT
  Verified

We moved into our investment property and contacted Mortgage House that it is NO longer an investment property. We asked for a rate review as owner occupied loans have a lower interest rate than investment. It has been almost 2 months since we informed Mortgage House and they still haven’t change our interest rate! We called again and again and… Read more

they say it’s up for management review. If there is a chance you going to move into your investment property I’d suggest you avoid Mortgage House! They are not a bank but seem to be able to determine your interest rate at their discretion. We are not having much luck at the moment.

Mortgage House
Mortgage House    

Hi there, we're so sorry to hear that you were not… Read more

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Recent reviews

Rakesh Patel
Rakesh PatelVIC2 posts
 

This is my second time with them. Process is very smooth and outcome is very sweet. Mittal Shah is very professional and his teams are quicker. Definitely refer family and friends. Thanks Mittal ! Cheers ! Show reply

Pierre
PierreVIC
 

I would like to thank Warren S for his wonderful service and amazing knowledge. He assisted us with our mortgage and helped us achieve our objectives. A great experience and I would not hesitate to recommend Warren and Mortgage House to my family and friends. Show details ·  1

Vaibhavi S.
Vaibhavi S.NSW
 

Mortgage House helped us in time of need. Mittal, our senior mortgage consultant from Mortgage House worked closely with us explaining the process, not shying away from any real discussions in regards to price increase or market changes. He always acted in our best interest giving us various options to make good financial decisions. Never… Read more ·  1

pressured us. That's how you make informed decisions and not regret later. Thank you Mittal and thank you Mortgage House for helping us save in thousands. We highly recommend using them in addition to your own comparison of market.

Jessica AKERA
Jessica AKERAQLD
 

Hi Mittal, I just wanted to take a moment to say a truly heartfelt thank you as we reach settlement today. This journey has meant so much to us, and we honestly couldn’t have done it without your support, guidance, and patience throughout the entire process. From the very beginning, you made everything feel manageable and clear. Your… Read more ·  1

professionalism, responsiveness, and genuine care never went unnoticed.

Today is such a special milestone for us, and you’ve played a huge part in making it happen. We are so grateful for everything you’ve done.

Thank you again for helping us secure our home we’ll always appreciate the role you played in this chapter of our lives.

Wishing you all the very best, and we’ll definitely be recommending you to anyone who needs an amazing broker!

Dipak B.
Dipak B.QLD2 posts
  Verified

I recently took out a home loan with Mortgage House and was extremely impressed with both the lender and the overall process. From my first conversation, my lending specialist, Etee, took the time to understand my situation and clearly explained the different loan options in plain language, which made the decision-making process very… Read more ·  1

straightforward. Communication was excellent throughout: my questions were answered promptly, I received regular updates.

The loan itself is competitive, with a low interest rate and flexible features that suit my needs, and I feel confident I’ve made a smart long‑term financial decision. Overall, the process was smooth and far better than my previous experiences with the big banks, and I would happily recommend Mortgage House home loans. One room for improvement needed - better communication and coordination between the legal team, conveyancer and mortgage house team.

Sonik B
Sonik B
 

Outstanding service and prompt responses were provided by Mittal Shah for our apartment investment property home loan. The entire process was made very easy for us, especially as we were busy with our work schedules. We highly recommend Mortgage House for home loans. Show details ·  1

f0191629
f0191629
  Verified

I wanted a bridging loan to cover the period between buying a new house and selling my existing one. Navigating the Mortgage House website was intuitive and very easy. I selected Lachlan Waters as my Lending Manager and from that moment until my successful settlement of my new house the process was seamless and thorough, Lachlan was extremely… Read more ·  1

competent and summarised complex matters in a way that only wide experience can achieve. I felt I was in good hands from the beginning to the end. Lachlan was always prompt in answering any questions I had and his friendly and approachable attitude would qualify him as a friend except that I had to accept the fact that this was a business transaction. I cannot recommend this organisation highly enough for their approach to their business and the quality of their staff especially Lachlan Waters.

ZSS
ZSS
 

Mortgage House was outstanding from start to finish. Mitch delivered amazing service, incredible attention to detail, true professionalism, and, most importantly, a fantastic outcome. He is one of the most customer-focused people I have ever dealt with. Mitch made the whole process feel smooth, clear, and well managed, and it was obvious the… Read more ·  1

entire way through that he genuinely cared about getting the best result for me - this is extremely difficult to find nowadays, so massive props to Mitch. Ultimately, I would highly recommend Mortgage House, especially Mitch, to anyone looking for expert support and a team that truly puts the customer first.

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