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2Mortgage House

Mortgage House

 Verified🏆 2026mortgagehouse.com.auABN: 98081508054
2Mortgage House
4.7

3,788 reviews

Positive vs Negative
93%7%
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Average Loan Term26.5 years
Transparency ?
4.6
Customer Service
4.7
Application Process
4.6

 AI reviews summary 

Pros
Exceptional customer service: Clients frequently praise individual lending managers and brokers for being responsive, patient, and easy to communicate with throughout the loan process.
Solutions for complex scenarios: Multiple reviews highlight the company's ability to assist borrowers with unique financial situations, self-employed statuses, or complex loan structures that traditional lenders typically decline.
Smooth and structured process: Many clients note that the application, refinancing, and settlement procedures are well-managed, clearly explained, and relatively stress-free.
Competitive rates and savings: A subset of reviews points out favourable interest rates and effective refinancing options that helped secure better financial outcomes.
Verdict

Overall sentiment toward Mortgage House is largely positive, with numerous clients highlighting the exceptional support, expertise, and dedication of individual lending managers. Borrowers navigating complex financial situations or self-employment particularly appreciate the tailored solutions and approachable guidance provided. While the vast majority of experiences reflect a smooth and efficient process, a small number of reviews note challenges regarding communication around fees, rate adjustments, and inflexibility with specific loan terms.

3,788 reviews
5  Shashank K.  · A great and very very helpful service. Easy to follow through. Assistance provided at each step to make it easy. Well done.
5  neil  · Had a very nice experience dealing with mortgage House,one of there managers Krystyna Mustac was very prompt with getting my loan finalised
5  Matt and Terri  · Mittal was extremely helpful through the entire process and contactable at any time
5  Dhrub  · Exceptional service and very satisfied, went well with the application. It was easy to follow up and keep track of the progress.
5  Jake  · Working with Pierre was fantastic as always. He always goes out of his way to make sure our needs are met quickly.
4  chriscwlc220  · Etee was so helpful and pleasent to deal with and I was pleased with the outcome she came up with
Marc T.
Marc T.
 

I had a great experience with Mortgage Street / Mortgage House. From start to finish, the team assisted me every step of the way, making what could have been a stressful and complicated process much easier to navigate. They were professional, approachable, and always willing to answer my questions and provide guidance whenever I needed it. I… Read more

truly appreciated their patience, clear communication, and commitment to helping me throughout the entire process. I always felt supported and informed, which gave me greater confidence in making important financial decisions.

A special thank you to Krystyna Mustac for her outstanding support. She consistently kept me in the loop, provided regular updates, explained things clearly, and was always there whenever I needed assistance. Her dedication, responsiveness, and reassurance made a real difference to my experience.

I’m genuinely grateful for all the help and effort the team put in. I highly recommend Mortgage Street / Mortgage House to anyone looking for a mortgage broker and a team that genuinely cares about their clients. Thank you for making the whole journey a much smoother and more positive experience!

David Fitzpatrick
David Fitzpatrick NSW
 

Lachlan was awesome from start to finish. Process was easy, communication was frequent and result was great. Thanks again, you'd be lucky to have Lachlan work on your loan. Show reply

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Rebekah B.
Rebekah B.
 

Lachlan Waters was very quick in handling my consolidation enquiry. He was very professional and explained the process, he maintained contact and advised where things were up to. It was a very quick process. Thank you Lachlan Show reply

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Reviews with attachments

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Iddrisu Bawa
Iddrisu Bawa VIC
 

Excellent service. Great Job by Mittal. Easy to talk to and great response Show reply

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Murray J Harris
Murray J Harris
 

Pierre Bezuidenhout recently helped me with a mortgage application and the service and support he provided was absolutely first class. My wife and I are so grateful for how clear his communication was throughout the process and I would recommend Pierre and Mortgage House to my friends and family. Excellent work Pierre! Show reply

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Graham S.
Graham S. NSW
 

Big thanks to Chris Monaghan. Chris was very positive and helpful while working towards the purchase of a new home. When things got really difficult with title issues he stuck with us until we had to back away and continue our search. Chris checked in with us occasionally and when the right place came up he worked seamlessly with our conveyancer… Read more ·  1

to make the whole experience super positive for us. The Mortgage House rates were competitive and there was no unexpected costs. Highly recommended

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Michelle H.
Michelle H. NSW 2 posts
 

Superior and knowledgeable mortgage experience – Pierre Bezuidenhout from Mortgage House provides a quality service experience for refinancing mortgages. Pierre has expansive knowledge and spent considerable time consulting with me and explaining the products in detail. Pierre was responsive to all my questions via phone call, text or email. The precision and detailed planning required for what… Read more ·  1

I consider to be complicated mortgages that had been joined together, are now separated exactly as Pierre explained to me. Pierre listened to my needs, explained all the available options (including the limitations) to me and kept me regularly updated. I’m a very satisfied Mortgage House customer and highly recommend Pierre to meet your mortgage needs in a professional, honest and efficient manner.

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wendy chapman
wendy chapman NSW 6 posts
 

Broker specialist – The service Ash provided me as a broker was above and beyond what i expected from a brokerage. Ash truly cared and wanted to help me with my loan. He is a wonderful and experienced broker who i highly recommend to anyone out there needing financial assistance no matter how big or small...Thanks again Ash. Show reply

Latest follow-ups

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Raja B.
Raja B. NSW 3 posts
   Verified

The service was great until my loan settled and for the first few months. Recently, Mortgage House incorrectly reported financial hardship on my credit file and failed to update my repayment history for months. I've been chasing them for over 5… Read more

months. Every month they tell me, "It's fixed, wait until after the 15th." Every month I pay to download my credit report, and every month I find nothing has changed.

Because of their incorrect credit reporting, I can't refinance and I'm financially stuck. I've lodged a complaint with AFCA, and the matter is currently under investigation.

Be careful. Don't judge them by their friendly sales process. Judge them by how they treat you when something goes wrong.

I've attached copies of my AFCA complaint and my regular repayments. Please DON'T choose Mortgage House.

 Follow-up  · It has been more than six months, and I am still chasing this company individually and legally through AFCA. When the AFCA case officer demanded an explanation, Mortgage House claimed they had fixed their mistake, as usual. However, when the case officer and I checked my credit file again, we found that nothing had changed and the issue still… Read more

Mortgage House
Mortgage House    

Hi Raja, We’re very sorry to hear about your… Read more (+1 reply)

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David D.
David D. 2 posts
 

Pierre is a very exceptional broker who looks after his clients. I am very fortunate and privileged to be able to meet Pierre. My wife Betty and I have been working very closely with Pierre for the last three years to get our house built in… Read more ·  1

Chittering Western Australia. Pierre was able to get us the best interest rate. I am very happy Pierre did a great job. We recently moved into our new house. I would like to thank Mortgage house in general.

 Follow-up  · The application process took lest than two week for an approval. There was no hidden fees. Pierre and his team supports me and my family in terms of getting a home loan and upgrade on top.

Allison
Allison 2 posts
   Verified

Iris is awesome. The Instant rapport and the trust comes quick she is so nice, patient, clear, honest and transparent. It's such a beautiful thing to know she genuinely cares and will do what you need. No question is too hard and the best bit she acknowledges you and replies back quick She is the benchmark we all hope for Show reply

 Follow-up  · Since settlement I still think Iris is awesome. I had a question about mortgage and she replied straight away. Her care factor is above and beyond

In-depth reviews

Julian
Julian SA
 

I recently refinanced through Mortgage House and worked closely with Mae Ann Mojado throughout the process. From start to finish, Mae Ann was professional, responsive, and genuinely helpful. Our situation involved multiple loan accounts and settlement queries, and every time I reached out — often with fairly detailed questions about balances,… Read more ·  1

redraw amounts, and reserved instalments — she responded quickly and clearly, breaking things down until everything made sense.

What stood out most was how pragmatic she was. Rather than giving generic answers, she took the time to walk through the actual disbursement schedules and explain exactly where funds had gone. That level of transparency made a process that could easily have been stressful feel simple and straightforward.

Thanks to Mae Ann's support, our transition to Mortgage House was smooth from beginning to end. I'd happily recommend her to anyone looking for a lender who combines professionalism with genuine, practical helpfulness.

Find out how Mortgage House compares to other Home Loans

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Ankit P.
Ankit P.
 

⭐⭐⭐⭐⭐ Exceptional Service — Highly Recommend Mittal I would like to sincerely thank Mittal for the outstanding support and service he has provided throughout our SMSF property financing and refinancing journey. Working with SMSF lending can be complicated, with a lot of documentation, different parties involved, tight timelines and plenty of… Read more ·  1

back-and-forth. Throughout the entire process, Mittal has been incredibly patient, knowledgeable, responsive and professional.

What impressed me most was his willingness to genuinely help. Whenever I had a question or needed clarification, he took the time to explain things properly rather than simply giving me a quick answer. There were also times when issues came up unexpectedly or things became stressful, and Mittal remained calm, accessible and focused on finding a solution.

His communication has been excellent. He kept me updated, followed things up when required, coordinated with the relevant parties and was always willing to jump on a call when something needed to be discussed. I never felt like I was just another application or transaction.

I also really appreciated his attention to detail and the effort he put into making sure everything progressed as smoothly as possible. Having someone reliable on your side makes a huge difference, particularly with SMSF lending where the process can sometimes become quite complex.

After dealing with Mittal across multiple property loans, I can confidently say that he has earned my trust. Good customer service is easy when everything is going smoothly — the real test is how someone responds when things become complicated, and that is where Mittal really stood out.

Thank you, Mittal, for all your hard work, patience and continued support. It has been genuinely appreciated.

I would happily recommend Mittal to anyone looking for a knowledgeable, responsive and trustworthy mortgage professional, particularly for SMSF property lending.

5 stars from me and very well deserved.

Sumeet
Sumeet NSW 4 posts
 

I recently settled my second property through Mortgage House, and I could not be happier with the service I received from Etee Arora. If exceptional customer service had a benchmark, Etee would be it. From start to finish, she was incredibly responsive, patient, knowledgeable, and proactive. No question was ever too much trouble, and she always… Read more ·  1

took the time to explain every step of the process clearly.

What truly sets Etee apart is her dedication to achieving the best possible outcome for her clients. She went above and beyond to understand my circumstances, explore financing options, and structure a solution that worked perfectly for my needs. Her commitment, professionalism, and attention to detail gave me complete confidence throughout the entire journey.

Having dealt with multiple brokers over the years, I can confidently say that Etee is the best mortgage consultant I have worked with. She is an outstanding asset to Mortgage House, and I would not hesitate to recommend her to anyone seeking finance or refinancing assistance.

Thank you, Etee, for making what can often be a stressful process smooth, efficient, and enjoyable. I look forward to working with you again for any future financing needs.

Positive reviews

Alan S
Alan S QLD
 

Mae Ann from mortgage house was extremely helpful and went above and beyond to enable us to get everything sorted. Very easy to deal with and always available for the questions we had. nothing was too hard and i know she worked tirelessly to enable everything to come together Show reply

Mayank
Mayank
 

We recently settled our loan with Mittal Shah at Mortgage House, and honestly the whole process was so much easier than we expected. Mittal was always available whenever I had questions (and we had a lot!) and just really helpful the whole way through. Would definitely recommend him. Show reply

Prachi G.
Prachi G. NSW 2 posts
 

Working with Mittal from Mortgage House has been one of the best customer service experiences we've ever had. From our initial pre-approval through to formal approval and finally settlement, Mittal was there every step of the way. His expertise, professionalism, and commitment to helping us secure our loan made what could have been a stressful… Read more ·  1

process feel effortless.

What impressed us most was his response time. It was unbelievably fast. Every query was addressed almost immediately, and he consistently kept us updated throughout the entire journey. We never had to chase for information because Mittal was always one step ahead.

His dedication, attention to detail, and genuine care for his clients are second to none. We felt supported, informed, and confident throughout the process.

A huge thank you to Mittal for going above and beyond. We would recommend him to anyone looking for a mortgage broker who delivers exceptional results and truly cares about his clients' success. An absolute superstar! ⭐⭐⭐⭐⭐

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Negative reviews

efy
efy NSW
 

Moving goalposts. Promises one thing at the time of approval and then changes the amount. Settlement loaned amount was lower than what was approved. Changes things to suit themselves. Changes the number of documents required as they suit and then changes the loan giving some excuse. Inconsistent lender. Avoid. Not recommended.

Mortgage House
Mortgage House    

Hi Efy, We’re sorry to hear about your experience… Read more

Mathew H.
Mathew H. VIC 7 posts
 

Paid excessive rates. They could not would not compete when I had a better offer. Suspect that they're good at the start to win business and then milk customers.

Mortgage House
Mortgage House    

Hi Mathew, Thank you for your feedback. We’re… Read more (+1 reply)

Sloth
Sloth 28 posts
 

They are not the cheapest, which in itself is not a major issue, but they are an immovable rock completely unable to think outside their very tiny little box. Glad we never moved personal banking to them. Avoid them, there are more flexible and cheaper lenders out there!

Mortgage House
Mortgage House    

Thank you for sharing your experience. We’re sorry… Read more

Recent reviews

Thankarajan Muthiah
Thankarajan Muthiah WA
   Verified

I would like to express my sincere appreciation to Mittal Shah for the outstanding support and service he provided throughout my home loan journey. Over the past few months, MS worked closely with me and was incredibly helpful in arranging and guiding me through the bridging loan process. His professionalism, knowledge, responsiveness, and… Read more ·  1

commitment to helping me achieve the best outcome made the entire experience smooth and stress-free. He was always available to answer questions, provide clear advice, and support me every step of the way. I am extremely satisfied with the service I received and would highly recommend Mittal to anyone looking for a reliable and dedicated mortgage specialist. I would recommend him 100% without hesitation. Thank you, Mittal, for your excellent work and exceptional customer service.

Find out how Mortgage House compares to other Home Loans

Know better, choose better.

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Steve D
Steve D NSW 2 posts
 

We recently bought our first investment unit through our SMSF fund which initially seemed daunting. Pierre Bezuidenhout stepped us through the process and made it happen within a very tight timeframe. Pierre's product knowledge and market insights have helped us start the process to retirement. We couldn't be happier with the service provided. Thank you Pierre Show reply

Ttt
Ttt NSW 3 posts
 

We received excellent service and customer care from Mittal. He was always helpful, approachable, and easy to contact. Based on our experience with other lenders, we highly recommend Mortgage House Show reply

Siva
Siva
 

I had a great experience working with Lachlan throughout the process of purchasing an investment property through my SMSF. An SMSF property purchase involves a lot of complexity, with additional structures, lending requirements and compliance considerations, and Lachlan guided me through the process from start to finish. He was always… Read more ·  1

approachable, responsive and patient in answering my questions, explaining things clearly and helping me navigate each stage of the lending process. Even when there were complexities or things that needed clarification, he followed up and kept the process moving.

I really appreciated his professionalism, attention to detail and willingness to go the extra mile. His support gave me confidence throughout what could otherwise have been a stressful and complicated process.

I would highly recommend Lachlan to anyone looking for a knowledgeable, reliable and genuinely helpful lending consultant for all of their lending needs.

sahil w.
sahil w. NSW
 

Krystyna provided amazing support throughout our loan. She kept us updated at every stage and was always available whenever we needed her. The handover between Mae Ann and Krystyna was seamless, with no impact on us as the customer. Both were amazing to work with. I'd happily recommend Mortgage House and Krystyna. Thanks again to Krystyna and Mae Ann for helping us with our property investment. Show reply

Andrew
Andrew NSW
 

Pierre was great from the start to the finish of the process. He was always available to answer questions and guided us through the process easily. He made what seemed to be a complicated process very easy. i greatly appreciate his work and efforts to help us. Show reply

SwS
SwS NSW
   Verified

We had a fantastic experience with Mittal as our mortgage broker. He was professional, knowledgeable, and incredibly helpful throughout the entire process. He took the time to understand our financial situation, explained everything clearly, and helped us find a home loan that suited our needs. Mittal was always responsive, patient, and… Read more ·  1

supportive, making the whole process smooth and stress-free for us. We really appreciated his guidance and attention to detail from start to finish. We would highly recommend Mittal to any couple or family looking for a trustworthy, reliable, and professional mortgage broker. Thank you, Mittal, for helping make our home loan journey such a positive experience!

Meenu Rajput
Meenu Rajput NSW
 

Mittal has been fantastic to deal with throughout my loan process. He was professional, responsive and always provided clear, timely advice whenever I had questions. The communication was swift and resolved my concerns in very timely manner. He is very diligent yet polite in his interactions and that made all the difference - made whole experience… Read more ·  1

smooth and stress-free. I’d highly recommend Mittal to anyone looking for a reliable and helpful broker for guidance and maxising their options.

Annie
Annie NSW 2 posts
 

Working with Krystyna to refinance and restructure my investment loans was efficient and effective. Her communication and responses were prompt and gave me clarity when I required further details. Though there were a few issues along the way which delayed progress we got there in the end. Am very happy and grateful for the experience and outcome I achieved with Krystyna. Thank you and keep up the great work. Show reply

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