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Mortgage Ezy

Mortgage Ezy

 Verified
Mortgage Ezy
4.6

1,075 reviews

Positive vs Negative
92%8%
Loan TypeFixed Rate, Variable Rate, Line of Credit and Split
Loan used for
  • First Home
  •  · 
  • Second Home
  •  · 
  • Investment Property
  •  · 
  • Renovation
  •  · 
  • Refinancing
  •  · 
  • Home Construction
Average Loan Term26.2 years
Transparency ?
4.4
Customer Service
4.6
Application Process
4.3
Timeliness ?
4.3
Online Tools
4.1
1,075 reviews
5 Trishna P.  · Incredible and professional service customer service within time limit so Recommend to all.
5 Surendra A  · Great and effective communication to resolve issue.Awesome customer services and support team
5 Sneha P.  · Amazing service and very easy to work with. Linsey Chesoli from the customer service team was excellent, and the entire process was simple and hassle-free.
5 Jenjye C.  · They are really great and fantastic. Good communication! Excellent service from them
5 Peter K.  · A a a a a a a a aa a
5 Rajitha  · Timely service and friendly staff helped us achieve our first new home. Thank u MEZY Team
Alicia
AliciaNSW2 posts
  Fair Incentive

I had a great experience with Mortgage Ezy when discharging my home loan after selling my property. The whole process was smooth and straightforward. A big thank you to Teresa Balmer from customer service for her support — she was very helpful, clear, and responsive, which made everything easy and stress-free. Show details

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Paul
PaulNSW
  Fair Incentive

We have been with mortgage EZY for 10 years and always found there support and customer service prompt, polite and very helpful Always found them to have competitive rates Show details

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Bryce C.
Bryce C.VIC2 posts
  Fair Incentive

i would recommend mortgage ezy. the loan approval process was straight forward, i did an SMSF loan for a CBD serviced apartment that no many lenders would consider lending for, but it's been a great investment for me with positive cash flow and some capital growth as a bonus. all thanks for mortgage ezy for making it happen

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Reviews with attachments

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sorrow423651
sorrow423651QLD
 

Professional, responsive, and easy to deal with. Mortgage Ezy made the loan process simple and transparent. Great communication and reliable service. Highly recommended. Show reply

Latest follow-ups

Graeme M
Graeme M3 posts
 

Very Poor Customer Service.....has taken 9 months (so far) to try and refinance SMSF loans for our investment properties and we are still not done. Required constant follow ups and unknown delays just aggravated the process. Show details

 Follow-up  · Despite repeated escalations by our Broker Mortgage Ezy just fail to act. No respect for customer service or communication - dreadful company to deal with. Has cost us thousands $$ in extra unnecessary interest payments.

Campers
CampersQLD
 

Head for the hills. Took nearly 90 days to get approved for a mortgage we were capable of purchasing in cash. They withheld funding the night before we were to close. MEZY is not the lender, but an intermediary, so you're not dealing with MEZY you're dealign with MEZY's bank and whatever their rules are. Still clear. Show details

 Follow-up  · Mortgage Made Ezy: Unless you want to change where direct debits come from. Then you need wet signatures, and then a subsequent phone call to verify that the wet signatures used to sign a document to change where the direct comes from were in fact legitimate instructions and that is still required if you want to use the offset account. Mortgage Made Ezy.

In-depth reviews

Megan C.
Megan C.TAS3 posts
 

Update Lost my new car purchase looks like house is next – I HAVE NOW LOST CAR AND THE CAR DEPOSIT. Mortgage ezy wrote to me three weeks ago saying I was preapproved and they just required ID and a letter of employment. These were supplied in April however I sent again. Then I was required to have a house valuation done great another hope that was not disclosed My house valued in at $340k with a estimate… Read more

of 10k cosmetic repairs. I was then told I was to do cosmetic repairs before I would be approved. Now please bare in mind a these requests etc have been via email typed by broker not by mortage ezy i also haven't had correspondence on official letter head letters or signed by mortgage ezy. Two weeks iv waited and still nothing so iv sought out a local broker. My plans from here is to contact consumer affairs regarding the complete continual incompetence of Rebecca Mitchell Broker and Mortgage Ezy. I have an Elders Real Estate Broker who's work is just as poor as mortgage ezy. Mortgage Ezy have dragged my consolidation loan of house and car to the sum of 60k out for a total of 5months. Each week that goes by I'm being asked for updated documents and documents iv already submitted for again the last 5 months. Friday I received a pre approval with a note of two conditions required to secure loan. The outlined conditions were ID and a letter from my employer 2 things I had already sent at the start of the application however I resent. Today another curve ball. Mortgage Ezy want me to pay the sum of $400 for a valuation on my property. 1 this is generally at the cost of the lender not the borrower 2 this is usually done in the begining before an application is submitted and 3 this was NOT outlined in my pre approval requirements. I'm on the verge of loosing my new car the car deposit and my home. I have sent an email higher to Mortgage Ezy and will be going even higher in the next 24 48 hours. This is only the third loan in my 45years iv applied for being 1car and my property and both transactions were without hoop jumping. Basically if this is not finalised by the end of the week not only will I be taking my application else where I will also go as far as I can to stop this ridiculously long process being put on anyone else. Megan Casboult

Mortgage Ezy
Mortgage Ezy    

Dear Megan, We are most sympathetic to your… Read more (+1 reply)

L.J B.
L.J B.QLD
 

First Class Service - Above & Beyond – My wife and I requested for our properties to be valued so we could assess our options based on our equity position. Ron Dylan & Carla Clarkson were our touch points at Mortgage Ezy. We were faced with great push back from valuation company as they continually stated that they needed the building contract before proceeding with the valuation for… Read more

one property (we had a quote only done months ago for a potential granny flat). We could not express enough that we just wanted to have this assessed as it stands.

This is where Carla and Ron went above and beyond to work tirelessly to have the valuation carried out as per our instructions. There was transparency and quick action as they both understood the urgency in this matter. neither Carla or Ron stopped working for us. We cannot express how grateful we are for the work Carla and Ron put into changing the mentality of the valuation company as the result was fantastic when we received the results.

Mortgage Ezy have been nothing but professional, transparent and helpful in all dealings with them. This is why we have our current investments with them and all future investments will be going through them also.

Angelo
AngeloVIC3 posts
 

Look for Ron Dylan – I had refinance 2019, Ron worked on it swiftly and went smoothly. Early 2020, Ron walked me through the process for how to use the equity in the current property and getting a second loan to purchase another property (it felt he was my uncle giving advise with different options). In Dec 2020, Ron accommodated us multiple times to discuss the same… Read more

inquiry but in a more detailed sense. In late Jan 2021, I started the application for getting my equity and second loan for a property that will settle in end of April 2021. Due to the circumstance of the property to be purchase there were issues in getting a loan approval. However, Ron was able to resolve it and by mid April 2021 I got a formal loan approval. As part of the process I was transferred to settlememt department but Ron was still engaged making sure that property gets settled by end of April. And it did!

Thanks to Ron my issues got resolved quickly, and has expedited my case from getting loan approval to getting the property settled.

Ron did exceptional job and went above and beyond. ------------ About Motgage Ezy online banking, they do not have an app however I like their online banking interface.

Positive reviews

Ash A.
Ash A.
 

Linsey was a great help post settlement of my loan and getting my online access set up quickly. There was a slight issue on the funders end now showing my linked accounts. Linsey resolved it within hours and clearly communicated with me at each stage! Thanks Linsey Show details

Valentine Olaleye
Valentine Olaleye
  Fair Incentive

I had an excellent experience with Mortgage Ezy for my home loan. Their team was professional, responsive, and genuinely supportive from start to finish. They explained every stage clearly, answered my questions promptly, and made the whole process smooth and reassuring. I highly recommend Mortgage Ezy to anyone looking for a reliable and professional mortgage partner. Show details

Anurag C.
Anurag C.
  Fair Incentive

Relatively light and straightforward application process. Digital experience could be much better, though. Customer experience heavily weighted towards contact centre and direct interaction Show details

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Negative reviews

Ingrid
IngridVIC
  Fair Incentive Verified
Customer Service
Timeliness
Online Tools

Really great experience financially, with competitive interest rates and helped us pay down a chunk of our loan. However customer service not so great, when we initially refinanced we had some problems with the split and redraw and calling customer service at reduce was a headache, we encountered a lot of staff who didnt know how to help, or… Read more

weren't knowledgable and would often say they need to speak to others in the team and then call back hours or days later. Also there is no app, only a website and not very user friendly. Thankful for the amazing interest rates during covid and how cheap our loan was though!

Mortgage Ezy
Mortgage Ezy    

Thank you for your detailed feedback. We’re glad you… Read more

Liana
Liana
  Fair Incentive

MEZY was great in that they provided a great interest rate on my loan. When I refinanced with them, initially my experience was very good, however the downfall was that the website isn't as user friendly as the bigger banks are with there mobile apps etc. I also came across some customer service issues with staff not always having the knowledge of… Read more

issues I experienced when calling them. I had to wait sometime for callbacks. There was also a miscommunication with my redraw facility that I was told was capped when it shouldn't have been. For these reasons I have given 3 stars

Mortgage Ezy
Mortgage Ezy    

Thanks for your honest feedback. We’re pleased you… Read more

J and T
J and TNSW
  Fair Incentive

Prior to approval it was very disappointing: we had a 15 day cooling off period & you still could not provide approval in time. Once approved, loan documentation, settlement and post settlement has been smooth Show details

Recent reviews

Bruce
BruceNSW2 posts
  Fair Incentive

The process was very straight forward and hassel free. The staff were very friendly and helpful. A positive experience all the way through the application and settlement process.

Craig
Craig2 posts
  Fair Incentive

Had a really great experience with Mortgage Ezy - from loan creating many years ago, to ongoing help and support, and more recently mortgage discharge as we sold a property. Have always had really good and competetive rates. Highly recommend.

Suzie SMSF
Suzie SMSFNSW
  Fair Incentive

This was a complicated SMSF Bare Trust loan so required a level of technical expertise that Mortgage Ezy's team greatly impressed me with. Mortgage Ezy are wonderful to deal with and made the process to setup my online loan with offset very quick and easy. Thank you Grace in Customer Service for such pleasant and efficient support in helping us through the process! Show details ·  1

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The best customer service I had in last 22 years in Australia! The greatest banking ever! Special THANK YOU to Linzy who provided an amazing customer support on the phone. Show details ·  1

John.C
John.CQLD
  Fair Incentive

Wait time on phone not too long. I had made wrong choice on menu but was very quickly put through to correct dept. All were very courteous and extremely helpful. Did exactly what i needed and stayed on the phone till I logged in online and checked it had been done. Thankyou Show reply

Akshay P.
Akshay P.
 

“I had a very positive experience with customer service team of Mortgage EZY. The representative who assisted me was polite, professional, and very knowledgeable. She took the time to understand my issue and explained everything clearly. Show reply

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Stephanie A.
Stephanie A.QLD2 posts
  Fair Incentive

Initially, my experience wasn't great. Everything took forever but a year later, they are responsive, efficient and friendly! I would recommend Juliet as she was able to understand my request and fix it in no time! Good experience :) Show reply

Richard
Richard2 posts
  Fair Incentive

I recently submitted a discharge request through Mortgage Ezy and was impressed with the level of support provided. Teresa was particularly helpful throughout the process by giving clear, easy‑to‑follow instructions from the outset and ensured I was kept updated at every stage. Overall, excellent service and greatly appreciated. Show details ·  1

Dora W
Dora WNSW
 

I just refinanced my SMSF loan to Mortgage Ezy. Not only the app fee was waived, but also low on-going low rate with offset account which is very rare feature for SMSF loans, it allows me to save on interest and also keep the cashflow for the next purchase! thank you Mezy! Show details ·  1

Carlo Wisse
Carlo WisseQueensland2 posts
 

We have had a great experience with MortgageEzy. Our broker got us on to them and we are very happy with the choice. Their Client Care team is always helpful, their platform is well thought out, simple and easy to use, and the process of acquiring the loan overall was as smooth as it gets. Show reply

Lisa
LisaWA3 posts
 

Sharon was very efficient with our requests and helpful with any queries. The whole process was seamless and pleasant. We were totally satisfied with the service that Sharon provided. Thank you. Show reply

Mon H
Mon HQLD
  Fair Incentive

Grace at Mortgage easy was so helpful and a pleasure to deal with in relation to my enquiries. She was so friendly and professional in her assistance and helped me to navigate through my situation to get the best possible outcome in my favour, which gave me a great sense of relief. Thank you Grace Show reply

Vlad28
Vlad28NSW6 posts
  Fair Incentive

I’d recommend this broker to anyone prioritising competitive rates for straightforward loan requirements. They have a solid system that delivers on the fundamentals. However, there is definitely room to streamline the application process, as it currently feels less intuitive and more cumbersome than the digital experiences offered by the major… Read more ·  1

banks. I have personally moved on because I prefer a dedicated, single point of contact over a call-center environment, but for those focused purely on securing a great rate, they are a strong contender.

Navid B.
Navid B.
  Fair Incentive

I got a loan recently from Mezy and yesterday got the payment method changed. It was a variation and the entire process was handled in a very professional manner and completed very quickly. Great service Mezy. Show details ·  1

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