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Mortgage Ezy

Mortgage Ezy

 VerifiedABN: 56606554321
Mortgage Ezy
4.7

1,231 reviews

Positive vs Negative
93%7%
Average Loan Term26.6 years
Transparency ?
4.4
Customer Service
4.6
Application Process
4.3

 AI reviews summary 

Pros
Responsive customer service: Many reviewers highlight the helpful, friendly, and efficient nature of the client care team, noting short phone wait times and prompt support.
SMSF loan expertise: A significant number of users praise Mortgage Ezy for facilitating self-managed super fund (SMSF) loans and providing niche solutions like offset accounts for SMSFs.
Competitive interest rates: Several customers note that the rates offered are attractive and compare favourably against larger financial institutions.
Smooth onboarding and management: Users frequently report that setting up accounts, navigating the portal, and finalising settlements or discharges are straightforward processes.
Cons
Application and processing delays: A subset of reviews indicates that initial loan approvals, refinancing, and discharge requests can take longer than anticipated.
Digital platform limitations: Some users mention that the online portal and website lack the advanced usability and features found in mobile apps offered by major banks.
Verdict

Overall, clients express high satisfaction with Mortgage Ezy, particularly praising the accessibility and professionalism of the customer support team and competitive rates for SMSF loans. While a small number of users note delays during the initial application or discharge phases and mention that the digital platform is less intuitive than those of major banks, the general sentiment remains strongly positive.

1,231 reviews
5  MICHAEL  · Very professional, quick knowledgeable answers to questions and preempted my queries with ready information. A standout in call centres
5  Mark  · Linsey provided great customer service, communication was excellent and was able to complete my request in a timely manner.
5  Saravanan  · Linsey Chesoli helped me log in and with other details over the phone very nicely!
5  Tony W.  · Helpful, responsive and flexible re ensuring they offer competitive rates to retain existing customers.
5  Alan Chu  · Quick professional and friendly service. Highly recommended this to anyone.
5  Saliya G.  · Lindsey was very helpful and attended to my request in a timely and efficient manner. Thank you for your help and assitance!
SPRP
SPRP QLD
 

Very quick turnaround for loan application and review. Good communication throughout the whole process, since taking out the loan have called once for customer support and found a real person and very efficient in answering my questions.

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Reviews with attachments

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Mohammed
Mohammed
   Fair Incentive

Good communication Gold customer service Good staff very polite and correct guidence Show reply

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sorrow423651
sorrow423651 QLD
 

Professional, responsive, and easy to deal with. Mortgage Ezy made the loan process simple and transparent. Great communication and reliable service. Highly recommended. Show reply

Latest follow-ups

ASHA C.
ASHA C.
   Fair Incentive

Great customer service. Always quick to reply and went beyond to help Show reply

 Follow-up  · Application- easy to complete, fees and rate for same product was better then the market rate

Geoffrey D.
Geoffrey D. NSW 6 posts
   Fair Incentive

Staff were quick to answer calls and helpful with sorting out the SMSF Offset of our new mortgage with them. Hoping it stays this way, but so far so good!

 Follow-up  · They made a clerical error on our application and it's been horrific to get it fixed. They say one thing (in writing) then require others.

Mortgage Ezy
Mortgage Ezy    

Thank you for sharing your experience. We’re pleased… Read more (+1 reply)

Sheryl C.
Sheryl C. NSW
   Fair Incentive

My experience with Mortgage EZY with settlement was streamlined. The only hiccup was my end in not reading the discharge form completely before sending off and had to a second form. Once that was sorted it all was all smooth. Show reply

 Follow-up  · The hiccup was that i did the form online the added an e signature and emailed . Where the form needed to be printed then signed with a pen the post the original which was clearly printed on the form.

In-depth reviews

Megan C.
Megan C. TAS 3 posts
 Published  · Edited

Update Lost my new car purchase looks like house is next – I HAVE NOW LOST CAR AND THE CAR DEPOSIT. Mortgage ezy wrote to me three weeks ago saying I was preapproved and they just required ID and a letter of employment. These were supplied in April however I sent again. Then I was required to have a house valuation done great another hope that was not disclosed My house valued in at $340k with a estimate… Read more

of 10k cosmetic repairs. I was then told I was to do cosmetic repairs before I would be approved. Now please bare in mind a these requests etc have been via email typed by broker not by mortage ezy i also haven't had correspondence on official letter head letters or signed by mortgage ezy. Two weeks iv waited and still nothing so iv sought out a local broker. My plans from here is to contact consumer affairs regarding the complete continual incompetence of Rebecca Mitchell Broker and Mortgage Ezy. I have an Elders Real Estate Broker who's work is just as poor as mortgage ezy. Mortgage Ezy have dragged my consolidation loan of house and car to the sum of 60k out for a total of 5months. Each week that goes by I'm being asked for updated documents and documents iv already submitted for again the last 5 months. Friday I received a pre approval with a note of two conditions required to secure loan. The outlined conditions were ID and a letter from my employer 2 things I had already sent at the start of the application however I resent. Today another curve ball. Mortgage Ezy want me to pay the sum of $400 for a valuation on my property. 1 this is generally at the cost of the lender not the borrower 2 this is usually done in the begining before an application is submitted and 3 this was NOT outlined in my pre approval requirements. I'm on the verge of loosing my new car the car deposit and my home. I have sent an email higher to Mortgage Ezy and will be going even higher in the next 24 48 hours. This is only the third loan in my 45years iv applied for being 1car and my property and both transactions were without hoop jumping. Basically if this is not finalised by the end of the week not only will I be taking my application else where I will also go as far as I can to stop this ridiculously long process being put on anyone else. Megan Casboult

Mortgage Ezy
Mortgage Ezy    

Dear Megan, We are most sympathetic to your… Read more (+1 reply)

L.J B.
L.J B. QLD
 

First Class Service - Above & Beyond – My wife and I requested for our properties to be valued so we could assess our options based on our equity position. Ron Dylan & Carla Clarkson were our touch points at Mortgage Ezy. We were faced with great push back from valuation company as they continually stated that they needed the building contract before proceeding with the valuation for… Read more

one property (we had a quote only done months ago for a potential granny flat). We could not express enough that we just wanted to have this assessed as it stands.

This is where Carla and Ron went above and beyond to work tirelessly to have the valuation carried out as per our instructions. There was transparency and quick action as they both understood the urgency in this matter. neither Carla or Ron stopped working for us. We cannot express how grateful we are for the work Carla and Ron put into changing the mentality of the valuation company as the result was fantastic when we received the results.

Mortgage Ezy have been nothing but professional, transparent and helpful in all dealings with them. This is why we have our current investments with them and all future investments will be going through them also.

Angelo
Angelo VIC 3 posts
 

Look for Ron Dylan – I had refinance 2019, Ron worked on it swiftly and went smoothly. Early 2020, Ron walked me through the process for how to use the equity in the current property and getting a second loan to purchase another property (it felt he was my uncle giving advise with different options). In Dec 2020, Ron accommodated us multiple times to discuss the same… Read more

inquiry but in a more detailed sense. In late Jan 2021, I started the application for getting my equity and second loan for a property that will settle in end of April 2021. Due to the circumstance of the property to be purchase there were issues in getting a loan approval. However, Ron was able to resolve it and by mid April 2021 I got a formal loan approval. As part of the process I was transferred to settlememt department but Ron was still engaged making sure that property gets settled by end of April. And it did!

Thanks to Ron my issues got resolved quickly, and has expedited my case from getting loan approval to getting the property settled.

Ron did exceptional job and went above and beyond. ------------ About Motgage Ezy online banking, they do not have an app however I like their online banking interface.

Positive reviews

Tammy D.
Tammy D.
 

Amazing assistance and customer service from Sharon this afternoon. It was my first time accessing the online portal, and Sharon was incredibly patient and helpful, staying online with me until I had everything sorted. I really appreciated her support — thank you, Sharon! Show reply

Vivek
Vivek
 

I was navigated through with the steps of setting up my log in details thoroughly and in a friendly and easy way. The conversation was very polite and friendly with Sharon Show reply

Mina G.
Mina G.
 

Anthony has been amazing and extremely helpful throughout the SMSF loan process for my clients. He was professional, responsive, knowledgeable, and always willing to assist whenever needed. His support made the process much smoother and easier. I really appreciate his dedication and excellent service. Highly recommended! Show reply

Find out how Mortgage Ezy compares to other Home Loans

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Negative reviews

smriti
smriti 2 posts
   Fair Incentive

Difficult to navigate the steps without contacting the customer service. Phone conversation was interrupted a lot time not sure from which end. I wish the service was a bit more user friendly.

Mortgage Ezy
Mortgage Ezy    

We appreciate your honest feedback. Making our… Read more

Ingrid
Ingrid VIC
   Fair Incentive  Verified

Really great experience financially, with competitive interest rates and helped us pay down a chunk of our loan. However customer service not so great, when we initially refinanced we had some problems with the split and redraw and calling customer service at reduce was a headache, we encountered a lot of staff who didnt know how to help, or… Read more

weren't knowledgable and would often say they need to speak to others in the team and then call back hours or days later. Also there is no app, only a website and not very user friendly. Thankful for the amazing interest rates during covid and how cheap our loan was though!

Mortgage Ezy
Mortgage Ezy    

Thank you for your detailed feedback. We’re glad you… Read more

Liana
Liana
   Fair Incentive

MEZY was great in that they provided a great interest rate on my loan. When I refinanced with them, initially my experience was very good, however the downfall was that the website isn't as user friendly as the bigger banks are with there mobile apps etc. I also came across some customer service issues with staff not always having the knowledge of… Read more

issues I experienced when calling them. I had to wait sometime for callbacks. There was also a miscommunication with my redraw facility that I was told was capped when it shouldn't have been. For these reasons I have given 3 stars

Mortgage Ezy
Mortgage Ezy    

Thanks for your honest feedback. We’re pleased you… Read more

Recent reviews

Hong Wei
Hong Wei
 

My client care was very friendly and patient. They actively helped me find a translator, enabling me to successfully complete the application. I am deeply grateful. Show reply

jems
jems QLD 2 posts
 

I had a great experience with Linsey Chesoli. She was extremely helpful and professional, taking the time to understand and resolve my account enquiry during the very first call. Her knowledge, clear communication, and willingness to assist made the whole process quick and hassle-free. Thank you, Linsey, for your outstanding customer service and for resolving my issue so efficiently. It was greatly appreciated. Show reply

Manu
Manu 2 posts
 

I recently had a great experience with the Mortgage Ezy customer service team member Molly - She was really good to work with. The whole process was easy and hassle-free, which was a big relief. The support team member got back to me quickly when I had questions, and kept me in the loop the whole time. I'm really grateful for her help and would definitely recommend the Mortgage Ezy for lending services and banking that cares about its customers. Show reply

Siema X
Siema X NSW
 

I had a positive experience with EZY mortgage.. The application process was straightforward, and the staff were professional, responsive, and helpful throughout. Communication was generally good, and my questions were addressed promptly. Overall, I appreciated the professional service and would consider using them again for future financing needs. Show reply

Craig Hicks
Craig Hicks 2 posts
 

Had a very positive experience with Ezy Mortgage and was kept informed at every stage of our loan process. All communication was clear and explained in language I could understand and any questions I had were answered within the first phone call. I would recommend EZY to anyone wishing to have a hassle free experience loan… Show reply

Monica A.
Monica A. VIC 2 posts
 

I had a very positive experience with Mortgage Ezy, and I would especially like to thank AJ Moss for his excellent assistance throughout my recent loan review. AJ was professional, patient and very thorough in answering all of my questions. He took the time to clearly explain the different options available to me, including the interest rate,… Read more ·  1

Interest Only terms, offset account and applicable fees, which made the whole process much easier to understand.

I really appreciated how responsive and helpful he was, particularly when I needed clarification before proceeding.

AJ made me feel that my enquiries were genuinely being taken seriously, and I am very grateful for the time and effort he put into helping me.

Thank you AJ and the Mortgage Ezy team for the great service. I would happily recommend them to other customers.

A special thank you to AJ — your patience, professionalism and kindness throughout the process were very much appreciated.

Find out how Mortgage Ezy compares to other Home Loans

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Compare all
Sushila
Sushila 2 posts
   Fair Incentive

Mortgage Ezy provided a smooth and straightforward experience from start to finish. The team was responsive, explained everything clearly, and helped find a loan option that suited my needs. I would recommend their service to anyone looking for mortgage assistance. Show reply

Ankur P.
Ankur P. 2 posts
   Fair Incentive

Received a call from Mezy after the settlement to explain me about the loan, account setup, and some tips. given this is my first investment property, I am genuinly happy with this service. Thank you Show reply

sowmya m.
sowmya m.
   Verified

Mortgage Ezy is a great lender who is highly reputed and offers competitive lending packages in the industry. We were really happy with the overall lending process and would highly recommend. - Sowmya Show reply

John
John QLD
 

Great service and very easy to deal with. Communication was clear throughout and everything was handled professionally and efficiently. Very happy with the experience. Show reply

Natalie
Natalie
 

We used MEZY for several years before consolidating a variety of loans to another lender, and the discharge process at the end was handled professionally. Staff were easy to reach and explained the steps involved without us having to chase things up. A solid experience overall from a provider that made an admin-heavy process feel manageable. Show reply

Leanne T
Leanne T
   Fair Incentive

Had a very good response and follow up Call with Mezy when needing to link and access other bank accounts to an offset in a short timeframe. The call centre were responsive and prioritised as required and communicated back to me within an hour. Show reply

Sandeep S.
Sandeep S. 2 posts
 

Mortgage Ezy is a great lender. Easy to deal with, transparent, highly competitive lending packages, highly reputed. Highly recommend anyone looking to borrow. - Sandeep Show reply

Edan
Edan VIC 2 posts
   Fair Incentive

I've have been with Mortgage EZ for five years now. I wrote them a positive review when I initially signed up and feel compelled to do so now again, having interacted with them again recently. Consistently their customer service is outstanding... on the level of private banking. Considering that they offer one of the lowest mortgage rates on the… Read more ·  1

market whilst providing superior service is quite a feat and for that they are worthy of a five star review.

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