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2Auswide Bank

Auswide Bank

 Verifiedauswidebank.com.au
2Auswide Bank
4.7

459 reviews

Positive vs Negative
89%11%
Transparency ?
4.5
Customer Service
4.5

 AI reviews summary 

The overall sentiment for Auswide Bank is overwhelmingly positive, with a strong emphasis on the quality of in-person and over-the-phone customer service. Customers frequently highlight the "human" element of the banking experience, praising staff for being approachable, professional, and patient, particularly with elderly clients and those less familiar with technology. While the bank maintains high levels of long-term loyalty, some friction exists regarding rigid internal policies and fees.

Pros
Exceptional Staff Professionalism: Reviewers repeatedly name specific staff members (notably Tanya, Kris, and Selena) for their warm, helpful, and knowledgeable service across various branches including Bundaberg, Mackay, and Hervey Bay.
Efficient Face-to-Face Service: Customers value the ability to walk into branches and receive immediate assistance for account setups and loan enquiries, often comparing this favourably to the long wait times at "Big 4" banks.
Support for Elderly Customers: The bank is highly regarded for its respectful treatment of older clients, with staff taking the time to explain complex information and assist with navigating digital banking apps.
Effective Problem Resolution: Multiple users report that complex issues, such as rectifying deposit errors or replacing lost cards, were handled quickly and with genuine empathy.
Cons
Rigid Policy Inflexibility: Significant frustration was noted regarding strict security protocols that prevent family members from assisting elderly relatives with simple tasks like paying bills, even with identification provided.
Unexpected Fees and Notifications: One reviewer flagged being charged transaction fees for term deposits they believed were opened online, alongside complaints about the bank sending physical mail despite requests for digital-only communication.
Complex Verification Processes: There are reports of difficulties for authorised representatives managing accounts from overseas, with the bank sometimes requiring direct phone contact or physical presence despite encrypted messages via the app.
Branch-Specific Issues: While most branches are praised, minor complaints surfaced regarding slow service at the Sugarland branch and a perceived lack of "warm atmosphere" at the Mt Pleasant location.
Verdict

Auswide Bank is highly recommended for consumers who prioritise personalised, local service and professional in-branch interactions. While its strict adherence to security and administrative policies can occasionally cause frustration for those managing accounts on behalf of others, the bank excels in providing a supportive and efficient experience for its primary account holders.

5 Susan Y  · I've been with Auswide Bank now for eight years & never had a complaint. My customer Service interview today was 100%.
5 Bev pyman  · Service was excellent. Consultant very pleasant helpfull setting up internet banking.
1 Noel D.  · Been with bank since opening These people are unreasonable to deal with May close account as a result
5 anthony r.  · Today,I found my experience with Selena at AUSWIDE polite ,knowledgeable,succint and very helpful.
5 Barbara T.  · Forgot my password and staff member I spoke to was so helpful so patient with me and it made the whole experience so much better.
4 Kevin H.  · All good thanks, we now have a personal savings account, very helpful setting up accounts
ruth
ruthQLD2 posts
  Online

Auswide are absolutely rubbish. The app is awful, we can’t make card/Apple Pay/online payments, trying to call them is near impossible (unless you have a spare 1 hour to wait in a que), and their presence is limited to go see them in person. Can’t wait to leave them

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Reviews with attachments

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S.Jones
S.JonesQLD2 posts
  Branches

Saved me hundreds in attempted theft losses – Excellent customer service! Very impressed. My card details were stolen by a skimmer and not only did Auswide's anti-fraud team block the theft of several hundred, their team called me multiple times, even near midnight on Sunday, to ensure they weren't blocking a legitimate transaction. They protected my account. Meanwhile, I can't even get a… Read more ·  1

response of any kind from NAB about fraudulent activity on my NAB account, despite many contacts over many months and being with them for over a decade.

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Darren K.
Darren K.
  Branches

Happy client – I recently got scammed by an overseas company, contacted Jess sharma , from the sarina branch about the incident. I had personally given up on this money being returned, but Jess didn’t , resulting in my money being recovered Jess is an absolute credit to the Auswide banking community .

Latest follow-ups

Dennis P.
Dennis P.QLD
  Verified Branches

since aswide came to gympie yes i find it very good service is very good Show details

 Follow-up  · yes parking was easy, wait times were good, normal banking

Patricia Havill
Patricia HavillQLD
  Branches

I just spoke to Leanne Powell at Townsville branch and she was simply amazing , kind and bent over backwards for me to a successful outcome . This lady needs a raise or a paid holiday . Live her work ethic. Show reply

 Follow-up  · It’s been a while (almost a month) with no success with the initial issue but the holdup was not her fault or Austwide at all it was ASICS by not giving clear instructions at the start. Leanne was very apologetic and I appreciate that . The fault with ASIC, I found the fault and at no time did she blame anyone but could not stop apologising . Great lady and great branch. Mistakes get made but we just have to keep going forward . I’ll get there .

Lyn C.
Lyn C.QLD13 posts
  Verified Branches

I rang to give instructions on renewing my term deposit. My customer service officer was Luke and he was great, very professional and helpful. He gave me the rates for the various timeframes which allowed me to choose which was the best option for me. Show details ·  1

 Follow-up  · I am still happy with Auswide Bank. Their customer service is great. When renewing my latest term deposit, the Customer Service Officer was very helpful.

Positive reviews

Tammy D
Tammy DQLD
  Auswide Bank

Bobbi Clifton and Benjamin Greco went above and beyond to help myself and my husband organise a bank transfer which needed to be done today. I was very grateful for their willingness to help, knowledge of the rules, processes and the way in which they worked together to get the desired result. Thank you so much. You have to go a long way to get service like that anymore. Thank you very much! Show details ·  1

Liz
Liz
  Verified Branches

Selena took my initial call and, unlike my previous two attempts, followed up promptly and returned my call as promised. My earlier experiences had unfortunately left me with a poor impression of the level of service being provided and had even caused me to question whether I wanted to continue banking with the organisation. From the outset,… Read more

Selena's warm, professional, and approachable manner immediately stood out. She quickly established rapport, listened attentively to my concerns, and made me feel genuinely valued as a customer.

Most importantly, Selena followed through on her commitments, acted on my requests in a timely manner, and kept me informed throughout the process. Her communication was clear, proactive, and reassuring, demonstrating a level of customer service that had been noticeably absent from my previous interactions.

Selena has been incredibly helpful and is a genuine asset to the business. Her dedication, professionalism, and customer-focused approach not only resolved my concerns but also restored my confidence in the organisation. I am grateful that she was the banking specialist I had the pleasure of dealing with today and would highly recommend her to anyone seeking knowledgeable and attentive assistance.

Debbie Southgate
Debbie Southgate
  Verified Online

I asked for something to be removed from one of my accounts. Jess did it and was very professional. The only thing the wait time to speak to a consultant was a little long . But very happy with the service when I was answered

Negative reviews

TCc
TCc7 posts
  Online

Sadly, whilst I initially had a positive experience with this bank, it quickly soured. I applied for 2 Term Deposits online and filled out all of the forms online. They then had the nerve to charge me $2.50 per transaction when they actually transferred themselves because despite all the work I did and thought it was all taken care of, they… Read more

charged me $2.50 for each Term Deposit "they opened". Apparently it is impossible for me to open a term deposit completely, they must do the final step and then they charged me for that when I am investing in this organisation. I have not ever been treated like this before by any financial institution. I feel that what they did is morally wrong. I only found out what they did today and then changed my plans to invest much more with them. I will close all of my accounts with them and not ever bank with them again. Whilst they might have made a paltry $5 from acting in such a despicable way, they have lost a great deal long term. They make more money off investors willing to bank with them than acquiring commercial money to fund lending and then they just have to act appallingly. I was not ever informed of these charges or I would not have invested with them. Shame on them.

They also send snail mail for some notification regarding investments thereby damaging the environment even when you request that they do not send this. In this day and age there is absolutely no need to send anything by snail mail. Shame on them on multiple levels.

Manissa B.
Manissa B.QLD
  Branches

I understand the need to protect people and accounts but Auswide is too inflexible. My dad is 92 and is old school, does not have an email, does not have a mobile and definitely does not use any type of bank cards. Sometimes he cannot go to into the bank because of health and also he forgets to take things sometimes. This time he tried to send me… Read more

in to pay for a bill. Every time has been rejected by them. This time I had his Bpay book, (his details and signature already filled out), his drivers licence and even the bill with his name on it and I even have my driver's licence, my surname is the same. However, they declinced to pay the bill because he forgotten to write on the back declaring that I am his daughter and gives his permission for me to pay his bill. Now I understand if I was trying to withdraw money, then by all means knock me back but all I was doing was paying a bill with his name on it, with his Bpay cheque thing which he signed himself. I said call him, (I even gave the phone number) and he can confirm but the response was that they still could not pay the bill even if they called. I have told dad that I will never step foot into the branch ever again. AUSWIDE YOU ARE TOO INFLEXIBLE ESPECIALLY FOR THE EDLDERLY.

Stephen Heather
Stephen HeatherQLD
  Verified Online

1 week before a term deposit was due 18th October 2025 i ([Name Removed] -an authorised representative of [Name Removed]) called at Barolin Street branch under direct verbal instructions from my brother (GDH) to arrange redemption of one of his small term deposits with funds to be placed direct into his working account. At that time, I was… Read more

informed my authority to operate on his accounts did not include giving instructions on maturing term deposits. This is counterintuitive to his long-term needs as he travels the world between 6 and 11 months of the year, since mid '80s, during which time I have run his financial life under his instructions including investing, payment of bills and even swapped his bank. After a long conversation with staff explaining [Name Removed] was high in the mountains of Thailand with very limited reception I was advised the only option was for him to make direct contact through Auswide secure link and leave a message via the app. for confirming TD maturity wishes as described above. Notwithstanding on our next prearranged contact time I made contact with [Name Removed] and that was done! After supposed maturity date I noticed no action had been taken at Auswide which triggered another visit to town when I was then informed that GDH written instructions (clearly on the Banks/GDH account screen were not sufficient and GDH must contact Auswide desk to go through a verification process before they could act on the written instructions. I tried to explain that there is no was that he would be paying absorbent overseas rates for 'hold' time on a busy phone switch to repeat instructions that he had clearly given on your own encrypted site when all he wanted was basically a transfer of his funds from one account to another so when he returns home he will personally call to break the TD then. I was so surprised to be told that then the bank would:- 1. insist on GDH direct presence for instructions - 2. Enforce a 31 day cooling off period 3. potential rate adjustment Items 1 and 3 I consider to be a given anytime! It was item 2 that I knew you would create an attitude change and would lose Auswide a customer and make life a lot harder for me again over what is fast becoming a ludicrous situation. I comfortably set Dad, Mum, my Family and GDH up with Auswide many years ago and I did not want this to happen.

At this point I broke a long-standing rule (never request personal friendships to intervene in business issues) but I was desperate and wished to avoid an Auswide/ GDH clash and made direct contact with [Name Removed] explaining every step thus far and asking for some common sense (and historical data) to be factored into making his wishes occur. Guaranteeing that any documentation required to be signed by GDH on his return would be guaranteed to occur. I don't know how but all the issues were resolved ONLY because I happen to be a friend of a senior staff member. The question needs to be asked how many customers do you lose through staff that are trained (friendly and courteous as they are) to be robotic and unable or unwilling to assess the circumstances? No matter how much spin Auswide cares to put on this IE this is bank policies, everybody treated equal, must ensure customers are protected from scams etc. This is clear cut in my mind - I cannot give instructions to transfer monies from one form of GDH account to another GDH account yet I am authorised to walk into the branch and cash out all GHD accounts anytime I wish. GDH gave clear encrypted instructions or your own site and it was still ignored. After several genuine attempts to comply with inane policies the threat of a 31day delay in fund availability after his return to Australia is an insult none would recover from.

That's our story.

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Recent reviews

Rhonda Pitt
Rhonda Pitt
  Verified Branches

spoke to Tanya at the main Bundaberg Office who organised the opening of three accounts for us. She was courteous, efficient and explained all details we needed to know. Looking forward to a long relationship with your Bank. Show reply

Judy
JudyQLD
  Verified Branches

There are occasions when there is rather a long wait to get to a Teller. We have been clients of the bank since it was formed and have always received good service. I recently received excellent advice and assistance with setting up two new Term Deposits. Show reply

Ian C
Ian CQLD
  Verified Branches

We renewed our term deposit on the phone.It saved us a 5. hour round trip.The lady on the phone was terrific explaining how to go about it.We are very happy with the end result. Show reply

Barbara Newlands
Barbara NewlandsQLD2 posts
  Verified Branches

Today's appointment was both friendly and professional, Information of choices was clearly stated and I was able to select what I wanted easily. The process was done in good time, I have been with this bank over 12 years, The courtesy and help given always 100%. Thank you all, Show reply

Amy J.
Amy J.
  Branches

A massive shout out to Kris, Emily, Ben, Karina, Trudi, Bobbie at Auswide Hinkler Central! Thank you for the excellent customer service you always proved the Bundaberg public ✨ Show reply

Laurel C
Laurel C
  Verified Branches

Tanya at Auswide Bundaberg was terrific and very efficient opening another account for me. I have had my first account with them for 1 year and they have been terrific. Show details ·  1

Chris living the dream
Chris living the dreamQLD
  Branches

Kris and her team are amazing. Attentive and take the time to explain everything while being very patient with everyone. Couldn’t find a better banking experience!! Highly recommend. Show reply

Madonna Lambert
Madonna Lambert
  Branches

Big thanks to Kris at The Hinkler Branch for the amazing service we had there. After having an incredibly negative experience at another bank Kris made us feel so lucky that we had ended up with Auswide and seen her at The Hinkler Branch. Show details ·  1

Val M
Val MQLD
  Verified Branches

I always receive excellent service at Auswide Barolin St Bundaberg. I prefer a face to face experience. I have been with this bank since it first opened in Bundaberg as a Building Society many many years ago. Show reply

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Debra L.
Debra L.QLD
  Verified Branches

I have used Canelands branch in Mackay since it opened long ago and find the staff there very helpful and obliging. Nothing is too much trouble and they are always cheerful and welcoming. Show details ·  1

Heather Rigarlsford
Heather RigarlsfordQLD
  Verified Branches

We are so pleased to bank with Auswide, being in the generation that remembers its humble beginnings. Thank you so much Tanya for your professional and personal persona. Thank you for your patience and the way you make us feel welcome every time we see you. You handle your stress and busyness very well. John and Heather Rigarlsford Show details ·  1

dooley333
dooley333QLD
  Verified Branches

Went into the Rockhampton branch and was the best banking experience I have ever had. The whole team there did everything they could to help and a special thanks to the Customer Service Specialist. I can see why she has that role, she was definatly an expert in Customer Service. Show details ·  1

M and C
M and CVIC
  Verified Branches

Tanya and Mouse assisted us with our personal and superannuation banking which involved creation of our accounts and our transition to Auswide from a big 4 bank. Their personal service and attention to detail was impeccable. Totally recommend both Tanya and Mouse for any banking requirements. It was so refreshing to get personal service. M and C Show reply

John R.
John R.QLD
  Verified Branches

While asking for assistance paying beneficiaries of my late brother's will, due mainly due to the larger amounts involved, and the problems that can arise with internet payments, the people helping me were very professional, and very helpful. My wife and i have been banking with Auswide for around 15 years, and we have NEVER had any problems. Many… Read more ·  1

thanks to the lady from Townsville branch, Leanne (i think), and Tanya from Bundaberg Branch. In this day and age it is truly refreshing to receive friendly and professional service.

Chris
ChrisQLD2 posts
  Verified Branches

Had a problem with banking deposits and Samantha Homewood was able to rectify the problem in minutes. Excellent costumer service that was able to solve my concern with a smile VG! Show details ·  1

roslyn
roslynQLD3 posts
  Verified Branches

Walked in to open an account and was given an immediate response from the teller and then the bank officer - unlike another bank when i was told to come back in a week for an appointment. My new account was set up, with online access and phone app within ten minutes. Not just efficiency but pleasantry and helpfulness from Tanya. Show details

Will K.
Will K.3 posts
  Online

I was introduced to Auswide Bank through my broker and have now been working with them for over 10 years. Throughout that time, the service has been consistently exceptional. The team has always been responsive, professional, and willing to be flexible wherever possible to help us achieve the best outcome. In particular, I would like to thank… Read more

Nicole Williams for her outstanding assistance in recent years. She has gone above and beyond to help us understand our options and maximise our position, and her support has been greatly appreciated.

Thank you very much to the Auswide team for the continued support.

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