The process took a bit of time, as I hadn’t banked with Bankfirst before. However it was made a lot easier by the customer service and responsiveness of Julie-Ann.
The rate is one of the better ones I could find online and there doesn’t appear to be any hidden fees for set up or early repayment.
Only thing I would say, is that it would be slightly better if the loan repayments could come out of a different account rather then requiring a bank first account for repayments.

My customer service with Julie-Ann was great! She went above and beyond to walk me through my car loan. I was informed, called and email when items needed to be sent and how quickly they would be processed. She kept in contact throughout the process and made sure I was aware of anything she was doing.

I received top level service from Julie-Ann. Everything I needed was handled quickly and everything went very smoothly. Appreciated speaking with one person throughout the process. Fantastic support and well informed about each stage of my loan.

I had a very good experience of getting a credit card. Julie-Ann was extremely helpful - explaining everything clearly, sending information through email, following up and keeping in contact. The process was very easy because of her work.

I had a very good experience getting my car loan with the help of Julie-Ann. It all went well and I was well informed all the way through the process.

Before I review Bank First, I want to give a quick summary of our situation.

Engaged couple in their early 30s
$150k approx combined income
Stable jobs through covid
Minimal debt
Clean credit score
Looking to buy our first house and start a family
Savings of approx 10-15% deposit.
...

Reading their terms and conditions this bank says it is not liable for anything that goes wrong even if it is their fault. They did not process a payment that I set up and it cost me greatly. I will be looking for a bank that actually takes responsibility for their services.

Thanks to Julie-Ann for looking after my car loan. Everything we smoothly and I was well informed and looked after. The process went quickly and I'm very happy with my service.
Thanks Again,
James

I am with the bank for three years now. The customer service is excellent. Overall experience with the bank is very smooth. It's very clear and transparent. The mobile app and the online banking is very easy and user friendly. Whenever I emailed or called them, I always received a prompt response and the approach was always friendly and helpful.

Rahul made the experience of selling and buying a home less stressful due to his reassurance, guidance, knowledge and professionalism. He was always easy to make contact with and completed all our requests promptly. Rahul and Bankfirst have been very supportive and impressive to deal with. Thanks heaps.
Cassie and Alex

Very happy that the loan does not have extra fees included. Also nice to have a rate reduction for being green!
The process was fairly straightforward all completed by phone and email. My consultant was knowledgeable, available and very patient with my questions.

Customer service was great! Very happy with this loan, no extra costs for anything that I wasn’t aware of. Thought I was very well looked after the whole way through

I applied for my first loan and all the consultants I spoke to were very non-partial and extremely helpful. It was made obvious to me that the staff at Bank First really do care about their customers by the way I was treated, in that more than what was required was requested in order to cover my back in case of any kind of legal issues later on down the road. My parents have been with Bank First for as long as I can remember (back when they were Victorian Teachers Credit Union) and now, as an adult, I can see exactly why. I couldn't rate this bank more highly.

After initial issues with entry level customer service, my experience with senior lending specialist Rahul was gold class. He was knowledgeable, thorough, prompt and customer focused. His assistance with my complex situation made my loan application experience so much easier. Product details were thoroughly explained and Rahul assisted with calculating the short and long term implications of various scenarios for my situation to help me make the best choice with a loan product. Excellent customer service and highly recommend.

I was interested in their credit card product with BT, so I requested more information online to speak with CS, since at this time it's almost impossible to speak to CS without long wait, which is understandable. It took a week for someone to finally call me. Since I prefer not to apply online, I requested application form to be emailed to me, and she (CS) said they would do. It's been one week and haven't heard anything from them. I don't think it'd take a week to find and send form by email? Thanks for giving me upfront 'warning' not to trust your bank or maybe they cherrypick and think I'm not worthed customer.

I have been with this bank for many years and over the last three weeks I received nothing but the best service for my loan application. The professionalism, calmness and efficient service I received was outstanding. My questions were answered thoroughly and with a great amount of patience. All correspondence was timely and exceeded my expectations. I would highly recommend this bank to anyone. Extremely happy with everything. Thank you Bank First!

Every bank talks about providing service but for me simple things matter the most. For eg. you will always have the BankFirst's phone number displayed when they call you which gives me such a peace of mind knowing who am talking to compared to other banks I've dealt with coming up as 'Private Number' !

The solutions the lending specialists offered me were so great understanding and taking into account my circumstance and factoring in the associated costs. This is consistent with all the staff I've dealt with.

Thank You for the outstanding service team BankFirst ! :)

Loyal 90 year old customer from Brisbane is now unable to deposit credit card payment at Commonwealth Bank by cheque. Family members have now assisted by making transfers by internet banking from another banks account to the credit card account number on his paper credit card statement. Unbeknownst to them the transferred money with reference to a credit card payment was paid into a Savings account and First Bank paid only the minimum amount from that account. On making an enquiry about this process they indicated with some vagueness that Firs...

I have been with this bank for a number of years (around 20 years) and although they were relatively great in the beginning they have gradually gone downhill.
Recently after moving house and forgetting to update my details online my loan account went into arrears. The bank claim they tried to contact me by mail but I received nothing. Most likely due to not updating my details. The bank then happily took out $20 a month in arrears from December until April until I noticed it and fixed the arrears. No phone call, no text message and no sympathy...

They were pleasant to deal with when opening a loan, they were responsive and overall nice to deal with. However it all changed once we took out the loan. We have been very unhappy with the service over the past few years and have noticed the variable rate is a lot higher than other banks. We know of 3 other couples that are leaving or have left because they are so unhappy. I would be careful of the variable rate and compare it to other banks. Also check the exist fees just in case. When we told them that we can get a better rate else where the...