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Bluestone Home Loans

Bluestone Home Loans

 Verified
Bluestone Home Loans
4.0

262 reviews

Positive vs Negative
67%33%
Loan TypeFixed Rate, Variable Rate, Line of Credit and Split
Loan used for
  • First Home
  •  · 
  • Second Home
  •  · 
  • Investment Property
  •  · 
  • Renovation
  •  · 
  • Refinancing
Average Loan Term28.4 years
Transparency ?
3.4
Customer Service
3.5
Application Process
3.8
Timeliness ?
3.8
Online Tools
3.3
262 reviews
Frequently mentioned
5 Lisa W  · Great experience from start to finish. The process was straightforward, communication was clear and everything was easy to manage.
5 Laura N.  · Great communication and very quick settlement and excellent advice throughout the process
5 Ryan  · Fast service and excellent customer service thank you so much
5 Vicky  · It was a really easy process. No so much paperwork. Love the digital experience. Great fast service. Thank you
5 Racheedon  · The process was very easy and hassle free. Highly recommend
5 David W  · Quick and efficient service, documents were relatively easy to understand, questions posed both before and after settlement were addressed well.
Meena
MeenaVIC
 

We were in a deep trouble because the vendor issued a default notice, we were escalated the application process through our broker and bluestone responded quickly and helped us to complete the settlement on time, with this e secured our deposit and the property. My sincere thanks to our Broker and Bluestone. Show details

Ask the reviewer
Stuart B.
Stuart B.2 posts
 

I am a broker and whilst Bluestone are a means to an end for clients that may otherwise not be able to source finance, their customer service is simply disgraceful. Their operation is offshore in the Philippines & (as a broker) you cannot speak to the person who is actually dealing on the matter. Even my Australian based business development… Read more

manager cannot speak to the team and must converse via email with them. This leads to long delay times in solving problems that have been created by their own lack of understanding. By all means offshore your operation to save costs, but you must be able to take responsibility for the actions of your offshore teams & the person creating the problem must be able to be contacted to take ownership of the issue they have caused (or at least someone in authority who can actually fix the issue).

Reviews with attachments

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Crisma
Crisma
 

Thank you so much for a very smooth processing of our Home Loan. We are very pleased with our house and the whole family are so happy and excited. Thank you again. Show details ·  1

Latest follow-ups

Josette C.
Josette C.
 

My my broker called to say Bluestone Home Loans were offering me my refinance of my home loan. The electronic system they use was stress free. I did not have to go to there office which simplified the process and I was able to fill in forms and add… Read more

documents required after my work hours. Refinancing my loan has taken away a lot of stress as I was able to consolidate old credit debts and finally cancel them. I feel like I can finally move forward with peace of mind and sleep at night not continuously stressing about paying off all those extra debts.

Thank you Bluestone.

 Follow-up  · Consolidating my credit card debts and canceling all my cards has made life a lot more simpler and stress free. Blue stone informed me through every step as the loan was processing making it a smooth process. I recommend anyone looking at refinancing to keep trying as there is always someone who listens to your personal situation. Thank you blue stone.

Positive reviews

Praveen Chandra
Praveen ChandraVictoria
 

Thanks Blue Stone and team with Chapter Two who made our refinance process very smooth n hassle free n done in 2 weeks , we refinanced n paid 2 credit cards and 1 personal loan in the process and took cash out what we wanted , will definitely recommend to my friends n families ones, thanks again 10/10 Show details

Conrad
ConradQLD
 

The finance broker, Andrew Zigenbine, did a great job and I found the experience with Bluestone to be much smoother than I expected and completely professional. I have dealt with NAB for the past 30 years and was surprised how well this transaction was conducted. Show details

madhavi l.
madhavi l.VIC
 

I would like to extend my heartfelt appreciation to Bluestone home loan team for the exceptional service provided. From the very beginning, demonstrated professionalism, deep financial knowledge, and a genuine commitment to helping us achieve our goals. The team took the time to understand our unique needs and provided tailored advice that was… Read more

both practical and strategic. The process was smooth, transparent, and stress-free — a true testament to Chris expertise and dedication.

Thanks to the team, and we feel confident and secure in our financial decisions. I highly recommend Bluestone Home loans to anyone seeking trustworthy and results-driven financial guidance.

Negative reviews

channa p.
channa p.NSW6 posts
  Fair Incentive

0 Serious Concerns About Company’s Hardship Practices – Government Action Needed I believe this company is mishandling financial hardship arrangements and causing unnecessary harm to vulnerable customers. Here are some key issues that need to be investigated: Immediate Negative Credit Reporting: Without any clear explanation or consent, the… Read more

company places customers under hardship and immediately reports them as having bad credit. This negatively affects their credit history and locks them out of further financial help for up to 12 months. No Transparency: There’s little to no communication or warning about how entering a hardship arrangement will impact a customer’s credit or financial future. Unfair Practices Toward Low-Income Families: The interest rates charged are extremely high—making repayments unaffordable for families who are already under financial stress. Lack of Oversight: It’s unclear why companies are allowed to treat struggling customers this way. There appears to be little accountability or regulation. I strongly urge the government and consumer advocacy groups like StepChange or ASIC/AFCA (in Australia) to investigate this company’s practices and ensure fair treatment of financially vulnerable people.

channa p.
channa p.   

Look at the BAD reviews??? I don’t know why government allows them to do business this way???

Symur D.
Symur D.WA9 posts
 

Runaway as far as you can. This company has no regard or respect for their clients. They only care about your money and will not bother helping you out. Their customer service is almost non-existent. If you can, bring your business somewhere else as these people only cares about what they can get from you. Show details

Bluestone Home Loans
Bluestone Home Loans    

Thanks for your feedback, we're sorry to… Read more (+1 reply)

Rikki
RikkiNSW3 posts
 

Pathetic uncaring money grabbers – Lowest form of loan Sharks I’ve ever known They do not follow legal terms and try to demean clients whilst not helping them nor following the legal terms of a contract Next to impossible to contact them if needed

Recent reviews

Mick and Liz
Mick and Liz
 

Simone and the team at Bluestone provided us with a second to none service experience. Communication was clear and thorough and we felt organized. The set up costs and interest rates were great value considering the product flexibility we required. i would highly recommend Bluestone to anyone needing a lender that thinks outside of the square and has a common sense approach.

Christopher Cartwright
Christopher Cartwright
 

Needed a loan after our long-term bank of 20 plus years was unable to work with us because our business didn't meet their standard lending policy, despite showing adequate income. Bluestone was able to work with our broker to get us finance, for which we are both very grateful. Show details

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N.Rod
N.RodQLD4 posts
 

I’ve had a great experience so far! Isaac from Loan Hive did an excellent job organising my loan with Bluestone. Also, I really appreciated how efficiently and professionally everything was handled. Bluestone was impressively fast, and the whole process was smooth from start to finish. :)

Punam
PunamNSW
 

I highly recommend Bluestone home-loan for any queries regarding home loan, mortgage and refinancing. Their customer service and support team are not just friendly but also highly skilled professionals in their field, making it easier for us to make the needed decisions. Their service has exceeded my expectations.

Ra A.
Ra A.QLD
 

Very happy with Bluestone and their products. Settlement was seamless and everything has been better than imagined. Super grateful and very happy with Bluestone. Show details

Jag C.
Jag C.VIC
 

Our application for a loan with Bluestone went very smoothly. I found the documentation and information that they provided to me was clear and easy to understand. The communication and updates on the progress of my application made for a very pleasant experience. Bluestone were professional and very friendly, thank you. Show details

NOBALPREET S.
NOBALPREET S.
 

We recently secured our home loan through Bluestone Home Loans and had a fantastic experience. The entire process was smooth and stress-free — our loan was approved within just 3 to 5 days, which was incredibly fast! The team was professional, efficient, and always available to answer our questions. Their customer service exceeded our… Read more

expectations, and they made the whole journey simple and straightforward.

Highly recommend Bluestone to anyone looking for a reliable and responsive lender. Great service and great results!

Kristina P.
Kristina P.
 

I'd been to 5 different companies to talk about a possible home loan refinance, Bluestone were the first ones who took the time to look at every possibility and find the loan right for me! Very happy with the service Show details

Eddie
Eddie
 

Thanks to God and Bluestone I now have my dream land, I found these guys to be the only lender who will not turn back anyone without giving the maximum help. I have already recommended Bluestone to friends and family also came across few people struggling with documents and paperwork which have been turned back by other lender I’ve suggested… Read more ·  1

Bluestone. I will continue to recommend Bluestone to anyone who is looking for a loan. I’ll also be using them for my next project to build my house. Thank you Blustone for your help much appreciated. God Bless

Andrew K.
Andrew K.QLD2 posts
  Verified

5 Stars Bluestone Mortgages – People go to Bluestone for a reason - they are clearly a Tier 2 lender and don't try to be anything else. They are brilliant for self employed persons or those with out of the box scenarios. As long as you read your loan contract, terms and conditions, and understand what you have read, and why you are needing to go to a Tier 2 lender, you're… Read more

alright. The entitlement I see from others who have gone to Tier 2 lenders is amusing - you're utilising a Tier 2 lender for a reason, educate yourself as to your credit position. Once things change, by all means, refinance across to a Tier 1 and be done with it, but be grateful there are Tier 2 lenders in the industry who are prepared to give those with slightly out of the box scenarios the opportunity to service a mortgage. Bluestone has been brilliant for us, I'm self employed and don't meet the criteria for Tier 1 right now because my accountant is a wizard, and keeps my taxable income nice and low. We're good, and we knew what we were in for because we read our loan contract, and ts and cs page by page before we signed. Knowledge is power. Don't be "that guy".

Rosie P
Rosie PQLD2 posts
 

Thank you Bluestone – Bluestone were fantastic. As expats in the USA it’s harder to get homeloans in Australia but bluestone made the process so easy and quick. Would definitely recommend to anyone

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Peter Sibraa
Peter SibraaNSW
 

My complete experience was trouble free – Bluestone were happy to make their commitment for me to consolidate all my finances into one complete payment. Very content to pass the name onto friends and family

Ten B
Ten BVIC
 

Really think twice before using them – Look they assist those who are mainly a higher risk borrower. But they throw on another .10 percent on top of your .25 percent when rates rise. Doesn’t matter that your repayments have been on time for the last 5 years. Clunky staff who seem to be over seas, I got out thank god and would never use them again. Don’t get sucked into there lower rates cause it won’t last long guaranteed.

Earle
EarleWA2 posts
 

My Loan Journey – Very efficient and a seamless process from Application to settlement of the Loan. Fast forward another 2 months from my comments above and I have received pre approval for my next investment property. Due to my history and the fact that Bluestone already have the majority of information on hand, this process seems to be proceeding even better than the first application ( If that is even possible ;-) Show details

MTC
MTCNSW
 

Understanding of business owners and sole traders – Bluestone understood my complex business situation. It is the solution for business owners and sole traders

Gina
GinaQLD
 

Forward thinking mortgage providers for business people – We had to change our loan and to be done very quickly. It was efficient and had no doubt at any time that you would accomodate us.

Tammy C
Tammy CNSW
  Verified

So far our experience with Bluestone has been amazing!! – So far our experience with Bluestone has been amazing. They helped when others wouldn't and they went above and beyond to assist with getting settlement done when we had horrible vendors who were holding up settlement on purpose. Show details

Ross P
Ross PQLD
  Verified

Great experience – I really appreciate Bluestone's efficient and non-onerous process. I appreciate you taking me on with my refinance to help me get back on track with my debt reduction. Show details

Tim
Tim
 

Great Experience with a Property purchase mortgage – Perfect settlement with property purchase. Figures all correct. Easy set up of offset account. Simple online banking system. Show reply

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