Best Debt Consolidation Services

Based on 5,773 reviews
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Credit Repair Australia

Credit Repair Australia 🏆 2026

4.8 

Find Out Why Your Finance Was Declined. Explore Your Options. ACL: 392319

Credit Repair Australia

Credit Repair Australia 🏆 2026

4.8  Summary
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Ayy T.
   Verified

I talked with Ali first and he was very helpful and when I talked with Maria afterwards she was so lovely and very extra helpful with helping me out… Read more

and it was refreshing talking to someone who can communicate with me properly with everything so thank you to both them :)

Clear Credit Solutions

Clear Credit Solutions

4.9  Summary
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Nudingjah VIC 5 posts
   Verified

If I could give 1000 stars I would. Dan at Clear Credit Solutions did a remarkable job for me. I was in the process of getting my first home loan… Read more

here in Melbourne when some issues with credit came up. Dan was quick to act and I'll forever be grateful for his advice. His empathy, knowledge and genuine desire to help me out I can't thank him enough for. Highly recommend Dan, Peter and the team!

Aravanis

Aravanis

5.0  Summary
Faris A. WA
   Verified

Luke was professional, patient and extremely supportive throughout a difficult process. He took the time to answer all of my questions, explained… Read more

everything clearly and was always prompt in responding to emails. I genuinely appreciated his guidance and would highly recommend him to anyone seeking clear and compassionate advice.

Debt Negotiators

Debt Negotiators

4.9  Summary
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Chris NSW
   Verified

Very accommodating and guides you all the way. No hidden agenda and very professional.

NOW Finance

NOW Finance

4.4  Summary
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Alf
 

Fast friendly service. Was kept informed during the whole process. Well done Now Finance

Fix Bad Credit

Fix Bad Credit

5.0  Summary
James Etheridge
   Verified

Great service, great outcome, highly recommended. The process was smooth and stress free.

Refinancer

Refinancer

5.0  Summary
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Andrew WA
 

This is our 4th time we have gone through Refinancer. Dom and Cleo are fantastic to work with, we had no issues and would higly recommend going through them for your mortgage requirements.

Credit Reboot

Credit Reboot

4.6  Summary
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Belinda B. VIC 2 posts
 

Absolute scammers, took them to AFCA, won, wouldn't pay. They were found to have misled us, lied and more. Tried all sorts of scheming to get out of paying. DO NOT USE CREDIT REBOOT. Worst experience of my life.

Marshall Freeman

Marshall Freeman

2.8  Summary
Phil NSW
 

Mariana provided an excellent service that surpassed expectations with the majority of a very large debt recovered. She listened and understood and backed my position to get a great outcome. Highly recommended.

MEE 3 posts
 

For over a year now, Jay**** from Moneyplus Debt has been standing by my family’s side, tackling what felt like an impossible, tangled web of… Read more

financial stress. They didn't just look at us as a case or a set of numbers; they brought true dedication, heart, and tireless effort to turning our situation around. She organised, managed and battled all my challenges for me. ​Because of them, my family finally has our peace of mind back, and a genuinely better life ahead of us. If you are going through a difficult time and feel overwhelmed, I cannot recommend them highly enough. They are a true lifesaver.

Ebony
 

A broker to give you the right advice and right product! Experience plus! – Colin is a broker who has dealt with me over the last few years as i am a BDM for a Lender. I have found Colin to be one of the most professional… Read more

brokers i know, with a greatest technical knowledge available when it comes to complex loans and scenario's. He always has the customers best interest when it comes to making sure he provides the best solution available to meet their needs/outcome. I would highly recommend Colin and Loan Saver Network to anyone that is looking for a loan or in need of getting pointed in the right direction. You will be in great hands!!

Credit Corp Group

Credit Corp Group

1.1  Summary
Shys SA 8 posts
 

Absolute scum bags! You can't get any lower than working for a business that purchases your debts from another company and then continuously harasses… Read more

you for payment. I look forward to seeing your reckoning one day! Heads up to all...fight back against these sharks -banksecretsrevealed.com

Carrington James

Carrington James

3.2  Summary
Garry Blake  QLD
 

Finally a real solution – Desperate for options, I can’t recommend Carrington James service enough! Pure debt reduction not a consolidator loan. Immediately the banks vaulters… Read more

stopped calling me and now I can start again with no marks on my credit to boot. I can’t thank the team enough and they’ve already sorted my father in law out and my brother out. Lesson learn now o can move on with my life.

Credit Connection

Credit Connection

2.1  Summary
debbie QLD 10 posts
 

What a waiste of our savings – Sucked in, paid $15000 and got nothing out of it and only got a couple of emails post payment and nothing since. There speech is "we will be with you… Read more

every step of the way". This was a huge chunk out of our savings which would of been very handy right now with hubby not been able to work.

Salt&Lime

Salt&Lime

2.7  Summary
skuller29 NSW 3 posts
 

Would be minus stars if possible- absolute criminals – Have shown predatory lending practices from the beginning, their interest rates are criminal, they take advantage of people in hard positions, and… Read more

say their mission is to look after the consumers overall and financial wellbeing when their only mission is to look after their pockets. Have shown continuous misconduct, continue to lie and attempt to gaslight. Have made reports to AFCA and ASIC, also looking to take further as they have breached their own consumer contract. They are also now in receivership/administration, so the ironic thing is they can't even look after their own financial wellbeing

Mohammad Khodr VIC 5 posts
 

Do not use them do not trust them – [name removed] from credit fix Australia has lied to me and stole my money and said that she can clear my defaults after I signed the paperwork she… Read more

said to give her 2 weeks I called her after 2 weeks and she tells me that the defaults have been cleared of my name and I owe her 3 thousand dollars. She said to give it 2 weeks for it to show it’s cleaned after 2 weeks everything looked the same I contacted her and again made up excuses and lies I than spoke pantherafinance and sorted my matter with them and cleaned my defaults and went on 80$ a month payment plan and had my debt 50% waved off.

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Kristine Benge NSW 2 posts
 

Exceptional Service – I Wouldn't Go Anywhere Else! I cannot recommend Kelly Flight highly enough! Kelly is absolutely amazing at what she does. She… Read more

takes what can often be an overwhelming and complicated process and makes it feel effortless from beginning to end.

Her knowledge, professionalism, attention to detail and genuine commitment to getting the best outcome for her clients are second to none. She takes the time to understand your needs, explains everything clearly, keeps you informed every step of the way and makes sure you always feel supported and confident in the decisions you're making.

What really sets Kelly apart is that she doesn't just look after you during the loan process, she genuinely builds lasting relationships with her clients. I've used Kelly's services every few years, and there is a reason I keep coming back. The trust, confidence and peace of mind she provides are invaluable.

It's so refreshing to deal with someone who is not only incredibly good at their job but also genuinely cares about the people she works with. Kelly goes above and beyond, makes herself available, takes the stress out of the process and consistently delivers an outstanding experience.

Kelly, thank you for making the process so easy every single time. You're an absolute superstar, and I wouldn't use anyone else!

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Mel 2 posts
 

Greta service and very helpful. They answered all of my questions and were very understanding.

Fox Symes

Fox Symes

4.5  Summary
Todd.B NSW
   Verified

Foxsymes great but are other options to take – Foxsymes were brilliant with helping me consolidate my debt and organise it into one payment. But for any young person I very much advise against… Read more

following this path. Even after 5 years all creditors still black list you when trying to get a loan, I wish I'd been more informed and just taken a loan out to consolidate all my other debts and not have this black mark on my report for 5 years which even when wiped is still causing grief. Foxsymes great but explore other options first

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Credit Repair Australia

Credit Repair Australia 🏆 2026

4.8 

Find Out Why Your Finance Was Declined. Explore Your Options. ACL: 392319