Best Debt Consolidation Services

Based on 5,698 reviews
Location
Brand
Rating

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Credit Repair Australia

Credit Repair Australia 🏆 2026

4.8 

Find Out Why Your Finance Was Declined. Explore Your Options. ACL: 392319

Credit Repair Australia

Credit Repair Australia 🏆 2026

4.8 Summary
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bbabu87h
  Verified

Credit Repair Australia remains unmatched! Coming back to them a second time in 15 years, their standard of excellence hasn't changed a bit. Maria… Read more

and Kevin went above and beyond, treating my case with true personal care and achieving the ultimate outcome. Outstanding service as always—keep up the great work!

Clear Credit Solutions

Clear Credit Solutions

4.9 Summary
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Tayla
 

I had two defaults on my credit file, one from Optus and another from an energy account, and they were getting in the way of me moving forward with… Read more

finance. Clear Credit Solutions were so easy to deal with and never made me feel embarrassed or judged about my situation. They took care of everything and managed to get both defaults removed, which was such a relief. If you have an Optus default, energy default or bad credit affecting your chances of getting finance, definitely give Clear Credit Solutions a call. So happy with the result!

Debt Negotiators

Debt Negotiators

4.9 Summary
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Kyra NSW4 posts
  Verified

I honestly can’t thank Debt Negotiators enough for the help and support they’ve given me. Especially MARIA & NICK ❤️They made what was an incredibly… Read more

stressful financial situation feel manageable and treated me with kindness and understanding throughout the whole process. They were able to have several debts waived, waived the remaining application fee, and arranged a six-month moratorium on other debts to give me some breathing room. Communication was clear, supportive and never judgmental. I’m extremely grateful for everything they’ve done and would absolutely recommend them to anyone struggling financially and needing help to get back on track. It was more to me than then just a company helping it was very personal and the way these gorgeous humans helped me I can not describe in words!!! Forever grateful ❤️

Aravanis

Aravanis

5.0 Summary
Faris A.WA
  Verified

Luke was professional, patient and extremely supportive throughout a difficult process. He took the time to answer all of my questions, explained… Read more

everything clearly and was always prompt in responding to emails. I genuinely appreciated his guidance and would highly recommend him to anyone seeking clear and compassionate advice.

NOW Finance

NOW Finance

4.4 Summary
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Ally D.3 posts
 

Quick, efficient, lowest interest rate, no fees... great online portal 10/10

Fix Bad Credit

Fix Bad Credit

5.0 Summary
Duc Huy T.
  Fair Incentive Verified

I have been engaged with consultant and my bad credit record was removed in 2 weeks which was surprising me and I felt excited for his services.

Refinancer

Refinancer

5.0 Summary
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Roy2 posts
 

Very supportive throughout the whole process. Very professional team. Thank you!

Credit Reboot

Credit Reboot

4.6 Summary
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Belinda B.VIC2 posts
 

Absolute scammers, took them to AFCA, won, wouldn't pay. They were found to have misled us, lied and more. Tried all sorts of scheming to get out of paying. DO NOT USE CREDIT REBOOT. Worst experience of my life.

Marshall Freeman

Marshall Freeman

2.7 Summary
BillTasmania23 posts
  Verified

Bottom feeders. You think you can intimidate me by threatening a NDIS participant ? Guess so.

MEE3 posts
 

For over a year now, Jay**** from Moneyplus Debt has been standing by my family’s side, tackling what felt like an impossible, tangled web of… Read more

financial stress. They didn't just look at us as a case or a set of numbers; they brought true dedication, heart, and tireless effort to turning our situation around. She organised, managed and battled all my challenges for me. ​Because of them, my family finally has our peace of mind back, and a genuinely better life ahead of us. If you are going through a difficult time and feel overwhelmed, I cannot recommend them highly enough. They are a true lifesaver.

Ebony
 

A broker to give you the right advice and right product! Experience plus! – Colin is a broker who has dealt with me over the last few years as i am a BDM for a Lender. I have found Colin to be one of the most professional… Read more

brokers i know, with a greatest technical knowledge available when it comes to complex loans and scenario's. He always has the customers best interest when it comes to making sure he provides the best solution available to meet their needs/outcome. I would highly recommend Colin and Loan Saver Network to anyone that is looking for a loan or in need of getting pointed in the right direction. You will be in great hands!!

Credit Corp Group

Credit Corp Group

1.1 Summary
ShysSA8 posts
 

Absolute scum bags! You can't get any lower than working for a business that purchases your debts from another company and then continuously harasses… Read more

you for payment. I look forward to seeing your reckoning one day! Heads up to all...fight back against these sharks -banksecretsrevealed.com

Carrington James

Carrington James

3.2 Summary
Garry Blake QLD
 

Finally a real solution – Desperate for options, I can’t recommend Carrington James service enough! Pure debt reduction not a consolidator loan. Immediately the banks vaulters… Read more

stopped calling me and now I can start again with no marks on my credit to boot. I can’t thank the team enough and they’ve already sorted my father in law out and my brother out. Lesson learn now o can move on with my life.

Credit Connection

Credit Connection

2.1 Summary
debbieQLD10 posts
 

What a waiste of our savings – Sucked in, paid $15000 and got nothing out of it and only got a couple of emails post payment and nothing since. There speech is "we will be with you… Read more

every step of the way". This was a huge chunk out of our savings which would of been very handy right now with hubby not been able to work.

Salt&Lime

Salt&Lime

2.6 Summary
skuller29NSW3 posts
 

Would be minus stars if possible- absolute criminals – Have shown predatory lending practices from the beginning, their interest rates are criminal, they take advantage of people in hard positions, and… Read more

say their mission is to look after the consumers overall and financial wellbeing when their only mission is to look after their pockets. Have shown continuous misconduct, continue to lie and attempt to gaslight. Have made reports to AFCA and ASIC, also looking to take further as they have breached their own consumer contract. They are also now in receivership/administration, so the ironic thing is they can't even look after their own financial wellbeing

Mohammad KhodrVIC5 posts
 

Do not use them do not trust them – [name removed] from credit fix Australia has lied to me and stole my money and said that she can clear my defaults after I signed the paperwork she… Read more

said to give her 2 weeks I called her after 2 weeks and she tells me that the defaults have been cleared of my name and I owe her 3 thousand dollars. She said to give it 2 weeks for it to show it’s cleaned after 2 weeks everything looked the same I contacted her and again made up excuses and lies I than spoke pantherafinance and sorted my matter with them and cleaned my defaults and went on 80$ a month payment plan and had my debt 50% waved off.

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Mandy FVIC
  Verified

Elizabeth Alexander went above and beyond for the sale of my house and also the purchase of my new apartment. There were problems associated with the… Read more

purchase of my apartment from the vendors solicitors and Liz attended to and sorted out these problems promptly whilst keeping me updated along the way. I highly recommend Liz for prospective sellers and buyers.

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Mel2 posts
 

Greta service and very helpful. They answered all of my questions and were very understanding.

Fox Symes

Fox Symes

4.5 Summary
Todd.BNSW
  Verified

Foxsymes great but are other options to take – Foxsymes were brilliant with helping me consolidate my debt and organise it into one payment. But for any young person I very much advise against… Read more

following this path. Even after 5 years all creditors still black list you when trying to get a loan, I wish I'd been more informed and just taken a loan out to consolidate all my other debts and not have this black mark on my report for 5 years which even when wiped is still causing grief. Foxsymes great but explore other options first

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Credit Repair Australia

Credit Repair Australia 🏆 2026

4.8 

Find Out Why Your Finance Was Declined. Explore Your Options. ACL: 392319