??!

Reviews

(97)
(41)
(37)
(86)
(1,199)
  • Value for Money
    1.8 (108)
  • Customer Service
    1.6 (111)
  • Timeliness
    1.9 (45)
  • Job Satisfaction
    1.8 (30)
  • Transparency
    1.7 (89)
Home hunting

Home huntingAdelaide

  • 2 reviews

My personal experience

published
Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claim Resolution Time1-2 months
Claim DateJanuary 2020
Claim ApprovedYes
Car ModelHonda CR-V RD1
See all answers
Michael F.

Michael F.Sydney, NSW

Quick efficient service

published

Changing my card for premium payment and easy to gain deferring payment of premium. Their repair service and claim procedure was quick and efficient accompanied with advice support! They recognize your loyalty!

Customer Service
Transparency
Value for Money
Timeliness
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time1-2 weeks
Claim DateMay 2015
Claim ApprovedYes
Car ModelMazda Tribute
See all answers
steve rasher

steve rasherSydney, NSW

Disappointing repair by Coles insurance repairer ARM

published

After the 1st repair session the car was returned with a wheel missing and the get you home spare in its place. 10 days later had to go back to have the correct front wheel installed. when the car was serviced by subaru they said the steering control box had been damaged in the accident and not replaced when it was repaired, mean the car had to be returned to ARM again to have that replaced. How dangerous was it to be driving this car with a damaged steering mechanism? along with many weeks all up without the vehicle. very unsatisfactory service.

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeNo
Car ModelSubaru XV
See all answers
1 comment
Coles Insurance
Coles I.Coles Insurance

Hi Steve, thanks for getting in touch. We're very sorry to hear this! We'd recommend calling our Customer Care Team on 1300 265 374 to follow this up further, as they're best placed to assist.

Car Insurance

Find out how Coles Car Insurance compares to other Car Insurance

Know better, choose better.

Compare all
Celeste

CelesteCanberra

  • 2 reviews

Nothing but good service

published

When I signed up with coles insurance, I was unaware of their bad reputation. I still don't understand why they have such a bad reputation. I have had two claims through coles within the last year and a bit, one was a parking accident (entirely my fault, ran into a pole) and the other was a huge hail storm that came through. Both experiences were incredibly easy, and coles were nothing but helpful the whole time. I am certainly looking at using them again for my new car. :)

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time<1 week
Claim DateJune 2019
Claim ApprovedYes
Car ModelHolden Barina TM (Hatchback) CD
See all answers
1 comment
Coles Insurance
Coles I.Coles Insurance

Hi Celeste, thanks for getting in touch. We're so glad to hear you're a fan! We'll be sure to pass your feedback along to the relevant teams so they're aware :)

Prerna

Prerna

  • 4 reviews

Very poor service!

published
3 comments
Coles Insurance
Coles I.Coles Insurance
Prerna
Prerna
Coles Insurance
Coles I.Coles Insurance
Allie H.

Allie H.Greater Melbourne (Inner), VIC

Coles Car Insurance - borderline criminal

published

My car had to be written off - someone smashed into it.
Terrible experience dealing with this insurer. 2.5 months later - still no resolution. About 20+ phone conversations, endless repetition of the same information. I would have spent so far probably 40 hours+ trying to resolve this.
Lying, incompetent, misleading insurer. They should be stripped of any insurer license. DO NOT USE COLES CAR INSURANCE

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25Yes
Claim MadeYes
Claimant is the policy holder No
Claim Resolution Time3+ months
Claim DateDecember 2019
Claim ApprovedNo
Car ModelMazda 3 BN (Sedan) Maxx Sport
See all answers
1 comment
Coles Insurance
Coles I.Coles Insurance

Thanks for contacting us, Allie. We're disappointed to hear that you've had a poor experience with us and we'll follow this up for you if you send us a private message with further details.

Khodr

KhodrSydney, NSW

My fault .lol. Are you serious???

published

I was turning left and your client overtaking me for the left side and hit my car on left side.
After i call them to claim about the accident .
First I was waiting for more than 45 minutes.
And I was shocked that I was to be claimed and reliable for the accident.
WTH, What a joke.
Disgraceful and disgusting.
Will see you in court.

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeThird Party Property Damage
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder No
Claim Resolution Time<1 week
Claim DateJanuary 2020
Claim ApprovedNo
Car ModelMercedes-Benz C-Class C250 d C205
See all answers
1 comment
Coles Insurance
Coles I.Coles Insurance

Hi Khodr, thanks for taking the time to share your experience with us. If you'd like to follow up further, please send us a private message with further details.

Hamid B.

Hamid B.Sydney, NSW

  • 2 reviews

Claim time is working hours only

published

My first and last experience with coles. From the With bit of headaches but finally they wrapped it up and got it finalized. Except the claim time which is only on working days. It means if you have an accident on Friday night you need to wait till Monday morning and find a towing company to take your car and then they compensate

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder Yes
Claim DateJanuary 2020
Claim ApprovedYes
Car ModelAudi A5 8T
See all answers
3 comments
Coles Insurance
Coles I.Coles Insurance
Hamid B.
Hamid B.

Well I just need a clear reply and resolution. Ive returned my replacement car and haven't received a reply from coles yet.

Coles Insurance
Coles I.Coles Insurance

Thanks for getting for responding, Hamid. We'd recommend reaching out to our Claims Team on 1300 265 374 as they'd be best placed to check your policy and follow this up for you.

Carmen

CarmenSydney, NSW

  • 2 reviews

Great

published

They have been great with two accidents we had. We were not at fault , they went to lengths to help us from the time we called them to the time we got home. Best customer service when you call them .

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25Yes
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time1-2 weeks
Claim DateDecember 2018
Claim ApprovedYes
Car ModelRenault Captur J87
See all answers
1 comment
Coles Insurance
Coles I.Coles Insurance

Hi Carmen, thanks for your feedback. We're happy to hear you're a fan of our services and customer service received. We'll ensure to share your comments on to our Insurance and Claims Teams so they're made aware.

Car Insurance

Find out how Coles Car Insurance compares to other Car Insurance

Know better, choose better.

Compare all
Nazanin

NazaninSydney, NSW

Terrible services canceled my policy with out notice or ant notification. terrible customer service !!!!!!!

published

Terrible services canceled my policy with out notice or any notification. They don't even have text message system to let people know about cancellation of their insurance.
Terrible customer service !!!!!!!

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25Yes
Claim MadeNo
Car ModelToyota Corolla
See all answers
3 comments
Coles Insurance
Coles I.Coles Insurance

Hi Nazanin, thanks for contacting us and we're sorry to hear you've encountered this issue. We recommend contacting our Customer Support Team on 1300 265 374 so they can look into this for you.

Nazanin
Nazanin
Coles Insurance
Coles I.Coles Insurance

We're very disappointed to learn this, Nazanin. We'll ensure to share your feedback with our Insurance Team so they're made aware. We hope you give us another chance in future.

Xenad

XenadGreater Melbourne (Metropolitan), VIC

  • 2 reviews

Criminals

published

Coles insurance suck you in with cheap policies to begin with. Then wait for it increase it by almost 1,500. Why? Because they are now with a completely different company. My car started out on 500$ then as the years rolled on increased to the same amount as the big well known insurers. Have basically moved most of my cars from Cole's. Having overseas call centers is pathetic as they are like Robots. Stick with what you know. Sometimes it's the case of better the devil you know.

Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeNo
1 comment
Coles Insurance
Coles I.Coles Insurance
Chicri M.

Chicri M.South East Queensland, QLD

Give their customers the run around when claims are made.

published

I have been with Coles Insurance a number of years and I have a number of policies.
What Coles Insurance promise and what they deliver are totally different. Attention to claims? Non-existent.
My car was booked with a Coles recommended repairer only to be told the job was too big for them, they took photos and sent them on my behalf. More than two weeks later I am still waiting to hear from the assessor. I called twice only to be told the assessor is still looking into it. Not a good way to treat loyal customers.

Customer Service
Transparency
Value for Money
Timeliness
Insurance TypeComprehensive
Plan covers drivers under 25Yes
Claim MadeYes
Claimant is the policy holder Yes
Claim DateDecember 2019
Claim ApprovedYes
See all answers
2 comments
Coles Insurance
Coles I.Coles Insurance

Hi Chicri, thanks for taking the time to share your feedback with us. We're disappointed to hear you experienced a delay with your car insurance claim and we're very sorry for the poor experience. We hope you notice an improvement in the future.

Coles Insurance
Coles I.Coles Insurance

So we're able to follow this up for you with our Customer Care Team, could you please DM us your full name, claim number, contact number and time and date best suited for contact?

If I could give zero stars, I would.

published
Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeNo
Car ModelVolkswagen Golf
See all answers
1 comment
Coles Insurance
Coles I.Coles Insurance

Hi there, thanks for taking the time to share your review and we're sorry to hear this. We'll be sure to pass on your feedback to the relevant teams and we hope you can give us another chance in the future.

Rammi

RammiSydney, NSW

2ND year Price increase of $207 for nothing

published

second year of insurance they quoted an extra $207 for absolutely nothing. what a joke for a company to charge over 20% for nothing extra. When i called they could not explain why other than their rant things are changing.

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeNo
See all answers
1 comment
Coles Insurance
Coles I.Coles Insurance
Sophie Reynolds

Sophie ReynoldsSouth-Eastern Region, NSW

  • 5 reviews

Avoid avoid avoid - worst insurer ever

published
Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25Yes
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time1-2 months
Claim DateJanuary 2020
Claim ApprovedNo
Car ModelSSV VE Commodore
See all answers
4 comments
Coles Insurance
Coles I.Coles Insurance
Coles Insurance
Coles I.Coles Insurance
Sophie Reynolds
Sophie Reynolds

I have no idea where I'm supposed to DM to. Doesn't matter I've submitted a complaint through the ombudsman now

Car Insurance

Find out how Coles Car Insurance compares to other Car Insurance

Know better, choose better.

Compare all
sweetsunset

sweetsunsetSydney, NSW

  • 3 reviews

Renewal Price increases

published

Having held Coles Comprehensive Car insurance for several years claim free, I was curious to see the annual fee had increased by $150. Consequently I have cancelled my policy as they are not interested in maintaining their clientele only bringing in new business.

Customer Service
Transparency
Value for Money
Insurance TypeComprehensive and Third Party, Fire and Theft
Plan covers drivers under 25No
Claim MadeNo
Car ModelSubaru XV
See all answers
1 comment
Coles Insurance
Coles I.Coles Insurance

Is there an option to award no stars?

published

There is a total disconnect between the promotion of Coles Car Insurance services and the actual service delivery. Attention to claims? Non-existent. Half a dozen or more emails to the claims department over the last two months have been met with nothing more than automated receipts promising a response ‘within 5 business days’. Coles should have stuck to flogging groceries.

Customer Service
Transparency
Timeliness
Insurance TypeComprehensive
Plan covers drivers under 25Yes
Claim MadeYes
Claimant is the policy holder No
Claim Resolution Time3+ months
Claim DateNovember 2019
See all answers
1 comment
Coles Insurance
Coles I.Coles Insurance
Nick

NickGreater Melbourne (Metropolitan), VIC

Horrible customer service

published

Horrible customer service. Gave me a rubbish excuse for raising policy over $100 and never made a claim. Would not lower premium not even 1 cent. I have been with Coles insurance for many years and this is the first time this has happened. I have 2 other policies a vehicle and home and I will be leaving Coles once they expire.

Customer Service
Transparency
Value for Money
Timeliness
Insurance TypeThird Party, Fire and Theft
Plan covers drivers under 25Yes
Claim MadeNo
Car ModelVehicle
See all answers
3 comments
Coles Insurance
Coles I.Coles Insurance

Hi Nick, thanks for taking the time to share your feedback. We do our best to ensure our customers are offered insurance at great prices. Please send us a DM with your policy details and we'd be happy to look into this for you.

Nick
Nick
Coles Insurance
Coles I.Coles Insurance
Anastasia manias

Anastasia maniasSouth East Queensland, QLD

Absolutely terrible.

published

My cars battery died on the way to work and I needed road side assist. I called them and they told me they work with Coles insurance and that I didn’t actually have road side assist, they transferred me to Coles, I payed for a new plan and a large fee because I needed the assistance right away. They transferred me back to the road side people and they said they couldn’t find my details online and to call Coles again to sort it out. I spoke to Coles again, they said they’d transfer me through to road side and explain to them that I have payed the fee and to get help ASAP. I am still on the phone and have been on hold for the past 30mins.

Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeNo
Car ModelSuzuki Swift
See all answers
2 comments
Anastasia manias
Anastasia manias
Coles Insurance
Coles I.Coles Insurance

Hi Anastasia, thanks for taking the time to share your review. We're sorry to hear about your frustrating experience. We'll be sure to share your feedback with our Customer Care Team.

Angelique K.

Angelique K.Illawarra, NSW

This company needs to be investigated

published
Customer Service
Transparency
Value for Money
Timeliness
Job Satisfaction
Insurance TypeComprehensive
Plan covers drivers under 25No
Claim MadeYes
Claimant is the policy holder Yes
Claim Resolution Time3+ months
Claim ApprovedYes
Car ModelNissan Micra K12
See all answers
3 comments
Coles Insurance
Coles I.Coles Insurance
Angelique K.
Angelique K.
Coles Insurance
Coles I.Coles Insurance

We're sorry to hear of your frustration, Angelique. We'd recommend calling our Claims Team on 1300 265 374 so that they can look into this for you straight away.

Page 1 of 73

Questions & Answers

Teacher

Teacherasked

Is it true that Coles will only insure undamaged new cars ?
This is what happened when one of my relatives requested an online quote "complete with pictures of some declared minor door damage", to be told online insurance is not possible, call customer service.
Customer service agent told my relative Coles will only insure undamaged new cars.
Is this true?

3 answers
Xenad
Xenad

Hi Teacher. I had my older car insured with coles when they were backed by wesfarmers and never had issues. As soon as they moved to another company I got out. Prices skyrocketed and were no longer competitive. My advice to you is don't use them. Try budget or Suncorp. As for not insuring a car with minor damage sounds ludicrous. I wouldn't waste my time with them. I hope that helps.

Coles Insurance
Coles I.Coles Insurance

Hi there, we appreciate you taking the time to express your concerns. Please be assured, we're constantly looking at our underwriting rules, and will pass your feedback onto our product team for their consideration. In the meantime, we recommend calling our Insurance Team on 1300 265 374, if you have any further queries, as they'd be best placed to assist.

Teacher
Teacher

We have no further queries.
You have clearly stated your policy. Coles Only insures new cars with no damage.
Why would we want to contact you again?

Rob

Robasked

I currently have 3 cars insured through Coles insurance, today I tried insuring my new LDV T60 and instead of a price I get a screen stating that Coles cannot offer me insurance due to my circumstances. What is going on ?

3 answers
Coles Insurance
Coles I.Coles Insurance

Hi Rob, thanks for getting in touch. We're sorry to hear of your experience. We recommend calling our Customer Care Team on 1300 265 374, as they'll be best placed to assist you with this.

Rob
Rob

Spoke to customer care, My new car is one they don't insure, So the fact it is brand new, has a 5 star uncap rating means nothing to Coles. So I will be insuring this car elsewhere and moving my 3 other cars and 2 property insurances as well. Very poor of Coles to not care about loyalty to their customers.

Coles Insurance
Coles I.Coles Insurance

We're sorry to hear of your disappointment, Rob. Please be assured that we'll share you feedback with the relevant teams.

iron l.

iron l.asked

I request for access fee refunds and I got refund form from coles insurance but 3month after they still haven't refund yet.
Is it possible?? I asked 4times but nothing response. Just got auto response about 3 to 5 business day.

1 answer
Coles Insurance
Coles I.Coles Insurance

Hi, thanks for getting in touch. We'd recommend that you contact our Customer Support Team on 1300 265 374 as they'll be best suited to assist you further.

Get an answer from our members and Coles Insurance representatives

Download manual

ProductReview.com.au has affiliate partnerships. These do not influence our content moderation policies in any way, though ProductReview.com.au may earn commissions for products/services purchased via affiliate links.