Credit Corp Group

Called me saying I was in debt for a debt a cleared over a year ago. I informed them that the debt had been paid and closed. Asked me to send proof which I did and they still call/sms. I just hang up on them. Clearly a scam

I have dealings with them for the very first time, owing- to a debt. A certain lady I felt acted in- appropriate - asking me to provide a family members phone number. This woman with a foreign accent, she even asked me to pay a lump sum up straight away. What really rattled me was when she asked me to contact family about helping to pay the… Read more

debt. Her asking me this wasn't within the debt- laws.. I believe. Have made a complaint to credit- corp about her behaviour. People like her should find a different job . A debt is a personal matter.. and she should not have asked me those questions.

Just awful. They seem to have IT issues so my current(not overdue) me bank credit card has been sold to them, its not in their system so i cannot even use self service options. Enough is enough i will be paying it out.

Would be the most dishonest company you could come across. Harassing me for years now regarding a debt that is not mine. [Name Removed] is the latest… Read more

to pursue me regarding a debt I have with the Commonwealth Bank. I’ve never in my life banked with the Commonwealth bank. Be warned they are unscrupulous people. Any positive reviews on this site regarding these people are no doubt by the Management of the company in an attempt to try and push back against the overwhelming negativity. Mark.

Vile, nasty horrible people. Ring a person because they have the same surname as me. Not related to me. Related to my ex husband. They couldn't apologise , just said the same thing over and over again. I am seeking legal advice in relation to these people. They have added to my mental state. No stars as they don't rate unless there is minus

They just keep calling from various landlines and mobile numbers across the country, looking for someone I don’t know. I’ve tried speaking with them in the past, but it didn’t help. I just keep blocking the numbers they call from.

If I could give a zero that would be great . Raul stop sending me messages to say there are no funds in my account when there 100 percent has been . This is the 2nd time you have done this but there has been no problem at all . I will sue you personally for compensation for Harrassment and block any further payments . I wonder if you are taking these payments for yourself ?

I’m dealing with these guys I have told them to call me after 4pm as I work between 7am and 3pm and it takes me an hour to drive home I don’t want to have to answer or touch my phone while I’m driving home I do not want a fine from the police just because I was using my phone they need to realise that if a person is at work and don’t answer then… Read more

maybe they are busy at work they want me to give them details of a next of kin so if they can’t get in contact with me they say they’ll only contact my next of kin to reach me once I say that I can only afford a certain amount they keep pushing and pushing to settle the full amount when I specifically tell them I can’t start listening to ppl and get off ur high horse

This bunch of clowns are chasing a fraudulent debt that was deleted from my credit file by Equifax, Illion and Experian. The debt, by now, would also be statute barred. They are only allowed to call a maximum of three times a week and 10 times a month, which they have gone over consistently now every week. They refuse to identify themselves and refuse to send me proof of a debt unless I agree to ID myself and establish a repayment plan.

Absolute scum, if they didn’t completely harass me id of picked up calls i refused contact after they called me over an over again because i didnt pick up as i was driving at the time. Then calling me at 7.45 pm while im getting kids to sleep. Bombing with different numbers your all absolutely disgusting

Liars, cheaters, scammers who have no respect or regard for anyone Promised a 50% debt reduction and never applied it to my Optus account Whatever you do, don’t deal with credit corp I’ve taken it legal via the TIO that’s because your company wants to break the law and breach arrangements Get stuffed

The biggest scam in Australia is Credit Corp and every worker who works for them are parasites and deserve nothing more than to rot on at the bottom of a pit!! They harass you non stop, they spoof numbers, they don’t have any sense of reality of what people are going through and they dodge up paperwork and commit fraud with date changes etc..… Read more

Explain how a 5 year loan what was in 2008 defaulted went through bad credit didn’t hear anything as per bankruptcy terms for the loan to reappear on your file in 2020?? They’re scum, liars and a complete waste of oxygen

Also how can a company what buys debts for cents on the dollar for example a 20k loan they’ll buy for as little as $2500 then they’ll charge the full 20k plus add interest?? They’re not a lender so what’s the interest for?? Scam scam scam

Credit Corp have nothing apart from threats – Have dealt with several of these types of fraudulent business models as have been getting people out of debt for numerous years. Credit corp have recently purchased Collection House who collapsed few years ago - Baycorp were also part of Collection House. They are all nothing but bottom feeders extorting money by whatever means they believe is… Read more

justified, they purchase debts for next to nothing then attempt to make a recovery on a debt they claim they owe. A few things which is never explained to the person who is being pursued by these corrupt business models, is that they have no clout legally. Things to remember when dealing with debt collectors which is proven to work : 1. They will immediate ask is this your name >>>>>> when phoning - do not tell them who you are ask them who are you ? they are attempting to create a contract verbally. - they will never tell you who they are unless you confirm your personal details - quick search on google of the phone number they are calling from will tell you who they are. 2. It is their responsibility to prove you owe a debt not yours. 3. When they purchase a debt they will never receive any contract just your name and address - so unless they have the original contract with your wet ink signature, along with the bill of sale, they have nothing that can prove you own the debt. 4. Do not contract with them even verbally. 5. They will threaten to ruin your credit rating - yes legally they can make an entry but they first need to prove you owe the debt..Once they make an entry and it expires they cannot make a further entry ever..Unless they sell the debt. 6. They purchase a debt in your name - you never contracted with them you only contracted with the original company. 7. Unsecured debts can be chased, but they have no legal standing to make a recovery...do not contract with these type of companies even verbally. Its called an unsecured debt for a reason i.e no security was offered ! 8.Debts become statute barred after so many years - so make sure the debt isn't statued barred - if you have been making some payments and the debt is an old debt, check how old the debt is, again do not contract with them..if you start paying the debt time clocks starts again ! Credit Corp and any others of these companies are frauds & scammers - they will use whatever means they can to intimidate you into paying - known to contact employers, work colleagues, family etc .. if your credit rating is already wrecked, there is no point paying them and remember unsecured debt is called unsecured for a reason !

Blatant Identity Theft Attempt – Several months ago, they attempted to contact me via email. In good faith, to see what the situation was, I clicked the link and entered the reference number and my DOB as required, only to be told that my DOB was "incorrect." I tried again on the minuscule chance I made a typo and received the same notification. Their agents were also being… Read more

extremely persistent via text and when I told them of this error, I was advised to enter a 000000 date and then I could go through a new verification process by providing more of my identification details.

Despite being clear I was not going to fix their error by giving them more information, they have persisted in calling and trying to get me to confirm personal information before proceeding. Despite claiming to know who they've contacted, they insist on asking for personal details.

Beware of this fraudulent behaviour.

Parasitic scum – Blood sucking parasites taking advantage of people in financial hardship. Planting fake defaults on your credit report and charging interest that is more than your original debt

Disappointed – BE CAREFUL. I received a snail mail letter on very cheap-looking stationary from Credit Corp addressed to my deceased son. They were advising him that he had overpaid a loan and there were funds that they needed to give back to him. Initially, he said the funds had been transferred to Revenues NSW so I called them and they said they didn't have… Read more

any money belonging to my son and that the normal process is 6 years of unclaimed money before Revenues get it. I called Credit Corp back and told him this and he said oh no it's only 6 weeks. He then proceeded to guide me on how to get the funds. They needed photo proof of my ID. and my son's ID. I said well no I have a letter of administration and that should be all you need. He then said, "Oh ok well send that and the death certificate and he will try to get the funds to you." Red flags are up now with me. Lucky, I woke up before they got a lot more personal details from me. I now realise it is a scam. They only have my nickname and my mobile number I am still safe I think. And I have moved from the house where they sent the letter, I have a different address. Am I safe?

Very believable scam, but don't fall for it, updated new scam from Credit Corp – Credit Corp call me to ask why my wife isn't answering her phone, I replied why do you ask and what's it revelivant to do with, they said I can't tell you until Ive spoken to your wife, they replied does your wifes number end with this, I said no it dosen't, then she went on to say that my wifes details have been used to obtain a credit card that… Read more

now has debt of $21000, I thought omfg, what the hell. So I got my wife to call them once she was home. Then they emailed documents of proof showing a credit card debts with NAB with my wifes name and proof of her work and time spent there etc, and overdue accounts etc. So they then requested us to go police station to make a statement and wanted proof of identity, and wanted us to do a stat deceleration. And btw we have never been with NAB. So firstly we went to police station and explained this issue, and we filled out a fraudulent doc regarding this apparent debt. Then next day contacted NAB to see if Credit Corp is legit. And after speaking to NAB they said yes is a credit card debt in my wifes name of 20k, but NAB stated they haven't sent it to any credit collection companies. Whhhooo, this now sent alarm bells to me of scam. So we sent email back to credit Corp saying we have been police station filling out form for fraudulent claim with all our details with a case number. So we sent email back to credit Corp stating event number of police record and won't be giving anyone details. And only that we contacted NAB a day later to find out they haven't sent this so called debt to any bedt collectors, made me cringe on how realistic this scam really is, and how much details they had of us blew me away. Dirty [Content Removed]. So glad we didn't send a stat deceleration with signature and photo I'd, as we would of been super stuffed, for more fraud against us. The police officer explained to not to send anything else to Credit Corp. And after now reading so many reviews on scamming credit Corp, I'm so glad we didn't now. I wanted to write this review to help others in being scammed the same way as after reading all these reviews I didn't see same scam as what we had been given from credit Corp as apparent proof from NAB documents and a couple of credit Corp letters they showed us. So please I hope everyone reads my review to help them not being scammed by these people, and considering the time and effort we have been through, they should be paying us for doing all this [Content Removed].

The worst – BEWARE: Should you have the unfortunate experience of dealing with Credit Corp and its lawyers, you need to know that they have complete disregard for the law, court process and their professional and ethical obligations. I provide my own dealings with Credit Corp and its lawyers as follows: Credit Corp/solicitor Carlos Toda filed a claim against… Read more

me in the court regarding an alleged credit card contract. They record their claim is pursuant to a credit contract and record the credit card number. They rely on a contract which they know does not exist and they cannot provide it. They will disregard their obligations that they must record a legal right to make a claim, in this case the specific terms breached under their alleged contract. I have repeatedly put the above issues 1 & 2 to Credit Corp and its lawyers Ms Julia Bell and directors of Gadens Lawyers, Mr Carlos Toda and Credit Corp CEO Mr Thomas Beregi. They would consistently ignore my requests for documents, deflect and refer to other matters/documents which do not address the issues I raised with them. I have repeatedly sought for Credit Corp to produce their alleged contract as recorded in their claim which they must already have verified at the time of recording a contract in their claim. I have also sought for them to provide their legal cause (the specific terms defaulted/breached under their alleged contract) amongst other relevant docs. They have failed their disclosure obligation (QLD) to provide documents within 28 days from the close of pleadings. Credit Corp & its lawyers will frustrate the process, engage in misleading conduct by dressing up any docs as the credit contract even the docs which do not contain your information. They are so blatant that they will provide you with a generic bank brochure called ‘Terms and conditions’ (T&C) which contain no details of you and they will refer to it a contract. The T&C provides that it is not a contract and states what documents contract must consists of, for example, bank has to issue have a pre-contractual document which must contain all the essential terms of the contract and which will become a contract if you decide to enter into it as per the National Credit Code. Nothing of this is complied with, no credit contract exists, yet Credit Corp continues with their fraudulent claim disregarding every notice to produce a contract they rely upon. Credit Corp & its lawyers will seek for a settlement conference to be listed by the court, having knowledge of the issues you put to them, failing their disclosure obligations, having no legal cause and where I had raised fraud, misleading and deceptive conduct in my defence. Ms Julia Bell of Gadens Lawyers had admitted in their letter that Credit Corp and its lawyers Mr Carlos Toda did not have any contract in their possession at the time they drafted and filed their statement of claim at the court. This itself is a serious breach of the professional duties by Certus Partners and Gadens lawyers rendering the said lawyers unfit for practice. Their conduct demonstrates an intent to use the courts to unlawfully obtain a judgment having no legal cause. When you deal with Credit Corp & its lawyers, you will not get any honesty and they will try to defraud you by any means possible. Their conduct consistently demonstrates contempt for the law, court process and their professional obligations as lawyers (Gadens/Mr Carlos Toda Certus Partners) and as an ASX-listed public company. They have no regard for serious issues raised such as fraud and misleading conduct. They confidently mislead the court and breach their professional and ethical duties. It appears to me that this is standard practice for them. ASIC and authorities should be called to investigate and prosecute Credit Corp and its lawyers for their fraudulent conduct and circumventing credit laws (National Credit Code, ASIC Act, Australian Consumer Law etc).

Now if that ain’t a scam I don’t know what is – They’ve been calling me off multiple different numbers for months now. Looked them up awhile ago so have always just declined their calls. Today I thought I would answer and see what they have to say, turns out it was about debt I don’t owe anymore and this was how the conversation went: Him: Hi this is John from Credit Corp. Is this *insert name… Read more

here* ? Me: Yes Him: Now just for security reasons, I have to advise that this phone call is being recorded Me: Okay Him: *doesn’t ask any security questions other than my name and begins to starts yapping about the debt I no longer owe and how they can help me* Me: Before I answer any of that, can you please tell me who Credit Corp is and what you do? You haven’t explained any of that. Him: Oh sorry, my company name is Baycorp Me: No sorry you just said you were from Credit Corp not Baycorp? Him: Baycorp is in Australia and Credit Corp is in New Zealand Me: No but I asked what YOUR company does, not Baycorp Him: So Credit Corp is like Baycorp but we are an account assigned to Baycorp and we reach out to people regarding their debt Me: Okay so YOUR company is just an associate of Baycorp then yes? Him: Yep Me: *hangs up*

Harassment calls past legal limitations on calls – They call more than the allowed LEGAL limit. Now it’s classified as harassment. Speaking to legal about it. Already told several agents, I am bordering bankruptcy & in severe financial distress due to work injury and car accident. Still receive two calls a day. Again past the legal limit.

Unjust harassment – Non stop calls, rude csr. I don’t owe anything to anyone yet still being called most days 6.30am-8.30am to call them back and ‘sort a $100 outstanding debt’. There is no debt and I can’t block a private number, how do I get rid of these leaches??

Waste of oxygen – They tried to call me so I called back, they wouldn’t tell who they are, like I’m stupid and can’t easily find out, and they said they have no record of calling me. Debt collectors chasing a debt that does not exist?

Credit Corp - my mistake oops – I was receiving over 250 calls for a period of years, spoke to someone first time and was quite annoyed they claimed i had a debt. However, with further investigation on my behalf i soon realised i did and a tad embarrassed i spoke badly to the first credit corp rep. So i called again and a lovely lady helped me, she charged zero interest or fees… Read more

and worked with me to make a short delay before i could pay in full. They were so lovely afterwards and it changed my mind on the whole experience. They're just trying to do their jobs and chances are you probably do owe something, even if you don't , try to work "with" them rather than against them.

Scummier than scum – Apparently I have a debt for $3700 for an overdue account from four years ago. They started calling me about it out of the blue two months ago. I've never been with AGL but according to them I have a huge bill oustanding. I disputed it and demanded to see statements etc but I never heard back but have now discovered they listed the debt on my credit file. Shonky and turd aren't strong enough words for this mob.

[Content Removed] – Wouldngive no stars if I could, have not stopped harassing me in nearly 5 years. apparently I owe Optus a bill when I have never been with Optus everrrr. every time I somehow pick up their phone call off one of their new numbers after I've blocked them I never give them any of my details ask them to send me a letter and I can get to the bottom of… Read more

it myself, I've never received a letter. have had one guy get quite aggressive. no legit company would ever do that on the phone. I'm SO over being harassed by them. I don't know why they keep trying when I make a blatantly obvious every time that I know there is [Content Removed] I told them last time I spoke to them today that I have been to the police lol.

SCAM – I started getting calls about a mysterious 'debt' that doesn't exist. They want all my details off the bat without any proof of who they are. They call twice a day from unknown numbers. I don't have any debt, and the suburbs they say i live in are wrong. They wont leave me alone!!!

Absolute nightmare – I would them a minus 100 stars if i could Customer service is non existence i rang them in regards to an account that should have been closed month ago they kept putting me on hold till it got to there closing time than hung up on me no resolution. Rude un helpful and love holding ppl hostage.

I wish I could give zero stars! Horrible company! – Credit Corp are nothing but vultures and scammers, who bully and intimidate vulnerable and innocent people! I have never in my life owed a single bad debt and my credit score has always been excellent, yet I have Credit Corp suddenly harassing me for a debt that isn't even mine (I have NEVER had a credit card in my life) I have clearly explained… Read more

this to Credit Corp and even contacted said credit card provider who have confirmed that I've never been a customer of theirs, but Credit Corp keep sending me letters threatening to take me to court!! They obtained my contact details by calling my previous employers and they've since harassed my neighbours as well and checked in on my credit file numerous times in recent weeks, which shows up on my file. This is absolutely appalling behaviour, I have no idea how it's even legal practice? I have given them proof that I don't owe them a cent, but they are demanding over $28000 for an alleged debt (which most of seems to be interest) and the alleged debt is from 2016!! Until recently I had never heard of them, but since doing my research I've learned that this alleged debt has passed the statute of limitations - And it turns out that Credit Corp are forever trying to scam innocent people out of their hard earned money! The worst part is that they've ignored all the evidence I've given them, my Credit file has been clean with no connection to any credit card providers and at this point I'm adamant that Credit Corp is definitely a huge scam! I have already taken the matter further and I won't stop until these vultures are put in their place! The fact that this company is even allowed to operate baffles me! Imagine how many lives they've ruined! They need to be shut down asap! They're not getting a cent from me, I don't owe them anything! I didn't work hard all my life and achieve a perfect credit score just to be scammed by a greedy, lying company who won't admit they're in the wrong! Even though I'm innocent, I've had to waste hours of my time proving myself and following up on a debt that never existed and isn't mine in the first place! You could imagine my shock when Credit Corp first reached out to me, but I knew I didn't have any bad debts so I bluffed them off, but they kept calling from different numbers and then sent me multiple letters, spammed my credit file and and even threatened court proceedings and said that I'd be liable for THEIR court costs! I've never heard of anything so ridiculous. I'm being harassed to the point where it's effecting me mentally. I'd get a lawyer involved, but why should I waste my money, time and energy on a matter that shouldn't even be mine to deal with? Stay far far away from Credit Corp, they're bad news!

Debt collectors – A parasitical company who buy debts of the criminal banks for five cents a dollar and Harass and pursues vulnerable people.Owned by the chosen ones